$1,700,000
COMING SOON JUN 12, 2025

3403 Niagara Rd Annapolis, MD 21403

Estimated payment $10,390/month

Total Views 818
4 Beds
3.5 Baths
3,520 Sq Ft
9,750 Sq Ft Lot

Highlights

  • Very Popular Property
  • Public Boat Ramp
  • Boat Ramp
  • 90 Feet of Waterfront
  • Private Dock Site
  • Public Beach

About This Home

Whether you are looking for a vacation home or just want to feel like you’re on vacation, whether you like to cruise out on the Bay, or just sit back and enjoy the views from the comfort of your living room, 3403 Niagara Road is the perfect place for you. Located at the end of the road in the friendly and quiet community of Arundel on the Bay, this house exudes calm and spaciousness. The waterfront location is close to open water, but protected from storms, and views that are protected from development, and often feature wildlife.On the ground-level, is a TV room/office, a storage room, and an oversize 2 car garage. The main level has a light-filled kitchen that opens to a lofty living room and front porch where you will want to sit back and enjoy many peaceful hours. Connected to the kitchen in the back is a sizable dining room with built in corner cabinets leading to the large deck, patio, and full fenced backyard with fruit trees, garden space, and native plantings. Completing the main floor is a half bath, a bedroom with full bath, and a pool room with more open water views. Upstairs are three more spacious bedrooms, two that share a bath, and one that is part of an extra-large primary suite. A third deck off the primary bedroom, is the best place to sip coffee while over looking Fishing Creek just a short ride from where the creek meets the mainstem of the Chesapeake Bay.The private pier has space for all your boats and includes your own boat lift. It, and the land that wraps around the shoreline, is co-owned with the neighbors on either side of the house, reducing the costs of ownership. Speaking of reduced costs, 3403 Niagara has fully paid-for solar panels that regularly sells excess energy back to the grid, and monthly maintenance energy bill of just $9/month.Mark your calendars, we are going live the second week of June!

Listing Agent

Heather Giovingo

Coldwell Banker Realty License #679312

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,482

Year Built

  • Built in 2002

Lot Details

  • 9,750 Sq Ft Lot
  • 90 Feet of Waterfront
  • Home fronts navigable water
  • Public Beach
  • Creek or Stream
  • Property is zoned R2

Parking

  • 2 Car Attached Garage
  • 4 Driveway Spaces
  • Oversized Parking
  • Parking Storage or Cabinetry
  • Front Facing Garage

Home Design

  • Coastal Architecture
  • Contemporary Architecture
  • Slab Foundation
  • Architectural Shingle Roof

Interior Spaces

  • Property has 3 Levels
  • 1 Fireplace

Bedrooms and Bathrooms

Basement

  • Connecting Stairway
  • Garage Access
  • Basement with some natural light

Eco-Friendly Details

  • Solar Power System
  • Solar Water Heater
  • Solar Heating System

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Swimming Allowed
  • Boat Ramp
  • Private Dock Site
  • Shared Waterfront
  • Powered Boats Permitted

Schools

  • Hillsmere Elementary School
  • Annapolis Middle School
  • Annapolis High School

Additional Features

  • More Than Two Accessible Exits
  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Coming Soon on 6/12/25
  • Tax Lot FR
  • Assessor Parcel Number 020200290058749

Community Details

Overview

  • No Home Owners Association
  • Arundel On The Bay Subdivision

Recreation

  • Public Boat Ramp
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,482

Year Built

Built in 2002

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Coastal, Contemporary
  • Accessibility Features: 2+ Access Exits
  • Ownership: Fee Simple
  • Inclusions: Pool Table
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2025-06-12
  • Federal Flood Zone: No
  • Year Built: 2002
  • Remarks Public: Whether you are looking for a vacation home or just want to feel like you’re on vacation, whether you like to cruise out on the Bay, or just sit back and enjoy the views from the comfort of your living room, 3403 Niagara Road is the perfect place for you. Located at the end of the road in the friendly and quiet community of Arundel on the Bay, this house exudes calm and spaciousness. The waterfront location is close to open water, but protected from storms, and views that are protected from development, and often feature wildlife. On the ground-level, is a TV room/office, a storage room, and an oversize 2 car garage. The main level has a light-filled kitchen that opens to a lofty living room and front porch where you will want to sit back and enjoy many peaceful hours. Connected to the kitchen in the back is a sizable dining room with built in corner cabinets leading to the large deck, patio, and full fenced backyard with fruit trees, garden space, and native plantings. Completing the main floor is a half bath, a bedroom with full bath, and a pool room with more open water views. Upstairs are three more spacious bedrooms, two that share a bath, and one that is part of an extra-large primary suite. A third deck off the primary bedroom, is the best place to sip coffee while over looking Fishing Creek just a short ride from where the creek meets the mainstem of the Chesapeake Bay. The private pier has space for all your boats and includes your own boat lift. It, and the land that wraps around the shoreline, is co-owned with the neighbors on either side of the house, reducing the costs of ownership. Speaking of reduced costs, 3403 Niagara has fully paid-for solar panels that regularly sells excess energy back to the grid, and monthly maintenance energy bill of just $9/month. Mark your calendars, we are going live the second week of June!
  • Special Features: ComingSoon
  • Property Sub Type: Detached

Interior Features

  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Slab
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Connecting Stairway, Daylight, Partial, Garage Access
  • Total Sq Ft: 5088
  • Living Area Sq Ft: 3520
  • Price Per Sq Ft: 482.95
  • Above Grade Finished Sq Ft: 3520
  • Below Grade Sq Ft: 1568
  • Total Below Grade Sq Ft: 1568
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 3403

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Mixed
  • Roof: Architectural Shingle
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Public Access, Public Beach, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: FISHING CREEK
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: No
  • Water Frontage In Feet: 90

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Additional Storage Area, Garage - Front Entry, Oversized
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 7
  • Type Of Parking: Attached Garage, Driveway, Off Street
  • Number of Spaces in Driveway: 4
  • Off Street Parking Spaces: 1

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric, Solar Photovoltaic
  • Cooling Type: Central A/C
  • Heating Fuel: Electric, Solar
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Solar
  • Sewer/Septic System: Public Sewer
  • Water Source: Private

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • Elementary School: HILLSMERE
  • Middle School: ANNAPOLIS
  • High School: ANNAPOLIS
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121140671932
  • School District Source: 3rd Party
  • Elementary School: HILLSMERE
  • High School: ANNAPOLIS
  • Middle Or Junior School: ANNAPOLIS

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.22
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 9750.00
  • Year Assessed: 2025
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 10482.00
  • Assessor Parcel Number: 020200290058749
  • Tax Lot: FR
  • Tax Total Finished Sq Ft: 3520
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Waterfront Features: Boat/Launch Ramp - Private, Boat/Launch Ramp - Public, Private Dock Site, Shared

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,167 $922,567 $0 $0
2023 $10,721 $828,400 $371,900 $456,500
2022 $10,184 $819,667 $0 $0
2021 $20,061 $810,933 $0 $0
2020 $9,825 $802,200 $371,900 $430,300
2019 $9,689 $802,200 $371,900 $430,300
2018 $8,134 $802,200 $371,900 $430,300
2017 $9,223 $813,300 $0 $0
2016 -- $775,967 $0 $0
2015 -- $738,633 $0 $0
2014 -- $701,300 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/30/2012 04/30/12 Sold $800,000 -5.9% $205 / Sq Ft
12/22/2011 12/22/11 Price Changed $850,000 +6.3% $218 / Sq Ft
11/15/2011 11/15/11 Pending -- -- --
11/07/2011 11/07/11 Price Changed $799,900 -5.9% $205 / Sq Ft
11/02/2011 11/02/11 For Sale $850,000 +6.3% $218 / Sq Ft
11/01/2011 11/01/11 Off Market $800,000 -- --
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $800,000 Church Circle Title And Escr
Deed $1,350,000 --
Deed $1,350,000 --
Deed $250,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $211,000 New Conventional
Closed $121,900 Adjustable Rate Mortgage/ARM
Open $625,000 Adjustable Rate Mortgage/ARM
Previous Owner $1,080,000 Purchase Money Mortgage
Previous Owner $1,080,000 Purchase Money Mortgage
Closed -- No Value Available
Source: Public Records

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Source: Bright MLS

MLS Number: MDAA2116290

Bright MLS

APN: 02-002-90058749