$435,000
SOLD AUG 8, 2025
2 Beds
2.5 Baths
2,033 Sq Ft
$365/mo HOA Fee

Recently Sold

$214 Per Sq Ft

2% Below List Price

27 Days on Market

Highlights

  • Clubhouse
  • Community Pool
  • Covered Patio or Porch
  • Granite Countertops
  • Home Office
  • Sitting Room

About This Home

As of August 2025

Experience the perfect blend of smart design and effortless living in this 2,033 sq ft all-one-level home at The Oxford. This 2 Bedroom, 2.5 Bathroom residence features an Open Concept floor plan that maximizes both flow and function, ideal for today's modern lifestyle. A Gourmet Kitchen opens to the Dining Room and adjacent Keeping Room, with seamless access to a large, private, partially covered patio — perfect for indoor-outdoor living.

Natural light floods the home through expansive windows along the back, enhancing both energy efficiency and livability. The additional flex space provides versatility as a home office, craft room, or extra storage. Zero-step entry at all doors ensures true ease of access and aging in place (if needed).

Located in the low-maintenance community of The Oxford, this property offers high livability scores and long-term value potential. Don't miss the opportunity to invest in a home that combines timeless comfort with forward-thinking design. The Kitchen Island, Washer/Dryer, Electric Car Charger, and the Cabinets in the Garage will not convey with the sale of the property.

Last Agent to Sell the Property

Kathleen Hill

Real Estate Partners Chattanooga LLC License #346526 Listed on: 06/19/2025

Real Estate Partners Chattanooga LLC

Last Buyer's Agent

Jackie Hulgan

Local Roots Realty License #250182

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,730

Year Built

  • Built in 2020

Lot Details

  • Privacy Fence

HOA Fees

  • $365 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Accessed On Kitchen Level
  • Front Facing Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Roof
  • Concrete Block And Stucco Construction
  • HardiePlank Type

Interior Spaces

  • 2,033 Sq Ft Home
  • 1-Story Property
  • Crown Molding
  • Ceiling Fan
  • Gas Log Fireplace
  • Entrance Foyer
  • Living Room with Fireplace
  • Sitting Room
  • Formal Dining Room
  • Home Office
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Bar
  • Free-Standing Gas Range
  • Free-Standing Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • Bathtub with Shower

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Covered Patio or Porch
  • Rain Gutters

Schools

  • Red Bank Elementary School
  • Red Bank Middle School
  • Red Bank High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Gas Available
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 117c A 009.01c027

Community Details

Overview

  • $730 Initiation Fee
  • Association fees include ground maintenance, maintenance structure
  • The Oxford Subdivision
  • On-Site Maintenance

Amenities

  • Clubhouse

Recreation

  • Community Pool
  • Dog Park

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,730

Year Built

Built in 2020

Lot Details

0

HOA Fees

$365 per month

Parking

2

Listing Details

  • Property Sub Type: Townhouse
  • Prop. Type: Residential
  • Lot Size: 0
  • Subdivision Name: The Oxford
  • Directions: I-24 to 27N Downtown. Take 127 North towards Signal Mountain. Veer Right onto Mountain Creek Road. Go approximately 0.6 miles and turn Right into The Oxford onto Wellstone Drive (right past Red Bank Elementary). Turn Left onto Stone Creek Dr. Property on the Left. Sign in yard.
  • Above Grade Finished Sq Ft: 2033.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Living Area: 2033.0
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2020
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Location Tax and Legal Parcel Number2: 117c A 009.01c027
  • Location Tax and Legal Elementary School: Red Bank Elementary
  • Location Tax and Legal Middle Or Junior School2: Red Bank Middle
  • Location Tax and Legal High School: Red Bank High School
  • Location Tax and Legal:Tax Annual Amount: 3730.07
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Above Grade Finished Area: 2033.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Dimensions: 0
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Foundation Details Slab: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Laundry Closet: Yes
  • Laundry Features Washer Hookup: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Roof Asphalt5: Yes
  • Room Types Bedroom Level: First
  • Levels:One: Yes
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Room Types Primary Bedroom Level: First
  • Interior Features Separate Dining Room: Yes
  • General Property Information Stories2: 1
  • Fencing Privacy: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Interior Features Sitting Area: Yes
  • Laundry Features:Main Level: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Parking Features Kitchen Level2: Yes
  • Room Types Other Room: Yes
  • Cooling:Ceiling Fan(s): Yes
  • Utilities:Natural Gas Connected: Yes
  • Attic Features Pull-Down Stairs: Yes
  • Laundry Features:Inside: Yes
  • Additional Association Fees Initiation Fee Amount: 730.0
  • Room Types Office2: Yes
  • Room Types Office Level: First
  • Association Amenities Maintenance Grounds3: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Private Spa: No
  • Appliances: Microwave, Gas Water Heater, Free-Standing Range, Free-Standing Gas Range, Dishwasher
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Gas Log, Living Room
  • Fireplace: Yes
  • Interior Amenities: Breakfast Bar, Crown Molding, Entrance Foyer, Granite Counters, Separate Dining Room, Sitting Area, Tub/shower Combo, Walk-In Closet(s)
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Community Features:Clubhouse: Yes
  • Appliances:Free-Standing Gas Range: Yes
  • Appliances:Gas Water Heater: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Fireplace Features:Gas Log: Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Crown Molding: Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Entrance Foyer: Yes
  • Appliances:Free-Standing Range: Yes
  • Interior Features:Breakfast Bar: Yes

Exterior Features

  • Fencing: Privacy
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Concrete, HardiPlank Type
  • Exterior Features: Rain Gutters
  • Foundation Details: Slab
  • Patio And Porch Features: Front Porch, Patio, Porch, Porch - Covered
  • Roof: Asphalt
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Exterior Features:Rain Gutters: Yes
  • Construction Materials:HardiPlank Type: Yes
  • Construction Materials:Concrete: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Driveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level, Off Street
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Off Street: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Front: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Closet, Main Level, Washer Hookup
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: Clubhouse, Sidewalks
  • Senior Community: No
  • Amenities: Clubhouse, Dog Park, Maintenance Grounds, Maintenance Structure, Pool
  • Association Fee: 365.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 365.0
  • General Property Information:Association Fee Frequency: Monthly
  • Association Amenities:Clubhouse2: Yes
  • Association Amenities:Pool3: Yes
  • Association Amenities:Dog Park: Yes
  • Association Fee Includes:Maintenance Grounds: Yes
  • Association Fee Includes:Maintenance Structure: Yes

Fee Information

  • Association Fee Includes: Maintenance Grounds, Maintenance Structure

Schools

  • Elementary School: Red Bank Elementary
  • High School: Red Bank High School
  • Middle Or Junior School: Red Bank Middle

Lot Info

  • Additional Parcels: No
  • Parcel #: 117c A 009.01c027

Tax Info

  • Tax Annual Amount: 3730.07

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 19, 2025
Closed on
Aug 7, 2025
Sold by
Elston Jon Marshall and Elston Kristine Kae
Bought by
Stone James and Stone Barbara
Seller's Agent
Kathleen Hill
Real Estate Partners Chattanooga LLC
Buyer's Agent
Jackie Hulgan
Local Roots Realty
List Price
$445,000
Sold Price
$435,000
Premium/Discount to List
-$10,000
-2.25%
Views
16

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.39%

Purchase Details

Closed on
Apr 1, 2022
Sold by
Karen G Kruesi Revocable Trust
Bought by
Elston Jon Marshall and Elston Kristine Kae

Purchase Details

Listed on
May 1, 2020
Closed on
Aug 25, 2020
Sold by
Mountain Creek Partners Llc
Bought by
Kruesi Karen G and Karen G Kruesi Revocable Trust
Seller's Agent
Ryan May
Real Estate Partners Chattanooga LLC
Buyer's Agent
Kathleen Hill
Real Estate Partners Chattanooga LLC
List Price
$324,000
Sold Price
$330,850
Premium/Discount to List
$6,850
2.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.98%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $435,000 First Title
Warranty Deed $395,000 Cumberland Title & Guaranty
Warranty Deed $330,850 Title Guaranty & Trust Co
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/08/2025 08/08/25 Sold $435,000 -2.2% $214 / Sq Ft
07/16/2025 07/16/25 Pending -- -- --
06/19/2025 06/19/25 For Sale $445,000 +34.5% $219 / Sq Ft
08/25/2020 08/25/20 Sold $330,850 +2.1% $179 / Sq Ft
06/04/2020 06/04/20 Pending -- -- --
05/01/2020 05/01/20 For Sale $324,000 -- $175 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,860 $83,125 $0 $0
2023 $1,860 $83,125 $0 $0
2022 $1,860 $83,125 $0 $0
2021 $1,860 $83,125 $0 $0
2020 $680 $15,000 $0 $0
2019 $895 $15,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1515032

Greater Chattanooga REALTORS®

APN: 117C-A-009.01C027