$727,500
SOLD MAY 30, 2025

3305 Cactus Ct Loveland, CO 80537

2 Beds
2 Baths
1,900 Sq Ft
0.92 Acres

Recently Sold

$383 Per Sq Ft

2% Below List Price

86 Days on Market

Highlights

  • Marina
  • Water Views
  • Deck
  • Big Thompson Elementary School Rated A-
  • Open Floorplan
  • Wooded Lot

About This Home

As of May 2025

Welcome to Carter Lake and all the recreation it has to offer! This custom home is a memory maker for anyone who chooses to live in a quiet and peace filled environment. Nestled on .92 acres in the trees, tons of moss rock and views from upper deck of Carter Lake. Inside you'll find hickory cabinets and floors. An entertainers dream. You will also enjoy the wrap around deck including a hot tub providing complete tranquility. The shop gives a hobbyist plenty of room to tinker. 2 car attached, 2 car detached with RV parking with ability to dump onsite. NO HOA. Could easily add a 3rd bedroom.

Last Agent to Sell the Property

Kim Tomlinson

RE/MAX Alliance-FTC South Listed on: 02/15/2025

RE/MAX Alliance-FTC South

Last Buyer's Agent

Tim Anderson

C3 Real Estate Solutions, LLC

C3 Real Estate Solutions, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,827

Year Built

  • Built in 1982

Lot Details

  • 0.92 Acre Lot
  • Southern Exposure
  • Partially Fenced Property
  • Rock Outcropping
  • Sloped Lot
  • Wooded Lot
  • Landscaped with Trees

Parking

  • 4 Car Attached Garage
  • Garage Door Opener

Property Views

  • Water
  • City

Home Design

  • Brick Veneer
  • Wood Frame Construction
  • Composition Roof

Interior Spaces

  • 1,900 Sq Ft Home
  • 3-Story Property
  • Open Floorplan
  • Beamed Ceilings
  • Cathedral Ceiling
  • Ceiling Fan
  • Triple Pane Windows
  • Window Treatments
  • Living Room with Fireplace
  • Dining Room
  • Home Office

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Washer and Dryer Hookup

Home Security

  • Storm Doors
  • Fire and Smoke Detector

Outdoor Features

  • Balcony
  • Deck
  • Separate Outdoor Workshop
  • Outdoor Storage
  • Outbuilding

Schools

  • Big Thompson Elementary School
  • Clark Middle School
  • Thompson Valley High School

Horse Facilities and Amenities

  • Grass Field

Utilities

  • Cooling Available
  • Pellet Stove burns compressed wood to generate heat
  • Baseboard Heating

Listing and Financial Details

  • Assessor Parcel Number R0426563

Community Details

Overview

  • No Home Owners Association

Recreation

  • Marina

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,827

Year Built

Built in 1982

Lot Details

0

Parking

4

Listing Details

  • Inclusions: Window Coverings,Electric Range/Oven,Dishwasher,Refrigerator,Microwave,Garage Door Opener,Disposal,Smoke Alarm(s)
  • Year Built: 1982
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.92
  • Road Surface Type: Gravel
  • Subdivision Name: N/A
  • Directions: Please use GPS or call listing agent for more information.
  • Above Grade Finished Sq Ft: 1300
  • Garage Yn: Yes
  • Unit Levels: Tri-Level
  • New Construction: No
  • Efficiency: Southern Exposure
  • Building Stories: 3
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 1900
  • Special Features: None
  • Stories: 3

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Electric Range/Oven, Dishwasher, Refrigerator, Microwave, Disposal
  • Accessibility Features: Main Level Laundry
  • Has Basement: None
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 2
  • Door Features: Storm Door(s)
  • Fireplace Features: Living Room, Pellet Stove
  • Fireplace: Yes
  • Flooring: Wood Floors
  • Interior Amenities: Study Area, Eat-in Kitchen, Separate Dining Room, Cathedral/Vaulted Ceilings, Open Floorplan, Walk-In Closet(s), Kitchen Island, Beamed Ceilings
  • Living Area: 1900
  • Window Features: Window Coverings, Triple Pane Windows
  • Dining Room Features: Wood Floor
  • IRESDS_HasFamilyRoom: No
  • Living Room Living Room Level: Lower
  • Master Bedroom Master Bedroom Level: Upper
  • Room Bedroom2 Area: 210
  • Master Bedroom Master Bedroom Width: 14
  • Room Bedroom2 Level: Lower
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Kitchen Features: Wood Floor
  • Room Living Room Area: 256
  • Living Room Features: Carpet
  • Room Kitchen Area: 384
  • Dining Room Dining Room Level: Main
  • Room Master Bedroom Area: 420
  • Room Dining Room Area: 182
  • Master Bathroom Features: 3/4 Primary Bath

Exterior Features

  • Roof: Composition
  • Fencing: Partial
  • Lot Features: Fire Hydrant within 500 Feet, Wooded, Sloped, Rock Outcropping, Marina in Community
  • View: Foothills View, City, Water
  • View: Yes
  • Waterfront: No
  • Disclosures: Seller's Property Disclosure
  • Home Warranty: No
  • Construction Type: Wood/Frame, Brick/Brick Veneer
  • Exterior Features: Balcony
  • Other Structures: Workshop, Storage, Outbuildings
  • Patio And Porch Features: Deck
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 4
  • Garage Spaces: 4
  • Parking Features: Garage Door Opener, Oversized
  • IRESDS_Garage Sq Ft: 1082
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Ceiling Fan(s)
  • Electric: Electric, Poudre Valley
  • Heating: Baseboard, 2 or more Heat Sources
  • Utilities: Electricity Available
  • Laundry Features: Washer/Dryer Hookups, Main Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electricity On Property: No
  • Water Source: District Water, N Carter Lake

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Elementary School: Big Thompson
  • HighSchool: Thompson Valley
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Clark (Walt)

Lot Info

  • Zoning: Res
  • Lot Size Sq Ft: 39861
  • Parcel #: R0426563
  • Irrigation Water Rights: No

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 2827

Multi Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 15, 2025
Closed on
May 30, 2025
Sold by
Martin Peggy A and Martin William D
Bought by
Shaffer Joseph and Shaffer Deedee
Seller's Agent
Kim Tomlinson
RE/MAX Alliance-FTC South
Buyer's Agent
Tim Anderson
C3 Real Estate Solutions, LLC
List Price
$740,000
Sold Price
$727,500
Premium/Discount to List
-$12,500
-1.69%
Views
153
Current Estimated Value
$727,201

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$299
Avg. Annual Appreciation
-0.13%
Original Mortgage
$327,500
Outstanding Balance
$326,934
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$400,267

Purchase Details

Closed on
Apr 5, 2016
Sold by
Martin William D and Martin Peggy A
Bought by
Martin William D and Martin Peggy A

Purchase Details

Closed on
Feb 28, 2006
Sold by
Donald A Edwards Trust
Bought by
Martin William D and Martin Peggy A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$244,000
Interest Rate
6.05%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 14, 2005
Sold by
Edwards Donald A and Edwards Patricia A
Bought by
Donald A Edwards Trust

Purchase Details

Closed on
Mar 1, 1987
Bought by
Edwards Donald A
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $727,500 Fidelity National Title
Interfamily Deed Transfer -- None Available
Warranty Deed $305,000 North American Title
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- --
Warranty Deed $67,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $327,500 New Conventional
Previous Owner $345,000 New Conventional
Previous Owner $83,000 Credit Line Revolving
Previous Owner $63,000 Future Advance Clause Open End Mortgage
Previous Owner $244,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/30/2025 05/30/25 Sold $727,500 -1.0% $383 / Sq Ft
03/17/2025 03/17/25 Price Changed $735,000 -0.7% $387 / Sq Ft
01/16/2025 01/16/25 For Sale $740,000 -- $389 / Sq Ft
Source: IRES MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,922 $43,999 $10,720 $33,279
2024 $2,827 $43,999 $10,720 $33,279
2022 $2,171 $32,394 $7,506 $24,888
2021 $2,245 $33,326 $7,722 $25,604
2020 $1,845 $28,593 $7,150 $21,443
2019 $1,812 $28,593 $7,150 $21,443
2018 $1,967 $29,131 $5,256 $23,875
2017 $1,713 $29,131 $5,256 $23,875
2016 $1,967 $24,151 $5,811 $18,340
2015 $1,954 $24,150 $5,810 $18,340
2014 $1,703 $20,190 $5,170 $15,020
Source: Public Records

Agents Affiliated with this Home

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Map

Source: IRES MLS

MLS Number: 1024226

IRES MLS

APN: 05340-00-040