3278 Main St Navarre, FL 32566
4
Beds
2
Baths
2,583
Sq Ft
0.25
Acres
Highlights
- Boat Dock
- Contemporary Architecture
- Covered Patio or Porch
- Holley-Navarre Intermediate School Rated A-
- Cathedral Ceiling
- 2 Car Attached Garage
About This Home
As of June 2025*ASSUMABLE LOAN 2.25%* Discover this 4-bedroom, 2-bathroom home in Navarre, FL, featuring a fully paid-off solar panel system that delivers an average electric bill of just $26 per month, with 20 years remaining on the warranty. This energy-efficient upgrade reduces utility costs and adds significant long-term value, making it a standout benefit for buyers and a key consideration for appraisers.
Located in an area with no HOA restrictions, this property offers flexibility and appeal. The split floor plan is designed for privacy and practicality, with the primary suite separated from the three additional bedrooms. The primary suite includes a spacious layout and an ensuite bathroom with granite countertops, while the other bedrooms provide ample space for family, guests, or a home office. The open-concept kitchen, equipped with granite countertops, connects directly to the living area, offering a functional and appealing space for daily living. Granite finishes extend to the bathrooms, adding consistency and durability throughout. The home also includes a formal dining room and a separate flex room, which can serve as an office, playroom, or additional living space based on your needs.
Outside, a large screened-in porch provides a comfortable area for year-round use, leading to a fully privacy-fenced backyard suitable for relaxation or activities. The property features a well for the sprinkler system and gutters for efficient maintenance. Inside, upgrades include an epoxy-coated garage floor, an AO Smith Signature Premier Hybrid Water Heater, ceiling fans in multiple rooms, and vinyl blinds throughout.
Public boat ramp access is available less than a mile away off Live Oak Street, a convenient feature for water enthusiasts. The stained privacy fence enhances the backyard's appeal, and the absence of HOA fees offers added freedom. Additional highlights include a sprinkler system well and proximity to local amenities.
This Navarre home combines energy-saving features, quality finishes, and a practical layout. Schedule a showing today to see the value and potential this property offers.
Last Agent to Sell the Property
The Property Group 850 Inc License #3315357 Listed on: 03/09/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,081
Year Built
- Built in 2018
Lot Details
- 0.25 Acre Lot
- Lot Dimensions are 73x150
- Property fronts a county road
- Privacy Fence
- Sprinkler System
- Cleared Lot
- Property is zoned County
Parking
- 2 Car Attached Garage
- Automatic Garage Door Opener
Home Design
- Contemporary Architecture
- Brick Exterior Construction
- Slab Foundation
- Frame Construction
- Dimensional Roof
- Ridge Vents on the Roof
Interior Spaces
- 2,583 Sq Ft Home
- 1-Story Property
- Cathedral Ceiling
- Family Room
- Living Room
- Dining Area
- Fire and Smoke Detector
Kitchen
- Induction Cooktop
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- 2 Full Bathrooms
- Dual Vanity Sinks in Primary Bathroom
- Separate Shower in Primary Bathroom
- Garden Bath
Outdoor Features
- Covered Patio or Porch
- Rain Gutters
Schools
- Holley-Navarre Elementary And Middle School
- Navarre High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Listing and Financial Details
- Assessor Parcel Number 01-2S-27-0000-03007-0000
Community Details
Overview
- Holley Navarre Subdivision
Recreation
- Boat Dock
- Community Boat Launch
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 9, 2025
Closed on
Jun 18, 2025
Sold by
Hurt Joe C
Bought by
Emery Ashley A and Emery James E
Seller's Agent
Tanya Rivera
The Property Group 850 Inc
Buyer's Agent
Christopher Bent
Realty ONE Group Emerald Coast
List Price
$475,000
Sold Price
$470,000
Premium/Discount to List
-$5,000
-1.05%
Views
48
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$761
Avg. Annual Appreciation
4.86%
Original Mortgage
$470,000
Outstanding Balance
$469,600
Interest Rate
6.81%
Mortgage Type
VA
Estimated Equity
$4,656
Purchase Details
Listed on
Oct 16, 2018
Closed on
Jan 24, 2019
Sold by
Adams Homes Of Northwest Florida Inc
Bought by
Hurt Joe C and Hurt Lakha
Seller's Agent
Kelly Hedrick
World Impact Real Estate Gulf Breeze
Buyer's Agent
Tanya Rivera
The Property Group 850 Inc
List Price
$280,658
Sold Price
$280,658
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.39%
Original Mortgage
$280,658
Interest Rate
4.6%
Mortgage Type
VA
Similar Homes in Navarre, FL
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $470,000 | Bright Light Land Title | |
| Warranty Deed | $470,000 | Bright Light Land Title | |
| Special Warranty Deed | $280,700 | Attorney |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $470,000 | VA | |
| Closed | $470,000 | VA | |
| Previous Owner | $280,897 | VA | |
| Previous Owner | $280,658 | VA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/18/2025 06/18/25 | Sold | $470,000 | 0.0% | $182 / Sq Ft |
| 05/06/2025 05/06/25 | Pending | -- | -- | -- |
| 04/21/2025 04/21/25 | Price Changed | $470,000 | -1.1% | $182 / Sq Ft |
| 03/09/2025 03/09/25 | For Sale | $475,000 | +69.2% | $184 / Sq Ft |
| 04/30/2023 04/30/23 | Off Market | $280,658 | -- | -- |
| 01/24/2019 01/24/19 | Sold | $280,658 | 0.0% | $110 / Sq Ft |
| 12/26/2018 12/26/18 | Pending | -- | -- | -- |
| 10/16/2018 10/16/18 | For Sale | $280,658 | -- | $110 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,894 | $294,825 | -- | -- |
| 2023 | $2,894 | $277,137 | $0 | $0 |
| 2022 | $2,817 | $269,065 | $0 | $0 |
| 2021 | $2,797 | $261,228 | $0 | $0 |
| 2020 | $2,618 | $257,621 | $0 | $0 |
| 2019 | $2,870 | $234,872 | $0 | $0 |
| 2018 | $372 | $29,900 | $0 | $0 |
| 2017 | $280 | $22,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Tanya Rivera
T
Seller's Agent in 2025
Tanya Rivera
The Property Group 850 Inc
(850) 376-0108
1 in this area
99 Total Sales
-
Lisa Hoisington
L
Seller Co-Listing Agent in 2025
Lisa Hoisington
Counts Real Estate Group Inc
(850) 714-3090
1 in this area
104 Total Sales
-
Christopher Bent
C
Buyer's Agent in 2025
Christopher Bent
Realty ONE Group Emerald Coast
(850) 461-4928
1 in this area
63 Total Sales
-
Kelly Hedrick
K
Seller's Agent in 2019
Kelly Hedrick
World Impact Real Estate Gulf Breeze
(850) 736-2336
2 in this area
6 Total Sales
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 970652
APN: 01-2S-27-0000-03007-0000
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