$637,000
SOLD MAY 15, 2025

3365 Elsa Ave Waldorf, MD 20603

4 Beds
3.5 Baths
4,070 Sq Ft
0.28 Acres

Recently Sold

$157 Per Sq Ft

2% Above List Price

5 Days on Market

Highlights

  • In Ground Pool
  • View of Trees or Woods
  • Deck
  • Gourmet Kitchen
  • Colonial Architecture
  • Private Lot

About This Home

As of May 2025

Multiple offers. Final and best due 4/21/25 at 10am. Welcome Home! Be ready to fall in love with this beautifully maintained and spacious home nestled in the highly sought-after Settle Woods Subdivision. This home offers a perfect blend of comfort, elegance, and convenience. This stunning residence features four bedrooms and three and a half bathrooms with a spacious and inviting layout. The open-concept kitchen is a chef’s dream with stainless steel appliances, a 42 inch cabinets, backsplash, and granite countertops seamlessly connecting to the dining and living spaces for effortless entertaining. The sun-drenched family room, highlighted by wet bar and cozy fireplace, provides the perfect setting for relaxation and entertaining. Dining room and living room with wainscoting enhance this homes modern elegance. Make your way upstairs to the primary suite with walk-in closet and an updated en-suite bathroom, featuring a soaking tub, a separate shower, and double granite vanities. 3 more additional bedrooms and hall bathroom. The finished basement provides extra living space...open recreation room, and includes a full bathroom w/ barn sliding doors and laundry room. Step outside to a beautifully landscaped flat lot featuring composite deck with inground pool a wood privacy fence, making it an ideal outdoor oasis for all your summer BBQs. Two-car garage. Updates include: new roof 2024, pool liner 2019, pool filter 2020, motor 2022, composite deck 2022, fence 2019. Low HOA! Better hurry this one wont last long!

Last Agent to Sell the Property

Jenna Bare-Anderkovitch

(410) 474-9436 bare.jenna@yahoo.com CENTURY 21 New Millennium Listed on: 04/17/2025

CENTURY 21 New Millennium

Co-Listed By

Cheryl Bare

(443) 404-3472 cheryl@cherylhomes.com CENTURY 21 New Millennium License #76729

Last Buyer's Agent

Rich Thomas

(240) 463-3706 richthomasrealtor@gmail.com Redfin Corp

Redfin Corp

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,853

Year Built

  • Built in 1999 | Remodeled in 2019

Lot Details

  • 0.28 Acre Lot
  • Wood Fence
  • Landscaped
  • Private Lot
  • Backs to Trees or Woods
  • Property is in very good condition
  • Property is zoned WCD

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Colonial Architecture
  • Slab Foundation
  • Shingle Roof
  • Metal Roof
  • Vinyl Siding
  • Brick Front

Interior Spaces

  • Property has 3 Levels
  • Wet Bar
  • Bar
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Insulated Windows
  • Sliding Doors
  • Insulated Doors
  • Entrance Foyer
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Recreation Room
  • Views of Woods
  • Finished Basement
  • Sump Pump

Kitchen

  • Gourmet Kitchen
  • Breakfast Area or Nook
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Walk-in Shower

Laundry

  • Laundry Room
  • Electric Dryer
  • Washer

Home Security

  • Monitored
  • Carbon Monoxide Detectors

Accessible Home Design

  • Garage doors are at least 85 inches wide

Pool

  • In Ground Pool
  • Vinyl Pool
  • Poolside Lot

Outdoor Features

  • Deck
  • Shed
  • Porch

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • High-Efficiency Water Heater
  • Natural Gas Water Heater

Community Details

  • Association fees include road maintenance
  • Settle Woods Home Owner Association
  • Settle Woods Sub Subdivision

Listing and Financial Details

  • Tax Lot 62
  • Assessor Parcel Number 0906243436

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,853

Year Built

Built in 1999 | Remodeled in 2019

Lot Details

0

HOA Fees

$8 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Accessibility Features: >84" Garage Door
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1999
  • Year Renovated: 2019
  • Automatically Close On Close Date: No
  • Remarks Public: Multiple offers. Final and best due 4/21/25 at 10am. Welcome Home! Be ready to fall in love with this beautifully maintained and spacious home nestled in the highly sought-after Settle Woods Subdivision. This home offers a perfect blend of comfort, elegance, and convenience. This stunning residence features four bedrooms and three and a half bathrooms with a spacious and inviting layout. The open-concept kitchen is a chef’s dream with stainless steel appliances, a 42 inch cabinets, backsplash, and granite countertops seamlessly connecting to the dining and living spaces for effortless entertaining. The sun-drenched family room, highlighted by wet bar and cozy fireplace, provides the perfect setting for relaxation and entertaining. Dining room and living room with wainscoting enhance this homes modern elegance. Make your way upstairs to the primary suite with walk-in closet and an updated en-suite bathroom, featuring a soaking tub, a separate shower, and double granite vanities. 3 more additional bedrooms and hall bathroom. The finished basement provides extra living space...open recreation room, and includes a full bathroom w/ barn sliding doors and laundry room. Step outside to a beautifully landscaped flat lot featuring composite deck with inground pool a wood privacy fence, making it an ideal outdoor oasis for all your summer BBQs. Two-car garage. Updates include: new roof 2024, pool liner 2019, pool filter 2020, motor 2022, composite deck 2022, fence 2019. Low HOA! Better hurry this one wont last long!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Disposal, Dryer - Electric, Exhaust Fan, Oven - Self Cleaning, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Water Heater - High-Efficiency, Icemaker, Washer, Water Heater
  • Flooring Type: Hardwood, Carpet, Luxury Vinyl Plank
  • Interior Amenities: Bar, Breakfast Area, Carpet, Ceiling Fan(s), Combination Dining/Living, Crown Moldings, Dining Area, Family Room Off Kitchen, Kitchen - Gourmet, Primary Bath(s), Pantry, Recessed Lighting, Bathroom - Stall Shower, Upgraded Countertops, Walk-In Closet(s), Wet/Dry Bar, Wood Floors
  • Window Features: Insulated
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Sliding Glass, Insulated
  • Wall Ceiling Types: 9'+ Ceilings, Cathedral Ceilings
  • Foundation Details: Slab
  • Levels Count: 3
  • Room List: Dining Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Foyer, Bedroom 1, Laundry, Recreation Room, Bathroom 1, Bathroom 2, Half Bath
  • Basement: Yes
  • Basement Type: Fully Finished, Sump Pump
  • Basement Finished Percent: 100.00
  • Laundry Type: Has Laundry
  • Total Sq Ft: 4203
  • Living Area Sq Ft: 4070
  • Price Per Sq Ft: 217.77
  • Above Grade Finished Sq Ft: 2870
  • Below Grade Finished Sq Ft: 1200
  • Below Grade Sq Ft: 133
  • Total Below Grade Sq Ft: 1333
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 3365

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Brick Front, Vinyl Siding
  • Exterior Features: Sidewalks
  • Pool Features: In Ground, Vinyl
  • Roof: Metal, Shingle
  • Spa: No
  • View: Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Personal
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Concrete Driveway, Private
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Natural Gas
  • Security: Carbon Monoxide Detector(s), Monitored, Security System
  • Sewer/Septic System: Public Sewer
  • Utilities: Electric Available, Natural Gas Available
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 92.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Fee Includes: Road Maintenance
  • HOA Name: SETTLE WOODS HOME OWNER ASSOCIATION
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: CHARLES COUNTY PUBLIC SCHOOLS
  • School District Key: 121138946901
  • School District Source: Listing Agent

Lot Info

  • Fencing: Wood
  • Land Use Code: R
  • Lot Features: Backs To Trees, Landscaping, Poolside, Private
  • Lot Size Acres: 0.28
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 12005.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Very Good
  • Year Assessed: 2025
  • Zoning: WCD
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 6853.00
  • Assessor Parcel Number: 0906243436
  • Tax Lot: 62
  • Tax Total Finished Sq Ft: 4070
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 05/15/2025

MLS Schools

  • School District Name: CHARLES COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 17, 2025
Closed on
May 14, 2025
Sold by
Tafalla Joseph and Nepomuceno Joseph Tafalla
Bought by
Kassa Getinet Abebe and Somega Selamawit
Seller's Agent
Jenna Bare-Anderkovitch
CENTURY 21 New Millennium
Buyer's Agent
Rich Thomas
Redfin Corp
List Price
$625,000
Sold Price
$637,000
Premium/Discount to List
$12,000
1.92%
Views
74
Current Estimated Value
$640,740

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,740
Avg. Annual Appreciation
1.51%
Original Mortgage
$440,362
Outstanding Balance
$438,856
Interest Rate
6.83%
Mortgage Type
New Conventional
Estimated Equity
$201,884

Purchase Details

Listed on
Mar 21, 2019
Closed on
Apr 23, 2019
Sold by
Msa & Associates Llc
Bought by
Tafalla Torres Gidel Marie and Tafalla Nepomuceno Joseph
Seller's Agent
STACIE MCLENNON
Prime Residential, LLC
Buyer's Agent
Amanda Dixon Nash
CENTURY 21 New Millennium
List Price
$444,999
Sold Price
$420,000
Premium/Discount to List
-$24,999
-5.62%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.10%
Original Mortgage
$433,860
Interest Rate
4.3%
Mortgage Type
VA

Purchase Details

Listed on
Sep 26, 2018
Closed on
Oct 24, 2018
Sold by
U S Bank Na
Bought by
Msa & Associates Llc
Seller's Agent
Jaime Borda
Jaime R. Borda
Buyer's Agent
STACIE MCLENNON
Prime Residential, LLC
List Price
$300,000
Sold Price
$259,875
Premium/Discount to List
-$40,125
-13.38%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
161.20%
Original Mortgage
$285,000
Interest Rate
4.6%
Mortgage Type
Unknown

Purchase Details

Listed on
Sep 26, 2018
Closed on
Sep 4, 2018
Sold by
Aguilar Felipe and Henriquez Rosa E
Bought by
Us Bank National Association
Seller's Agent
Jaime Borda
Jaime R. Borda
Buyer's Agent
STACIE MCLENNON
Prime Residential, LLC
List Price
$300,000
Sold Price
$259,875
Premium/Discount to List
-$40,125
-13.38%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$285,000
Interest Rate
4.6%
Mortgage Type
Unknown

Purchase Details

Closed on
Jun 29, 2006
Sold by
Annan Alex and Annan Er
Bought by
Henriquez Rosa E and Henriquez Felipe Aguilar

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$111,000
Interest Rate
6.59%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
May 26, 2006
Sold by
Annan Alex and Annan Er
Bought by
Henriquez Rosa E and Henriquez Felipe Aguilar

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$111,000
Interest Rate
6.59%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Sep 27, 2004
Sold by
Zola Terri J
Bought by
Annan Alexander and Annan Peace

Purchase Details

Closed on
Sep 10, 2004
Sold by
Zola Terri J
Bought by
Annan Alexander and Annan Peace

Purchase Details

Closed on
Sep 15, 2003
Sold by
Zola Robert G and Zola Terri J
Bought by
Zola Terri J

Purchase Details

Closed on
Nov 26, 2001
Sold by
Lawrence Joseph W
Bought by
Zola Robert G and Zola Terri J

Purchase Details

Closed on
Apr 6, 2000
Sold by
Four Star Construction Inc
Bought by
Lawrence Joseph W

Purchase Details

Closed on
May 3, 1999
Sold by
Sbr Joint Venture
Bought by
Four Star Construction
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $637,000 First American Title
Deed $637,000 First American Title
Deed $420,000 Capitol Title Insurance Agcy
Deed $259,875 Gemini Title & Escrow Llc
Trustee Deed $662,866 None Available
Deed $555,000 --
Deed $555,000 --
Deed $499,900 --
Deed $499,900 --
Deed -- --
Deed $262,000 --
Deed $239,000 --
Deed $43,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $440,362 New Conventional
Closed $440,362 New Conventional
Previous Owner $433,860 VA
Previous Owner $285,000 Unknown
Previous Owner $111,000 Stand Alone Second
Previous Owner $444,000 Purchase Money Mortgage
Previous Owner $444,000 Purchase Money Mortgage
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/15/2025 05/15/25 Sold $637,000 +1.9% $157 / Sq Ft
04/17/2025 04/17/25 For Sale $625,000 +48.8% $154 / Sq Ft
04/23/2019 04/23/19 Sold $420,000 -3.4% $103 / Sq Ft View Prior Sale
04/04/2019 04/04/19 Pending -- -- --
03/30/2019 03/30/19 Price Changed $434,999 -2.2% $107 / Sq Ft
03/21/2019 03/21/19 For Sale $444,999 +71.2% $109 / Sq Ft
10/24/2018 10/24/18 Sold $259,875 -13.4% $91 / Sq Ft View Prior Sale
10/04/2018 10/04/18 Pending -- -- --
09/26/2018 09/26/18 For Sale $300,000 -- $105 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $15,894 $549,500 $108,000 $441,500
2024 $7,005 $507,433 $0 $0
2023 $6,650 $465,367 $0 $0
2022 $5,843 $423,300 $92,000 $331,300
2021 $11,679 $406,167 $0 $0
2020 $5,351 $389,033 $0 $0
2019 $5,111 $371,900 $96,600 $275,300
2018 $4,760 $361,433 $0 $0
2017 $4,625 $350,967 $0 $0
2016 -- $340,500 $0 $0
2015 $4,100 $340,500 $0 $0
2014 $4,100 $340,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCH2041948

Bright MLS

APN: 06-243436