NOT LISTED FOR SALE

Estimated Value: $276,000 - $304,000

3 Beds
2 Baths
1,512 Sq Ft
$194/Sq Ft Est. Value

Last Sold November 04, 2024

Last sale price $285,000 $188 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $2,017/month

5 Days on Market

Highlights

  • Wood Flooring
  • Screened Porch
  • Formal Dining Room
  • Farmhouse Style Home
  • Home Office
  • 1-minute walk to Ryerson Park

About This Home

As of November 2024

Spacious home in excellent condition in a quiet neighborhood on Elgin's West-side. The home has a large enclosed front porch, hardwood floors and updated bathrooms. Clean and in move-in condition! This home has been updated with newer windows, central air, newer electrical panel, maintenance free vinyl siding and the basement has been professionally waterproofed. Large yard with privacy fence and also has a 3 car garage which is accessible from the alley behind the home. Three Car Garage also has an electric vehicle charger installed.

Last Agent to Sell the Property

Ben Henrikson

RE/MAX Horizon License #475091643 Listed on: 09/18/2024

Last Buyer's Agent

Kristen Campbell

Berkshire Hathaway HomeServices Chicago License #475151322

Berkshire Hathaway HomeServices Chicago

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,666

Year Built

  • Built in 1878

Lot Details

  • Lot Dimensions are 64x132

Parking

  • 3 Car Detached Garage
  • Parking Included in Price

Home Design

  • Farmhouse Style Home
  • Vinyl Siding

Interior Spaces

  • 1,512 Sq Ft Home
  • 1.5-Story Property
  • Family Room
  • Living Room
  • Formal Dining Room
  • Home Office
  • Screened Porch
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Double Oven
  • Laundry Room

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • 2 Full Bathrooms

Utilities

  • SpacePak Central Air
  • Heating System Uses Steam
  • Heating System Uses Natural Gas

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,666

Year Built

Built in 1878

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1.5 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Farmhouse
  • New Construction: No
  • Property Sub-Type: 1.5 Story
  • Year Built: 1878
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Refrigerator
  • Basement: Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • LivingArea: 1512
  • Room Type: Office, Enclosed Porch, Screened Porch
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Flooring: Carpet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 3
  • ParkingTotal: 3
  • Garage On-Site: Yes
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Space Pac
  • Heating: Natural Gas, Steam
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Lot Info

  • Lot Dimensions: 64X132
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 5666
  • Tax Year: 2023

MLS Schools

  • Othr Public Sch: ECC

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 18, 2024
Closed on
Oct 30, 2024
Sold by
Cuming Andrew and Cuming Britta
Bought by
Wold Richard
Seller's Agent
Ben Henrikson
RE/MAX Horizon
Buyer's Agent
Kristen Campbell
Berkshire Hathaway HomeServices Chicago
List Price
$279,900
Sold Price
$285,000
Premium/Discount to List
$5,100
1.82%
Views
209
Current Estimated Value
$293,737

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,737
Avg. Annual Appreciation
2.51%
Original Mortgage
$279,837
Outstanding Balance
$277,035
Interest Rate
6.09%
Mortgage Type
FHA
Estimated Equity
$16,702

Purchase Details

Closed on
Jul 3, 2019
Sold by
Gruba John and Gruba Laurie
Bought by
Cuming Andrew and Cuming Britta

Purchase Details

Closed on
Jun 21, 2000
Sold by
Gammons Jeffery and Gammons Araceli
Bought by
Gruba John and Gruba Laurie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,800
Interest Rate
6.75%

Purchase Details

Closed on
Apr 3, 1998
Sold by
Unser Kurt
Bought by
Gammons Jeffery and Gammons Araceli

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,300
Interest Rate
6.95%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wold Richard $285,000 None Listed On Document
Cuming Andrew $180,000 Chicago Title
Gruba John $142,000 --
Gammons Jeffery $113,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wold Richard $279,837
Previous Owner Gruba John $127,800
Previous Owner Gammons Jeffery $90,300
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/04/2024 11/04/24 Sold $285,000 +1.8% $188 / Sq Ft
09/18/2024 09/18/24 For Sale $279,900 -- $185 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,888 $73,572 $17,499 $56,073
2023 $5,666 $66,467 $15,809 $50,658
2022 $4,735 $60,606 $14,415 $46,191
2021 $4,520 $56,662 $13,477 $43,185
2020 $4,386 $54,093 $12,866 $41,227
2019 $4,252 $51,527 $12,256 $39,271
2018 $3,915 $45,493 $11,546 $33,947
2017 $3,806 $43,007 $10,915 $32,092
2016 $3,615 $39,899 $10,126 $29,773
2015 -- $36,571 $9,281 $27,290
2014 -- $36,119 $9,166 $26,953
2013 -- $37,072 $9,408 $27,664
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12167748

Midwest Real Estate Data (MRED)

APN: 06-23-232-008