$289,000
$10K PRICE DROP

3372 Penny Ln Middleburg, FL 32068

Estimated payment $1,818/month

Total Views 1,523
3 Beds
2 Baths
1,510 Sq Ft
$191 Price per Sq Ft

Highlights

  • Wooded Lot
  • Traditional Architecture
  • Granite Countertops
  • Rideout Elementary School Rated A-
  • Cathedral Ceiling
  • Porch

About This Home

Charming 3-bedroom 2-bath home located in an established neighborhood on the northeast side of Middleburg! NO HOA! This home certainly checks all the boxes with stainless steel appliances that are less than 5 years old, porcelain wood tile floors in the main areas, granite countertops in kitchen & baths, tiled showers, a 2-car attached garage, and a fenced-in backyard! Two pantries, a coat closet, and two hall closets are an added bonus for all those extra storage and organizing needs! Oh, and did I mention a separate laundry/utility room! Enjoy the warmth of the wood-burning fireplace in the living room, all while still staying connected to the conversation in the kitchen or share space with large groups in the dining area. The master-suite offers natural lighting with two oversized windows, an en-suite bathroom that features a wood sliding barn door, double-vanities, a linen closet, and a walk-in shower. Interior paint of the home updated in 2022. The HVAC & water heater were replaced in 2020. Along with a new garage door. The owners do currently lease a water softening system and have a reverse osmosis system installed underneath the kitchen sink. Clay County offers a blend of small-town charm and natural beauty. It is known for its family-friendly communities, top-rated schools, and a relaxed, suburban lifestyle with easy access to the city. Surrounded by scenic waterways, such as Black Creek, parks, such as Jennings State Forest, and preserved green spaces, it offers the perfect balance of outdoor recreation and everyday convenience. This property is located just minutes from schools, shopping, dining, hospitals, and more! 30 miles to Downtown Jacksonville, 40 miles to Jacksonville Int. Airport, and within an hours drive to the beach. Leave the hustle and bustle behind and enjoy a more relaxed pace, with the city still within easy reach. Call today to schedule your private viewing!

Listing Agent

Jamilyn B. Monica

Hometown Realty of North Fl. Inc. Brokerage Email: 3524639001, HometownRealtyNF@bellsouth.net License #3605759 Listed on: 06/30/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,629

Year Built

  • Built in 1989

Lot Details

  • 7,492 Sq Ft Lot
  • Wood Fence
  • Level Lot
  • Wooded Lot
  • Grass Covered Lot

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Open Parking

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Board and Batten Siding
  • HardiePlank Type

Interior Spaces

  • 1,510 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Double Pane Windows
  • Blinds
  • Bay Window

Kitchen

  • Butlers Pantry
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Linen Closet
  • 2 Full Bathrooms
  • Walk-in Shower

Outdoor Features

  • Porch

Utilities

  • Cooling Available
  • Heating Available
  • Water Filtration System
  • Electric Water Heater
  • Water Softener
  • Community Sewer or Septic
  • Cable TV Available

Community Details

  • Highland Oaks Subdivision

Listing and Financial Details

  • Assessor Parcel Number 04052500898900502

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,629

Year Built

Built in 1989

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.172
  • Road Surface Type: Paved
  • Subdivision Name: Highland Oaks
  • Directions: From Middleburg High School, turn left onto County Road 220 E. Turn right onto Henley Rd for 0.7 mi. Turn left onto Penny Ln and the house will be the second home on the left. See Hometown Realty sign out front.
  • Architectural Style: Traditional
  • Carport Y N: No
  • Garage Yn: Yes
  • New Construction: No
  • Year Built: 1989
  • Attribution Contact: 3524639001, HometownRealtyNF@bellsouth.net
  • NAV10_StudioYN: No
  • Special Features: None

Interior Features

  • Appliances: Electric Cooktop, Dishwasher, Microwave, Electric Range, Refrigerator, Water Filter - Kitchen, Water Softener, Electric Water Heater
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning
  • Fireplace: Yes
  • Flooring: Carpet, Ceramic/Porcelain, Tile, Vinyl
  • Interior Amenities: High Ceilings, Cathedral Ceiling(s), Butler's Pantry, Ceiling Fan(s), Fireplace, Granite Counters, Pendant Lighting
  • Living Area: 1510
  • Window Features: Bay Window(s), Double Pane Windows, Blinds
  • Master Bedroom Features: 1 Master Suite
  • Master Bathroom Features: Linen Closet, Walk-in Shower

Exterior Features

  • Fencing: Fenced, Wood
  • Lot Features: Square, Wooded
  • Topography: Level
  • Waterfront: No
  • Disclosures: Seller Property Disclosure
  • Construction Type: Frame, Board & Batten Siding, HardiPlank Type
  • Exterior Features: Gutters/Downspouts
  • Foundation Details: Slab
  • Patio And Porch Features: Porch
  • Roof: Shingle

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Open Parking: Yes
  • Parking Features: Garage, Driveway, Concrete, Garage Door Opener
  • Total Parking Spaces: 2

Utilities

  • Cooling: Electric
  • Cooling Y N: Yes
  • Heating: Electric
  • Heating Yn: Yes
  • Electric: Electric - Clay
  • Sewer: Community Sewer
  • Utilities: Cable Available
  • Water Source: Community

Condo/Co-op/Association

  • Pets Allowed: Yes

Schools

  • Junior High Dist: Clay

Lot Info

  • Lot Size Sq Ft: 7492.32
  • Parcel #: 04052500898900502

Tax Info

  • Tax Annual Amount: 2628.71
  • Tax Year: 2024

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,642 $208,152 -- --
2023 $2,642 $202,090 $0 $0
2022 $2,512 $196,204 $0 $0
2021 $2,498 $190,490 $22,000 $168,490
2020 $2,380 $141,532 $22,000 $119,532
2019 $1,128 $97,658 $0 $0
2018 $1,025 $95,837 $0 $0
2017 $1,014 $93,866 $0 $0
2016 $1,008 $91,935 $0 $0
2015 $1,043 $91,296 $0 $0
2014 $1,015 $90,571 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/16/2025 07/16/25 Price Changed $289,000 -3.3% $191 / Sq Ft
07/03/2025 07/03/25 For Sale $299,000 +32.9% $198 / Sq Ft
12/16/2023 12/16/23 Off Market $225,000 -- --
09/10/2020 09/10/20 For Sale $225,000 0.0% $149 / Sq Ft
09/09/2020 09/09/20 Sold $225,000 -- $149 / Sq Ft
08/04/2020 08/04/20 Pending -- -- --
Source: Dixie Gilchrist Levy Counties Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Warranty Deed $225,000 Attorney
Trustee Deed $111,300 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $225,000 VA
Previous Owner $158,650 Unknown
Previous Owner $67,000 Unknown
Previous Owner $35,432 Unknown
Source: Public Records

Similar Homes in Middleburg, FL

  • 4032 Sandbank Ct, Middleburg, FL 32068

    $355,000

    • 3 Beds
    • 2 Baths
    • 1,604 Sq Ft
    • 4032 Sandbank Ct
    • Middleburg, FL

    This perfectly designed 3-bedroom, 2-bathroom home is situated in the gated 55+ community of Azalea Ridge. The home has a covered front porch and a screened lanai that is perfect for entertaining. The interior has an open-concept layout. The kitchen has a large island with breakfast bar seating, stainless steel appliances, ample cabinetry, and generous storage. The split bedroom floorplan is

    Parker Alter BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

    Section Image
  • 1810 Dahlia Ct, Middleburg, FL 32068

    $250,000

    • 3 Beds
    • 2 Baths
    • 1,329 Sq Ft
    • 1810 Dahlia Ct
    • Middleburg, FL

    Perfectly situated near all major shopping centers, popular restaurants, and military bases, offering unmatched convenience for everyday living. Whether you're commuting, dining out, or running errands, everything you need is just minutes away. Enjoy the freedom of no HOA or CCD fees, allowing you more flexibility and fewer restrictions. This home is priced below market value, offering a rare

    Julio Arango UNITED REAL ESTATE GALLERY

    Section Image
  • 4620 Pine Lake Dr, Middleburg, FL 32068

    $324,900

    • 3 Beds
    • 2 Baths
    • 1,710 Sq Ft
    • 4620 Pine Lake Dr
    • Middleburg, FL

    WELCOME HOME to this gorgeous 3 bedroom and 2 bathroom home on an oversized corner lot in Pine Ridge! Entire exterior freshly painted in 2024! This home has been meticulously maintained and boasts an oversized kitchen and family room completely renovated with 42 inch cabinets, granite countertops, a stunning mosaic backsplash and a newer complete stainless steel appliance package! This is your

    Rachael Ridaught RE/MAX UNLIMITED

    Section Image
  • 1875 Country Meadows Ln, Middleburg, FL 32068

    $329,900

    • 3 Beds
    • 2 Baths
    • 1,408 Sq Ft
    • 1875 Country Meadows Ln
    • Middleburg, FL

    Tucked away on over an acre, in a peaceful Middleburg cul-de-sac, this home offers space, privacy, and no HOA restrictions. The open floor plan features a bright living area with vaulted ceilings, granite countertops, stainless steel appliances, and a breakfast bar perfect for casual dining. The spacious primary suite includes a walk-in closet, dual vanities, a soaking tub, and a separate shower,

    Jeannette Olague LOKATION

    Section Image
  • 3372 Penny Ln, Middleburg, FL 32068

    $289,000

    • 3 Beds
    • 2 Baths
    • 1,510 Sq Ft
    • 3372 Penny Ln
    • Middleburg, FL

    Charming 3-bedroom 2-bath home located in an established neighborhood on the northeast side of Middleburg! NO HOA! This home certainly checks all the boxes with stainless steel appliances that are less than 5 years old, porcelain wood tile floors in the main areas, granite countertops in kitchen & baths, tiled showers, a 2-car attached garage, and a fenced-in backyard! Two pantries, a coat

    Natalie Rankin HOMETOWN REALTY OF NORTH FLORIDA, INC.

    Section Image
  • 847 Riley Rd, Middleburg, FL 32068

    $320,000

    • 4 Beds
    • 2 Baths
    • 1,861 Sq Ft
    • 847 Riley Rd
    • Middleburg, FL

    BUYERS FINANCING FELL THROUGH. PERFECT NEARLY NEW HOME!! Their loss is your gain! Cameron Oaks is a beautiful community conveniently located near the new Florida First Coast Highway. Cameron Oaks is just minutes away from the Oakleaf Town Center offering a variety of entertainment, restaurants, and shopping. Located in Middleburg, Florida and zoned for Clay County's top-rated schools,

    STEVE SHANE REAL BROKER LLC

    Section Image
  • 1942 Calusa Trail, Middleburg, FL 32068

    $269,999

    • 4 Beds
    • 2 Baths
    • 1,848 Sq Ft
    • 1942 Calusa Trail
    • Middleburg, FL

    Motivated seller large price drop ready to sell! Home buyers or investors, this delightful 4/2 single-family Pool home exudes charm and potential! Featuring 4 cozy bedrooms, 2 full bathrooms, and a bright, open living area, this home is for those seeking a cozy retreat. It does need some TLC - some drywall patches, fresh paint, flooring, and some new trim. Roof from 2020, AC from 2013.

    Moe Mossa SAVVY AVENUE, LLC.

    Section Image
  • 1798 Shannon Lake Dr, Middleburg, FL 32068

    $273,000

    • 3 Beds
    • 2 Baths
    • 1,326 Sq Ft
    • 1798 Shannon Lake Dr
    • Middleburg, FL

    Price improvement !!! Seller offering $5000 flex money !! Step into this beautifully remodeled three-bedroom, two-bath home where modern upgrades meet everyday comfort. BRAND New June 2025 AC !!!!! With no HOA or CDD fees, you'll enjoy the freedom to live how you want, without the extra costs.This home features a brand-new roof (2025) , giving you peace of mind from the start. Inside, you'll

    Christine Gaskill WATSON REALTY CORP

    Section Image
  • 2987 Quapaw Trail, Middleburg, FL 32068

    $343,500

    • 4 Beds
    • 2 Baths
    • 1,848 Sq Ft
    • 2987 Quapaw Trail
    • Middleburg, FL

    Welcome to 2987 Quapaw Trail in the heart of Middleburg, Florida — a stunning, fully renovated 4-bedroom, 2-bathroom home offering 1,848 square feet of stylish and spacious living. Built in 1995 but completely transformed in 2025, this home is a rare find where timeless charm meets modern upgrades in every corner. Absolutely nothing has been left untouched. This is not just a remodel; it's a

    Roy Dynesius PURSUIT REAL ESTATE, LLC

    Section Image

Source: Dixie Gilchrist Levy Counties Board of REALTORS®

MLS Number: 795210

APN: 04-05-25-008989-005-02