$285,000
SOLD NOV 4, 2024
3 Beds
2 Baths
1,512 Sq Ft
8,407 Sq Ft Lot

Recently Sold

$188 Per Sq Ft

2% Above List Price

5 Days on Market

Highlights

  • Wood Flooring
  • Screened Porch
  • Formal Dining Room
  • Farmhouse Style Home
  • Home Office
  • 1-minute walk to Ryerson Park

About This Home

As of November 2024

Spacious home in excellent condition in a quiet neighborhood on Elgin's West-side. The home has a large enclosed front porch, hardwood floors and updated bathrooms. Clean and in move-in condition! This home has been updated with newer windows, central air, newer electrical panel, maintenance free vinyl siding and the basement has been professionally waterproofed. Large yard with privacy fence and also has a 3 car garage which is accessible from the alley behind the home. Three Car Garage also has an electric vehicle charger installed.

Last Agent to Sell the Property

Ben Henrikson

RE/MAX Horizon License #475091643 Listed on: 09/18/2024

RE/MAX Horizon

Last Buyer's Agent

Kristen Campbell

Berkshire Hathaway HomeServices Chicago License #475151322

Berkshire Hathaway HomeServices Chicago

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,666

Year Built

  • Built in 1878

Lot Details

  • Lot Dimensions are 64x132

Parking

  • 3 Car Detached Garage
  • Parking Included in Price

Home Design

  • Farmhouse Style Home
  • Vinyl Siding

Interior Spaces

  • 1,512 Sq Ft Home
  • 1.5-Story Property
  • Family Room
  • Living Room
  • Formal Dining Room
  • Home Office
  • Screened Porch
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • <<doubleOvenToken>>
  • Laundry Room

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • 2 Full Bathrooms

Utilities

  • SpacePak Central Air
  • Heating System Uses Steam
  • Heating System Uses Natural Gas

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,666

Year Built

Built in 1878

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1.5 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Farmhouse
  • New Construction: No
  • Property Sub-Type: 1.5 Story
  • Year Built: 1878
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Refrigerator
  • Basement: Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • LivingArea: 1512
  • Room Type: Office, Enclosed Porch, Screened Porch
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Flooring: Carpet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • List Price: 279900
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 3
  • ParkingTotal: 3
  • Garage On-Site: Yes
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Space Pac
  • Heating: Natural Gas, Steam
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 46

Lot Info

  • Lot Dimensions: 64X132
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 5666
  • Tax Year: 2023

MLS Schools

  • Othr Public Sch: ECC

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 18, 2024
Closed on
Oct 30, 2024
Sold by
Cuming Andrew and Cuming Britta
Bought by
Wold Richard
Seller's Agent
Ben Henrikson
RE/MAX Horizon
Buyer's Agent
Kristen Campbell
Berkshire Hathaway HomeServices Chicago
List Price
$279,900
Sold Price
$285,000
Premium/Discount to List
$5,100
1.82%
Views
209
Current Estimated Value
$292,134

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,134
Avg. Annual Appreciation
0.40%
Original Mortgage
$279,837
Outstanding Balance
$278,454
Interest Rate
6.09%
Mortgage Type
FHA
Estimated Equity
$7,344

Purchase Details

Closed on
Jul 3, 2019
Sold by
Gruba John and Gruba Laurie
Bought by
Cuming Andrew and Cuming Britta

Purchase Details

Closed on
Jun 21, 2000
Sold by
Gammons Jeffery and Gammons Araceli
Bought by
Gruba John and Gruba Laurie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,800
Interest Rate
6.75%

Purchase Details

Closed on
Apr 3, 1998
Sold by
Unser Kurt
Bought by
Gammons Jeffery and Gammons Araceli

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,300
Interest Rate
6.95%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $285,000 None Listed On Document
Warranty Deed $180,000 Chicago Title
Warranty Deed $142,000 --
Warranty Deed $113,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $279,837 FHA
Previous Owner $99,844 New Conventional
Previous Owner $126,000 Unknown
Previous Owner $127,800 No Value Available
Previous Owner $90,300 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/04/2024 11/04/24 Sold $285,000 +1.8% $188 / Sq Ft
09/18/2024 09/18/24 For Sale $279,900 -- $185 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $5,666 $66,467 $15,809 $50,658
2022 $4,735 $60,606 $14,415 $46,191
2021 $4,520 $56,662 $13,477 $43,185
2020 $4,386 $54,093 $12,866 $41,227
2019 $4,252 $51,527 $12,256 $39,271
2018 $3,915 $45,493 $11,546 $33,947
2017 $3,806 $43,007 $10,915 $32,092
2016 $3,615 $39,899 $10,126 $29,773
2015 -- $36,571 $9,281 $27,290
2014 -- $36,119 $9,166 $26,953
2013 -- $37,072 $9,408 $27,664
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12167748

Midwest Real Estate Data (MRED)

APN: 06-23-232-008