NOT LISTED FOR SALE

33551 Cobalt Cir NW Cambridge, MN 55008

Estimated Value: $808,000 - $977,604

3 Beds
3 Baths
2,648 Sq Ft
$340/Sq Ft Est. Value

Last Sold August 24, 2023

Last sale price $895,000 $338 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $5,770/month

48 Days on Market

Highlights

  • 180 Feet of Waterfront
  • Lake View
  • Main Floor Primary Bedroom
  • Beach Access
  • Deck
  • No HOA

About This Home

As of August 2023

You'll fall in love with this gorgeous, fully remodeled home. Located on a peninsula, this property offers a panoramic view of Spectacle Lake. Open layout with large, west-facing windows allow for picturesque views and lots of natural light. 2 main floor bedrooms. Large kitchen with center island, custom cabinets, granite countertops, gas range, and integrated appliances. Luxury vinyl tile through most of the main level. Main floor laundry allows for single-level living. Upper level features a family room loft, 3rd bedroom, and den. Huge deck with hot tub overlooking the lake. Mostly new construction in 2019 with new mechanicals, septic, well. Tons of extra storage space in the basement, along with additional detached garage. 180 feet of sandy shoreline with dock included. A must-see!

Last Agent to Sell the Property

Lee Shelton

HomeAvenue Inc Listed on: 05/07/2023

Last Buyer's Agent

Katherine Willmert

Century 21 Moline Realty Inc

Century 21 Moline Realty Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,706

Year Built

  • Built in 1948

Lot Details

  • 0.61 Acre Lot
  • Lot Dimensions are 185x148x180x142
  • 180 Feet of Waterfront
  • Lake Front
  • Wire Fence
  • Irregular Lot

Parking

  • 4 Car Attached Garage
  • Insulated Garage

Home Design

  • Shake Siding

Interior Spaces

  • 2,648 Sq Ft Home
  • 1.5-Story Property
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Den
  • Lake Views

Kitchen

  • Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Crawl Space

Outdoor Features

  • Beach Access
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Water Filtration System
  • Private Water Source
  • Well
  • Septic System

Community Details

  • No Home Owners Association
  • Aud Sub Div 14 Spec Lake Poin Subdivision

Listing and Financial Details

  • Assessor Parcel Number 130600290

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,706

Year Built

Built in 1948

Lot Details

0

Parking

4

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 4
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Private, Well
  • Year Built: 1948
  • Above Grade Finished Sq Ft: 2648
  • Water Body Name: Spectacle
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Crawl Space, Full, Unfinished
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Water Filtration System, Range, Refrigerator, Washer
  • Fireplace Features: Gas, Living Room
  • Living Area: 2648
  • Fireplace: Yes
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Family Room, Den, Laundry, Deck

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 2

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt
  • Fencing: Wire
  • View: Lake, Panoramic, West
  • Other Structures: Additional Garage
  • PatioPorchType: Composite Decking,Deck,Front Porch
  • Lake Acres: 246
  • Lake Bottom: Sand
  • LakeChain: N
  • Elevation Highpoint to Waterfront Feet: 15-26
  • Waterfront Frontage: 180

Garage/Parking

  • Parking Features: Attached Garage, Detached, Gravel, Insulated Garage
  • Garage Square Feet: 440

Utilities

  • Heating: Forced Air
  • Sewer: Private Sewer, Septic System Compliant - Yes
  • Fuel: Natural Gas
  • Power Company: East Central Energy

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Dock,Hot Tub,Kitchen Center Island,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Porch,Panoramic View,Satelite Dish,In-Ground Sprinkler,Washer/Dryer Hookup

Schools

  • Junior High Dist: Cambridge-Isanti
  • SchoolDistrictNumber: 911
  • SchoolDistrictPhone: 763-689-6188

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 185x148x180x142
  • Lot Size Sq Ft: 26571.6
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Irregular Lot, Island/Peninsula, Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Fiber Cement, Shake Siding

Tax Info

  • Tax Year: 2022
  • Assessor Parcel Number: 130600290
  • Tax Annual Amount: 7706
  • TaxWithAssessments: 7706.0000

Multi Family

  • WaterfrontFeatures: Lake Front, Lake View

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 7, 2023
Closed on
Aug 24, 2023
Sold by
Holmgren Christopher and York Lisa
Bought by
Massay Fortunatus and Moore Courtney
Seller's Agent
Lee Shelton
HomeAvenue Inc
Buyer's Agent
Katherine Willmert
Century 21 Moline Realty Inc
List Price
$965,000
Sold Price
$895,000
Premium/Discount to List
-$70,000
-7.25%
Views
102
Current Estimated Value
$901,151

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,151
Avg. Annual Appreciation
0.38%
Original Mortgage
$895,000
Outstanding Balance
$878,537
Interest Rate
6.96%
Mortgage Type
New Conventional
Estimated Equity
$22,614

Purchase Details

Closed on
Dec 17, 2018
Sold by
Oium Mark
Bought by
Holmgren Christopher and York Lisa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$194,000
Interest Rate
4.8%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Massay Fortunatus $895,000 --
Holmgren Christopher $242,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Massay Fortunatus $895,000
Previous Owner Holmgren Christopher $400,000
Previous Owner Holmgren Christopher $194,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/24/2023 08/24/23 Sold $895,000 -3.2% $338 / Sq Ft
06/26/2023 06/26/23 Pending -- -- --
06/08/2023 06/08/23 Price Changed $925,000 +2.8% $349 / Sq Ft
05/15/2023 05/15/23 Price Changed $899,900 -6.7% $340 / Sq Ft
05/08/2023 05/08/23 For Sale $965,000 -- $364 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,996 $853,600 $334,000 $519,600
2023 $8,440 $853,600 $334,000 $519,600
2022 $7,706 $770,500 $306,000 $464,500
2021 $4,932 $615,600 $246,000 $369,600
2020 $3,656 $414,700 $218,000 $196,700
2019 $3,398 $315,400 $0 $0
2018 $3,880 $300,200 $0 $0
2016 $3,776 $0 $0 $0
2015 $4,984 $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6366631

NorthstarMLS

APN: 13.060.0290