$240,000
SOLD NOV 8, 2024
2 Beds
2 Baths
1,554 Sq Ft
5,330 Sq Ft Lot

Recently Sold

$154 Per Sq Ft

8% Below List Price

28 Days on Market

Highlights

  • Lake Front
  • Above Ground Spa
  • Community Lake
  • Ben Davis University High School Rated A
  • Lake Privileges
  • Deck

About This Home

As of November 2024

You never thought it was possible, but go ahead and let yourself do it! Take advantage of this prime opportunity to improve this light fixer-upper as an investment, make it your 2nd home, or love it so much, decide to stay year round! The home needs some cosmetics and minor repairs that won't break the budget but allows you to get a little creative! Make sure to focus in on why this diamond in the rough is the right buy for the price: 1,544 sq.ft., loads of direct shoreline, a wraparound deck, a private dock, a primary bedroom on the main, tall ceilings, and a flexible loft space that could serve other purposes and possibly add value if you are imaginative. This is your missing gem. The convenience and location close to I-74 and 465 make having a lake home a possibility at an affordable price. Features and improvements: newer walk-in shower in the primary en suite, tile in the kitchen, electric fireplace. Turn this house into "home" by adding preferential improvements as the neighborhood market values appear supportive. Use the incredible deck space with a gazebo, lights, gas grill, hot tub and fire pit to relax from a long day. Try a sunset cruise with your favorite beverage in hand and return to kick up your heels with friends on the spacious deck! Home is sold AS IS, WHERE IS. A transferable home warranty will be provided for up to 1 Year from list date with an option for the Buyer to pay to extend coverage in the future.

Last Agent to Sell the Property

Kimberly White

F.C. Tucker Company Brokerage Email: kim.white@talktotucker.com License #RB18002121 Listed on: 09/23/2024

F.C. Tucker Company

Co-Listed By

Preeti Chaggar

F.C. Tucker Company Brokerage Email: kim.white@talktotucker.com License #RB17002044

Last Buyer's Agent

Staci Woods

Keller Williams Indy Metro NE License #RB14043360

Keller Williams Indy Metro NE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,920

Year Built

  • Built in 1991

Lot Details

  • 5,330 Sq Ft Lot
  • Lake Front
  • Cul-De-Sac

HOA Fees

  • $41 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Fixer Upper
  • Slab Foundation
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Cathedral Ceiling
  • Paddle Fans
  • Electric Fireplace
  • Window Screens
  • Great Room with Fireplace
  • Combination Kitchen and Dining Room
  • Lake Views
  • Attic Access Panel

Kitchen

  • Electric Oven
  • Built-In Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Pool

  • Above Ground Spa
  • Fiberglass Spa

Outdoor Features

  • Lake Privileges
  • Deck
  • Fire Pit
  • Gazebo
  • Outdoor Gas Grill
  • Porch

Utilities

  • Forced Air Heating System
  • Programmable Thermostat
  • Electric Water Heater

Community Details

  • Association fees include home owners, insurance, maintenance, management, snow removal
  • Association Phone (317) 292-8582
  • The Islands Subdivision
  • Property managed by Trent Management LLC
  • Community Lake

Listing and Financial Details

  • Legal Lot and Block L109 / IV
  • Assessor Parcel Number 490522117036000900
  • Seller Concessions Not Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,920

Year Built

Built in 1991

Lot Details

0

HOA Fees

$41 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: TraditonalAmerican
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2023
  • Year Built: 1991
  • Building Area Total: 1554
  • Garage Y N: Yes
  • Lot Size Acres: 0.12
  • Subdivision Name: The Islands
  • Inspection Warranties: Not Applicable
  • Transaction Type: Sale
  • Accessibility Features YN: No
  • MBR_AttributionContact: kim.white@talktotucker.com
  • Attribution Contact: kim.white@talktotucker.com
  • Special Features: VirtualTour

Interior Features

  • Basement: No
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Disposal, MicroHood, Microwave, Electric Oven, Refrigerator, Washer
  • Levels: Two
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: Electric, Great Room
  • Fireplaces: 1
  • Interior Amenities: Attic Access, Cathedral Ceiling(s), Paddle Fan, Hi-Speed Internet Availbl, Programmable Thermostat, Screens Some
  • Living Area: 1554
  • Main Level Bedrooms: 1
  • Spa Features: Above Ground, Fiberglass
  • Spa Y N: Yes
  • Areas Interior: Laundry in Unit
  • Eating Area: Dining Combo/Kitchen
  • Basement Full Bathrooms: 0
  • Main Level Full Bathrooms: 1
  • Main Level Sq Ft: 1122
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 0
  • Upper Level Sq Ft: 432
  • ResoLivingAreaSource: Assessor
  • Rooms Basement: 0

Exterior Features

  • Construction Materials: Vinyl With Brick
  • Exterior Features: Gas Grill, Lighting, Outdoor Fire Pit
  • Foundation Details: Slab
  • List Price: 260000
  • Patio And Porch Features: Deck Main Level, Gazebo, Porch Open
  • Pool Private Y N: No
  • Property Condition: Fixer
  • View: Lake, Water
  • View Y N: Yes
  • Waterfront Features: Dock, Lake Privileges, Lake Front, Waterfront
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Attached
  • Fuel: No Fuel Source
  • Garage Parking Other: Garage Door Opener,Keyless Entry
  • Garage Sq Ft: 420

Utilities

  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Electric
  • Heating: Electric, Forced Air
  • Water Source: Municipal/City
  • Solid Waste: Yes

Condo/Co-op/Association

  • Association Amenities: Insurance, Maintenance, Management, Snow Removal
  • Association Fee: 489
  • Association Fee Frequency: Annually
  • Association Phone: 317-292-8582
  • Association YN: Yes
  • Community Features: Curbs, Lake, Street Lights
  • Management Company Name: Trent Management LLC
  • H O A Disclosures: Covenants & Restrictions,Rental Restrictions,Rules & Regulations

Fee Information

  • Association Fee Includes: Association Home Owners, Entrance Common, Insurance, Maintenance, Management, Snow Removal

Lot Info

  • Lot Features: Cul-De-Sac, Curbs, Storm Sewer, Street Lights
  • Property Attached Yn: No
  • Additional Parcels: No
  • Horse Amenities: None
  • Lot Size Sq Ft: 5330
  • Parcel Number: 490522117036000900
  • Acres: <1/4 Acre
  • Price Acre: 2000000

Green Features

  • Green Certification Y N: No

Tax Info

  • Tax Annual Amount: 2920
  • Tax Block: IV
  • Tax Lot: L109
  • Semi Annual Property Tax Amt: 1460
  • Tax Exemption: Homestead Tax Exemption,Other Tax Exemption/See Remarks

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 23, 2024
Closed on
Nov 8, 2024
Sold by
Hufty Sheila J and Addington Diane S
Bought by
Hearth Dwellings Llc
Seller's Agent
Kimberly White
F.C. Tucker Company
Buyer's Agent
Staci Woods
Keller Williams Indy Metro NE
List Price
$260,000
Sold Price
$240,000
Premium/Discount to List
-$20,000
-7.69%
Views
32

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
80.45%
Original Mortgage
$200,000
Outstanding Balance
$102,241
Interest Rate
9%
Mortgage Type
Construction
Estimated Equity
$262,702

Purchase Details

Closed on
Nov 30, 2020
Sold by
Day Terry
Bought by
Day Terry and Hufty Sheila J
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $240,000 Chicago Title
Deed -- None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $200,000 Construction
Previous Owner $52,240 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/23/2025 07/23/25 Price Changed $369,000 -0.9% $237 / Sq Ft
06/28/2025 06/28/25 Price Changed $372,500 -0.7% $240 / Sq Ft
05/30/2025 05/30/25 Price Changed $375,000 -2.0% $241 / Sq Ft
05/07/2025 05/07/25 Price Changed $382,500 -0.6% $246 / Sq Ft
04/09/2025 04/09/25 For Sale $385,000 +60.4% $248 / Sq Ft
11/08/2024 11/08/24 Sold $240,000 -7.7% $154 / Sq Ft
10/21/2024 10/21/24 Pending -- -- --
10/08/2024 10/08/24 For Sale $260,000 0.0% $167 / Sq Ft
09/28/2024 09/28/24 Pending -- -- --
09/23/2024 09/23/24 For Sale $260,000 -- $167 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,832 $258,800 $18,400 $240,400
2023 $2,832 $227,000 $18,400 $208,600
2022 $2,657 $211,200 $18,400 $192,800
2021 $2,493 $175,500 $18,400 $157,100
2020 $2,215 $162,800 $18,400 $144,400
2019 $2,061 $152,400 $18,400 $134,000
2018 $1,717 $137,800 $18,400 $119,400
2017 $1,626 $130,700 $18,400 $112,300
2016 $1,524 $136,800 $18,400 $118,400
2014 $1,362 $130,800 $18,400 $112,400
2013 $1,423 $126,700 $18,400 $108,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22002950

MIBOR Broker Listing Cooperative®

APN: 49-05-22-117-036.000-900