Seller's Agent in 2025
Maggie Clubb
Coldwell Banker Brown Realtors
(636) 259-4823
2 Total Sales
327 E 4th St Waterloo, IL 62298
3
Beds
2
Baths
1,864
Sq Ft
0.34
Acres
Highlights
- Open Floorplan
- Ranch Style House
- Solid Surface Countertops
- Rogers Elementary School Rated A-
- Corner Lot
- No HOA
About This Home
As of October 2025Welcome to 327 E 4th Street! This is the ranch you've been waiting for. Built in 2019 by Eli Homes w/ LP siding, the home offers appealing features, a thoughtful floor plan, and a fantastic location near schools, shopping, parks, and the golf course. Step inside & you’ll love the open layout that flows from the dining room to the living room & kitchen. The kitchen is a true highlight, featuring granite countertops, a center island, a subway tile backsplash, gas range, & a large window over the sink that fills the space with natural light. The split bedroom floor plan provides privacy for the primary suite. The primary bedroom includes a spacious walk-in closet, adult-height double vanity, separate shower and tub. Just steps away, the laundry room is perfectly positioned for ease of use. Two additional bedrooms on the opposite side of the home offer ample closet space and large windows, making them bright and welcoming, perfect for kids, guests, or a home office. Downstairs, the unfinished basement includes a 9 ft pour, an egress window, sump pit, and is roughed in, providing possibilities when you're ready for additional square footage, a workshop, or storage. Outside, enjoy mornings on the covered front porch or relax on the screened-in back porch. A small fenced area makes it easy to let pets out, while the level corner lot provides room to spread out. The 3-car garage and long driveway provide plenty of space for your own vehicles as well as guest parking. This home is move-in ready and makes everyday living easy in a town you'll love. Come see it soon before it’s gone!
Last Agent to Sell the Property
Coldwell Banker Brown Realtors License #475215757 Listed on: 08/20/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,446
Year Built
- Built in 2019
Lot Details
- 0.34 Acre Lot
- Back Yard Fenced
- Landscaped
- Corner Lot
- Rectangular Lot
- Level Lot
Parking
- 3 Car Attached Garage
- Parking Storage or Cabinetry
- Garage Door Opener
- Driveway
- Off-Street Parking
Home Design
- Ranch Style House
- Traditional Architecture
- Architectural Shingle Roof
- Concrete Perimeter Foundation
- HardiePlank Type
Interior Spaces
- 1,864 Sq Ft Home
- Open Floorplan
- Ceiling Fan
- Double Pane Windows
- Pocket Doors
- French Doors
- Panel Doors
- Combination Dining and Living Room
- Vinyl Flooring
Kitchen
- Electric Oven
- Gas Cooktop
- Ice Maker
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Solid Surface Countertops
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
- Soaking Tub
- Separate Shower
Laundry
- Laundry Room
- Laundry on main level
- Sink Near Laundry
- Washer and Electric Dryer Hookup
Unfinished Basement
- 9 Foot Basement Ceiling Height
- Sump Pump
- Rough-In Basement Bathroom
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Outdoor Features
- Screened Patio
- Porch
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 220 Volts
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 08-30-117-004-000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 20, 2025
Closed on
Oct 23, 2025
Sold by
Qualified Joint Spousal Trust Of Kenneth and Bonenberger Kenneth L
Bought by
Rumler William L and Rumler Barbara
Seller's Agent
Maggie Clubb
Coldwell Banker Brown Realtors
Buyer's Agent
JoAnn Meier
RE/MAX First Choice
List Price
$385,000
Sold Price
$385,000
Views
59
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.98%
Original Mortgage
$231,000
Outstanding Balance
$231,000
Interest Rate
6.26%
Mortgage Type
VA
Estimated Equity
$157,764
Purchase Details
Closed on
Aug 24, 2018
Sold by
Alberta E Burden Trust
Bought by
Qualified Joint Spousal Trust
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Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $385,000 | Freedom Title | |
| Deed | $37,500 | Mon-Clair Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $231,000 | VA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/23/2025 10/23/25 | Sold | $385,000 | 0.0% | $207 / Sq Ft |
| 09/13/2025 09/13/25 | Pending | -- | -- | -- |
| 08/20/2025 08/20/25 | For Sale | $385,000 | -- | $207 / Sq Ft |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,446 | $121,895 | $16,739 | $105,156 |
| 2023 | -- | $104,400 | $15,450 | $88,950 |
| 2022 | $5,653 | $101,700 | $15,650 | $86,050 |
| 2021 | $5,648 | $97,720 | $13,230 | $84,490 |
| 2020 | $5,410 | $91,860 | $13,230 | $78,630 |
| 2019 | $893 | $13,230 | $13,230 | $0 |
| 2018 | $35 | $500 | $500 | $0 |
| 2017 | $34 | $509 | $509 | $0 |
| 2016 | $0 | $500 | $500 | $0 |
| 2015 | $33 | $500 | $500 | $0 |
| 2014 | $32 | $500 | $500 | $0 |
| 2012 | -- | $500 | $500 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Maggie Clubb
-
JoAnn Meier
Buyer's Agent in 2025
JoAnn Meier
RE/MAX
(618) 779-4624
71 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25056784
APN: 08-30-117-004-000
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