NOT LISTED FOR SALE

3304 Overlook Ridge Rd Prospect, KY 40059

Estimated Value: $1,240,000 - $1,621,000

5 Beds
5.5 Baths
5,957 Sq Ft
$232/Sq Ft Est. Value

Last Sold March 07, 2023

Last sale price $1,170,000 $196 Per Sq Ft

Est. 18% increase in value since last sale

Current estimated payment $8,928/month

51 Days on Market

Highlights

  • Traditional Architecture
  • 2 Fireplaces
  • Home Gym
  • Goshen at Hillcrest Elementary School Rated A
  • Screened Porch
  • 3 Car Attached Garage

About This Home

As of March 2023

Beautiful custom-built home with nearly 6k finished square feet on 2.3 acres in the Overlook on Covered Bridge. Just over the Oldham County line! Enter through the 2-story foyer to the open great room. Two sets of French doors lead to the screened in back porch which overlooks the gorgeous patio, saltwater, self-cleaning pool and cabana. No expense was spared with the custom landscaping, making this a backyard oasis. The brick, stone and hardie shank exterior is freshly painted. The eat-in kitchen features custom cherry cabinets, granite counters & natural stone backsplash. Large laundry/mudroom with sink & walk in pantry are just off the kitchen. Hearth room has custom built-ins and another door that leads to the patio. First floor Primary bedroom has another door to the screened in porch and a full bathroom with 2 walk-in closets, a natural stone shower and jacuzzi tub. There is an additional bedroom suite and half bath on the first floor. Upstairs, you will find another bedroom suite with a full bath, large walk-in closet, built in shelving and bonus room. Two more bedrooms and another full bath complete the second floor. The finished basement includes an exercise room, family room, flex room currently set up as a 6th sleeping space, full bathroom and kitchenette. The basement bathroom and kitchenette feature granite counters and slate and natural stone floors. The family room features a natural gas fireplace. There are also 2 large closets and 2 unfinished storage areas. This turnkey home has it all!

Last Listed By

Alyson Middleton

Kentucky Select Properties License #220867 Listed on: 12/01/2022

Kentucky Select Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,492

Year Built

  • Built in 2003

Lot Details

  • Partially Fenced Property
  • Wood Fence

Parking

  • 3 Car Attached Garage
  • Side or Rear Entrance to Parking

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Stone Siding

Interior Spaces

  • 2-Story Property
  • 2 Fireplaces
  • Screened Porch
  • Home Gym
  • Basement

Bedrooms and Bathrooms

  • 5 Bedrooms

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Property has a Home Owners Association
  • Overlook On Covered Bridge Subdivision

Listing and Financial Details

  • Tax Lot 30
  • Assessor Parcel Number 1013G0030
  • Seller Concessions Not Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,492

Year Built

Built in 2003

Lot Details

0

Parking

3

Listing Details

  • Cooling System: Central Air
  • Stories: 2
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Garage Yn: Yes
  • Subdivision Name: OVERLOOK ON COVERED BRIDGE
  • Above Grade Finished Sq Ft: 4002.0
  • Architectural Style: Traditional
  • ResoBuildingAreaSource: Appraiser
  • Utilities Electricity Connected: Yes
  • Dining Room Level: First
  • Full Bathroom Level: First
  • Half Bathroom Level: First
  • Primary Bathroom Level: First
  • Primary Bedroom Level: First
  • Roof:Shingle: Yes
  • Cooling Central Air: Yes
  • Lot Description:Cul-De-Sac: Yes
  • Pool Features In Ground: Yes
  • Architectural Style Traditional: Yes
  • Sewer:Public Sewer: Yes
  • Special Features: None

Interior Features

  • Basement: Partially Finished
  • Fireplaces Basement: 1
  • Fireplaces Level 1: 1
  • Bedroom Level: First
  • Breakfast Room Level: First
  • Exercise Room Level: Basement
  • Family Room Level: Basement
  • Great Room Level: First
  • Kitchen Level: First
  • Laundry Level: First
  • Other Level: Second
  • Basement YN: Yes
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 1955.0
  • Fireplaces: 2
  • Total Bedrooms: 20
  • ResoLivingAreaSource: Appraiser
  • Other Rooms:Family Room2: Yes
  • BasementFoundation:Poured Concrete: Yes
  • Basement:Partially Finished: Yes
  • Other Rooms:Breakfast Room: Yes

Exterior Features

  • Fencing: Partial, Wood
  • Roof: Shingle
  • Acres: 2.33
  • Construction Type: Other, Brick, Stone
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Screened Porch, Patio
  • Construction:Brick3: Yes
  • Construction:Stone3: Yes

Garage/Parking

  • Garage Spaces: 3.0
  • Attached Garage: Yes
  • Parking Features: Attached, Entry Side
  • General Property Description:Garage Spaces: 3
  • GarageParking:Attached: Yes

Utilities

  • Utilities: Electricity Connected, Fuel:Natural
  • Cooling Y N: Yes
  • Heating: Forced Air, Natural Gas
  • HeatingYN: Yes
  • Water Source: Public
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association Fee: 605.0
  • Association: Yes

Schools

  • Junior High Dist: Oldham

Lot Info

  • Lot Size Sq Ft: 101494.8
  • ResoLotSizeUnits: Acres
  • Parcel #: 1013G0030
  • ResoLotSizeUnits: Acres

Building Info

  • Year Built: 2003

Tax Info

  • Tax Block: 0
  • Tax Lot: 30

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 1, 2022
Closed on
Mar 7, 2023
Sold by
Maki Benjamin T and Hughes Brittany
Bought by
Hurley William P and Hurley Elizabeth B
Seller's Agent
Alyson Middleton
Kentucky Select Properties
Buyer's Agent
Alyson Middleton
Kentucky Select Properties
List Price
$1,275,000
Sold Price
$1,170,000
Premium/Discount to List
-$105,000
-8.24%
Total Days on Market
51
Views
124
Current Estimated Value
$1,379,069

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$209,069
Avg. Annual Appreciation
5.69%
Original Mortgage
$940,000
Outstanding Balance
$916,758
Interest Rate
6.13%
Mortgage Type
New Conventional
Estimated Equity
$406,944

Purchase Details

Listed on
Dec 1, 2022
Closed on
Jan 17, 2023
Sold by
Maki Benjamin T and Hughes Brittany
Bought by
Maki Benjamin T and Hughes Maki Brittany
Seller's Agent
Alyson Middleton
Kentucky Select Properties
Buyer's Agent
Alyson Middleton
Kentucky Select Properties
List Price
$1,275,000
Sold Price
$1,170,000
Premium/Discount to List
-$105,000
-8.24%
Views
124

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$940,000
Outstanding Balance
$916,758
Interest Rate
6.13%
Mortgage Type
New Conventional
Estimated Equity
$406,944

Purchase Details

Listed on
Sep 12, 2013
Closed on
Dec 13, 2013
Sold by
Ware Janet D and Ware Bob
Bought by
Maki Benjamin T
Seller's Agent
Michael Hall
Red Edge Realty
Buyer's Agent
Michael Hall
Red Edge Realty
List Price
$825,000
Sold Price
$805,000
Premium/Discount to List
-$20,000
-2.42%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.13%
Original Mortgage
$563,500
Interest Rate
3.06%
Mortgage Type
Adjustable Rate Mortgage/ARM

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hurley William P $1,170,000 --
Maki Benjamin T $1,130,000 Acuity Title
Maki Benjamin T $805,000 Freibert & Mattingly Title G
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hurley William P $940,000
Previous Owner Maki Benjamin T $1,000,000
Previous Owner Maki Benjamin T $563,500
Previous Owner Gultekin Deanne L $199,938
Previous Owner Ware Janet D $250,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/07/2023 03/07/23 Sold $1,170,000 -8.2% $196 / Sq Ft
01/21/2023 01/21/23 Pending -- -- --
12/01/2022 12/01/22 For Sale $1,275,000 +58.4% $214 / Sq Ft
12/13/2013 12/13/13 Sold $805,000 -2.4% $134 / Sq Ft
10/25/2013 10/25/13 Pending -- -- --
09/12/2013 09/12/13 For Sale $825,000 -- $137 / Sq Ft
Source: Metro Search (Greater Louisville Association of REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $14,492 $1,170,000 $180,000 $990,000
2023 $14,067 $1,130,000 $180,000 $950,000
2022 $10,787 $870,000 $180,000 $690,000
2021 $10,691 $870,000 $180,000 $690,000
2020 $10,717 $870,000 $180,000 $690,000
2019 $9,810 $805,000 $128,500 $676,500
2018 $9,814 $805,000 $0 $0
2017 $9,745 $805,000 $0 $0
2013 $7,875 $723,500 $128,500 $595,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Metro Search (Greater Louisville Association of REALTORS®)

MLS Number: 1626855

Metro Search (Greater Louisville Association of REALTORS®)

APN: 10-13G-00-30