$710,000
SOLD NOV 3, 2023

3395 Summit Trail Cumming, GA 30041

5 Beds
3.5 Baths
5,116 Sq Ft
0.79 Acres

Recently Sold

$139 Per Sq Ft

1% Below List Price

13 Days on Market

Highlights

  • Home fronts a creek
  • 0.79 Acre Lot
  • Dining Room Seats More Than Twelve
  • Mashburn Elementary School Rated A
  • Mountain View
  • Clubhouse

About This Home

As of November 2023

Welcome to 3395 Summit Trail, a luxurious 5 bedroom, 4 1/2-bathroom estate nestled in the picturesque and highly sought after community of Sweetwater. This exquisite home offers a perfect blend of traditional elegance and comfortable living, accompanied by private breathtaking views of the surrounding landscape. This home boasts over 5000 sq ft providing plenty of room for family or guests. The chef's kitchen is perfectly positioned to take in the views while preparing meals with its granite countertops, stainless steel appliances, large island, and more. A grand two-story foyer welcomes you with a sweeping staircase and natural light, creating an inviting atmosphere as soon as you step inside. The primary suite is located on the main level and is a true retreat with a spa-like bathroom complete with soaking tub overlooking your private landscape, separate shower, walk in closet, and is the perfect space to unwind after a long day. The home has a fully finished terrace level which offers additional living space and bed / bathroom. It is the perfect space for a game room, home theater, or in-law suite. Enjoy the stunning views from any level of the home which also includes the multi- level deck and patio. This backyard provides the ideal backdrop for outdoor relaxation and entertainment. This community is highly sought after due to its swim / tennis, walking trails, and is located conveniently across from Lake Lanier. Easy access to the following marinas: Bald Ridge, Holiday, Lazy Days, Margaritaville, and Habersham. You'll enjoy the tranquility of this neighborhood while still being close to shopping, dining, schools, and major highways for easy commenting. Don't miss the opportunity to make this stunning home your own.

Last Agent to Sell the Property

Matt Hester

Hester & Associates License #295208 Listed on: 09/21/2023

Co-Listed By

Meredith Combs

Hester & Associates License #385019

Last Buyer's Agent

Jill Morris

Century 21 Results License #256084

Century 21 Results

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,411

Year Built

  • Built in 1990

Lot Details

  • 0.79 Acre Lot
  • Home fronts a creek
  • Cul-De-Sac
  • Steep Slope
  • Partially Wooded Lot
  • Garden

HOA Fees

  • $83 Monthly HOA Fees

Property Views

  • Mountain
  • Seasonal

Home Design

  • Composition Roof

Interior Spaces

  • 3-Story Property
  • High Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Double Pane Windows
  • Two Story Entrance Foyer
  • Family Room with Fireplace
  • 2 Fireplaces
  • Dining Room Seats More Than Twelve
  • Formal Dining Room
  • Sun or Florida Room
  • Screened Porch
  • Keeping Room
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • <<microwave>>
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms | 1 Primary Bedroom on Main
  • Walk-In Closet
  • Double Vanity
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry in Hall
  • Laundry on upper level
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Finished Basement Bathroom
  • Natural lighting in basement

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • Garage
  • Parking Accessed On Kitchen Level
  • Garage Door Opener

Eco-Friendly Details

  • Energy-Efficient Appliances

Outdoor Features

  • Balcony
  • Deck

Location

  • Property is near schools
  • Property is near shops

Schools

  • Mashburn Elementary School
  • Lakeside Middle School
  • Forsyth Central High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • 220 Volts
  • Gas Water Heater
  • Septic Tank
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 61

Community Details

Overview

  • $1,000 Initiation Fee
  • Association fees include maintenance exterior, ground maintenance, pest control, swimming, tennis
  • Sweetwater Subdivision

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,411

Year Built

Built in 1990

Lot Details

0

HOA Fees

$83 per month

Listing Details

  • Property Type: Residential
  • District: 14
  • Section: 1
  • Year Built: 1990
  • ArchitecturalStyle: Traditional
  • Main Level Half Bathrooms: 1
  • Co List Office: HNBH08
  • Electric: 220 Volts
  • Financing Type: Other
  • GreenEnergyEfficient: Appliances
  • Levels: Three Or More
  • Lot Size Acres: .79
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 5116
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Gas Water Heater, Dryer, Washer, Dishwasher, Disposal, Microwave, Refrigerator
  • Bedrooms: 5
  • Dining Room Features: Seats 12+, Separate Room
  • Basement: Bath Finished, Concrete, Daylight, Interior Entry, Exterior Entry, Finished, Full
  • Below Grade Finished Sq Ft: 1921
  • Total Finished Sq Ft: 3195
  • Above Grade Finished Sq Ft: 3195
  • Interior Amenities: High Ceilings, Double Vanity, Two Story Foyer, Soaking Tub, Pulldown Attic Stairs, Separate Shower, Walk-In Closet(s), Master On Main Level
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Fireplace Features: Family Room, Gas Starter, Gas Log
  • Flooring: Hardwood, Tile, Carpet
  • Kitchen Features: Breakfast Area, Breakfast Bar, Pantry, Solid Surface Counters
  • Window Features: Double Pane Windows
  • Price Per Square Foot: 138.780

Beds/Baths

  • Lower Level Full Bathrooms: 1
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Bedroom Lower Level: 1
  • Bedroom Main Level: 1

Exterior Features

  • Common Walls: No Common Walls
  • Construction Materials: Other
  • ExteriorFeatures: Balcony, Garden
  • Lot Features: Cul-De-Sac, Steep Slope
  • Patio And Porch Features: Deck, Screened
  • Property Condition: Resale
  • Roof: Composition
  • View: Mountain(s), Seasonal View
  • Waterfront Features: Creek

Garage/Parking

  • Parking Features: Garage Door Opener, Garage, Kitchen Level

Utilities

  • Cooling: Electric, Ceiling Fan(s), Central Air
  • Heating: Electric, Central
  • Laundry Features: In Hall, Upper Level
  • Security Features: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Sewer: Septic Tank
  • Utilities: Underground Utilities, Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Phone Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Annual Association Fee: 1000
  • Association: No
  • Community Features: Clubhouse, Playground, Pool, Sidewalks, Street Lights, Tennis Court(s), Walk To Schools, Walk To Shopping

Fee Information

  • Initiation Fee: 1000
  • Association Fee Includes: Maintenance Exterior, Maintenance Grounds, Pest Control, Swimming, Tennis

Schools

  • Elementary School: Mashburn
  • High School: Forsyth Central
  • High School Bus: Yes
  • Middle School: Lakeside
  • Middle School Bus: Yes
  • Elementary School: Mashburn
  • Middle School: Lakeside
  • High School: Forsyth Central

Lot Info

  • Land Lot: 180-1
  • Lot: 61
  • Plat Book: 29
  • Plat Page: 236-239

Multi Family

  • Total Fireplaces: 2

Tax Info

  • Year: 2022
  • Tax Annual Amount: 4411

MLS Schools

  • Elementary Bus Line: Yes

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 21, 2023
Closed on
Nov 3, 2023
Sold by
Spanski Michael J and Spanski Laura K
Bought by
Gutierrez Luis Angel and Delmoreno Karen Del
Seller's Agent
Matt Hester
Hester & Associates
Buyer's Agent
Jill Morris
Century 21 Results
List Price
$715,000
Sold Price
$710,000
Premium/Discount to List
-$5,000
-0.7%
Views
84

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.86%
Original Mortgage
$630,000
Outstanding Balance
$619,704
Interest Rate
7.31%
Mortgage Type
New Conventional
Estimated Equity
$112,896

Purchase Details

Closed on
Feb 26, 2004
Sold by
Carter Ray K and Carter Lori
Bought by
Spanski Michael J and Spanski Laura

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,000
Interest Rate
6.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 15, 2002
Sold by
Blue Heron Homes Llc
Bought by
Carter Ray K and Carter Lori A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,000
Interest Rate
5.88%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 7, 2002
Sold by
Adams Charlie
Bought by
First Horizon Home Loan Corp

Purchase Details

Closed on
Jul 28, 2000
Sold by
Harris Clara A and Harris Robert T
Bought by
Adams Charles J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
8.23%
Mortgage Type
New Conventional
Source: Public Records

Similar Homes in Cumming, GA

  • 3860 Overlake Dr, Cumming, GA 30041

    $868,400

    • 5 Beds
    • 5 Baths
    • 5,540 Sq Ft
    • 3860 Overlake Dr
    • Cumming, GA

    Welcome to your forever home, where every window frames a wooded view, and your home office lets you Zoom in peace without sacrificing luxury.Perfectly positioned on a quiet cul-de-sac in the sought-after Chattahoochee River Club, this stunning estate offers over 4,500 square feet of beautifully designed living space on a lush 0.76-acre private lot—blending timeless elegance with modern

    Simone Gordon Edwards Coldwell Banker Realty

    Section Image
  • 2120 Shaffer Rd, Cumming, GA 30041

    $779,000

    • 4 Beds
    • 3.5 Baths
    • 3,090 Sq Ft
    • 2120 Shaffer Rd
    • Cumming, GA

    Gorgeously Appointed Brick Palace Like Home Right Next To Lake Lanier! This Four Bedroom Three And A Half Bath Home Is A Customized One-Of-A-Kind Luxury Estate! Welcome Home To A Soaring Two Story Foyer Featuring A Cloud Mural Leading To An Iron Wrought Staircase. Elegant Two Story Dining Room Decorated With Columns And Custom Wood Trim Connects With The Fireside Living Room And Kitchen Creating

    Igor Arkhipov Realco Brokers, Inc.

    Section Image
  • 5560 Pilgrim Point Extension, Cumming, GA 30041

    $850,000

    • 4 Beds
    • 3.5 Baths
    • 2,092 Sq Ft
    • 5560 Pilgrim Point Extension
    • Cumming, GA

    Welcome to your dream retreat on Lake Lanier! This beautifully updated home sits on a lushly landscaped 0.85+ acre lot with over 170 feet of lake frontage and a permitted single-slip covered boat dock with 12 plus foot water depth at normal lake levels—perfect for boating and water lovers alike. From the moment you arrive, you'll be impressed by the home's immaculate stone front and inviting curb

    Brandon Nunley Ansley Real Estate | Christie's International Real Estate

    Section Image
  • 6350 Manningtree Ct, Cumming, GA 30041

    $565,000

    • 3 Beds
    • 2 Baths
    • 2,130 Sq Ft
    • 6350 Manningtree Ct
    • Cumming, GA

    Exceptional Ranch Home and Corner Lot in Muirfield at Windermere! Welcome to this elegant three-bedroom, two-bathroom home located in the prestigious Windermere community. Designed for both comfort and style, this home features a bright, open layout and tasteful upgrades throughout including a gorgeous sunroom that adds additional living space filled with natural light. The main living area

    Darren Bondy Coldwell Banker Realty

    Section Image
  • 2330 Ivey Oaks Rd, Cumming, GA 30041

    $715,000

    • 4 Beds
    • 3.5 Baths
    • 2330 Ivey Oaks Rd
    • Cumming, GA

    Exquisite 4-Bedroom Home with Private Oasis in Ivey Falls Nestled in the serene enclave of Ivey Falls, this stunning 4-bedroom, 3-bathroom residence at 2330 Ivey Oaks Road offers an unparalleled blend of elegance and comfort. Built in 1999 and meticulously maintained, this 3,408 sq ft home is situated on a sprawling 0.85-acre lot, providing the perfect retreat for those seeking privacy and

    Rick Thompson Keller Williams Realty Atl. Partners

    Section Image
  • 3020 Whitfield Ave, Cumming, GA 30040

    $739,000

    • 5 Beds
    • 4 Baths
    • 3,217 Sq Ft
    • 3020 Whitfield Ave
    • Cumming, GA

    Charming 5-Bed, 4-Bath Craftsman Home with Basement & Prime Location! Welcome to this beautifully designed Craftsman-style home featuring timeless curb appeal, a welcoming front porch, and two spacious decks for outdoor living. Situated in a top-rated school district and just minutes from Hwy 400, The Collection at Forsyth, and everyday conveniences like grocery stores and shopping, this home

    Sekhar Putta Maximum One Executive Realtors

    Section Image
  • 7035 Ridge Forest Walk, Cumming, GA 30040

    $625,000

    • 3 Beds
    • 2.5 Baths
    • 2,853 Sq Ft
    • 7035 Ridge Forest Walk
    • Cumming, GA

    This beautiful home at 7035 Ridge Forest Walk offers an exceptional lifestyle with 3 bedrooms, a versatile bonus room, and a dedicated office, all designed for flexible living. The great room impresses with a two-story brick fireplace and plantation shutters, while the first-floor primary suite provides comfort with a spacious en-suite and walk-in closet. The seamless flow between the kitchen and

    Helen Loiacono Harry Norman Realtors

    Section Image
  • 7430 Ramsgate Ct, Cumming, GA 30040

    $765,000

    • 4 Beds
    • 3 Baths
    • 3,808 Sq Ft
    • 7430 Ramsgate Ct
    • Cumming, GA

    Tucked away on a quiet cul-de-sac in Ashford Manor, this stunning ranch home is full of upgrades and surprises. Don’t let its modest street view fool you—this home is far larger than it appears, with a spacious open floor plan, a bright sunroom, and an enormous finished basement that offers multiple spaces, a workshop, and huge media room with a fabulous home theater setup. The backyard is

    Erin Waggener Coldwell Banker Realty

    Section Image
  • 3005 Bunting Run, Cumming, GA 30041

    $730,000

    • 6 Beds
    • 3.5 Baths
    • 3,259 Sq Ft
    • 3005 Bunting Run
    • Cumming, GA

    East Facing, Former Model Home in Premier Location – Zoned for Lambert High School! Welcome to this stunning 5-bedroom, 3.5-bathroom former model home with a Bonus room in the mainlevel can be used as a Bedroom/Gym or office, perfectly situated on a desirable corner lot in one of the area’s most sought-after neighborhoods. Located just minutes from top-rated Lambert High School, major shopping,

    Venkat Samynathan Keller Williams Realty Atl North

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $710,000 None Listed On Document
Deed $312,000 --
Deed $245,000 --
Foreclosure Deed $202,500 --
Deed $230,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $630,000 New Conventional
Previous Owner $112,000 New Conventional
Previous Owner $196,000 New Conventional
Previous Owner $180,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/07/2025 07/07/25 For Sale $895,000 +26.1% $175 / Sq Ft
11/03/2023 11/03/23 Sold $710,000 -0.7% $139 / Sq Ft
10/04/2023 10/04/23 Pending -- -- --
09/21/2023 09/21/23 For Sale $715,000 -- $140 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,132 $290,844 $36,204 $254,640
2023 $4,285 $221,020 $27,020 $194,000
2022 $4,411 $153,540 $30,980 $122,560
2021 $3,951 $153,540 $30,980 $122,560
2020 $3,983 $155,060 $30,980 $124,080
2019 $4,108 $160,800 $24,000 $136,800
2018 $4,114 $160,400 $24,000 $136,400
2017 $3,747 $142,240 $24,000 $118,240
2016 $3,441 $127,800 $24,000 $103,800
2015 $3,448 $127,800 $24,000 $103,800
2014 $3,063 $119,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Georgia MLS

MLS Number: 10205370

Georgia MLS

APN: 225-183