NOT LISTED FOR SALE

3314 E Lake Dr N Elkhart, IN 46514

East Lake Neighborhood

Estimated Value: $300,000 - $381,000

3 Beds
2.5 Baths
2,360 Sq Ft
$145/Sq Ft Est. Value

Last Sold October 14, 2016

Last sale price $209,900 $89 Per Sq Ft

Est. 63% increase in value since last sale

Current estimated payment $2,182/month

3 Days on Market

Highlights

  • Above Ground Pool
  • 2 Car Attached Garage
  • Walk-In Closet
  • Wood Flooring
  • Eat-In Kitchen
  • Home Security System

About This Home

As of October 2016

Vacation every day in your own home! Beautifully cared for and decorated. Hardwood floors, open Lr/Dr, every day family living in the eat in kitchen adjacent to the family room with fireplace. Main floor office. Upper level features MBR ensuite with Jacuzzi tub plus shower. 2 additional bedrooms and full bath. Full basement for storage-just waiting for that man cave to begin! Outside in the privacy fenced yard is a super sized deck plus pool plus park like yard. Over sized 2 car garage just tops it all off. There isn't one space in this home that will disappoint you!

Last Listed By

Pam Proctor

Cressy & Everett - South Bend Listed on: 08/28/2016

Cressy & Everett - South Bend

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,990

Year Built

  • Built in 1986

Lot Details

  • 0.3 Acre Lot
  • Lot Dimensions are 100x129
  • Privacy Fence
  • Level Lot

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Brick Exterior Construction
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Wood Burning Fireplace
  • Entrance Foyer
  • Home Security System

Kitchen

  • Eat-In Kitchen
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • 2 Bedrooms in Basement

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • Above Ground Pool
  • Suburban Location

Community Details

  • Community Pool

Listing and Financial Details

  • Assessor Parcel Number 20-02-34-228-005.000-027

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,990

Year Built

Built in 1986

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1986
  • Age: 30
  • Style: Two Story
  • Total Number of Rooms: 8
  • Total Number of Rooms Below Grade: 2
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 3
  • Total Full Bathrooms: 2
  • Total Number of Half Bathrooms: 1
  • Legal Description: lot 217 East Lake Estates
  • Parcel Number ID: 20-02-34-228-005.000-027
  • Platted: Yes
  • Amenities: Alarm System-Security, Closet(s) Walk-in, Deck Open, Eat-In Kitchen, Foyer Entry, Garage Door Opener, Kitchen Island
  • Location: City/Town/Suburb
  • Sp Lp Percent: 100
  • Special Features: None

Interior Features

  • Total Sq Ft: 3747
  • Total Finished Sq Ft: 2360
  • Above Grade Finished Sq Ft: 2360
  • Below Grade Sq Ft: 1387
  • Basement: Yes
  • Basement Foundation: Full Basement, Unfinished
  • Number Of Fireplaces: 1
  • Fireplace: Family Rm, Wood Burning
  • Flooring: Hardwood Floors, Carpet, Tile
  • Bedroom 1: Dimensions: 16x14, On Level: Upper
  • Bedroom 2: Dimensions: 14x12, On Level: Upper
  • Bedroom 3: Dimensions: 10x12, On Level: Upper
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 1387

Exterior Features

  • Exterior: Brick, Vinyl
  • Outbuilding1: None
  • Pool: Above Ground
  • Pool: Yes
  • Fence: Privacy

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 24x28
  • Garage Sq Ft: 672

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Public
  • Water Utilities: Public

Schools

  • School District: Elkhart Community Schools
  • Elementary School: Pinewood
  • Middle School: North Side
  • High School: Elkhart Central

Lot Info

  • Lot Description: Level
  • Lot Dimensions: 100x129
  • Estimated Lot Sq Ft: 12894
  • Estimated Lot Size Acres: 0.296

Tax Info

  • Annual Taxes: 3990
  • Exemptions: Homestead, Mortgage

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 28, 2025
Sold by
Finchum Robert J and Finchum Andrea Marie
Bought by
Cunningham Thomas Joseph
Total Days on Market
3
Current Estimated Value
$342,838

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$292,500
Outstanding Balance
$292,500
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$50,338

Purchase Details

Listed on
Aug 28, 2016
Closed on
Oct 14, 2016
Sold by
Fenchum Robert J
Bought by
Finchum Robert J and Finchum Andrea Marie
Seller's Agent
Pam Proctor
Cressy & Everett - South Bend
Buyer's Agent
Matt Hershberger
ADI Enterprises LLC
List Price
$209,900
Sold Price
$209,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.86%
Original Mortgage
$188,910
Interest Rate
3.52%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 27, 2008
Sold by
Jds Real Estate Services Llc
Bought by
Pratt Michael A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$197,945
Interest Rate
5.93%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 26, 2008
Sold by
Spitler Teresa A
Bought by
Jds Real Estate Services Llc

Purchase Details

Closed on
Sep 5, 2006
Sold by
Lockwood Ronald T and Lockwood Deborah L
Bought by
Spitler Teresa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$186,000
Interest Rate
9.5%
Mortgage Type
Purchase Money Mortgage

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cunningham Thomas Joseph -- Meridian Title
Finchum Robert J -- None Available
Finchum Robert J -- None Available
Pratt Ronda -- None Available
Pratt Michael A -- Meridian Title Corp
Jds Real Estate Services Llc $131,760 None Available
Spitler Teresa A -- Lawyers Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cunningham Thomas Joseph $292,500
Previous Owner Finchum Robert J $30,000
Previous Owner Finchum Robert J $10,000
Previous Owner Finchum Robert J $188,910
Previous Owner Pratt Michael A $193,472
Previous Owner Pratt Michael A $197,945
Previous Owner Spitler Teresa A $186,000
Previous Owner Hill Curtis T $390,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/14/2016 10/14/16 Sold $209,900 0.0% $89 / Sq Ft
08/31/2016 08/31/16 Pending -- -- --
08/28/2016 08/28/16 For Sale $209,900 -- $89 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,155 $329,200 $34,700 $294,500
2022 $3,155 $274,200 $34,700 $239,500
2021 $2,718 $262,000 $34,700 $227,300
2020 $2,716 $245,700 $34,700 $211,000
2019 $2,534 $229,800 $34,700 $195,100
2018 $2,269 $204,100 $27,700 $176,400
2017 $2,121 $190,100 $27,700 $162,400
2016 $2,050 $183,300 $27,700 $155,600
2014 $1,824 $171,400 $27,700 $143,700
2013 $1,720 $171,400 $27,700 $143,700
Source: Public Records

Agents Affiliated with this Home

  • Pam Proctor

    Seller's Agent in 2016

    Pam Proctor

    Cressy & Everett - South Bend

    (574) 707-9357

    110 Total Sales

    Pam Proctor
    Section Image
  • Matt Hershberger

    Buyer's Agent in 2016

    Matt Hershberger

    ADI Enterprises LLC

    (574) 286-0921

    Section Image
See All Agents

Map

Source: Indiana Regional MLS

MLS Number: 201640380

Indiana Regional MLS

APN: 20-02-34-228-005.000-027

Indiana Elkhart County Elkhart 46514 East Lake

3314 E Lake Dr N, Elkhart, IN

Homes for Sale in Elkhart, IN

This home is located at 3314 E Lake Dr N, Elkhart, IN 46514 since 28 August 2016 and is currently estimated at $342,838, approximately $145 per square foot. This property was built in 1986. 3314 E Lake Dr N is a home located in Elkhart County with nearby schools including Pinewood Elementary School, North Side Middle School, and Elkhart High School's Freshman Division.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Indiana Regional MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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