NOT LISTED FOR SALE

Estimated Value: $385,000 - $404,420

3 Beds
2.5 Baths
-- Sq Ft
8,712 Sq Ft Lot

Last Sold October 10, 2023

Last sale price $363,000

Est. 8% increase in value since last sale

Current estimated payment $2,887/month

13 Days on Market

Highlights

  • Landscaped Professionally
  • Property is near a park
  • Formal Dining Room
  • Oswego High School Rated A-
  • Loft
  • 2 Car Attached Garage

About This Home

As of October 2023

Ready for your backyard oasis? This is it! QUICK CLOSE POSSIBLE! Well-maintained, move-in ready home includes a backyard oasis that will make you never want to leave. Great location in town- close to everything! Two story entry way leading to a sitting room and dining room with a vaulted ceiling and so much natural light. The family room is open to the kitchen which included dark cabinets, granite countertops and stainless steel appliances. From the kitchen, step out into your backyard oasis. A newly added screened in porch with wood ceiling, ceiling fan, lights, and an indoor hammock will make you never want to leave. The Hot Tub in the backyard is well-maintained and in working order. Mature trees and a beautiful landscaped fully-fenced yard awaits. The second story includes a large loft area that can be used as an office or large play area. The primary bedroom includes an updated bathroom and large walk-in closet. Two more bedrooms finish out the second floor and a hall bath. The basement is finished and includes a large space to make your own. The basement does include a large crawl space for storage. New Water Softener (2021). New Roof before backyard addition was put on. Nothing to do but move in!

Last Agent to Sell the Property

Lisa Hillman

john greene, Realtor License #475201532 Listed on: 09/02/2023

john greene, Realtor

Last Buyer's Agent

Christina Atamian

john greene, Realtor License #475199042

john greene, Realtor

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,480

Year Built

  • Built in 1997

Lot Details

  • Lot Dimensions are 70x128
  • Landscaped Professionally
  • Paved or Partially Paved Lot

HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Space is Owned

Home Design

  • Brick Exterior Construction
  • Asphalt Roof

Interior Spaces

  • 2-Story Property
  • Family Room
  • Living Room
  • Formal Dining Room
  • Loft
  • Laundry Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Dual Sinks
  • Separate Shower

Unfinished Basement

  • Partial Basement
  • Crawl Space

Schools

  • Old Post Elementary School
  • Thompson Junior High School
  • Oswego East High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Water Softener is Owned

Additional Features

  • Patio
  • Property is near a park

Community Details

  • Manager Association, Phone Number (630) 554-6900
  • Ponds At Mill Race Creek Subdivision, Saddlebrk Floorplan
  • Property managed by Ponds at Mill Race Creek

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,480

Year Built

Built in 1997

Lot Details

0

HOA Fees

$82 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Ponds at Mill Race Creek
  • Year Built: 1997
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher
  • Basement: Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Other Equipment: Water-Softener Owned
  • Room Type: Loft
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished,Crawl
  • Bathroom Amenities: Separate Shower,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • ExteriorFeatures: Patio
  • List Price: 363000
  • Lot Features: Landscaped
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Brick

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 480
  • Association Fee Frequency: Annually
  • Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: Yes
  • Master Association Fee Frequency: Monthly
  • Management Company: Ponds at Mill Race Creek
  • Management Contact Name: Manager
  • Management Phone: 630-554-6900
  • Master Association Fee: 42
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Old Post Elementary School
  • High School: Oswego East High School
  • Middle/Junior School: Thompson Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 70X128
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 6480
  • Tax Year: 2021
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 2, 2023
Closed on
Oct 6, 2023
Sold by
Judith A Beirne Revocable Trust
Bought by
Rivera Esteban
Seller's Agent
Lisa Hillman
john greene, Realtor
Buyer's Agent
Christina Atamian
john greene, Realtor
List Price
$368,000
Sold Price
$363,000
Premium/Discount to List
-$5,000
-1.36%
Views
212
Current Estimated Value
$391,355

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$28,355
Avg. Annual Appreciation
3.84%
Original Mortgage
$344,850
Outstanding Balance
$338,543
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$51,532

Purchase Details

Closed on
Apr 11, 2016
Sold by
Beirne Judith A
Bought by
Beirne Judith A

Purchase Details

Listed on
Feb 5, 2015
Closed on
Apr 7, 2015
Sold by
Barnes Robert K and Barnes Cynthia L
Bought by
Beirne Judith
Seller's Agent
Paula Schatz
Realty Executives Premier Illinois
Buyer's Agent
Marsha Kelleher
RE/MAX of Naperville
List Price
$234,000
Sold Price
$228,000
Premium/Discount to List
-$6,000
-2.56%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.29%
Original Mortgage
$205,200
Interest Rate
3.85%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 2, 2007
Sold by
Modaff Jeffrey T and Brusak Jennifer L
Bought by
Barnes Robert K and Barnes Cynthia L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$37,875
Interest Rate
5.86%
Mortgage Type
Unknown

Purchase Details

Closed on
Aug 14, 2003
Sold by
Hanratty Kevin J and Hanratty Catherine J
Bought by
Modaff Jeffrey T and Brusak Jennifer L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$194,750
Interest Rate
6.18%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 6, 1997
Sold by
Kimball Hill Inc
Bought by
Hanratty Kevin J and Hanratty Catherine J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$138,300
Interest Rate
7.25%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rivera Esteban $363,000 None Listed On Document
Beirne Judith A -- None Available
Beirne Judith $228,000 Fidelity National Title
Barnes Robert K $252,500 Chicago Title Insurance Comp
Modaff Jeffrey T $205,000 First American Title
Hanratty Kevin J $173,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rivera Esteban $344,850
Previous Owner Beirne Judith A $184,500
Previous Owner Beirne Judith $205,200
Previous Owner Barnes Robert T $185,269
Previous Owner Barnes Robert K $37,875
Previous Owner Barnes Robert K $202,000
Previous Owner Modaff Jeffrey T $39,000
Previous Owner Modaff Jeffrey T $188,000
Previous Owner Modaff Jeffrey T $14,000
Previous Owner Modaff Jeffrey T $194,750
Previous Owner Hanratty Kevin J $138,300
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/10/2023 10/10/23 Sold $363,000 0.0% --
09/16/2023 09/16/23 Pending -- -- --
09/13/2023 09/13/23 Price Changed $363,000 -0.8% --
09/08/2023 09/08/23 Price Changed $366,000 -0.5% --
09/02/2023 09/02/23 For Sale $368,000 +61.4% --
04/10/2015 04/10/15 Sold $228,000 -2.6% --
02/13/2015 02/13/15 Pending -- -- --
02/05/2015 02/05/15 For Sale $234,000 -- --
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,128 $106,997 $27,398 $79,599
2023 $6,766 $95,378 $24,246 $71,132
2022 $6,766 $86,707 $22,042 $64,665
2021 $6,480 $81,035 $20,600 $60,435
2020 $6,321 $77,895 $20,000 $57,895
2019 $6,538 $74,108 $20,000 $54,108
2018 $6,539 $71,993 $20,510 $51,483
2017 $6,481 $69,224 $19,721 $49,503
2016 $6,435 $67,866 $19,334 $48,532
2015 $6,533 $65,889 $18,771 $47,118
2014 -- $63,970 $18,224 $45,746
2013 -- $64,616 $18,408 $46,208
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11876041

Midwest Real Estate Data (MRED)

APN: 03-09-111-006