3256 Gerle Ave Placerville, CA 95667
Estimated payment $3,435/month
Highlights
- Wood Burning Stove
- Granite Countertops
- Breakfast Area or Nook
- Traditional Architecture
- No HOA
- Enclosed Patio or Porch
About This Home
Rare Assumable Financing at 2.75% - The smartest part of this move-in ready Placerville home isn't something you can see it's the financing. This home comes with assumable FHA financing at just 2.75%, while today's rates sit closer to 6.5%. For qualified buyers, that difference is life-changing. The principal and interest payment would be just $2,036.30 per month, a monthly savings of $785.91 compared to buying at current rates, and an estimated $83,708.42 in interest savings over five years. Put simply, owning this home costs less than renting in Placerville. You get the stability of homeownership, the chance to build equity, and a monthly payment that's hard to find anywhere in today's market. Beyond the financing, the home itself is ready to welcome you. Tucked on a private, quiet street in the city of Placerville, this single-story layout offers easy, comfortable living with no stairs to navigate. Inside, you'll find granite countertops, stainless steel appliances, and warm laminate wood flooring that ties the spaces together beautifully. The enclosed porch adds a relaxing spot to unwind, sip your morning coffee, or enjoy a quiet evening at home. It's a rare combination: a home that's truly move-in ready, paired with financing that puts real money back in your pocket month after month. Opportunities like this don't come around often, and they don't last long. Schedule your private showing today and see how much you could save. Assumable FHA financing available to qualified buyers. Savings figures are estimates based on current market rates.
Home Details
Home Type
- Single Family
Year Built
- Built in 1997 | Remodeled
Lot Details
- 23,087 Sq Ft Lot
- Property is zoned R1
Parking
- 2 Car Garage
- 2 Open Parking Spaces
- Extra Deep Garage
- Front Facing Garage
- Driveway
Home Design
- Traditional Architecture
- Raised Foundation
- Composition Roof
Interior Spaces
- 1,572 Sq Ft Home
- 1-Story Property
- Wood Burning Stove
- Wood Burning Fireplace
- Free Standing Fireplace
- Double Pane Windows
- Family Room
- Living Room
- Laminate Flooring
Kitchen
- Breakfast Area or Nook
- Free-Standing Gas Range
- Dishwasher
- Granite Countertops
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
- Secondary Bathroom Double Sinks
- Bathtub with Shower
- Separate Shower
Laundry
- Laundry Room
- Sink Near Laundry
- Laundry Cabinets
- 220 Volts In Laundry
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Outdoor Features
- Enclosed Patio or Porch
Utilities
- Central Heating and Cooling System
- 220 Volts in Kitchen
- Gas Tank Leased
- Propane
- Property is located within a water district
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 051-340-054-000
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,571 | $539,092 | $167,670 | $371,422 |
| 2024 | $5,571 | $528,523 | $164,383 | $364,140 |
| 2023 | $5,507 | $518,160 | $161,160 | $357,000 |
| 2022 | $5,428 | $508,000 | $158,000 | $350,000 |
| 2021 | $2,697 | $248,233 | $66,939 | $181,294 |
| 2020 | $2,657 | $245,689 | $66,253 | $179,436 |
| 2019 | $2,550 | $240,872 | $64,954 | $175,918 |
| 2018 | $2,472 | $236,150 | $63,681 | $172,469 |
| 2017 | $2,434 | $231,521 | $62,433 | $169,088 |
| 2016 | $2,396 | $226,982 | $61,209 | $165,773 |
| 2015 | $2,285 | $223,575 | $60,291 | $163,284 |
| 2014 | $2,285 | $219,198 | $59,111 | $160,087 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/03/2026 06/03/26 | For Sale | $559,900 | +10.2% | $356 / Sq Ft | |
| 09/30/2021 09/30/21 | Sold | $508,000 | +3.9% | $323 / Sq Ft | View Prior Sale |
| 09/10/2021 09/10/21 | Pending | -- | -- | -- | |
| 08/03/2021 08/03/21 | For Sale | $489,000 | -- | $311 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $508,000 | Chicago Title Company | |
| Trustee Deed | $399,900 | None Available | |
| Grant Deed | $165,000 | Chicago Title Co |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $498,798 | FHA |
Source: MetroList
MLS Number: 226070381
APN: 051-340-054-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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