$110,000
SOLD AUG 29, 2025

32563 190th St Isle, MN 56342

1 Bed
-- Bath
528 Sq Ft
5.23 Acres

Recently Sold

$208 Per Sq Ft

8% Below List Price

6 Days on Market

Highlights

  • Deeded Waterfront Access Rights
  • Solar Power System
  • Wood Burning Stove
  • 100 Feet of Waterfront
  • Deck
  • No HOA

About This Home

As of August 2025

Get away from all the hubbub and get in on this affordable 5.23 acre private, wooded setting that comes with a 2/40th interest in a 0.95 acre Mille Lacs lake lot featuring 100 feet of shore and private launch. This deeded access lot is located approximately 1 mile southwest of the property. House, garage, bunkhouse, sauna, and shed conditions are unknown. Electric is at the road and there are old solar panels in place, but it is unknown if they work. Home was wired for generator and solar. No well or septic, outhouse only. Sold “AS IS”. Fiber internet available via SCI Broadband.

Last Agent to Sell the Property

Rodney Sparks

Woods & Shores Real Estate, Inc. Listed on: 07/16/2025

Co-Listed By

Kathy Sparks

Woods & Shores Real Estate, Inc.

Last Buyer's Agent

Rodney Sparks

Woods & Shores Real Estate, Inc. Listed on: 07/16/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $848

Year Built

  • Built in 1993

Lot Details

  • 5.23 Acre Lot
  • Lot Dimensions are 779x391x243x45x165x160x305
  • 100 Feet of Waterfront
  • Unpaved Streets
  • Many Trees
  • Additional Parcels
  • Zoning described as Shoreline,Residential-Single Family

Parking

  • 2 Car Garage
  • Open Parking

Home Design

  • Wood Siding

Interior Spaces

  • 1 Bedroom
  • 528 Sq Ft Home
  • 1-Story Property
  • Wood Burning Stove

Outdoor Features

  • Deeded Waterfront Access Rights
  • Deck
  • Outhouse

Additional Features

  • Solar Power System
  • No Cooling

Community Details

  • No Home Owners Association
  • Rosewood Subdivision

Listing and Financial Details

  • Assessor Parcel Number 161109700

Home Details

Home Type

Single Family

Est. Annual Taxes

$848

Year Built

Built in 1993

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: None
  • Garage Spaces: 2
  • Accessibility Features: None
  • Water Source: None
  • Year Built: 1993
  • Above Grade Finished Sq Ft: 528
  • Water Body Name: Mille Lacs
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Fiber Optic
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: None
  • Living Area: 528
  • Fireplace: No
  • Basement YN: No

Beds/Baths

  • Total Bedrooms: 1

Exterior Features

  • Roof: Age Over 8 Years, Asphalt
  • View: West
  • Other Structures: Additional Garage, Bunk House, Sauna, Storage Shed
  • ConstructionMaterialsDesc: Frame
  • PatioPorchType: Deck
  • Lake Bottom: Sand
  • LakeChain: N
  • Elevation Highpoint to Waterfront Feet: 0-4
  • Waterfront Frontage: 100

Garage/Parking

  • Parking Features: Detached, Open

Utilities

  • Heating: Wood Stove
  • Sewer: Outhouse
  • Electric: Other
  • Fuel: Solar
  • Power Company: Mille Lacs Energy Co-op

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Isle
  • SchoolDistrictPhone: 320-676-3146

Lot Info

  • Waterfront YN: No
  • PropertyAttachedYN: No
  • Lot Size: 779x391x243x45x165x160x305
  • Lot Size Sq Ft: 227818.8
  • Land Lease: No
  • Lot Features: Many Trees
  • Additional Parcels: Yes
  • Zoning Description: Shoreline,Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Seasonal

Building Info

  • Construction Materials: Wood Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 161109700
  • Tax Annual Amount: 848
  • TaxWithAssessments: 848.0000

Multi Family

  • WaterfrontFeatures: Deeded Access

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 16, 2025
Closed on
Aug 29, 2025
Sold by
Nelson Ronald
Bought by
Schuerman Lori
Seller's Agent
Rodney Sparks
Woods & Shores Real Estate, Inc.
Buyer's Agent
Rodney Sparks
Woods & Shores Real Estate, Inc.
List Price
$120,000
Sold Price
$110,000
Premium/Discount to List
-$10,000
-8.33%
Views
32
Current Estimated Value
$114,213

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,213
Avg. Annual Appreciation
9.60%
Original Mortgage
$85,121
Outstanding Balance
$85,121
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$29,092

Purchase Details

Closed on
Aug 1, 2013
Bought by
Nelson Ronald D
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Deed $110,000 --
Warranty Deed $5,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $85,121 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/29/2025 08/29/25 Sold $110,000 -8.3% $208 / Sq Ft
07/22/2025 07/22/25 Pending -- -- --
07/16/2025 07/16/25 For Sale $120,000 -- $227 / Sq Ft
Source: NorthstarMLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $482 $72,800 $20,000 $52,800
2024 $390 $74,000 $20,000 $54,000
2023 $332 $72,700 $20,000 $52,700
2022 $242 $61,900 $17,000 $44,900
2021 $202 $47,500 $14,300 $33,200
2020 $236 $46,000 $14,300 $31,700
2019 $184 $46,000 $14,300 $31,700
2018 $170 $41,700 $14,300 $27,400
2017 $76 $38,600 $14,300 $24,300
2016 $62 $38,600 $14,300 $24,300
2014 $70 $40,200 $14,800 $25,400
2012 $1 $49,500 $19,000 $30,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6756732

NorthstarMLS

APN: 16-1-109700