K
Seller's Agent in 2025
Kelsey Mitchell
Keller Williams Pinnacle
(618) 615-1285
14 Total Sales
331 Independence Ave Waterloo, IL 62298
5
Beds
3
Baths
3,610
Sq Ft
0.32
Acres
Highlights
- Community Boat Dock
- Community Lake
- Ranch Style House
- Rogers Elementary School Rated A-
- Clubhouse
- 3 Car Attached Garage
About This Home
As of July 2025Welcome to this fantastic ranch-style home offering 5 bedrooms and 3 bathrooms, nestled in an established neighborhood on a well-maintained lot with attractive landscaping. Step inside to a warm and inviting layout, featuring a cozy dual-sided gas fireplace and a lovely picture window in the formal dining area. The main floor has a split-bedroom floor plan, including the primary suite with a private bathroom, and two additional guest bedrooms and a guest bathroom. You'll also enjoy the convenience of a main floor laundry room. The basement is partially finished providing even more living space, including a large family room, two additional bedrooms, a full bathroom, and an unfinished storage area. Step outside to enjoy the fully fenced backyard, complete with a brand-new deck (2024) ideal for relaxing and viewing beautiful sunsets. The spacious 3 car garage offers ample space for parking and storage.
Notable Updates: Kitchen remodel – 2018, Guest bathroom – 2016, Primary bathroom – 2018, Back deck – 2024, Furnace – 2021, Roof – 2019, Generator – 2020. Additional perks include access to the HOA clubhouse and lake, making this a truly special place to call home. With numerous updates throughout, this move-in ready property is a must-see! Schedule your showing today!
Last Agent to Sell the Property
Keller Williams Pinnacle License #475202084 Listed on: 06/01/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,286
Year Built
- Built in 2008
Lot Details
- 0.32 Acre Lot
- Back Yard Fenced
HOA Fees
- $17 Monthly HOA Fees
Parking
- 3 Car Attached Garage
Home Design
- Ranch Style House
- Brick Veneer
- Vinyl Siding
Interior Spaces
- Family Room with Fireplace
Kitchen
- Free-Standing Electric Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 5 Bedrooms
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Basement
- Basement Ceilings are 8 Feet High
- Sump Pump
- Basement Window Egress
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Forced Air Heating and Cooling System
Listing and Financial Details
- Assessor Parcel Number 07-26-201-114-000
Community Details
Overview
- Association fees include clubhouse
- Westfalen Lake HOA
- Community Lake
Amenities
- Clubhouse
Recreation
- Community Boat Dock
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 1, 2025
Closed on
Jul 25, 2025
Sold by
Mary J Cafferata Living Trust and Cafferata Mary J
Bought by
Mcproud Adam James and Mcproud Erin Rose
Seller's Agent
Kelsey Mitchell
Keller Williams Pinnacle
Buyer's Agent
Geri Little
RE/MAX Results Realty
List Price
$475,000
Sold Price
$440,000
Premium/Discount to List
-$35,000
-7.37%
Views
31
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,788
Avg. Annual Appreciation
4.83%
Original Mortgage
$290,000
Outstanding Balance
$289,448
Interest Rate
6.25%
Mortgage Type
New Conventional
Estimated Equity
$162,340
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Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $440,000 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $290,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/25/2025 07/25/25 | Sold | $440,000 | -5.4% | $122 / Sq Ft | |
| 06/13/2025 06/13/25 | Price Changed | $465,000 | -2.1% | $129 / Sq Ft | |
| 06/01/2025 06/01/25 | For Sale | $475,000 | +91.1% | $132 / Sq Ft | |
| 07/28/2016 07/28/16 | Sold | $248,500 | -0.6% | $69 / Sq Ft | View Prior Sale |
| 07/28/2016 07/28/16 | Pending | -- | -- | -- | |
| 07/28/2016 07/28/16 | For Sale | $250,000 | -- | $69 / Sq Ft |
Source: MARIS MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,250 | $128,486 | $16,634 | $111,852 |
| 2023 | -- | $106,110 | $15,380 | $90,730 |
| 2022 | $6,173 | $102,870 | $15,570 | $87,300 |
| 2021 | $5,857 | $95,930 | $13,150 | $82,780 |
| 2020 | $5,682 | $91,030 | $13,150 | $77,880 |
| 2019 | $5,619 | $89,100 | $13,150 | $75,950 |
| 2018 | $5,659 | $87,240 | $10,410 | $76,830 |
| 2017 | $5,155 | $83,710 | $10,597 | $73,113 |
| 2016 | $0 | $82,270 | $9,760 | $72,510 |
| 2015 | $5,002 | $81,380 | $11,290 | $70,090 |
| 2014 | $4,513 | $76,670 | $11,290 | $65,380 |
| 2012 | -- | $76,670 | $16,870 | $59,800 |
Source: Public Records
Agents Affiliated with this Home
-
Kelsey Mitchell
-
Geri Little
Buyer's Agent in 2025
Geri Little
RE/MAX
(314) 276-8868
65 Total Sales
-
Linda Frierdich
Seller's Agent in 2016
Linda Frierdich
Century 21 Advantage
(618) 719-3134
657 Total Sales
-
David Rusteberg
Buyer's Agent in 2016
David Rusteberg
Century 21 Advantage
(618) 973-2477
34 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25033548
APN: 07-26-201-114-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
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