NOT LISTED FOR SALE

3380 320th St Ruthven, IA 51358

Estimated Value: $390,000 - $552,000

4 Beds
3 Baths
2,886 Sq Ft
$161/Sq Ft Est. Value

Last Sold June 30, 2023

Last sale price $470,000 $163 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $2,838/month

1 Day on Market

Highlights

  • Low Bank Waterfront Property
  • Open-Concept Dining Room
  • Lake View
  • Beach Access
  • Lake On Lot
  • A-Frame Home

About This Home

As of June 2023

ON THE WATER! Here is your opportunity to own an EXCLUSIVE upscale home that has lake access on Lost Island & also borders public DNR hunting ground! Everything about this home is in prime condition & has been done with exquisite taste from the paver laid driveway & patio on the Lake to the lofted Master Bedroom with an en suite bathroom, vaulted ceiling & outdoor balcony! All 3 levels are equipped with a bedroom & complete bathroom. The front of the home has a new deck & new oversized door & windows that leads into a breath taking front entryway with vaulted ceilings & natural woodwork. The front of the home is open with an eat-in kitchen that extends to the dining area along with a comfortable living area. The main floor also features a combination pantry/laundry room, bedroom & bathroom with a walk- in shower. The upper level is the loft & features the Master Bedroom with a walk-in tiled shower, his & hers closets along with a large built-in chest of drawers & walk out balcony. The loft can be open to view the lake or closed for privacy. The lower level has another living room with a stone gas Fireplace that is open to a 2nd kitchen, Bedroom, office (or 4th bedroom), utility room and Full Bathroom equipped with a Jacuzzi style tub accented with stone & black glass. The backyard has a shed (roughly 13x16) that can be used for storage and/or a workshop. The lake access is easy to access with minimal steps & note this is the calm side of the lake for more enjoyment. There is a paved patio & solid dock just waiting for your hoist. Improvements to the home include a new Andersen 8ft insulated sliding door & Quaker windows in the front of the home, the side of the home has a new Larson storm door & new interior door, the main floor bathroom has been remodeled with a walk-in shower, Comfort series Toilet & Vanity, new decks on the main and upper level, new cedar top dock with powder coated hardware, all weather dock bench, dock ladder & new Heil Furnace.

Last Agent to Sell the Property

Dana Reinders

EXIT Realty Midwest- Spencer/Emmetsburg License #S66663 Listed on: 05/25/2023

EXIT Realty Midwest- Spencer/Emmetsburg

Last Buyer's Agent

Dana Reinders

EXIT Realty Midwest- Spencer/Emmetsburg License #S66663 Listed on: 05/25/2023

EXIT Realty Midwest- Spencer/Emmetsburg

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,220

Year Built

  • Built in 1995 | Remodeled

Lot Details

  • 7,050 Sq Ft Lot
  • Low Bank Waterfront Property
  • Property fronts a county road

Home Design

  • A-Frame Home
  • Poured Concrete
  • Asphalt Roof
  • Wood Siding
  • Stick Built Home

Interior Spaces

  • 2,886 Sq Ft Home
  • 2-Story Property
  • Furnished or left unfurnished upon request
  • Woodwork
  • Vaulted Ceiling
  • Gas Fireplace
  • Window Treatments
  • Open-Concept Dining Room
  • Lake Views
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Freezer
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • Bathroom on Main Level
  • Whirlpool Bathtub

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Beach Access
  • Lake On Lot
  • Balcony
  • Deck
  • Patio
  • Separate Outdoor Workshop
  • Outdoor Storage

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 973536277009

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,220

Year Built

Built in 1995 | Remodeled

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Property Attached: No
  • Type: Single Family Residence
  • Year Built: 1995
  • Levels: One and One Half
  • Other Structures: Storage, Workshop
  • Stories: 2
  • Architectural Style: A-Frame
  • Property Condition: Updated/Remodeled
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Eat-in Kitchen, Hardwood Floors, Home Warranty, Main Floor Bedrooms, Main Floor Laundry, Natural Woodwork, Tiled Floors, Vaulted Ceilings, Walk-in Closet, Washer/Dryer Hkups, Window Coverings
  • Fireplace Features: Gas
  • Total Bedrooms: 4
  • Total Bathrooms: 3
  • Bathroom Description: 3/4 Master, Full Basement, Main Floor 3/4 Bath, Private Master, Upper Level Bath, Walk Thru, Whirlpool
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 2
  • Basement Material: Poured Concrete
  • Basement Style: Full
  • Dining Room: Combine Living Room, Combine with Kitchen, Eat-in, Open Floor Plan
  • Appliances: Dishwasher, Dryer, Freezer, Microwave, Range/Stove, Refrigerator, Washer
  • Price Per S Q F T: 162.86
  • Total Sq Ft: 2886
  • Above Grade Finished: 1920
  • Below Grade Finished: 966
  • Fireplace: Yes
  • Finished Sq Ft: 2886
  • Basement Features: Egress Windows, Finished-Full
  • Additional Sq Ft Finished Sq Ft Basement: 966
  • Additional Sq Ft Finished Sq Ft Main: 1544
  • Additional Upper Level Finished Sq Ft: 376

Exterior Features

  • Construction: Stick Built
  • Construction Materials: Wood Siding
  • Exterior Features: Balcony, Deck, Dock, Driveway-Pavers, Patio
  • Flood Zone: No
  • Road Btwn Wtr And Home: Yes
  • Road Frontage Type: County Road, Paved
  • Roof: Asphalt
  • Waterfront: Yes
  • Waterfront Name: Lost Island Lake
  • Water Description: Lake

Garage/Parking

  • Garage Type: None

Utilities

  • Cooling: Central
  • Fuel: Propane
  • Heating: Fireplace, Forced Air
  • Sewer: Public Sewer
  • Water Source: Rural/Municipality
  • Electric: Breakers

Schools

  • School District: Ruthven-Ayrshire

Lot Info

  • Parcel Number: 973536277009
  • Estimated Acres: 0.16
  • Lot Features: Accessible Shoreline, Lake View, Low Bank
  • Estimated Lot Dimensions: 50x140 & 50x142
  • Lot Sq Ft: 7050
  • Number Of Lots: 1

Rental Info

  • Furnished: Negotiable

Tax Info

  • Tax Amount: 3220
  • Tax Classification: Homestead
  • Tax Year: 2021

MLS Schools

  • School District: Ruthven-Ayrshire

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 25, 2023
Closed on
Jun 27, 2023
Sold by
Andersen Family Trust
Bought by
Harms Kay A and Harms Casey D
Seller's Agent
Dana Reinders
EXIT Realty Midwest- Spencer/Emmetsburg
Buyer's Agent
Dana Reinders
EXIT Realty Midwest- Spencer/Emmetsburg
List Price
$470,000
Sold Price
$470,000
Views
5
Current Estimated Value
$464,836

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,164
Avg. Annual Appreciation
-0.11%
Original Mortgage
$320,000
Outstanding Balance
$295,644
Interest Rate
5.97%
Mortgage Type
New Conventional
Estimated Equity
$173,288

Purchase Details

Closed on
Feb 20, 2020
Sold by
Andersen Bruce R and Andersen Katherine
Bought by
Andersen Ft
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Harms Kay A $470,000 None Listed On Document
Andersen Ft -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Harms Kay A $320,000
Previous Owner Andersen Bruce R $102,050
Previous Owner Andersen Bruce R $200,000
Previous Owner Andersen Bruce R $60,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2023 06/30/23 Sold $470,000 0.0% $163 / Sq Ft
05/26/2023 05/26/23 Pending -- -- --
05/25/2023 05/25/23 For Sale $470,000 -- $163 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,236 $355,790 $105,000 $250,790
2023 $3,366 $269,500 $105,000 $164,500
2022 $3,220 $249,600 $105,000 $144,600
2021 $3,140 $238,440 $105,000 $133,440
2020 $3,140 $231,990 $105,000 $126,990
2019 $2,848 $222,450 $0 $0
2018 $2,790 $222,450 $0 $0
2017 $2,790 $217,890 $0 $0
2016 $2,730 $217,890 $0 $0
2015 $2,452 $201,220 $0 $0
2014 $2,320 $201,220 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 230505

Iowa Great Lakes Board of REALTORS®

APN: 9735-36-277-009