286 Villa St Elgin, IL 60120
Downtown Elgin NeighborhoodEstimated payment $1,736/month
Highlights
- 1.5 Car Detached Garage
- Laundry Room
- Forced Air Heating System
- Living Room
- Luxury Vinyl Tile Flooring
- 1-minute walk to Kiwanis Park
About This Home
Move-in ready 3-bedroom, 1-bath home just steps from Downtown Elgin! This well-maintained property features a functional layout with a first-floor bedroom and full bath, ideal for flexible living or those looking to minimize stairs. Two additional bedrooms are located upstairs for added privacy. Recent updates include a fully renovated bathroom with new tile and fixtures, new flooring throughout, fresh interior paint, a new electrical panel with 100-amp service, and newer furnace and water heater. Enjoy a spacious backyard perfect for entertaining, pets, or gardening, along with a 1.5-car garage offering additional storage. Conveniently located near downtown shops, restaurants, Metra, and riverwalk amenities. A great opportunity for first-time buyers, downsizers, or anyone seeking a move-in ready home in a prime location.
Listing Agent
Legacy Properties, A Sarah Leonard Company License #475207603 Listed on: 02/28/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,989
Year Built
- Built in 1900 | Remodeled in 2025
Lot Details
- Lot Dimensions are 53x138
Parking
- 1.5 Car Detached Garage
- Parking Available
- Garage Door Opener
- Parking Included in Price
Home Design
- Asphalt Roof
- Aluminum Siding
Interior Spaces
- 1,270 Sq Ft Home
- 2-Story Property
- Family Room
- Living Room
- Dining Room
- Laundry Room
Flooring
- Carpet
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- 1 Full Bathroom
Unfinished Basement
- Partial Basement
- Crawl Space
Utilities
- Window Unit Cooling System
- Forced Air Heating System
- Heating System Uses Natural Gas
- 100 Amp Service
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,989 | $57,839 | $12,115 | $45,724 |
| 2023 | $3,772 | $52,253 | $10,945 | $41,308 |
| 2022 | $3,611 | $47,646 | $9,980 | $37,666 |
| 2021 | $3,439 | $44,546 | $9,331 | $35,215 |
| 2020 | $3,331 | $42,526 | $8,908 | $33,618 |
| 2019 | $3,223 | $40,508 | $8,485 | $32,023 |
| 2018 | $2,889 | $35,226 | $7,993 | $27,233 |
| 2017 | $2,808 | $33,301 | $7,556 | $25,745 |
| 2016 | $2,655 | $30,894 | $7,010 | $23,884 |
| 2015 | -- | $28,317 | $6,425 | $21,892 |
| 2014 | -- | $27,968 | $6,346 | $21,622 |
| 2013 | -- | $32,621 | $6,513 | $26,108 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/20/2026 05/20/26 | Pending | -- | -- | -- | |
| 05/11/2026 05/11/26 | Price Changed | $259,900 | -1.9% | $205 / Sq Ft | |
| 05/05/2026 05/05/26 | Price Changed | $265,000 | -0.7% | $209 / Sq Ft | |
| 04/20/2026 04/20/26 | Price Changed | $267,000 | -1.1% | $210 / Sq Ft | |
| 03/12/2026 03/12/26 | Price Changed | $270,000 | -5.3% | $213 / Sq Ft | |
| 02/28/2026 02/28/26 | For Sale | $285,000 | +30.7% | $224 / Sq Ft | |
| 06/12/2024 06/12/24 | Sold | $218,000 | -0.9% | $172 / Sq Ft | View Prior Sale |
| 04/15/2024 04/15/24 | Pending | -- | -- | -- | |
| 04/11/2024 04/11/24 | For Sale | $220,000 | 0.0% | $173 / Sq Ft | |
| 04/02/2024 04/02/24 | Pending | -- | -- | -- | |
| 03/28/2024 03/28/24 | For Sale | $220,000 | 0.0% | $173 / Sq Ft | |
| 03/15/2024 03/15/24 | Pending | -- | -- | -- | |
| 03/08/2024 03/08/24 | For Sale | $220,000 | -- | $173 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Listed On Document | |
| Warranty Deed | $218,000 | None Listed On Document | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $230,425 | FHA |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12579914
APN: 06-13-380-009
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Ask me questions while you tour the home.