$237,000
SOLD DEC 22, 2025

3322 321st St Saint Cloud, MN 56303

3 Beds
1 Bath
1,496 Sq Ft
0.45 Acres

Recently Sold

$158 Per Sq Ft

1% Below List Price

21 Days on Market

Highlights

  • No HOA
  • 3 Car Detached Garage
  • Laundry Room
  • The kitchen features windows
  • Eat-In Kitchen
  • Forced Air Heating and Cooling System

About This Home

As of December 2025

Tucked on nearly a half-acre lot, this updated 3-bedroom, 1-bath home offers convenient one-level living and an oversized 3-stall garage. Features include vinyl siding, newer furnace and A/C, vinyl windows, and an updated main-floor bathroom with main-floor laundry. The 24x36 insulated and heated garage includes a mechanics pit and 220-amp service, with additional storage sheds for extra space. Private well and newer septic system complete this move-in-ready property

Last Agent to Sell the Property

Todd Swanson

Premier Real Estate Services Listed on: 11/11/2025

Premier Real Estate Services

Last Buyer's Agent

Cheryl Klinkner

Premier Real Estate Services

Premier Real Estate Services

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,840

Year Built

  • Built in 1928

Lot Details

  • Lot Dimensions are 60x325
  • Few Trees

Parking

  • 3 Car Detached Garage
  • Heated Garage
  • Insulated Garage
  • Garage Door Opener

Interior Spaces

  • 1,496 Sq Ft Home
  • 1.5-Story Property
  • Unfinished Basement
  • Partial Basement

Kitchen

  • Eat-In Kitchen
  • Range
  • The kitchen features windows

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • 100 Amp Service
  • Private Water Source
  • Drilled Well
  • Gas Water Heater
  • Septic System

Community Details

  • No Home Owners Association
  • North Side Acres Subdivision

Listing and Financial Details

  • Assessor Parcel Number 17094220000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,840

Year Built

Built in 1928

Lot Details

0

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Water Source: Drilled, Private
  • Year Built: 1928
  • Above Grade Finished Sq Ft: 1496
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Partial, Unfinished
  • Appliances: Dryer, Gas Water Heater, Range, Refrigerator, Washer
  • Living Area: 1496
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 3

Exterior Features

  • Roof: Age Over 8 Years, Asphalt
  • PoolFeatures: None
  • Other Structures: Storage Shed

Garage/Parking

  • Parking Features: Detached Garage, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage

Utilities

  • Heating: Forced Air
  • Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
  • LaundryFeatures: Laundry Room, Main Level
  • Electric: 100 Amp Service
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Kitchen Window

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 3202539333

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 60x325
  • Land Lease: No
  • Lot Features: Tree Coverage - Medium
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 17094220000
  • Tax Annual Amount: 1840
  • TaxWithAssessments: 1848

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 10, 2022
Sold by
Gct Properties Llc
Bought by
Sowada Elizabeth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$209,000
Outstanding Balance
$197,984
Interest Rate
5.1%
Mortgage Type
New Conventional
Estimated Equity
$38,804

Purchase Details

Closed on
Feb 24, 2022
Sold by
Mcneal Theresa and Mcneal Randal
Bought by
Gct Properties Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,500
Interest Rate
3.55%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $210,000 --
Deed $135,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $209,000 New Conventional
Previous Owner $132,500 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/22/2025 12/22/25 Sold $237,000 -1.2% $158 / Sq Ft
12/05/2025 12/05/25 Pending -- -- --
11/14/2025 11/14/25 For Sale $239,900 -- $160 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,848 $248,600 $59,600 $189,000
2024 $1,782 $220,900 $59,600 $161,300
2023 $1,782 $214,800 $59,600 $155,200
2022 $1,014 $123,400 $64,000 $59,400
2021 $1,014 $123,400 $64,000 $59,400
2020 $740 $109,300 $49,500 $59,800
2019 $688 $94,000 $28,100 $65,900
2018 $666 $85,300 $28,100 $57,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6816749

NorthstarMLS

APN: 17.09422.0000