331 E Philip St Des Moines, IA 50315
South Central DSM Neighborhood
4
Beds
1.5
Baths
980
Sq Ft
7,830
Sq Ft Lot
Highlights
- No HOA
- Forced Air Heating and Cooling System
- Dining Area
About This Home
As of October 2021What a deal! This home is priced almost $40000 below asking price and is located in great neighborhood. It features 4 bedrooms, 1.5 bath and open floor plan. Needs work but priced accordingly. Ask LA about possible HomePath financing.
Home Details
Home Type
- Single Family
Year Built
- Built in 1967
Lot Details
- 7,830 Sq Ft Lot
- Property is zoned R1-60
Parking
- 1 Car Detached Garage
Home Design
- Split Level Home
- Frame Construction
- Asphalt Shingled Roof
Interior Spaces
- 980 Sq Ft Home
- Dining Area
- Partial Basement
Bedrooms and Bathrooms
- 4 Bedrooms
Utilities
- Forced Air Heating and Cooling System
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 12004472091000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 16, 2021
Closed on
Sep 27, 2021
Sold by
Bishnu Karki and Indra Karki Indra
Bought by
Mu Gay
Seller's Agent
Puspa Adhikari
Iowa Realty South
Buyer's Agent
Rick Herron
Realty ONE Group Impact
List Price
$195,000
Sold Price
$195,000
Total Days on Market
39
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$29,704
Avg. Annual Appreciation
4.32%
Original Mortgage
$189,150
Outstanding Balance
$175,086
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$52,147
Purchase Details
Listed on
Oct 8, 2015
Closed on
Nov 18, 2015
Sold by
Arl Properties Llc
Bought by
Karki Bishnu
Seller's Agent
Ryan Lynch
Keller Williams Realty GDM
Buyer's Agent
Charles Fazio
RE/MAX Precision
List Price
$130,000
Sold Price
$130,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.13%
Original Mortgage
$114,977
Interest Rate
4.4%
Mortgage Type
FHA
Purchase Details
Listed on
Apr 7, 2014
Closed on
Jun 13, 2014
Sold by
Bjb Company Inc
Bought by
Arl Properties Llc
Seller's Agent
Zineta Imamovic
Realty ONE Group Impact
Buyer's Agent
Robert Stevens
Stevens Realty
List Price
$73,900
Sold Price
$72,500
Premium/Discount to List
-$1,400
-1.89%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
50.43%
Original Mortgage
$98,250
Interest Rate
4.2%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Listed on
Apr 7, 2014
Closed on
May 28, 2014
Sold by
Fannie Mae
Bought by
Bjb Co Inc and Arl Properties Llc
Seller's Agent
Zineta Imamovic
Realty ONE Group Impact
Buyer's Agent
Robert Stevens
Stevens Realty
List Price
$73,900
Sold Price
$72,500
Premium/Discount to List
-$1,400
-1.89%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$98,250
Interest Rate
4.2%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Feb 28, 2013
Sold by
Stanley Mark W and Stanley Mark William
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Dec 6, 2007
Sold by
Hud
Bought by
Stanley Mark William
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$98,000
Interest Rate
6.27%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 2, 2007
Sold by
Wells Fargo Bank Na
Bought by
Hud
Purchase Details
Closed on
May 17, 2007
Sold by
Griffin Paul J
Bought by
Wells Fargo Bank Na
Purchase Details
Closed on
Nov 12, 2004
Sold by
Chavez Raul G and Estrada Maria G
Bought by
Griffin Paul J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$117,653
Interest Rate
5.91%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 16, 2001
Sold by
Leslie Twila M
Bought by
Chavez Raul and Estrada Maria
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Interest Rate
6.62%
Map
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Similar Homes in Des Moines, IA
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $195,000 | None Available | |
| Warranty Deed | $130,000 | None Available | |
| Quit Claim Deed | -- | None Available | |
| Special Warranty Deed | $72,500 | Servicleink | |
| Sheriffs Deed | $89,837 | None Available | |
| Special Warranty Deed | -- | None Available | |
| Corporate Deed | $129,500 | None Available | |
| Sheriffs Deed | $129,963 | None Available | |
| Warranty Deed | $119,500 | -- | |
| Warranty Deed | $89,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $189,150 | New Conventional | |
| Previous Owner | $108,000 | New Conventional | |
| Previous Owner | $114,977 | FHA | |
| Previous Owner | $98,250 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $98,250 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $98,000 | Purchase Money Mortgage | |
| Previous Owner | $117,653 | FHA | |
| Previous Owner | $80,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/07/2021 10/07/21 | Sold | $195,000 | 0.0% | $199 / Sq Ft |
| 09/17/2021 09/17/21 | Pending | -- | -- | -- |
| 08/16/2021 08/16/21 | For Sale | $195,000 | +50.0% | $199 / Sq Ft |
| 11/18/2015 11/18/15 | Sold | $130,000 | 0.0% | $133 / Sq Ft |
| 11/18/2015 11/18/15 | Pending | -- | -- | -- |
| 10/08/2015 10/08/15 | For Sale | $130,000 | +79.3% | $133 / Sq Ft |
| 06/13/2014 06/13/14 | Sold | $72,500 | -1.9% | $74 / Sq Ft |
| 05/16/2014 05/16/14 | Pending | -- | -- | -- |
| 04/07/2014 04/07/14 | For Sale | $73,900 | -- | $75 / Sq Ft |
Source: Des Moines Area Association of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,806 | $193,500 | $34,100 | $159,400 |
| 2023 | $3,850 | $193,500 | $34,100 | $159,400 |
| 2022 | $3,822 | $163,400 | $29,900 | $133,500 |
| 2021 | $3,678 | $163,400 | $29,900 | $133,500 |
| 2020 | $3,822 | $147,400 | $26,900 | $120,500 |
| 2019 | $3,494 | $147,400 | $26,900 | $120,500 |
| 2018 | $3,458 | $130,000 | $23,200 | $106,800 |
| 2017 | $3,296 | $130,000 | $23,200 | $106,800 |
| 2016 | $3,212 | $121,900 | $21,500 | $100,400 |
| 2015 | $3,212 | $121,900 | $21,500 | $100,400 |
| 2014 | $3,106 | $116,900 | $20,200 | $96,700 |
Source: Public Records
Source: Des Moines Area Association of REALTORS®
MLS Number: 433348
APN: 120-04472091000
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