Burnz Fernandez
Century 21 Affiliated
(858) 757-8197
60 Total Sales
2 in Loma Alta
$1M - $1.1M Price Range
331 Islander St Oceanside, CA 92054
Loma Alta Neighborhood
3
Beds
2
Baths
1,356
Sq Ft
0.36
Acre Lot
Highlights
- View of Trees or Woods
- No HOA
- Central Air
- 0.36 Acre Lot
- 2 Car Attached Garage
- Laundry Facilities
About This Home
As of July 2026Welcome to 331 Islander Street, a move-in-ready Oceanside home tucked away on a quiet street with the feel of a private cul-de-sac. Thoughtful updates, inviting outdoor living spaces, and exceptional long-term value come together to create a home that's as comfortable as it is practical. Inside, fresh new flooring creates a bright, cohesive feel throughout the open living spaces, while the updated kitchen and refreshed bathrooms provide a clean, modern look that's ready to enjoy from day one. A brand-new HVAC system delivers year-round comfort, and the dedicated laundry area with a utility sink adds everyday convenience. The beautifully landscaped front and back yards extend the living space outdoors, creating inviting areas for morning coffee, weekend gatherings, or relaxing under the custom pergola. The refreshed backyard features smooth pavers and a private hillside path that adds both character and a peaceful outdoor retreat. The solar panel system will be fully paid off by the seller at closing, allowing you to enjoy lower energy costs from day one without taking on a solar lease or loan. For eligible buyers, the opportunity to assume the home's exceptional 2.25% VA loan could represent substantial long-term financing savings compared with today's market rates. Conveniently located less than 15 minutes from the beach and approximately 10 minutes from Camp Pendleton, this home offers an ideal balance of comfort, convenience, and value. Combining thoughtful upgrades, inviting outdoor living, meaningful energy savings, and a peaceful neighborhood setting, 331 Islander Street is ready to welcome you home. Schedule your private tour today!
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Home Details
Home Type
- Single Family
Year Built
- Built in 1984
Lot Details
- 15,682 Sq Ft Lot
- Density is up to 1 Unit/Acre
- Property is zoned R-1:SINGLE FAM-RES
Parking
- 2 Car Attached Garage
- 2 Open Parking Spaces
Home Design
- Entry on the 1st floor
Interior Spaces
- 1,356 Sq Ft Home
- 1-Story Property
- Living Room with Fireplace
- Views of Woods
- Stacked Washer and Dryer
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Rain Gutters
Utilities
- Central Air
- No Heating
Community Details
- No Home Owners Association
- Laundry Facilities
Listing and Financial Details
- Tax Tract Number 9506
- Assessor Parcel Number 1491422700
- $53 per year additional tax assessments
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jun 7, 2017
Sold by
Banks John Pendleton and Banks Cheryl Ann
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$533,733
Interest Rate
3.94%
Mortgage Type
VA
Purchase Details
Closed on
Apr 29, 2004
Sold by
Banks John Pendelton and Banks Cheryl Ann
Bought by
Banks John Pendelton and Banks Cheryl Ann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$163,000
Interest Rate
5.38%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 6, 2002
Sold by
Banks John Pendelton and Banks Cheryl Ann
Bought by
Banks John Pendelton and Banks Cheryl Ann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
6.6%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Oct 7, 1993
Sold by
Baldwin Roger D and Baldwin Suzanne L
Bought by
Banks John Pendelton and Kowitzke Cheryl Ann
Purchase Details
Closed on
Oct 31, 1983
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Loma Alta, CA
-
Burnz Fernandez
-
Debe McInnis
Debe McInnis
Pacific Sotheby's International Realty
(858) 901-8365
48 Total Sales
2 in Loma Alta
$905,000 Price Range
-
Isaiah Votaw
Isaiah Votaw
Coldwell Banker West
(858) 757-8211
76 Total Sales
1 in Loma Alta
$960,000 Price
-
Aaron Gutridge
Aaron Gutridge
Real Brokerage Technologies
(949) 516-5045
49 Total Sales
2 in Loma Alta
$420,875 Price Range
-
Garrin Fuller
Garrin Fuller
Serhant California Inc
(858) 267-4170
43 Total Sales
2 in Loma Alta
$567,500 Price Range
-
Karlee Vandyke
Karlee Vandyke
Compass
(858) 293-4318
102 Total Sales
1 in Loma Alta
$371,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $522,500 | First American Title Company | |
| Interfamily Deed Transfer | -- | Fidelity National Title Co | |
| Interfamily Deed Transfer | -- | Southland Title | |
| Grant Deed | $153,000 | Continental Lawyers Title | |
| Deed | $102,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $200,000 | Credit Line Revolving | |
| Open | $512,787 | VA | |
| Closed | $518,692 | VA | |
| Closed | $533,733 | VA | |
| Previous Owner | $80,166 | New Conventional | |
| Previous Owner | $163,000 | New Conventional | |
| Previous Owner | $40,000 | Credit Line Revolving | |
| Previous Owner | $117,000 | No Value Available |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/30/2026 07/30/26 | Sold | $1,105,000 | +7.8% | $815 / Sq Ft |
| 07/16/2026 07/16/26 | Pending | -- | -- | -- |
| 07/09/2026 07/09/26 | For Sale | $1,025,000 | -- | $756 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $6,618 | $606,400 | $417,808 | $188,592 |
| 2025 | $6,618 | $594,511 | $409,616 | $184,895 |
| 2024 | $6,490 | $582,855 | $401,585 | $181,270 |
| 2023 | $6,289 | $571,427 | $393,711 | $177,716 |
| 2022 | $6,192 | $560,224 | $385,992 | $174,232 |
| 2021 | $6,215 | $549,240 | $378,424 | $170,816 |
| 2020 | $6,022 | $543,609 | $374,544 | $169,065 |
| 2019 | $5,846 | $532,950 | $367,200 | $165,750 |
| 2018 | $5,783 | $522,500 | $360,000 | $162,500 |
| 2017 | $2,465 | $224,046 | $65,572 | $158,474 |
| 2016 | $2,383 | $219,654 | $64,287 | $155,367 |
| 2015 | $2,314 | $216,356 | $63,322 | $153,034 |
| 2014 | $2,224 | $212,119 | $62,082 | $150,037 |
Source: Public Records
Agents Affiliated with this Home
-
Zachary Cummins
ZC
Seller's Agent in 2026
Zachary Cummins
LPT Realty
(360) 393-0217
1 in this area
22 Total Sales
-
Jay Johnson
Seller Co-Listing Agent in 2026
Jay Johnson
LPT Realty, Inc.
(858) 925-4536
1 in this area
100 Total Sales
-
Kevin Chhum
Buyer's Agent in 2026
Kevin Chhum
ShoppingSDHouses
(619) 866-1568
1 in this area
171 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: NDP2606531
APN: 149-142-27
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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