Mary Serle
Coldwell Banker Real Estate Group
(331) 226-1456
85 Total Sales
1 in Downtown Elgin
$325,000 Price
286 Villa St Elgin, IL 60120
Downtown Elgin Neighborhood
3
Beds
1
Bath
1,270
Sq Ft
1900
Built
Highlights
- 1.5 Car Detached Garage
- Laundry Room
- Forced Air Heating System
- Living Room
- Luxury Vinyl Tile Flooring
- Dining Room
About This Home
As of June 2026Move-in ready 3-bedroom, 1-bath home just steps from Downtown Elgin! This well-maintained property features a functional layout with a first-floor bedroom and full bath, ideal for flexible living or those looking to minimize stairs. Two additional bedrooms are located upstairs for added privacy. Recent updates include a fully renovated bathroom with new tile and fixtures, new flooring throughout, fresh interior paint, a new electrical panel with 100-amp service, and newer furnace and water heater. Enjoy a spacious backyard perfect for entertaining, pets, or gardening, along with a 1.5-car garage offering additional storage. Conveniently located near downtown shops, restaurants, Metra, and riverwalk amenities. A great opportunity for first-time buyers, downsizers, or anyone seeking a move-in ready home in a prime location.
Last Agent to Sell the Property
Legacy Properties, A Sarah Leonard Company License #475207603 Listed on: 02/28/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,989
Year Built
- Built in 1900 | Remodeled in 2025
Lot Details
- Lot Dimensions are 53x138
Parking
- 1.5 Car Detached Garage
- Parking Available
- Garage Door Opener
- Parking Included in Price
Home Design
- Asphalt Roof
- Aluminum Siding
Interior Spaces
- 1,270 Sq Ft Home
- 2-Story Property
- Family Room
- Living Room
- Dining Room
- Laundry Room
Flooring
- Carpet
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- 1 Full Bathroom
Unfinished Basement
- Partial Basement
- Crawl Space
Utilities
- Window Unit Cooling System
- Forced Air Heating System
- Heating System Uses Natural Gas
- 100 Amp Service
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 28, 2026
Closed on
Jun 23, 2026
Sold by
Bought by
Seller's Agent
Michael Savegnago
Legacy Properties, A Sarah Leonard Company
Buyer's Agent
Jonathan Cortez
Keller Williams Infinity
List Price
$285,000
Sold Price
$269,000
Premium/Discount to List
-$16,000
-5.61%
Views
374
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-32.45%
Original Mortgage
$264,127
Outstanding Balance
$264,127
Interest Rate
6.75%
Mortgage Type
FHA
Estimated Equity
-$6,488
Purchase Details
Closed on
Nov 11, 2025
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,784
Interest Rate
6.62%
Mortgage Type
FHA
Purchase Details
Listed on
Mar 8, 2024
Closed on
May 30, 2024
Sold by
Bought by
Seller's Agent
Kelly West
Century 21 New Heritage - Hampshire
Buyer's Agent
Michael Savegnago
Legacy Properties, A Sarah Leonard Company
List Price
$220,000
Sold Price
$218,000
Premium/Discount to List
-$2,000
-0.91%
Views
280
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.12%
Original Mortgage
$230,425
Interest Rate
7.12%
Mortgage Type
FHA
Purchase Details
Closed on
Feb 6, 2013
Sold by
Bought by
Purchase Details
Closed on
Nov 23, 2005
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Downtown Elgin, IL
-
Mary Serle
-
Matt Lysien
Matt Lysien
Suburban Life Realty, Ltd
(224) 315-8087
519 Total Sales
24 in Downtown Elgin
$107K - $520K Price Range
-
Luigui Corral
Luigui Corral
RE/MAX American Dream
(224) 212-1953
179 Total Sales
1 in Downtown Elgin
$192,000 Price
-
Amy Diamond
Amy Diamond
@properties Christie's International Real Estate
(224) 271-9757
287 Total Sales
1 in Downtown Elgin
$290,000 Price
-
Joanna Krzepkowska
Joanna Krzepkowska
HomeSmart Connect LLC
(630) 250-2995
157 Total Sales
1 in Downtown Elgin
$303,000 Price
-
Diense Baniak
Diense Baniak
Baird & Warner
(224) 306-1304
107 Total Sales
1 in Downtown Elgin
$252,500 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $269,000 | First American Title | |
| Quit Claim Deed | -- | None Listed On Document | |
| Warranty Deed | $218,000 | None Listed On Document | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $264,127 | FHA | |
| Previous Owner | $230,784 | FHA | |
| Closed | $230,425 | FHA |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/25/2026 06/25/26 | Sold | $269,000 | +3.5% | $212 / Sq Ft | |
| 05/20/2026 05/20/26 | Pending | -- | -- | -- | |
| 05/11/2026 05/11/26 | Price Changed | $259,900 | -1.9% | $205 / Sq Ft | |
| 05/05/2026 05/05/26 | Price Changed | $265,000 | -0.7% | $209 / Sq Ft | |
| 04/20/2026 04/20/26 | Price Changed | $267,000 | -1.1% | $210 / Sq Ft | |
| 03/12/2026 03/12/26 | Price Changed | $270,000 | -5.3% | $213 / Sq Ft | |
| 02/28/2026 02/28/26 | For Sale | $285,000 | +30.7% | $224 / Sq Ft | |
| 06/12/2024 06/12/24 | Sold | $218,000 | -0.9% | $172 / Sq Ft | View Prior Sale |
| 04/15/2024 04/15/24 | Pending | -- | -- | -- | |
| 04/11/2024 04/11/24 | For Sale | $220,000 | 0.0% | $173 / Sq Ft | |
| 04/02/2024 04/02/24 | Pending | -- | -- | -- | |
| 03/28/2024 03/28/24 | For Sale | $220,000 | 0.0% | $173 / Sq Ft | |
| 03/15/2024 03/15/24 | Pending | -- | -- | -- | |
| 03/08/2024 03/08/24 | For Sale | $220,000 | -- | $173 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,180 | $62,796 | $13,153 | $49,643 |
| 2024 | $4,180 | $57,839 | $12,115 | $45,724 |
| 2023 | $3,772 | $52,253 | $10,945 | $41,308 |
| 2022 | $3,611 | $47,646 | $9,980 | $37,666 |
| 2021 | $3,439 | $44,546 | $9,331 | $35,215 |
| 2020 | $3,331 | $42,526 | $8,908 | $33,618 |
| 2019 | $3,223 | $40,508 | $8,485 | $32,023 |
| 2018 | $2,889 | $35,226 | $7,993 | $27,233 |
| 2017 | $2,808 | $33,301 | $7,556 | $25,745 |
| 2016 | $2,655 | $30,894 | $7,010 | $23,884 |
| 2015 | -- | $28,317 | $6,425 | $21,892 |
| 2014 | -- | $27,968 | $6,346 | $21,622 |
| 2013 | -- | $32,621 | $6,513 | $26,108 |
Source: Public Records
Agents Affiliated with this Home
-
Michael Savegnago
M
Seller's Agent in 2026
Michael Savegnago
Legacy Properties, A Sarah Leonard Company
2 in this area
43 Total Sales
-
Jonathan Cortez
J
Buyer's Agent in 2026
Jonathan Cortez
Keller Williams Infinity
(708) 788-1900
1 in this area
8 Total Sales
-
Kelly West
Seller's Agent in 2024
Kelly West
Century 21 New Heritage - Hampshire
(847) 962-4656
1 in this area
68 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12579914
APN: 06-13-380-009
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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