NOT LISTED FOR SALE

33523 Cobalt Cir NW Cambridge, MN 55008

Estimated Value: $503,000 - $641,000

3 Beds
2 Baths
1,696 Sq Ft
$348/Sq Ft Est. Value

Last Sold October 31, 2023

Last sale price $610,000 $360 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $3,448/month

15 Days on Market

Highlights

  • 76 Feet of Waterfront
  • Great Room
  • Stainless Steel Appliances
  • Deck
  • No HOA
  • The kitchen features windows

About This Home

As of October 2023

Here it is, the perfect lakeshore you been waiting for... nice gentle slope to a sandy beach on the HIGH DEMAND LAKE OF SPECTACLE. This 2020 built home is one of the most cozy and cute homes you will lay your eyes on. Quartz countertops, vaulted ceilings, center island, gas fireplace on the main floor plus a gas stove in the lower level. The pictures speak for themselves. You will enjoy the gorgeous evening sunsets while relaxing on your favorite chair or better yet, start the day off with a morning cup of coffee overlooking the lake. It's a slice of heaven on earth. The beauty provides the perfect setting to make memories for the family get togethers. Buyer's agent to verify all listing information and measurements. Buyers understand that listing agent is related to sellers.

Last Agent to Sell the Property

Brion Loftsgard

RE/MAX Results Listed on: 09/08/2023

RE/MAX Results

Last Buyer's Agent

Elizabeth Hollenkamp

BRIX Real Estate

BRIX Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,600

Year Built

  • Built in 2020

Lot Details

  • 10,454 Sq Ft Lot
  • Lot Dimensions are 53x127x76x177
  • 76 Feet of Waterfront
  • Lake Front
  • The property's road front is unimproved
  • Wood Fence

Home Design

  • Pitched Roof

Interior Spaces

  • 1-Story Property
  • Stone Fireplace
  • Family Room with Fireplace
  • Great Room
  • Living Room with Fireplace
  • Dining Room

Kitchen

  • Range
  • Dishwasher
  • Stainless Steel Appliances
  • The kitchen features windows

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Drain

Eco-Friendly Details

  • Electronic Air Cleaner
  • Air Exchanger

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Private Water Source
  • Well
  • Septic System

Community Details

  • No Home Owners Association
  • Aud Sub Div 14 Spec Lake Poin Subdivision

Listing and Financial Details

  • Assessor Parcel Number 130600250

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,600

Year Built

Built in 2020

Lot Details

0

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Private, Well
  • Year Built: 2020
  • Above Grade Finished Sq Ft: 900
  • Water Body Name: Spectacle
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Drain Tiled, Finished, Full
  • Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Electronic Air Filter, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
  • Fireplace Features: Family Room, Gas, Living Room, Stone
  • Living Area: 1696
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 796
  • Basement YN: Yes
  • Dining Room Type: Kitchen, Great Room, Bedroom 1, Bedroom 2, Family Room, Bedroom 3, Deck, Other Room

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt, Pitched
  • PoolFeatures: None
  • Fencing: Wood
  • View: Panoramic
  • ConstructionMaterialsDesc: Block
  • Lake Acres: 242
  • LakeChain: N
  • Waterfront Frontage: 76

Garage/Parking

  • Parking Features: None

Utilities

  • Heating: Forced Air
  • Sewer: Private Sewer, Septic System Compliant - Yes
  • Electric: Circuit Breakers
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Cable,Deck,Dock,Kitchen Center Island,Kitchen Window,Main Floor Primary Bedroom,Porch,Vaulted Ceiling(s),Washer/Dryer Hookup

Schools

  • Junior High Dist: Cambridge-Isanti
  • SchoolDistrictNumber: 911
  • SchoolDistrictPhone: 763-689-6188

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 53x127x76x177
  • Lot Size Sq Ft: 10454.4
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Shoreline,Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Engineered Wood

Tax Info

  • Tax Year: 2023
  • Assessor Parcel Number: 130600250
  • Tax Annual Amount: 3600
  • TaxWithAssessments: 3600.0000

Multi Family

  • WaterfrontFeatures: Dock, Lake Front

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 8, 2023
Closed on
Oct 31, 2023
Sold by
Bloyer Clyde and Bloyer Debora
Bought by
Meyer Jack and Meyer Kari
Seller's Agent
Brion Loftsgard
RE/MAX Results
Buyer's Agent
Elizabeth Hollenkamp
BRIX Real Estate
List Price
$650,000
Sold Price
$610,000
Premium/Discount to List
-$40,000
-6.15%
Views
68
Current Estimated Value
$589,856

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$20,144
Avg. Annual Appreciation
-2.03%
Original Mortgage
$488,000
Outstanding Balance
$481,114
Interest Rate
7.18%
Mortgage Type
New Conventional
Estimated Equity
$108,742

Purchase Details

Closed on
Oct 23, 2017
Sold by
Peterson Steven A
Bought by
Bloyer Clyde and Bloyer Joshua

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$98,000
Interest Rate
3.83%
Mortgage Type
Unknown
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Meyer Jack $610,000 --
Bloyer Clyde $125,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Meyer Jack $488,000
Previous Owner Bloyer Clyde $98,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/31/2023 10/31/23 Sold $610,000 +2.5% $360 / Sq Ft
09/24/2023 09/24/23 Pending -- -- --
09/14/2023 09/14/23 Price Changed $595,000 -8.5% $351 / Sq Ft
09/08/2023 09/08/23 For Sale $650,000 -- $383 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,810 $392,500 $169,200 $223,300
2023 $3,600 $392,500 $169,200 $223,300
2022 $2,996 $356,300 $156,900 $199,400
2021 $2,658 $259,700 $128,300 $131,400
2020 $2,234 $237,600 $116,000 $121,600
2019 $1,372 $186,300 $0 $0
2018 $1,428 $111,900 $0 $0
2016 $1,424 $0 $0 $0
2015 $1,922 $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6430747

NorthstarMLS

APN: 13.060.0250