$470,000
$29K PRICE DROP

327 State St Unit 2 Saint Joseph, MI 49085

Estimated payment $4,052/month

Total Views 19,006
2 Beds
2 Baths
1,365 Sq Ft
$344 Price per Sq Ft

Highlights

  • Water Views
  • Water Access
  • Contemporary Architecture
  • Upton Middle School Rated A
  • Deck
  • 2-minute walk to Margaret Upton Arboretum

About This Home

Welcome to your dream condo in the heart of downtown St. Joseph—where lake views, city charm, and unbeatable location come together. This beautifully designed 2-bedroom, 2-bath home offers front-row access to the best of the city. Gaze out over State Street and Lake Michigan from your windows or unwind on the spacious third-floor shared deck, perfect for entertaining or catching a breathtaking sunset.

Inside, the open-concept kitchen and living space is filled with natural light thanks to large windows that frame the vibrant surroundings. With a secure entrance and elevator access, convenience and peace of mind come standard. Just steps from Silver Beach, the Whirlpool Fountain, and seasonal events on the bluffnot to mention boutique shops, top-rated restaurants, and ice cream around every cornerthis one-of-a-kind home puts you in the center of it all. Whether you're planning next year's fireworks party or just want to live where the energy never fades, this is the place for you.

Don't miss your chance to own a slice of St. Joe paradise!

Listing Agent

Kurt Hauseman

Lake Homes Realty License #6506046890 Listed on: 05/16/2025

Property Details

Home Type

  • Condominium

Year Built

  • Built in 2007

Lot Details

  • End Unit
  • Level Lot

HOA Fees

  • $337 Monthly HOA Fees

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Rubber Roof

Interior Spaces

  • 1,365 Sq Ft Home
  • 1-Story Property
  • Built-In Desk
  • Ceiling Fan
  • Window Treatments
  • Bay Window
  • Living Room
  • Water Views
  • Home Security System

Kitchen

  • Eat-In Kitchen
  • Built-In Electric Oven
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • En-Suite Bathroom
  • Bathroom on Main Level
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Accessible Home Design

  • Accessible Bedroom
  • Halls are 36 inches wide or more
  • Doors are 36 inches wide or more
  • Accessible Entrance
  • Stepless Entry

Outdoor Features

  • Water Access
  • Deck

Location

  • Mineral Rights Excluded
  • Interior Unit

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

Overview

  • Association fees include water, trash
  • Association Phone (219) 840-8512
  • State Street Condominiums
  • Property is near a preserve or public land

Amenities

  • Elevator
  • Community Storage Space

Recreation

  • Recreational Area

Pet Policy

  • Pets Allowed

Additional Features

  • Security
  • Security Service

Property Details

Home Type

Condominium

Year Built

Built in 2007

Lot Details

0

HOA Fees

$337 per month

Listing Details

  • Property Sub-Type: Condominium
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Contemporary
  • Stories: 1
  • Year Built: 2007
  • Location Property Info:Property Sub-Type: Condominium
  • General Property Info:New Construction2: No
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 1365.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 13910.0
  • Waterfront Options:Water Access YN: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • Lot Description:Level: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Lot Description:Corner Lot: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Mineral Rights:No: Yes
  • Windows:BayBow: Yes
  • Utilities Attached:High-Speed Internet: Yes
  • General Property Info:Condo Proj Name: State Street Condominiums
  • General Property Info:Entry Type: Security
  • General Property Info:Pets YN: Yes
  • Water Heater:Electric3: Yes
  • Accessibility Feat:No Step Entrance: Yes
  • Roofing:Rubber: Yes
  • Additional Items:Elevator: Yes
  • Lot Description:Adj to Public Land: Yes
  • Additional Items:Ensuite: Yes
  • General Property Info:SqFt Above Grade: 1365.0
  • Laundry Features Main Level: Yes
  • General Property Info Garage YN: No
  • Accessibility Feat 36 Inch Entrance Door: Yes
  • Accessibility Feat 36' or Hallway: Yes
  • Accessibility Feat 42 in or Hallway: Yes
  • Architectural Style:Contemporary: Yes
  • Flooring:Wood Floor: Yes
  • Flooring:Ceramic Floor: Yes
  • Security Features:Security System: Yes
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Appliances: Built-In Electric Oven, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • Accessibility Features: 36 Inch Entrance Door, 36' or + Hallway, 42 in or + Hallway, Accessible Mn Flr Bedroom, Accessible Mn Flr Full Bath, Accessible Entrance
  • Flooring: Ceramic Tile, Wood
  • Interior Amenities: Ceiling Fan(s), Elevator, Center Island, Eat-in Kitchen, Pantry
  • Fireplace: No
  • Total Bedrooms: 2
  • Main Level Bedrooms: 2
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Other
  • LivingArea: 1365.0
  • Window Features: Bay/Bow, Window Treatments
  • General Property Info:Stories2: 1.0
  • Kitchen Features:Eating Area: Yes
  • Kitchen Features:Center Island: Yes
  • Kitchen Features Pantry: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Desk Built-In: Yes
  • Appliances:Built-In Electric Oven: Yes
  • Accessibility Feat:Accessible Mn Flr Bedroom: Yes
  • Accessibility Feat:Accessible Mn Flr Full Bath: Yes
  • Laundry Features:In Unit: Yes

Exterior Features

  • Construction Materials: Block, Brick
  • List Price: 470000.0
  • Lot Features: Corner Lot, Level, Recreational, Sidewalk, Adj to Public Land
  • Patio and Porch Features: Deck
  • Road Surface Type: Paved
  • Roof: Rubber
  • Waterfront Features: Lake
  • Waterfront: No
  • Access Feat:Accessibility Features2: Yes
  • Exterior Material:Brick: Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Garage: No

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Unit, Main Level
  • Security Features: Security System
  • Sewer: Public
  • Utilities: Natural Gas Connected, Cable Connected, High-Speed Internet
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: End Unit, Interior Unit, Pets Allowed, Security, Storage
  • Association Fee: 1011.0
  • Association Fee Frequency: Quarterly
  • Association Phone: 219-840-8512
  • Association: Yes

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 1011.0
  • Association Info:Assoc Fee Payable: Quarterly
  • Water Fea Amenities:Public Access 1 Mile or Less: Yes
  • Water Fea Amenities:View: Yes
  • Assoc Amenities:Pets Allowed2: Yes
  • Assoc Amenities:End Unit: Yes
  • Assoc Amenities:Security: Yes
  • Assoc Amenities:Storage: Yes
  • Association Info:Association Phone: 2198408512
  • Assoc Amenities:Interior Unit: Yes

Fee Information

  • Association Fee Includes: Water, Trash

Lot Info

  • Lot Size Acres: 0.1
  • Lot Size Area: 0.1
  • Lot Size Sq Ft: 4356.0

Tax Info

  • Tax Annual Amount: 13910.0
  • Tax Year: 2025

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $13,910 $240,100 $0 $0
2024 $13,632 $229,800 $0 $0
2023 $9,952 $201,900 $0 $0
2022 $9,492 $166,800 $0 $0
2021 $9,350 $156,600 $15,400 $141,200
2020 $9,226 $152,300 $0 $0
2019 $9,122 $146,100 $7,800 $138,300
2018 $8,974 $146,100 $0 $0
2017 $7,767 $145,000 $0 $0
2016 $7,767 $133,100 $0 $0
2015 $7,807 $134,600 $0 $0
2014 $7,577 $133,400 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/08/2025 07/08/25 Price Changed $470,000 -5.8% $344 / Sq Ft
07/07/2025 07/07/25 Price Changed $499,000 +6.2% $366 / Sq Ft
07/07/2025 07/07/25 Price Changed $470,000 -5.8% $344 / Sq Ft
05/16/2025 05/16/25 For Sale $499,000 +17.4% $366 / Sq Ft
08/25/2023 08/25/23 Sold $425,000 -5.6% $312 / Sq Ft
07/28/2023 07/28/23 Pending -- -- --
07/10/2023 07/10/23 For Sale $450,000 0.0% $330 / Sq Ft
06/18/2023 06/18/23 Pending -- -- --
06/16/2023 06/16/23 Off Market $450,000 -- --
06/08/2023 06/08/23 Price Changed $450,000 -8.9% $330 / Sq Ft
05/25/2023 05/25/23 Price Changed $494,000 -1.0% $362 / Sq Ft
03/06/2023 03/06/23 For Sale $499,000 +84.8% $366 / Sq Ft
01/24/2017 01/24/17 Sold $270,000 -5.2% $198 / Sq Ft
01/24/2017 01/24/17 Pending -- -- --
08/02/2016 08/02/16 For Sale $284,900 -- $209 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Chicago Title
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $162,000 New Conventional
Previous Owner $192,000 New Conventional
Previous Owner $230,000 New Conventional
Previous Owner $239,200 Purchase Money Mortgage
Source: Public Records

Similar Homes in the area

  • 333 State St Unit 5, Saint Joseph, MI 49085

    $549,000

    • 2 Beds
    • 2 Baths
    • 1,513 Sq Ft
    • 333 State St
    • Unit 5
    • Saint Joseph, MI

    Carefree condo living in downtown St. Joseph. Prime location, convenience, charm, warmth & elegance -in this distinctive condo that exhibits a special way of life. In the heart of the award winning City of St. Joseph you will enjoy spectacular views of Lake Michigan, enchanting sunsets & the active city life. Designed with an upscale urban feel with soaring ceilings, tall windows, exposed brick

    Mark Wortman @properties Christie's International R.E.

    Section Image
  • 403 State St Unit 6, Saint Joseph, MI 49085

    $374,900

    • 2 Beds
    • 2 Baths
    • 1,125 Sq Ft
    • 403 State St
    • Unit 6
    • Saint Joseph, MI

    Discover the best of downtown St. Joseph living in this highly desirable condo just steps from Silver Beach, boutique shopping, and top-rated restaurants. Enjoy the vibrant energy of the city and the natural beauty of Lake Michigan's changing seasons right outside your door. Spend your weekends on the lake bluff at lively farmers markets, art fairs, and local beer and wine festivals. Close to the

    Ryan Arnt Keller Williams Realty Swm

    Section Image
  • 193 Wayne St Unit 11, Saint Joseph, MI 49085

    $439,900

    • 3 Beds
    • 2 Baths
    • 1,515 Sq Ft
    • 193 Wayne St
    • Unit 11
    • Saint Joseph, MI

    Welcome to Channel Bluff Condominiums, located just blocks to the sandy shores of Lake Michigan. This lovely unit offers sweeping views of the St. Joseph River from the living room, bedroom and deck. The association maintains a private stairway with easy access to the marina below, great for a boat owner. This 3-bedroom, 2-bath condo features hardwood and cork floors. The living room has a window

    Kelly Arellano Cressy & Everett Real Estate

    Section Image
  • 205 Wayne St, Saint Joseph, MI 49085

    $404,950

    • 3 Beds
    • 2 Baths
    • 1,377 Sq Ft
    • 205 Wayne St
    • Saint Joseph, MI

    Welcome to Channel Bluff Condos with with Lake Michigan Proximity! This rare gem offers a unique lifestyle with stunning views of Morrison Channel, which flows into the St. Joe River and out to Lake Michigan. A private stairway provides easy direct access down to the Marina below. Everyday at Channel Bluff feels like a vacation. This 3-bedroom, 2-bath condo features an open floor plan

    Tim Murray Coldwell Banker Real Estate Group

    Section Image
  • 808 Main St Unit 4, Saint Joseph, MI 49085

    $539,900

    • 3 Beds
    • 2.5 Baths
    • 2,283 Sq Ft
    • 808 Main St
    • Unit 4
    • Saint Joseph, MI

    Unbelievable Location! Near Silver Beach, Harbors + shops and restaurants. Luxury spacious condo with roughly 2,300 SF living space. Featuring to many updates including quartz countertops, custom built designer closet and expansive mother-in-law suite with kitchenette, wine cooler and ice maker. Also includes covered parking, secure entry as well as an elevator. Building amenities include

    Simon Hoffmann Red Arrow Realty

    Section Image
  • 1221 Broad St Unit 3, Saint Joseph, MI 49085

    $395,000

    • 3 Beds
    • 2 Baths
    • 1,497 Sq Ft
    • 1221 Broad St
    • Unit 3
    • Saint Joseph, MI

    Turnkey & Short Term Rental Permitted. Stunning 3BR/2BA Tailwinds condo in the Water Recreation District of St. Joseph, steps from downtown & Silver Beach. Renewed City short-term rental permit with proven income history. Fully furnished with new stainless appliances, granite, LVP flooring, jacuzzi tub, walk-in shower, washer/dryer. Enjoy river & marina views from the rooftop deck and city views

    Christine Norland Jaqua Realtors

    Section Image
  • 929 Harbor Dr E Unit 27, St. Joseph, MI 49085

    $565,000

    • 3 Beds
    • 2.5 Baths
    • 1,915 Sq Ft
    • 929 Harbor Dr E
    • Unit 27
    • St. Joseph, MI

    Welcome to this beautifully crafted, meticulously maintained, 3-bedroom, 3-bath townhouse built in 2022, located in the heart of Harbor Shores Village in St. Joseph, Michigan. This modern yet charming home features a quaint front porch perfect for relaxing mornings, and a private patio off the ensuite bedroom for quiet evenings. The open-concept layout offers a spacious kitchen, an inviting

    Michele Kaiser @properties Christie's International R.E.

    Section Image
  • 1802 Lakeshore Dr Unit 6, Saint Joseph, MI 49085

    $590,000

    • 2 Beds
    • 2 Baths
    • 2,160 Sq Ft
    • 1802 Lakeshore Dr
    • Unit 6
    • Saint Joseph, MI

    Welcome to Your Lakeside Retreat!Discover the perfect blend of modern luxury and serene waterfront living in this fully updated 2-bedroom, 2-bath condo. Floor-to-ceiling windows frame breathtaking lake views that change with every season—sunrises over the water, dazzling sunsets, and glistening winter ice. The living room is great for lake views and cozy winter days with a gas

    Carole Reitz RE/MAX by the Lake

    Section Image
  • 2317 S Pointe Way Unit 5, St. Joseph, MI 49085

    $360,000

    • 2 Beds
    • 2 Baths
    • 1,012 Sq Ft
    • 2317 S Pointe Way
    • Unit 5
    • St. Joseph, MI

    2 bed 2 bath beautiful WATERFRONT condo in Eagle Pointe! Main floor, corner unit with lots of light and additional windows because it is an end unit! Newer white kitchen cabinetry, newer flooring, updated light fixtures, and tasteful finishes throughout! Primary bedroom with dual sinks and a large walk in glass shower. Kitchen features granite countertops, slow close cabinets and stainless-steel

    Rodger Pendl EXP Realty

    Section Image

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25022561

Southwestern Michigan Association of REALTORS®

APN: 11-76-0170-0002-00-9