Seller's Agent in 2026
Ben Henrikson
RE/MAX
(847) 931-7500
8 in this area
116 Total Sales
331 Griswold St Elgin, IL 60123
Southwest Elgin Neighborhood
5
Beds
5
Baths
4,069
Sq Ft
1893
Built
Highlights
- Home Theater
- Property is near park
- Cathedral Ceiling
- Wood Burning Stove
- Recreation Room
- 1-minute walk to Ryerson Park
About This Home
As of January 2026GORGEOUS WEST-SIDE PLAQUED PAINTED LADY WITH FOUR LEVELS OF LIVING SPACE. BUILT IN 1893 FOR A&A KROGSRUD, AN EMPLOYEE OF ELGINS WATCH CO. THIS HOME HAS BEEN MODERNIZED WHILE KEEPING THE ORIGINAL FEATURES. ORIGINAL HARDWOOD FLOORS AND MILLWORK TROUGHOUT, PILLARS, CROWN, POCKET DOORS, OPEN STAIRCASE AND STAINED GLASS ARE JUST SOME OF THE FEATURES. WRAP AROUND FRONT PORCH WITH SEPARATE DOOR FROM DINING ROOM. LIBRARY ROOM WITH COMPLETE FLOOR TO CEILING BOOKSHELVES ON ALL WALLS. FAMILY ROOM WITH WB FIREPLACE AND PICTURE WINDOWS OVERLOOKING YARD. FRONT AND REAR STAIRCASES TO BOTH 2ND LEVEL AND BASEMENT. BEAUTIFUL KITCHEN WITH CUSTOM CABINETS AND GRANITE COUNTERS. FULLY FINISHED BASEMENT WITH MEDIA ROOM/WET BAR, BATH AND CELLAR DOOR. MASTER SUITE ON 3RD LEVEL WITH VAULTED CEILINGS, THREE SKYLIGHTS, SITTING ROOM, WALK-IN CLOSET, TURRET ROOM WITH WHIRLPOOL BATH. UPDATED KITCHEN AND ALL FIVE BATHS UPDATED. HOME HAS NEWER WINDOWS THROUGHOUT, NEWER ROOF (2020), UPDATED PLUMBING AND ELECTRIC, 2 GFA FURNACES WITH CENTRAL AIR, RADON MITIGATION SYSTEM AND ADDT'L INSULATION INSTALLED.
Last Agent to Sell the Property
RE/MAX Horizon License #475091643 Listed on: 07/01/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,255
Year Built
- Built in 1893
Lot Details
- Lot Dimensions are 64 x 132
- Paved or Partially Paved Lot
Parking
- 2 Car Detached Garage
- Parking Available
- Driveway
Home Design
- Victorian Architecture
- Stone Foundation
- Frame Construction
- Shake Roof
- Asphalt Roof
- Shake Siding
- Concrete Perimeter Foundation
Interior Spaces
- 4,069 Sq Ft Home
- 3-Story Property
- Wet Bar
- Historic or Period Millwork
- Cathedral Ceiling
- Skylights
- Wood Burning Stove
- Entrance Foyer
- Family Room with Fireplace
- Sitting Room
- Living Room
- Formal Dining Room
- Home Theater
- Home Office
- Library
- Recreation Room
- Game Room
- Sewing Room
- Laundry Room
Kitchen
- Range
- Microwave
- Dishwasher
- Granite Countertops
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- 5 Potential Bedrooms
- Walk-In Closet
Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Location
- Property is near park
Utilities
- Forced Air Heating and Cooling System
- No Cooling
- Two Heating Systems
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 1, 2025
Closed on
Jan 13, 2026
Sold by
Cuming Andrew R and Cuming Britta A
Bought by
Simsa Zachary Curtis and Streitmatter Lisa
Seller's Agent
Ben Henrikson
RE/MAX Horizon
Buyer's Agent
Elizabeth Goodchild
Realty of America
List Price
$525,000
Sold Price
$420,000
Premium/Discount to List
-$105,000
-20%
Views
447
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
112.73%
Original Mortgage
$399,000
Outstanding Balance
$399,000
Interest Rate
6.13%
Mortgage Type
New Conventional
Estimated Equity
$43,789
Purchase Details
Closed on
Jan 17, 2017
Sold by
Frett Dennis R and Frett Peggy
Bought by
Cuming Holdings Llc
Purchase Details
Closed on
Aug 18, 2010
Sold by
Weststar Industries Llc
Bought by
Cuming Andrew R and Crowley Britta A
Purchase Details
Closed on
Nov 24, 2009
Sold by
Chubin Edward
Bought by
Weststar Industries Llc
Purchase Details
Closed on
Nov 20, 2009
Sold by
Federal National Mortgage Association
Bought by
Chubin Edward
Purchase Details
Closed on
Sep 16, 2009
Sold by
Benzinger Christine M
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Jan 19, 2007
Sold by
Jpmorgan Chase Bank Na
Bought by
Benzinger Christine M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$171,120
Interest Rate
6.22%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 16, 2006
Sold by
Matijevic John and Matijevic Michele
Bought by
Jpmorgan Chase Bank Na and Ixis Real
Purchase Details
Closed on
Jun 4, 2004
Sold by
Gardiner Stephen and Gardiner Elizabeth
Bought by
Matijevic John
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$251,000
Interest Rate
8.87%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 1, 2002
Sold by
Chapman Clayton L and Chapman Kelly A
Bought by
Gardiner Stephen and Stoney Gardiner Elizabeth
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$182,700
Interest Rate
6.95%
Purchase Details
Closed on
Nov 13, 1996
Sold by
Johnston Irwin and Johnston Sandra
Bought by
Chapman Clayton L and Molinaro Kelly A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Interest Rate
8.12%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $420,000 | None Listed On Document | |
| Warranty Deed | $88,000 | Attorneys Title Guaranty Fun | |
| Warranty Deed | $189,000 | First American Title | |
| Quit Claim Deed | -- | Ticor Title Ins Co 1998 | |
| Special Warranty Deed | $68,000 | Attorneys Title Guaranty Fun | |
| Sheriffs Deed | -- | None Available | |
| Special Warranty Deed | $214,000 | First American Title | |
| Sheriffs Deed | -- | None Available | |
| Warranty Deed | $251,000 | Chicago Title Insurance Comp | |
| Warranty Deed | $203,000 | Ticor Title Insurance | |
| Warranty Deed | $160,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $399,000 | New Conventional | |
| Previous Owner | $171,120 | Purchase Money Mortgage | |
| Previous Owner | $251,000 | Purchase Money Mortgage | |
| Previous Owner | $182,700 | No Value Available | |
| Previous Owner | $152,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/14/2026 01/14/26 | Sold | $420,000 | -8.7% | $103 / Sq Ft |
| 12/15/2025 12/15/25 | Pending | -- | -- | -- |
| 10/15/2025 10/15/25 | Price Changed | $459,900 | -4.2% | $113 / Sq Ft |
| 08/22/2025 08/22/25 | Price Changed | $479,900 | -4.0% | $118 / Sq Ft |
| 07/25/2025 07/25/25 | Price Changed | $499,900 | -4.8% | $123 / Sq Ft |
| 07/01/2025 07/01/25 | For Sale | $525,000 | -- | $129 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,256 | $90,664 | $17,499 | $73,165 |
| 2023 | $6,300 | $81,908 | $15,809 | $66,099 |
| 2022 | $5,956 | $74,686 | $14,415 | $60,271 |
| 2021 | $5,694 | $69,826 | $13,477 | $56,349 |
| 2020 | $6,549 | $77,809 | $12,866 | $64,943 |
| 2019 | $6,362 | $74,118 | $12,256 | $61,862 |
| 2018 | $6,310 | $69,824 | $11,546 | $58,278 |
| 2017 | $6,172 | $66,009 | $10,915 | $55,094 |
| 2016 | $5,891 | $61,238 | $10,126 | $51,112 |
| 2015 | -- | $56,130 | $9,281 | $46,849 |
| 2014 | -- | $55,437 | $9,166 | $46,271 |
| 2013 | -- | $56,900 | $9,408 | $47,492 |
Source: Public Records
Agents Affiliated with this Home
-
Ben Henrikson
-
Elizabeth Goodchild
Buyer's Agent in 2026
Elizabeth Goodchild
Realty of America
(847) 691-2976
1 in this area
564 Total Sales
-
Gus Gates
Buyer Co-Listing Agent in 2026
Gus Gates
Realty of America
(847) 323-6887
1 in this area
14 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12407164
APN: 06-23-232-007
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked.
Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information:
(1) description of the copyrighted work that is the subject of claimed infringement;
(2) description of the alleged infringing content and information sufficient to permit us to locate the content;
(3) contact information for you, including your address, telephone number and email address;
(4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law;
(5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and
(6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
Nearby Homes
- 3 National St Unit 3
- 7 National St Unit 7
- 455 Walnut Ave
- 50 S State St
- 208 Moseley St
- 552 Walnut Ave
- 527 Ashland Ave
- 96 S Crystal St
- 251 Bartlett Place
- 216 Prairie St
- 518 Raymond St
- 332-334 St Charles St
- 271 Dupage St
- 9 N Jackson St
- 315 Vandalia St
- 483 Barrett St
- 50 Sheridan St
- 353 Wilcox Ave
- 450 Villa St
- 457 Arlington Ave