NOT LISTED FOR SALE

Estimated Value: $786,000 - $900,555

1 Bed
1 Bath
701 Sq Ft
$420/mo HOA Fee

Last Sold February 18, 2022

Last sale price $660,000 $942 Per Sq Ft

Est. 27% increase in value since last sale

Current estimated payment $5,478/month

17 Days on Market

Highlights

  • Property has ocean access
  • Heated Pool
  • Ocean Side of Highway 1
  • Marco Forster Middle School Rated A-
  • Across the Road from Lake or Ocean
  • 3-minute walk to Strand Vista Park

About This Home

As of February 2022

Niguel Beach Terrace at the Strands in Monarch Beach. Offering for sale for the first time since 1983. Looking for a second home? This is move in ready or if you feel like giving it a new kitchen and bath, it will be premium. New laminated flooring and a light grey paint. Close distance to two of Orange County's top surfing beaches. Lower level, easy access. Newer windows and slider. Property has association pool/spa and clubhouse. This Cape Cod community is close to the multi-million dollar estates at the Strand. One parking space, lots of guest parking. The steps at the Strand Beach has a Funicular that runs from the top of the stairs to the bottom/beach. Greatest place in the world for those incredible Dana Point sunsets. Enjoy the many amenities of being close to the Dana Point Harbor, shops and dining. Not to mention beach access a short distance from the condo, either the steps or the Funicular. Great opportunity for a fix n flipper this is your chance to make it a gem.

Last Agent to Sell the Property

Frances Hicks

HomeSmart, Evergreen Realty License #01348211 Listed on: 01/08/2022

HomeSmart, Evergreen Realty

Last Buyer's Agent

Gie Dona

Berkshire Hathaway HomeService License #01982333

Berkshire Hathaway HomeService

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $7,530

Year Built

  • Built in 1982

Lot Details

  • Two or More Common Walls
  • Northeast Facing Home

HOA Fees

  • $420 Monthly HOA Fees

Home Design

  • Contemporary Architecture
  • Planned Development

Interior Spaces

  • 701 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Living Room
  • Laminate Flooring

Kitchen

  • Laminate Countertops
  • Formica Countertops

Bedrooms and Bathrooms

  • 1 Main Level Bedroom
  • 1 Full Bathroom
  • Bathtub with Shower

Laundry

  • Laundry Room
  • 220 Volts In Laundry

Home Security

Parking

  • 1 Open Parking Space
  • 1 Parking Space
  • Parking Available
  • Assigned Parking

Pool

  • Heated Pool
  • Spa

Outdoor Features

  • Property has ocean access
  • Beach Access
  • Ocean Side of Highway 1
  • Enclosed Patio or Porch
  • Exterior Lighting

Location

  • Across the Road from Lake or Ocean

Listing and Financial Details

  • Tax Lot 7
  • Tax Tract Number 11799
  • Assessor Parcel Number 93941093
  • $441 per year additional tax assessments

Community Details

Overview

  • 368 Units
  • Niguel Beach Terrace Association, Phone Number (888) 679-2500
  • First Service Residential HOA
  • Niguel Beach Terrace Subdivision

Recreation

  • Community Pool
  • Community Spa
  • Hiking Trails
  • Bike Trail

Pet Policy

  • Pets Allowed

Security

  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$7,530

Year Built

Built in 1982

Lot Details

0

HOA Fees

$420 per month

Listing Details

  • Structure Type: Multi Family
  • Assessments: No
  • Inclusions: refrigerator and washer and dryer
  • Property Attached: Yes
  • Security: Smoke Detector(s)
  • Subdivision Name Other: Niguel Beach Terrace (NBT)
  • View: No
  • Architectural Style: Contemporary
  • Property Sub Type: Condominium
  • Property Type: Residential
  • Parcel Number: 93941093
  • Year Built: 1982
  • Special Features: None

Interior Features

  • Fireplace: No
  • Living Area: 701.00 Square Feet
  • Interior Amenities: Ceiling Fan(s), Formica Counters
  • Stories: 1
  • Common Walls: 2+ Common Walls
  • Flooring: Laminate
  • Full Bathrooms: 1
  • Full And Three Quarter Bathrooms: 1
  • Total Bedrooms: 1
  • Levels: One
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Price Per Square Foot: 941.51
  • Room Type: All Bedrooms Down, Living Room, Main Floor Bedroom
  • Spa Features: Association, Community
  • Bathroom Features: Shower In Tub, Laminate Counters
  • Room Kitchen Features: Laminate Counters

Exterior Features

  • Patio: Yes
  • Direction Faces: Northeast
  • Patio And Porch Features: Enclosed, Patio, Screened
  • Pool Features: Association, Community, Heated
  • Pool Private: No
  • Spa: Yes

Garage/Parking

  • Parking: Yes
  • Parking Features: Assigned
  • Total Parking Spaces: 1.00
  • Uncovered Spaces: 1.00

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Laundry: Yes
  • Electric: 220 Volts in Laundry, Electricity - On Property, Standard
  • Laundry Features: In Closet
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: Yes
  • Amenities: Pool, Pets Permitted, Call for Rules
  • Association Fee: 420.00
  • Association #2 Fee Frequency: Monthly
  • Association Fee Frequency: Monthly
  • Association Name: Niguel Beach Terrace
  • Phone: 888-679-2500
  • Senior Community: No
  • Common Interest: Planned Development
  • Community Features: Biking, Hiking, Storm Drains, Street Lights
  • Association Management: First Service Residential

Schools

  • School District: Capistrano Unified

Lot Info

  • Additional Parcels: No
  • Land Lease: No

Multi Family

  • Lease Considered: No
  • Number Of Units In Community: 368
  • Number Of Units Total: 368
  • Waterfront Features: Across the Road from Lake/Ocean, Beach Access, Ocean Access, Ocean Side of Freeway, Ocean Side Of Highway 1

Tax Info

  • Tax Census Tract: 423.23
  • Tax Lot: 7
  • Tax Tract Number: 11799
  • TaxOtherAnnualAssessmentAmount: 441.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 8, 2022
Closed on
Feb 17, 2022
Sold by
Ragaza Elizabeth C and Ragaza Norman C
Bought by
Ragaza Family Living Trust
Seller's Agent
Frances Hicks
HomeSmart, Evergreen Realty
Buyer's Agent
Gie Dona
Berkshire Hathaway HomeService
List Price
$640,000
Sold Price
$660,000
Premium/Discount to List
$20,000
3.12%
Current Estimated Value
$835,639

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$175,639
Avg. Annual Appreciation
6.74%
Original Mortgage
$540,000
Outstanding Balance
$502,274
Interest Rate
3.69%
Mortgage Type
New Conventional
Estimated Equity
$333,365

Purchase Details

Listed on
Jan 8, 2022
Closed on
Feb 9, 2022
Sold by
Gaynor Family Trust
Bought by
Ragaza Elizabeth and Ragaza Norman C
Seller's Agent
Frances Hicks
HomeSmart, Evergreen Realty
Buyer's Agent
Gie Dona
Berkshire Hathaway HomeService
List Price
$640,000
Sold Price
$660,000
Premium/Discount to List
$20,000
3.12%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$540,000
Outstanding Balance
$502,274
Interest Rate
3.69%
Mortgage Type
New Conventional
Estimated Equity
$333,365

Purchase Details

Closed on
May 25, 2005
Sold by
Gaynor Ronald K and Gaynor Latricia B
Bought by
Gaynor Latricia B and Gaynor Ronald K

Purchase Details

Closed on
Jul 13, 1998
Sold by
Irwin Latricia B and Irwin Latricia B
Bought by
Gaynor Ronald K and Gaynor Latricia B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,900
Interest Rate
7.01%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ragaza Family Living Trust -- Corinthian Title
Ragaza Elizabeth $660,000 Corinthian Title
Gaynor Latricia B -- --
Gaynor Ronald K -- First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ragaza Family Living Trust $540,000
Closed Ragaza Elizabeth $495,000
Previous Owner Gaynor Ronald K $50,900
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/18/2022 02/18/22 Sold $660,000 +3.1% $942 / Sq Ft
01/25/2022 01/25/22 Pending -- -- --
01/08/2022 01/08/22 For Sale $640,000 0.0% $913 / Sq Ft
10/05/2018 10/05/18 Rented $1,995 0.0% --
09/19/2018 09/19/18 For Rent $1,995 +2.3% --
11/11/2017 11/11/17 Rented $1,950 -2.3% --
11/07/2017 11/07/17 Under Contract -- -- --
09/08/2017 09/08/17 For Rent $1,995 0.0% --
09/10/2016 09/10/16 Rented $1,995 0.0% --
08/29/2016 08/29/16 For Rent $1,995 +24.7% --
01/07/2015 01/07/15 Rented $1,600 +7.0% --
01/07/2015 01/07/15 For Rent $1,495 -- --
Source: California Regional Multiple Listing Service (CRMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,530 $700,397 $631,218 $69,179
2024 $7,530 $686,664 $618,841 $67,823
2023 $7,322 $673,200 $606,706 $66,494
2022 $1,840 $135,669 $52,739 $82,930
2021 $1,786 $133,009 $51,705 $81,304
2020 $1,801 $131,646 $51,175 $80,471
2019 $1,762 $129,065 $50,171 $78,894
2018 $1,712 $126,535 $49,187 $77,348
2017 $1,659 $124,054 $48,222 $75,832
2016 $1,610 $121,622 $47,276 $74,346
2015 $1,468 $119,796 $46,566 $73,230
2014 $1,445 $117,450 $45,654 $71,796
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: OC22003953

California Regional Multiple Listing Service (CRMLS)

APN: 939-410-93