$850,000
SOLD MAR 28, 2025
3 Beds
2 Baths
1,430 Sq Ft
4,792 Sq Ft Lot

Recently Sold

$594 Per Sq Ft

5% Below List Price

44 Days on Market

Highlights

  • Golf Course Community
  • Waterfront
  • Colonial Architecture
  • East Lyme Middle School Rated A-
  • Open Floorplan
  • Deck

About This Home

As of March 2025

Enjoy year round living on the beautiful Niantic River in this move-in ready 3 bedroom / 2 bath waterfront home. Set on a bluff facing east, the vantage point is superb for watching the sun rise and the afternoon glow as it illuminates the river and far shore. The floorplan is open and inviting featuring wood floors and an abundance of windows that usher light and views into each living space. Just a few steps off the sunroom, a large deck suspended above the waters edge makes the perfect place for outdoor living and entertaining. The property is within close proximity to Smith Cove and 'Three Belles' full service Marina and has poles in place for a small craft pully system for your seasonal boating endeavors. The Oswegatchie Hills Club is a neighborhood social club for residents of Saunders Point and members enjoy the use of clay tennis courts, a basketball court, a beach with swim raft, 6 hole golf course and many social events throughout the year.

Last Agent to Sell the Property

Joseph Rhodes

Coldwell Banker Realty License #REB.0750631 Listed on: 02/01/2025

Coldwell Banker Realty

Last Buyer's Agent

Justin Bradley

Coldwell Banker Realty License #RES.0805726

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,826

Year Built

  • Built in 1920

Lot Details

  • 4,792 Sq Ft Lot
  • Waterfront
  • Property is zoned R10

HOA Fees

  • $17 Monthly HOA Fees

Home Design

  • Colonial Architecture
  • Concrete Foundation
  • Block Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 1,430 Sq Ft Home
  • Open Floorplan
  • Thermal Windows
  • Solarium
  • Concrete Flooring

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Attic

  • Pull Down Stairs to Attic
  • Unfinished Attic

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Interior Basement Entry
  • Basement Hatchway
  • Basement Storage

Parking

  • 2 Parking Spaces
  • Parking Deck
  • Private Driveway

Outdoor Features

  • Deck
  • Enclosed Patio or Porch
  • Terrace

Location

  • Property is near a golf course

Utilities

  • Central Air
  • Heating System Uses Oil
  • Oil Water Heater
  • Fuel Tank Located in Basement

Listing and Financial Details

  • Assessor Parcel Number 2146647

Community Details

Overview

  • Association fees include tennis, lake/beach access

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Basketball Court
  • Bocce Ball Court
  • Community Playground
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,826

Year Built

Built in 1920

Lot Details

0

HOA Fees

$17 per month

Listing Details

  • Neighborhood: Saunder's Point
  • Property Type: Single Family For Sale
  • Style: Colonial
  • Sq Ft Est Heated Above Grade: 1430
  • Total Sq Ft: 1430
  • Year Built: 1920
  • New Construction: No/Resale
  • Nearby Amenities: Basketball Court, Bocci Court, Golf Course, Tennis Courts
  • Association Amenities: Basketball Court, Bocci Court, Golf Course, Park, Playground/Tot Lot, Tennis Courts
  • Direct Waterfront: Yes
  • Home Warranty Offered: No
  • Radon Mitigation Air Ynu: No
  • Radon Mitigation Water Ynu: No
  • Directions: Oswegatchie Hills to Town Road to Saunders Drive.
  • Financing Used: Conventional Fixed
  • In Law Apartment: No
  • Spec Assoc Asses: No
  • Street Type: Drive
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Attic Description: Unfinished, Pull-Down Stairs
  • Basement Description: Full, Unfinished, Storage, Hatchway Access, Interior Access, Concrete Floor, Full With Hatchway
  • Interior Amenities: Open Floor Plan
  • Appliances: Oven/Range, Microwave, Refrigerator, Dishwasher, Washer, Dryer
  • Additional Rooms: Solarium
  • Laundry Room Location: Off Kitchen
  • Laundry Room Info: Main Level
  • Attic: Yes

Exterior Features

  • Exterior Features: Porch-Enclosed, Terrace, Porch, Deck
  • Exterior Siding: Vinyl Siding
  • Foundation Type: Block, Concrete
  • Roof Information: Asphalt Shingle
  • Waterfront Description: River Beach View Access
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Driveway Type: Private
  • Total Parking Spaces: 2
  • Garage And Parking: None, Off Street Parking, Driveway

Utilities

  • Cooling System: Central Air
  • Heat Type: Hot Air
  • Heat Fuel Type: Oil
  • Fuel Tank Location: In Basement
  • Hot Water Description: Oil, 30 Gallon Tank, Upright Tank
  • Water Source: Public Water Connected
  • Sewer: Septic

Condo/Co-op/Association

  • Association Fee Includes: Tennis, Lake/Beach Access
  • HOA Fees: 200
  • HOA Fee Frequency: Annually
  • Property Management Type: Unit Owners Association

Green Features

  • Energy Features: Thermopane Windows

Lot Info

  • Acres: 0.11
  • Lot Description: Level Lot Water View Open Lot
  • Zoning: R10
  • Parcel #: 2146647

Tax Info

  • Tax Year: July 2024-June 2025
  • Property Tax: 13826

MLS Schools

  • Elementary School: Per Board of Ed
  • High School: Per Board of Ed

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 1, 2025
Closed on
Mar 27, 2025
Sold by
Russell Matthew M
Bought by
Blasius Wendy
Seller's Agent
Joseph Rhodes
Coldwell Banker Realty
Buyer's Agent
Justin Bradley
Coldwell Banker Realty
List Price
$895,000
Sold Price
$850,000
Premium/Discount to List
-$45,000
-5.03%
Views
70
Current Estimated Value
$929,312

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$79,312
Avg. Annual Appreciation
12.81%
Original Mortgage
$680,000
Outstanding Balance
$675,928
Interest Rate
6.87%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$253,384

Purchase Details

Listed on
Feb 1, 2025
Closed on
Mar 7, 2025
Sold by
Russell T T and Russell R
Bought by
Russell Matthew M
Seller's Agent
Joseph Rhodes
Coldwell Banker Realty
Buyer's Agent
Justin Bradley
Coldwell Banker Realty
List Price
$895,000
Sold Price
$850,000
Premium/Discount to List
-$45,000
-5.03%
Views
70

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$680,000
Outstanding Balance
$675,928
Interest Rate
6.87%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$253,384

Purchase Details

Closed on
Oct 23, 2023
Sold by
Russell Matthew M
Bought by
Russell Ft and Russell

Purchase Details

Closed on
Jan 2, 2013
Sold by
Smith Lisa M
Bought by
Morison Matthew Russell

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$568,786
Interest Rate
3.35%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 2, 2004
Sold by
Casey Coleman and Rathbone Gloria
Bought by
Smith Joseph and Smith Lisa
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Warranty Deed $850,000 None Available
Warranty Deed $850,000 None Available
Deed -- None Available
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Warranty Deed $605,000 --
Warranty Deed $605,000 --
Executors Deed $515,000 --
Executors Deed $515,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $680,000 Purchase Money Mortgage
Closed $680,000 New Conventional
Previous Owner $568,786 Purchase Money Mortgage
Previous Owner $17,375 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/28/2025 03/28/25 Sold $850,000 -5.0% $594 / Sq Ft
03/17/2025 03/17/25 Pending -- -- --
02/01/2025 02/01/25 For Sale $895,000 -- $626 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $14,752 $526,680 $406,490 $120,190
2024 $13,826 $524,720 $406,490 $118,230
2023 $13,055 $524,720 $406,490 $118,230
2022 $12,509 $524,720 $406,490 $118,230
2021 $11,282 $395,710 $310,380 $85,330
2020 $11,222 $395,710 $310,380 $85,330
2019 $11,155 $395,710 $310,380 $85,330
2018 $10,823 $395,710 $310,380 $85,330
2017 $10,352 $395,710 $310,380 $85,330
2016 $11,910 $469,630 $384,300 $85,330
2015 $11,605 $469,630 $384,300 $85,330
2014 $11,285 $469,630 $384,300 $85,330
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: 24056947

SmartMLS

APN: ELYM-022014-000062