K
Seller's Agent in 2025
Kelsey Mitchell
Keller Williams Pinnacle
(618) 615-1285
14 Total Sales
331 Independence Ave Waterloo, IL 62298
5
Beds
3
Baths
3,610
Sq Ft
0.32
Acres
Highlights
- Boat Dock
- Community Lake
- Ranch Style House
- Rogers Elementary School Rated A-
- Clubhouse
- 3 Car Attached Garage
About This Home
As of July 2025Welcome to this fantastic ranch-style home offering 5 bedrooms and 3 bathrooms, nestled in an established neighborhood on a well-maintained lot with attractive landscaping. Step inside to a warm and inviting layout, featuring a cozy dual-sided gas fireplace and a lovely picture window in the formal dining area. The main floor has a split-bedroom floor plan, including the primary suite with a private bathroom, and two additional guest bedrooms and a guest bathroom. You'll also enjoy the convenience of a main floor laundry room. The basement is partially finished providing even more living space, including a large family room, two additional bedrooms, a full bathroom, and an unfinished storage area. Step outside to enjoy the fully fenced backyard, complete with a brand-new deck (2024) ideal for relaxing and viewing beautiful sunsets. The spacious 3 car garage offers ample space for parking and storage.
Notable Updates: Kitchen remodel – 2018, Guest bathroom – 2016, Primary bathroom – 2018, Back deck – 2024, Furnace – 2021, Roof – 2019, Generator – 2020. Additional perks include access to the HOA clubhouse and lake, making this a truly special place to call home. With numerous updates throughout, this move-in ready property is a must-see! Schedule your showing today!
Last Agent to Sell the Property
Keller Williams Pinnacle License #475202084 Listed on: 06/01/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,286
Year Built
- Built in 2008
Lot Details
- 0.32 Acre Lot
- Back Yard Fenced
HOA Fees
- $17 Monthly HOA Fees
Parking
- 3 Car Attached Garage
Home Design
- Ranch Style House
- Brick Veneer
- Vinyl Siding
Interior Spaces
- Family Room with Fireplace
Kitchen
- Free-Standing Electric Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 5 Bedrooms
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Basement
- Basement Ceilings are 8 Feet High
- Sump Pump
- Basement Window Egress
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Forced Air Heating and Cooling System
Listing and Financial Details
- Assessor Parcel Number 07-26-201-114-000
Community Details
Overview
- Association fees include clubhouse
- Westfalen Lake HOA
- Community Lake
Amenities
- Clubhouse
Recreation
- Boat Dock
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 1, 2025
Closed on
Jul 25, 2025
Sold by
Mary J Cafferata Living Trust and Cafferata Mary J
Bought by
Mcproud Adam James and Mcproud Erin Rose
Seller's Agent
Kelsey Mitchell
Keller Williams Pinnacle
Buyer's Agent
Geri Little
RE/MAX Results Realty
List Price
$475,000
Sold Price
$440,000
Premium/Discount to List
-$35,000
-7.37%
Views
31
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,650
Avg. Annual Appreciation
8.27%
Original Mortgage
$290,000
Outstanding Balance
$289,448
Interest Rate
6.25%
Mortgage Type
New Conventional
Estimated Equity
$166,202
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $440,000 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $290,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/25/2025 07/25/25 | Sold | $440,000 | -5.4% | $122 / Sq Ft | |
| 06/13/2025 06/13/25 | Price Changed | $465,000 | -2.1% | $129 / Sq Ft | |
| 06/01/2025 06/01/25 | For Sale | $475,000 | +91.1% | $132 / Sq Ft | |
| 07/28/2016 07/28/16 | Sold | $248,500 | -0.6% | $69 / Sq Ft | View Prior Sale |
| 07/28/2016 07/28/16 | Pending | -- | -- | -- | |
| 07/28/2016 07/28/16 | For Sale | $250,000 | -- | $69 / Sq Ft |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,250 | $128,486 | $16,634 | $111,852 |
| 2023 | -- | $106,110 | $15,380 | $90,730 |
| 2022 | $6,173 | $102,870 | $15,570 | $87,300 |
| 2021 | $5,857 | $95,930 | $13,150 | $82,780 |
| 2020 | $5,682 | $91,030 | $13,150 | $77,880 |
| 2019 | $5,619 | $89,100 | $13,150 | $75,950 |
| 2018 | $5,659 | $87,240 | $10,410 | $76,830 |
| 2017 | $5,155 | $83,710 | $10,597 | $73,113 |
| 2016 | $0 | $82,270 | $9,760 | $72,510 |
| 2015 | $5,002 | $81,380 | $11,290 | $70,090 |
| 2014 | $4,513 | $76,670 | $11,290 | $65,380 |
| 2012 | -- | $76,670 | $16,870 | $59,800 |
Source: Public Records
Agents Affiliated with this Home
-
Kelsey Mitchell
-
Geri Little
Buyer's Agent in 2025
Geri Little
RE/MAX
(314) 276-8868
65 Total Sales
-
Linda Frierdich
Seller's Agent in 2016
Linda Frierdich
Century 21 Advantage
(618) 719-3134
677 Total Sales
-
David Rusteberg
Buyer's Agent in 2016
David Rusteberg
Century 21 Advantage
(618) 973-2477
34 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25033548
APN: 07-26-201-114-000
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