$409,000
SOLD SEP 5, 2025

3350 320th St Ruthven, IA 51358

4 Beds
2.5 Baths
2,161 Sq Ft
0.64 Acres

Recently Sold

$189 Per Sq Ft

18% Below List Price

156 Days on Market

Highlights

  • Lake On Lot
  • Deck
  • Wood Flooring
  • Waterfront
  • Vaulted Ceiling
  • Main Floor Bedroom

About This Home

As of September 2025

Nestled along the serene western shore of Lost Island Lake, this charming lakeside 4 bedroom 2-1/2 bathroom farmhouse offers the perfect blend of tranquility and modern comfort. Enjoy the beauty of both sunrise and sunset with the unique positioning of this home—greet the morning sun over the lake and unwind in the evening with breathtaking sunsets from the back deck. The main level features a spacious master suite and a large sunroom, offering a peaceful retreat with sweeping views of the lake at sunrise. The expansive backyard is a true highlight, complete with a flourishing vegetable garden for those with a green thumb, and a cozy firepit and sitting area by the lake for peaceful evenings under the stars. For those who enjoy outdoor activities, a private dock is included, offering easy access to the water for boating, fishing, or simply taking in the natural beauty. This lakeside farmhouse sits on more than a 1/2 acre and has 131 feet of lakeshore. It is a rare gem, providing a peaceful and picturesque setting with all the comforts of home.

Last Agent to Sell the Property

Bridget Johnson

NextHome at the Lakes License #S67411 Listed on: 03/12/2025

NextHome at the Lakes

Last Buyer's Agent

Susanne Hallett

Realty Professionals License #B26800

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,728

Year Built

  • Built in 1919

Lot Details

  • 0.64 Acre Lot
  • Lot Dimensions are 130x228
  • Waterfront

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Poured Concrete
  • Asphalt Roof
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 2,161 Sq Ft Home
  • 2-Story Property
  • Furnished or left unfurnished upon request
  • Woodwork
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Flooring
  • Partial Basement

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Bathroom on Main Level

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Lake On Lot
  • Deck
  • Patio

Utilities

  • Baseboard Heating

Listing and Financial Details

  • Assessor Parcel Number 973536277027

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,728

Year Built

Built in 1919

Lot Details

0

Parking

3

Listing Details

  • Class: RESIDENTIAL
  • Property Attached: Yes
  • Type: Single Family Residence
  • Year Built: 1919
  • Levels: Two
  • Stories: 2
  • Architectural Style: TWO STORY
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Garage Door Opener, Hardwood Floors, Kitchen Center Island, Main Floor Bedrooms, Main Floor Laundry, Natural Woodwork, Vaulted Ceilings, Walk-in Closet, Washer/Dryer Hkups
  • Total Bedrooms: 4
  • Total Bathrooms: 3
  • Bathroom Description: Full Master, Main Floor 1/2 Bath, Upper Level Bath
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Basement Material: Poured Concrete
  • Basement Style: Partial
  • Dining Room: Breakfast Nook
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range/Stove, Refrigerator, Washer
  • Price Per S Q F T: 189.26
  • Total Sq Ft: 2524
  • Above Grade Finished: 2161
  • Finished Sq Ft: 2161
  • Basement Features: Sump Pump, Unfinished

Exterior Features

  • Construction: Stick Built
  • Construction Materials: Vinyl Siding
  • Exterior Features: Deck, Dock, Driveway-Concrete, Patio
  • Flood Zone: No
  • Roof: Asphalt
  • Waterfront: Yes
  • Waterfront Frontage: 131
  • Waterfront Name: Lost Island Lake
  • Water Description: Lake

Garage/Parking

  • Garage Type: Attached
  • Garage Size: 864 sq ft
  • Garage Spaces: 3

Utilities

  • Cooling: Wall, Window
  • Fuel: Electric
  • Heating: Baseboard, Wood Stove
  • Sewer: Public Sewer
  • Water Source: Public/City
  • Electric: Breakers

Schools

  • School District: Graettinger Terril

Lot Info

  • Parcel Number: 973536277027
  • Range Number: 35
  • Estimated Acres: 0.64
  • Estimated Lot Dimensions: 130x228
  • Lot Sq Ft: 27820

Rental Info

  • Furnished: Negotiable

Tax Info

  • Tax Amount: 4728
  • Tax Classification: Non-Homestead
  • Tax Year: 2023

MLS Schools

  • School District: Graettinger Terril

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 4, 2007
Sold by
Ruehle Lulu L
Bought by
Penney James P and Penney Heather W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,000
Interest Rate
6.21%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Legal Action Court Order $350,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $168,000 New Conventional
Closed $178,462 New Conventional
Closed $210,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/05/2025 09/05/25 Sold $409,000 0.0% $189 / Sq Ft
08/15/2025 08/15/25 Pending -- -- --
08/11/2025 08/11/25 Price Changed $409,000 -10.9% $189 / Sq Ft
06/30/2025 06/30/25 Price Changed $459,000 -8.0% $212 / Sq Ft
03/12/2025 03/12/25 For Sale $499,000 -- $231 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,834 $393,840 $243,360 $150,480
2023 $5,270 $393,840 $243,360 $150,480
2022 $5,156 $376,980 $243,360 $133,620
2021 $5,122 $367,400 $243,360 $124,040
2020 $5,122 $364,510 $243,360 $121,150
2019 $4,860 $365,100 $0 $0
2018 $4,768 $365,100 $0 $0
2017 $4,768 $361,940 $0 $0
2016 $4,724 $361,940 $0 $0
2015 $4,336 $340,510 $0 $0
2014 $4,336 $340,510 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 250235

Iowa Great Lakes Board of REALTORS®

APN: 9735-36-277-027