$482,400
SOLD JUN 23, 2025

3290 Arundel on The Bay Rd Annapolis, MD 21403

2 Beds
1 Bath
1,138 Sq Ft
8,890 Sq Ft Lot

Recently Sold

$424 Per Sq Ft

2% Above List Price

10 Days on Market

Highlights

  • Boat Ramp
  • Beach
  • Canoe or Kayak Water Access
  • 1 Boat Dock
  • Home fronts navigable water
  • Lake Privileges

About This Home

As of June 2025

Offer Deadline Set for Monday, June 9 at 4:30 PM.
Welcome to 3290 Arundel on the Bay Road – a disco bungalow nestled in the water oriented neighborhood of Oyster Harbor. This delightful 2-bedroom home offers the ideal blend of character and efficiency, with thoughtful updates throughout. The renovated full bath (2020) adds a modern touch, while the open living spaces invite you to relax and unwind. Have peace of mind knowing the kitchen was remodeled in 2021, the roof was replaced in 2022 and the water heater was replaced in 2023. Step outside to your own private oasis – a fully fenced, serene yard that’s perfect for weekend BBQs, morning coffee, and gathering with friends. One of my favorite spots is the screened back porch. Whether you're looking for your first home, a weekend getaway, a precious Air-BnB, or a low-maintenance lifestyle in a vibrant water-access community, this gem is ready to welcome you home.
2023 | Water Heater Replaced
2022 | Roof Replaced with architectural roof with transferable warranty
2021 | Kitchen remodeled
2020 | Bathroom renovated with built-in Bluetooth speaker and rainfall shower
Chimney sold as is

New to Oyster Harbor? We love our neighborhood, multiple places to launch a kayak or paddleboard, tot-lots and basketball quarts, a boat launch, a fishing pier, a great beach with pavilions and so much more all located within a10 minute drive or boat ride to downtown Annapolis!

Last Agent to Sell the Property

Heather Giovingo

Coldwell Banker Realty License #679312 Listed on: 05/30/2025

Coldwell Banker Realty

Last Buyer's Agent

Barbara McCaffrey

Redfin Corp

Redfin Corp

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,851

Year Built

  • Built in 1900

Lot Details

  • 8,890 Sq Ft Lot
  • Home fronts navigable water
  • Creek or Stream
  • Property is Fully Fenced
  • Landscaped
  • Wooded Lot
  • Property is in excellent condition
  • Property is zoned R2

Parking

  • Off-Street Parking

Home Design

  • Cottage
  • Permanent Foundation
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,138 Sq Ft Home
  • Property has 1 Level
  • Beamed Ceilings
  • Brick Wall or Ceiling
  • Cathedral Ceiling
  • 1 Fireplace
  • Window Screens
  • Mud Room
  • Screened Porch
  • Wood Flooring

Kitchen

  • Gas Oven or Range
  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Accessible Home Design

  • Level Entry For Accessibility

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Swimming Allowed
  • Boat Ramp
  • 1 Boat Dock
  • Private Dock
  • Dock made with Treated Lumber
  • Powered Boats Permitted
  • Lake Privileges
  • Screened Patio
  • Storage Shed

Schools

  • Hillsmere Elementary School
  • Annapolis Middle School
  • Annapolis High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Well
  • Electric Water Heater
  • Water Conditioner is Owned
  • Water Conditioner

Listing and Financial Details

  • Tax Lot 17
  • Assessor Parcel Number 020259701686980

Community Details

Overview

  • No Home Owners Association
  • Oyster Harbor Community
  • Oyster Harbor Subdivision

Recreation

  • Boat Ramp
  • Beach
  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,851

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage
  • Accessibility Features: Level Entry - Main
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main
  • Expected On Market: 5/31/2025 12:00:00 AM
  • Year Built: 1900
  • Remarks Public: Offer Deadline Set for Monday, June 9 at 4:30 PM. Welcome to 3290 Arundel on the Bay Road – a disco bungalow nestled in the water oriented neighborhood of Oyster Harbor. This delightful 2-bedroom home offers the ideal blend of character and efficiency, with thoughtful updates throughout. The renovated full bath (2020) adds a modern touch, while the open living spaces invite you to relax and unwind. Have peace of mind knowing the kitchen was remodeled in 2021, the roof was replaced in 2022 and the water heater was replaced in 2023. Step outside to your own private oasis – a fully fenced, serene yard that’s perfect for weekend BBQs, morning coffee, and gathering with friends. One of my favorite spots is the screened back porch. Whether you're looking for your first home, a weekend getaway, a precious Air-BnB, or a low-maintenance lifestyle in a vibrant water-access community, this gem is ready to welcome you home. 2023 | Water Heater Replaced 2022 | Roof Replaced with architectural roof with transferable warranty 2021 | Kitchen remodeled 2020 | Bathroom renovated with built-in Bluetooth speaker and rainfall shower Chimney sold as is New to Oyster Harbor? We love our neighborhood, multiple places to launch a kayak or paddleboard, tot-lots and basketball quarts, a boat launch, a fishing pier, a great beach with pavilions and so much more all located within a10 minute drive or boat ride to downtown Annapolis!
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Oven/Range - Gas, Refrigerator, Stove, Washer, Water Conditioner - Owned
  • Flooring Type: Hardwood
  • Window Features: Screens
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Beamed Ceilings, Brick, Cathedral Ceilings
  • Foundation Details: Permanent
  • Levels Count: 1
  • Room List: Mud Room, Screened Porch
  • Basement: No
  • Total Sq Ft: 1138
  • Living Area Sq Ft: 1138
  • Price Per Sq Ft: 417.40
  • Above Grade Finished Sq Ft: 1138
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 3290

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Storage Barn/Shed
  • Construction Materials: Vinyl Siding
  • Roof: Architectural Shingle
  • Water Access Features: Canoe/Kayak, Boat - Powered, Private Access, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Oyster Creek
  • Water Body Type: Creek/Stream
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Off Street

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Conditioner, Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Water/Lake Privileges, Tot Lots/Playground, Boat Ramp
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • Elementary School: HILLSMERE
  • Middle School: ANNAPOLIS
  • High School: ANNAPOLIS
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121140671932
  • School District Source: 3rd Party
  • Elementary School: HILLSMERE
  • High School: ANNAPOLIS
  • Middle Or Junior School: ANNAPOLIS

Lot Info

  • Fencing: Fully
  • Land Use Code: R
  • Lot Features: Landscaping, Trees/Wooded
  • Lot Size Acres: 0.20
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 8890.00
  • Outdoor Living Structures: Porch(es), Screened
  • Property Condition: Excellent
  • Year Assessed: 2025
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 3851.00
  • Assessor Parcel Number: 020259701686980
  • Tax Lot: 17
  • Tax Total Finished Sq Ft: 936
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 06/23/2025

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 30, 2025
Closed on
Jun 23, 2025
Sold by
Perry Megan and Perry Reed
Bought by
Shaw Melvin and Shaw Christine
Seller's Agent
Heather Giovingo
Coldwell Banker Realty
Buyer's Agent
Barbara McCaffrey
Redfin Corp
List Price
$475,000
Sold Price
$482,400
Premium/Discount to List
$7,400
1.56%
Views
192

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-28.85%

Purchase Details

Listed on
Jun 7, 2023
Closed on
Jul 6, 2023
Sold by
Cooper Sarah
Bought by
Perry Megan and Reed Perry
Seller's Agent
Zack Ambrose
JPAR Maryland Living
Buyer's Agent
Michael Noonan
JPAR Maryland Living
List Price
$399,000
Sold Price
$452,000
Premium/Discount to List
$53,000
13.28%
Views
67

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.36%
Original Mortgage
$18,450
Interest Rate
6.71%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 26, 2016
Sold by
Smichnick Corrie E and Milchovich Michael P
Bought by
Fry Sarah and Cooper Lloyd

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$243,508
Interest Rate
4.4%
Mortgage Type
FHA

Purchase Details

Closed on
May 12, 2005
Sold by
Colerick Lezly L
Bought by
Colerick Robert C and Colerick Lezly L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$194,000
Interest Rate
5.56%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 10, 2005
Sold by
Larson Lezly K
Bought by
Colerick Lezly L

Purchase Details

Closed on
Mar 8, 2005
Sold by
Larson Lezly K
Bought by
Colerick Lezly L

Purchase Details

Closed on
Oct 25, 2001
Sold by
Mayhew Judy T
Bought by
Larson Lezly K and Larson Susan R
Source: Public Records

Similar Homes in Annapolis, MD

  • 122 Roselawn Rd, Annapolis, MD 21403

    $375,000

    • 2 Beds
    • 1 Bath
    • 700 Sq Ft
    • 122 Roselawn Rd
    • Annapolis, MD

    Welcome to 122 Roselawn Road, a beautifully renovated single-family home in the heart of Annapolis, MD. This 2-bedroom, 1-bathroom gem offers the perfect blend of modern upgrades and timeless charm. Step inside to discover fresh finishes and an open layout, making this home warm and inviting. Enjoy cooking in the gourmet kitchen featuring stainless steel appliances, ample cabinet space, and sleek

    Litra Simms Simms and Associates

    Section Image
  • 1178 Idylewild Dr, Annapolis, MD 21409

    $531,500

    • 3 Beds
    • 2.5 Baths
    • 2,016 Sq Ft
    • 1178 Idylewild Dr
    • Annapolis, MD

    Welcome to 1178 Idylewild Drive – Where Coastal Charm Meets Suburban ConvenienceNestled in the highly desirable waterfront community of Cape St. Claire, this beautifully updated 3-bedroom, 2.5-bath split-level home offers the perfect blend of modern comfort and timeless character. From the moment you arrive, the inviting curb appeal and oversized front porch set the tone for relaxed

    Michael Soper Next Step Realty

    Section Image
  • 1359 Linden Ave, Annapolis, MD 21403

    $515,000

    • 3 Beds
    • 2 Baths
    • 1,322 Sq Ft
    • 1359 Linden Ave
    • Annapolis, MD

    Nestled on a serene peninsula surrounded by the Chesapeake Bay and Fishing Creek, this beautiful 3-bedroom, 2-bath ranch-style home offers the best of one-level coastal living in the sought-after community of Arundel on the Bay. From the house, you’ll enjoy peeks of the Chesapeake Bay and the convenience of being less than one block from the water. Paired with a neighborhood rich in

    Teresa Klem Long & Foster Real Estate, Inc.

    Section Image
  • 3504 A Cohasset Ave, Annapolis, MD 21403

    $425,000

    • 3 Beds
    • 1 Bath
    • 1,200 Sq Ft
    • 3504 A Cohasset Ave
    • Annapolis, MD

    Coastal Charm Meets Convenience in Arundel on the BayWelcome to this charming 3-bedroom, 1-bath home nestled in the desirable waterfront community of Arundel on the Bay—just minutes from downtown Annapolis. Featuring an open floor plan and a sun-drenched sunroom, this home offers relaxed, one-level living in a peaceful setting.Recent upgrades include a new well pump, conditioned

    Jennifer Thomas RE/MAX Executive

    Section Image
  • 406 Edgemere Dr, Annapolis, MD 21403

    $589,000

    • 4 Beds
    • 2.5 Baths
    • 2,200 Sq Ft
    • 406 Edgemere Dr
    • Annapolis, MD

    Stunning Hillsmere Shores Home – Water-Privileged & Move-In Ready! Brand New HVAC.Welcome to this beautifully renovated 4-bedroom, 2.5-bathroom home in the highly sought-after Hillsmere Shores community. Nestled on a spacious, level lot, this home has undergone extensive upgrades, blending modern elegance with timeless charm. Recent Upgrades & Features:2021: Major

    Jason Donovan RE/MAX Leading Edge

    Section Image
  • 404 Edgemere Dr, Annapolis, MD 21403

    $579,900

    • 4 Beds
    • 2.5 Baths
    • 2,360 Sq Ft
    • 404 Edgemere Dr
    • Annapolis, MD

    Welcome to your water-privileged dream home in the sought-after Hillsmere Shores community of Annapolis, where spacious living, modern design, and unbeatable location come together. This beautifully updated 4-bedroom, 2.5-bath split foyer has been thoughtfully reimagined with high-end finishes and a stunning expansion that sets it apart from the rest. Step upstairs to find a bright and inviting

    Melissa Menning Alberti Realty, LLC

    Section Image
  • 1008 Harbor Dr, Annapolis, MD 21403

    $545,000

    • 4 Beds
    • 2.5 Baths
    • 1,956 Sq Ft
    • 1008 Harbor Dr
    • Annapolis, MD

    Nestled in the picturesque, waterfront community of Annapolis Roads, this freshly painted four-bedroom, two-and-a-half bath home offers a perfect blend of comfort and coastal charm. With spacious living areas and inviting interiors, this property is designed for relaxed living and entertaining. Enjoy the family room with fireplace and a bright sunroom that opens to a deck, perfect for

    Pam Batstone Coldwell Banker Realty

    Section Image
  • 211 Janwall St, Annapolis, MD 21403

    $389,000

    • 3 Beds
    • 2 Baths
    • 1,416 Sq Ft
    • 211 Janwall St
    • Annapolis, MD

    Charming Eastport Area bungalow. Enjoy one-level living with this three-bedroom, two full bathroom home. Morning coffee can be enjoyed on the covered front porch or rear patio in your large fenced backyard. The cedar-sided family room is a vibe. Bonus storage in the attic and cellar basement. Walking distance to Quiet Waters Park and Truxton Park, Forest Drive, and minutes from historic downtown

    Michael Johnson Marathon Real Estate

    Section Image
  • 9 Edelmar Dr, Annapolis, MD 21403

    $519,900

    • 4 Beds
    • 2 Baths
    • 936 Sq Ft
    • 9 Edelmar Dr
    • Annapolis, MD

    Move-In Ready! This beautifully updated home features an updated kitchen with modern appliances, a fully renovated bathroom, new washer & dryer, new hot water heater, new HVAC system, refinished hardwood floors, and a new roof. Additional highlights include a wood-burning fireplace, a spacious screened-in rear porch, and a one-car garage that is currently in the process of being converted back

    Carlos Garcia Keller Williams Flagship

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $482,400 First American Title Insurance
Deed $452,000 First American Title
Deed $248,000 Homeland Title & Escrow Ltd
Deed -- --
Deed -- --
Deed -- --
Deed $129,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $18,450 New Conventional
Previous Owner $356,000 New Conventional
Previous Owner $232,000 New Conventional
Previous Owner $243,508 FHA
Previous Owner $258,488 FHA
Previous Owner $194,000 New Conventional
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/23/2025 06/23/25 Sold $482,400 +1.6% $424 / Sq Ft
06/09/2025 06/09/25 Pending -- -- --
05/30/2025 05/30/25 For Sale $475,000 +5.1% $417 / Sq Ft
07/06/2023 07/06/23 Sold $452,000 +13.3% $397 / Sq Ft
06/12/2023 06/12/23 Pending -- -- --
06/07/2023 06/07/23 For Sale $399,000 -- $351 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,829 $327,000 -- --
2024 $4,829 $317,000 $0 $0
2023 $4,655 $307,000 $229,600 $77,400
2022 $4,433 $304,367 $0 $0
2021 $8,796 $301,733 $0 $0
2020 $4,323 $299,100 $229,600 $69,500
2019 $4,265 $294,400 $0 $0
2018 $2,938 $289,700 $0 $0
2017 $4,057 $285,000 $0 $0
2016 -- $267,700 $0 $0
2015 -- $250,400 $0 $0
2014 -- $233,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDAA2114218

Bright MLS

APN: 02-597-01686980