$394,900
PENDING

3273 Mcmath Dr Palm Harbor, FL 34684

Estimated payment $2,571/month

Total Views 1,871
2 Beds
2 Baths
1,332 Sq Ft
$296 Price per Sq Ft

Highlights

  • Golf Course Community
  • Open Floorplan
  • Cathedral Ceiling
  • Active Adult
  • Clubhouse
  • Ranch Style House

About This Home

Under contract-accepting backup offers. 2 Bedroom, 2 Bath, 2 Car Garage End-Unit Villa in 55+ Highland Lakes Community! Welcome to this charming and beautifully updated villa offering exceptional curb appeal, modern updates, and a thoughtful blend of comfort and style. This bright, open home features vaulted ceilings, skylights, and a lockable storm door that brings in natural light while adding security. Updates include the electrical panel, roof and solar tube skylights (2014), water heater, water softener, windows and doors, lanai roof 2019, garage door opener, washer, dryer, and more! The stunning updated kitchen is a showstopper with solid wood cabinetry featuring 42” uppers, elegant glass-front accents (with optional wood inserts), a built-in wine rack, Silestone countertops, stainless steel appliances, undermount sink with high-mount faucet, can lighting, a skytube skylight, and a pass-through window to the dining area—perfect for entertaining! The spacious living and dining area offers rich hardwood cherry floors, crown molding with designer lighting, plant shelves, and custom architectural details that add warmth and character. The primary bedroom is generously sized, featuring hardwood floors, a walk-in closet, and an updated ensuite bath with a solid wood vanity topped with granite, modern lighting, framed mirror, newer toilet, and a glass-enclosed shower with elegant tile and decorative accents. The guest bedroom offers ample space with dual closets, one currently used as a convenient home office area, while the guest bath includes a solid wood vanity with granite counter, designer mirror, modern lighting, and crown molding. Enjoy year-round living in the glass-enclosed Florida room, expanding your space and opening to a rear pavered patio ideal for outdoor cooking, dining, or relaxing in privacy. Additional features include an indoor laundry closet with cabinetry, a renovated garage with pull-down attic access, and abundant storage throughout. Located in the desirable Highland Lakes 55+ community, this home welcomes one pet and offers low-maintenance living with fees covering lawn care, sprinklers, and irrigation water. Basic cable and internet (with two boxes) are available for just $16! Highland Lakes includes the following: Unlimited free golf on our three 9-hole executive golf courses named red, white, and blue. Outdoor clubhouse activities include tennis, pickleball, Bocce, shuffleboard courts, olympic size geothermal heated pool, and spa. The clubhouse has a library, kitchen, gathering room, cards and games, billiards, arts and crafts including woodworking, ceramics, painting, stained glass working, and more. Social activities include almost 100 clubs or groups, activities committee, casual parties, large dinner/dances, shows, and Saturday breakfasts. The rustic lakeside Lodge has a large multi-purpose room with beautiful hardwood floors, stone fireplace, a service kitchen, a panoramic view of Lake Tarpon, geothermal-heated pool and pool deck, a nearby certified butterfly garden, patio, picnic tables and grills as well as a horseshoe pitching pit. RV and boat parking in the RV/Boat Lot is included in the fees. Lake Tarpon is accessible via the boat ramp and there are two pontoon boats available for resident use/activities. This is a great Palm Harbor location served by top schools and is conveniently located near Tampa, St. Petersburg, Tampa International Airport, sporting events, beaches, medical centers, theaters, shopping, dining, and more!

Listing Agent

Bill Smith

CHARLES RUTENBERG REALTY INC Brokerage Phone: 866-580-6402 License #3282791 Listed on: 10/22/2025

CHARLES RUTENBERG REALTY INC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,883

Year Built

  • Built in 1983

Lot Details

  • 3,855 Sq Ft Lot
  • South Facing Home
  • Mature Landscaping
  • Level Lot
  • Metered Sprinkler System
  • Landscaped with Trees
  • Property is zoned RPD-7.5

HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Ranch Style House
  • Villa
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,332 Sq Ft Home
  • Open Floorplan
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Fireplace
  • Double Pane Windows
  • Blinds
  • Sliding Doors
  • Entrance Foyer
  • Combination Dining and Living Room
  • Sun or Florida Room
  • Inside Utility
  • Fire and Smoke Detector
  • Attic

Kitchen

  • Eat-In Kitchen
  • Range
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Shower Only

Laundry

  • Laundry closet
  • Dryer
  • Washer

Eco-Friendly Details

  • Energy-Efficient Windows

Outdoor Features

  • Enclosed Patio or Porch
  • Rain Gutters

Schools

  • Highland Lakes Elementary School
  • Carwise Middle School
  • Palm Harbor Univ High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Underground Utilities
  • Water Filtration System
  • Electric Water Heater
  • Water Softener
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Association fees include cable TV, pool, internet, ground maintenance, recreational facilities
  • Duplex Village Ii/ Natalie Coser Association, Phone Number (727) 415-3853
  • Highland Lakes Association, Phone Number (727) 784-1402
  • Highland Lakes Subdivision
  • Association Owns Recreation Facilities
  • The community has rules related to deed restrictions

Amenities

  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts
  • Pickleball Courts
  • Recreation Facilities
  • Shuffleboard Court
  • Community Pool
  • Community Spa

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,883

Year Built

Built in 1983

Lot Details

0

HOA Fees

$329 per month

Parking

2

Listing Details

  • HOA Fee Includes: Cable TV, Pool, Internet, Maintenance Grounds, Recreational Facilities
  • Property Type: Residential
  • Property Sub Type: Villa
  • Architectural Style: Ranch
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1332
  • Lot Size Acres: 0.09
  • New Construction: No
  • Year Built: 1983
  • Building Area Total: 1332
  • Lot Size Sq Ft: 3855
  • Status: Pending
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 123.75
  • Escrow City: Clearwater
  • Escrow State: FL
  • Escrow Street Name: US Hwy 19 N #100
  • Minimum Lease: 1-2 Years
  • Number Of Pets: 1
  • RATIO Current Price By Calculate: 296.47
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • Property Description: End Unit
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp,Dock,Fishing,Lake,Private Boat Ramp,Water Access,Waterfront
  • Attribution Contact: 866-580-6402
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Wood
  • Full Bathrooms: 2
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer, Water Filtration System, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Window Features: Skylight(s), Blinds, Double Pane Windows
  • Additional Rooms: Attic,Inside Utility
  • Living Area Meters: 123.75

Exterior Features

  • Direction Faces: South
  • Exterior Features: Rain Gutters, Sidewalk, Sliding Doors, Sprinkler Metered
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Enclosed, Patio, Screened
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12103C0078G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: Cable Connected, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Closet
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Buyer Approval Required, Clubhouse, Deed Restrictions, Golf, Pool, Sidewalks, Tennis Court(s), Street Lights
  • Association Amenities: Cable TV, Clubhouse, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Association Fee: 163
  • Association Fee Frequency: Monthly
  • Association Name: Duplex Village II/ Natalie Coser
  • Phone: 727-415-3853
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: Yes
  • Association #2 Fee: 166
  • Association #2 Fee Frequency: Monthly
  • Association: Highland Lakes
  • Association Phone #2: 727-784-1402
  • Association 2 YN: 1
  • Association Approval Required YN: 1
  • Pet Restrictions: Check with HOA concerning pet restrictions - No aggressive breeds
  • Association Fee Requirement: Required
  • Max Pet Weight: 25
  • Association Email: wbs48913@gmail.com
  • Pet Size: Small (16-35 Lbs.)

Fee Information

  • Total Annual Fees: 3948.00
  • Total Monthly Fees: 329.00
  • Monthly HOA Amount: 163.00

Schools

  • Elementary School: Highland Lakes Elementary-PN
  • High School: Palm Harbor Univ High-PN
  • Middle Or Junior School: Carwise Middle-PN

Lot Info

  • Zoning: RPD-7.5
  • Parcel Number: 05-28-16-38906-000-1040
  • Additional Parcels: No
  • Lot Features: In County, Level, Sidewalk, Paved
  • Flood Zone Code: X

Green Features

  • Efficiency: Windows

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Check with HOA for lease restrictions - Only a limited number of units can be leased at one time.

Tax Info

  • Tax Annual Amount: 1883
  • Tax Block: 104
  • Tax Book Number: 83-12
  • Tax Lot: 104

Multi Family

  • Approval Process: Check with HOA for lease restrictions

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,918 $144,678 -- --
2023 $1,918 $140,464 $0 $0
2022 $1,850 $136,373 $0 $0
2021 $1,853 $132,401 $0 $0
2020 $1,842 $130,573 $0 $0
2019 $1,804 $127,637 $0 $0
2018 $1,773 $125,257 $0 $0
2017 $1,751 $122,681 $0 $0
2016 $1,730 $120,158 $0 $0
2015 $1,710 $119,323 $0 $0
2014 $1,668 $116,895 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/20/2025 11/20/25 Pending -- -- --
10/22/2025 10/22/25 For Sale $394,900 +188.2% $296 / Sq Ft
08/17/2018 08/17/18 Off Market $137,000 -- --
11/05/2014 11/05/14 Sold $137,000 -8.6% $103 / Sq Ft View Prior Sale
10/02/2014 10/02/14 Pending -- -- --
09/13/2014 09/13/14 For Sale $149,900 +24.0% $113 / Sq Ft
06/16/2014 06/16/14 Off Market $120,900 -- --
03/15/2013 03/15/13 Sold $120,900 -3.2% $91 / Sq Ft View Prior Sale
02/14/2013 02/14/13 Pending -- -- --
02/04/2013 02/04/13 For Sale $124,900 -- $94 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $137,000 Genisy Title Inc
Warranty Deed $120,900 Tropical Title Ins Llc
Warranty Deed $85,800 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $109,600 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: TB8440323

Stellar MLS

APN: 05-28-16-38906-000-1040