$285,000
SOLD SEP 26, 2025

328 N Mechanic St Cumberland, MD 21502

-- Bed
-- Bath
3,229 Sq Ft
3,756 Sq Ft Lot

Recently Sold

$88 Per Sq Ft

2% Below List Price

68 Days on Market

Highlights

  • 1 Fireplace
  • Cash Valley Elementary School Rated 9+
  • Radiator

About This Home

As of September 2025

An exceptional investment opportunity in the heart of downtown, this well-maintained duplex offers strong income potential and long-term value.

Unit 328 is currently operating as a successful Airbnb and features 2 bedrooms, 1 full bath, plus a bonus space currently used as an additional bedroom, along with a spacious living room and its garage.

Unit 330 is a fully renovated, turnkey 3-bedroom, 2-bath apartment spacious living room, dining area with two balconies, and a large sunroom. Move-in ready and perfect for long-term rental or owner-occupancy, this unit provides immediate income-producing potential.

Located in a high-demand area with excellent street visibility, this property combines charm, functionality, and versatility. Whether you're a seasoned investor or seeking a house-hacking opportunity, this duplex presents exceptional value and a rare chance to own a proven income-generating asset in a prime location.

Last Agent to Sell the Property

William Carranza

(240) 310-4699 panorama.properties@outlook.com Samson Properties License #5007550 Listed on: 06/17/2025

Samson Properties

Last Buyer's Agent

Stephen MacGray

(301) 707-8888 steve@charisrealty.com Charis Realty Group License #652984

Charis Realty Group

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $5,425

Year Built

  • Built in 1880

Lot Details

  • 3,756 Sq Ft Lot

Home Design

  • Duplex
  • Brick Exterior Construction

Interior Spaces

  • 1 Fireplace

Parking

  • 6 Parking Spaces
  • 6 Off-Street Spaces

Utilities

  • Radiator
  • Heat Pump System
  • Electric Water Heater

Community Details

  • 2 Units

Listing and Financial Details

  • Assessor Parcel Number 0105007259

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$5,425

Year Built

Built in 1880

Lot Details

0

Listing Details

  • Property Type: Multi-Family
  • Property Sub Type: Duplex
  • Structure Type: Detached
  • Ownership: Fee Simple
  • New Construction: No
  • Year Built: 1880
  • Automatically Close On Close Date: No
  • Special Features: None

Interior Features

  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Other
  • Basement: No
  • Total Sq Ft: 4870
  • Living Area Sq Ft: 3229
  • Price Per Sq Ft: 88.26
  • Above Grade Finished Sq Ft: 3229
  • Below Grade Sq Ft: 1641
  • Total Below Grade Sq Ft: 1641
  • Above Grade Finished Area Units: Square Feet

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Off Street
  • Off Street Parking Spaces: 6

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Radiator
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.09
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 3756.00
  • Zoning: R
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5425.00
  • Assessor Parcel Number: 0105007259
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 12, 2024
Sold by
Quarles Brandy Marie
Bought by
17428 Gay St Llc

Purchase Details

Listed on
Mar 8, 2021
Closed on
Jun 24, 2021
Sold by
Springer Craig A
Bought by
Quarles Brandy
Seller's Agent
Dennis Murray
Century 21 Potomac West
Buyer's Agent
Rahsaan Powell
AEK Real Estate, LLC
List Price
$267,900
Sold Price
$259,999
Premium/Discount to List
-$7,901
-2.95%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.29%
Original Mortgage
$220,999
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 29, 2015
Sold by
Scutauru Vasile
Bought by
Springer Craig A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$191,000
Interest Rate
3.25%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Mar 31, 2011
Sold by
Us Bank
Bought by
Scutauru Vasile

Purchase Details

Closed on
Dec 20, 2010
Sold by
Us Bank
Bought by
Scutauru Vasile

Purchase Details

Closed on
Oct 28, 2010
Sold by
Sadowski Tamara
Bought by
Us Bank

Purchase Details

Closed on
Apr 27, 2007
Sold by
American Real Estate Solutions Llc
Bought by
Sadowski Tamara

Purchase Details

Closed on
Apr 13, 2007
Sold by
American Real Estate Solutions Llc
Bought by
Sadowski Tamara

Purchase Details

Closed on
Jan 30, 2004
Sold by
Eggleston Michael P and Eggleston Debra S
Bought by
Conteras Cecilia

Purchase Details

Closed on
Jan 22, 2004
Sold by
Contreras Cecilia
Bought by
Eggleston Michael P and Eggleston Debra S

Purchase Details

Closed on
Jan 5, 2004
Sold by
Eggleston Michael Paul and Eggleston Debra Sue
Bought by
Contreras Cecelia
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $214,856 Sanctuary Title
Deed $214,856 Sanctuary Title
Deed $259,999 None Available
Deed $242,500 Attorney
Deed $6,250 --
Deed $6,250 --
Deed $39,000 --
Deed $60,000 --
Deed $45,000 --
Deed $60,000 --
Deed $45,000 --
Deed $55,000 --
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $220,999 New Conventional
Previous Owner $191,000 Adjustable Rate Mortgage/ARM
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/26/2025 09/26/25 Sold $285,000 0.0% $88 / Sq Ft
07/15/2025 07/15/25 Price Changed $285,000 -1.7% $88 / Sq Ft
06/17/2025 06/17/25 For Sale $290,000 +11.5% $90 / Sq Ft
06/24/2021 06/24/21 Sold $259,999 -2.9% $81 / Sq Ft View Prior Sale
04/09/2021 04/09/21 Pending -- -- --
03/08/2021 03/08/21 For Sale $267,900 -- $83 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,630 $286,933 $0 $0
2024 $2,546 $271,767 $0 $0
2023 $2,387 $256,600 $6,500 $250,100
2022 $2,331 $251,167 $0 $0
2021 $2,298 $245,733 $0 $0
2020 $2,231 $240,300 $6,500 $233,800
2019 $2,245 $240,300 $6,500 $233,800
2018 $2,284 $240,300 $6,500 $233,800
2017 $419 $45,600 $0 $0
2016 $423 $44,167 $0 $0
2015 $399 $42,733 $0 $0
2014 $399 $41,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDAL2012076

Bright MLS

APN: 05-007259