$830,000

327 Cobalt Ln Miramar Beach, FL 32550

Estimated payment $4,783/month

Total Views 3,549
3 Beds
3 Baths
2,021 Sq Ft
$411 Price per Sq Ft

Highlights

  • Golf Course Community
  • Gated Community
  • Newly Painted Property
  • Van R. Butler Elementary School Rated A-
  • Craftsman Architecture
  • Wood Flooring

About This Home

Tucked away at the end of a quiet cul-de-sac in the desirable gated community of Emerald Bay, this elegant 3BR/3BA single-level home with over 2,000 square feet offers a rare blend of peaceful privacy, thoughtful upgrades, and everyday efficiency. The home was designed with ease of living in mind—from its low-maintenance construction and low utility costs to a smart security system with exterior cameras. Inside, 10-foot ceilings and 5-inch plantation shutters throughout create an airy, upscale ambiance in the primary living areas, while the open-concept layout flows effortlessly from room to room. Whether you're hosting in the spacious living area or enjoying a quiet morning in the dining nook, the floor plan makes the most of every square foot. The home features a split bedroom design for added privacy, generous storage throughout, and a 2-car garage with real wood flooring. Bedrooms are well-proportioned with 9-foot ceilings, and the primary suite offers the space and comfort to serve as a daily retreat. The oversized backyard is a true standoutone of the largest in the neighborhoodoffering ample room to build a private pool, entertain under the stars, or simply relax with room to breathe. Residents of Emerald Bay enjoy low HOA dues, a beautifully maintained golf course setting, access to tennis courts, a community pool, and 24/7 gated securityall in a prime location just minutes from Destin's dining, shopping, and sugar-white beaches. Don't miss this opportunity to own a refined yet relaxed home in one of the Emerald Coast's most established and sought-after neighborhoods!

Listing Agent

shelia coffee

Berkshire Hathaway HomeServices License #3120377 Listed on: 05/20/2025

Berkshire Hathaway HomeServices

Co-Listing Agent

Brenda Coffee

Berkshire Hathaway HomeServices License #3297749

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,596

Year Built

  • Built in 2018

Lot Details

  • 7,841 Sq Ft Lot
  • Lot Dimensions are 50x142
  • Coastal Barrier Zone

HOA Fees

  • $108 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Automatic Garage Door Opener

Home Design

  • Craftsman Architecture
  • Newly Painted Property
  • Wood Trim
  • Three Sided Brick Exterior Elevation
  • Cement Board or Planked

Interior Spaces

  • 2,021 Sq Ft Home
  • 1-Story Property
  • Woodwork
  • Crown Molding
  • Recessed Lighting
  • Plantation Shutters
  • Living Room
  • Dining Room
  • Screened Porch
  • Fire and Smoke Detector
  • Exterior Washer Dryer Hookup

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Gas Oven or Range
  • Range Hood
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Painted or Stained Flooring
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Schools

  • Van R Butler Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Central Heating and Cooling System
  • Tankless Water Heater
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 30-2S-21-42911-000-0160

Community Details

Overview

  • Association fees include ground keeping, management, recreational faclty
  • Emerald Bay Ph II A Subdivision

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,596

Year Built

Built in 2018

Lot Details

0

HOA Fees

$108 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.18
  • Lot Size: 50x142
  • Road Surface Type: Paved
  • Co List Office Mls Id: EBPF
  • Co List Office Phone: 850-534-3006
  • Subdivision Name: Emerald Bay Ph II A
  • Directions: Emerald Bay is on the North side of Hwy 98, 1.5 miles East of the Mid-Bay Bridge. Enter on Emerald Bay Drive. At the Stop Sign turn Right on Indigo Loop North. Turn left on Cobalt Lane house is on the left.
  • Architectural Style: Craftsman Style
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2018
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:Water Heater - Tnkls: Yes
  • Utilities:Gas - Natural: Yes
  • Energy:Water Heater - Gas: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Gas, Water Heater - Gas, Water Heater - Tnkls
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Flooring: Floor Hardwood, Floor Tile
  • Interior Amenities: Breakfast Bar, Ceiling Crwn Molding, Kitchen Island, Lighting Recessed, Newly Painted, Pantry, Washer/Dryer Hookup, Woodwork Painted
  • Interior:WasherDryer Hookup: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Range Hood: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Lighting Recessed: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Newly Painted: Yes
  • Interior:Woodwork Painted: Yes

Exterior Features

  • Pool Features: Pool Type
  • Construction Type: Siding Brick Some, Siding CmntFbrHrdBrd, Trim Wood
  • Patio And Porch Features: Porch Screened
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Porch Screened: Yes
  • ConstructionSiding:Trim Wood: Yes
  • ConstructionSiding:Siding Brick Some: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Rooms:Garage5: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water

Condo/Co-op/Association

  • Community Features: Gated Community, Golf, Pool, Tennis
  • Association #2 Fee: 325.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Ground Keeping, Management, Recreational Faclty

Schools

  • Elementary School: Van R Butler
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Lot Size Sq Ft: 7840.8
  • Parcel #: 30-2S-21-42911-000-0160
  • Zoning: Resid Single Family
  • Lot Features Coastal Barrier Zone: Yes

Tax Info

  • Tax Annual Amount: 3595.51
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,462 $431,893 -- --
2023 $3,462 $419,314 $0 $0
2022 $3,419 $407,101 $0 $0
2021 $3,461 $395,244 $0 $0
2020 $3,519 $393,540 $85,157 $308,383
2019 $3,413 $381,023 $81,882 $299,141
2018 $785 $78,733 $0 $0
2017 $758 $76,440 $76,440 $0
2016 $0 $76,440 $76,440 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/07/2025 10/07/25 Price Changed $830,000 -1.7% $411 / Sq Ft
07/29/2025 07/29/25 Price Changed $844,000 -0.6% $418 / Sq Ft
05/20/2025 05/20/25 For Sale $849,000 -- $420 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Deed $100 None Listed On Document
Deed $100 None Listed On Document
Warranty Deed $489,900 First Natl Land Title Co Inc
Special Warranty Deed $164,000 First Natl Land Title Co Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $391,920 New Conventional
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 976711

Emerald Coast Association of REALTORS®

APN: 30-2S-21-42911-000-0160