3403 Niagara Rd Annapolis, MD 21403
Estimated payment $9,711/month
Total Views
14,218
4
Beds
3.5
Baths
3,520
Sq Ft
$455
Price per Sq Ft
Highlights
- 350 Feet of Waterfront
- 5 Dock Slips
- Sandy Beach
- Public Boat Ramp
- Boat Ramp
- Fishing Allowed
About This Home
Coastal charm and modern comfort come together in this beautifully appointed Arundel-on-the-Bay home, perfectly positioned to capture tranquil views of Fishing Creek. Whether you're seeking a full-time residence, a weekend retreat, or an income-generating Airbnb, this property offers the best of all worlds.
From the moment you arrive, you’ll feel the elevated lifestyle—gather in the light-filled open-concept living space, unwind on the gracious front porch overlooking the water, or load up your kayaks and paddleboards from the oversized garage that’s ready for all your Chesapeake Bay adventures.
Inside, gleaming hardwood floors, an airy coastal color palette, and abundant natural light create a sense of calm throughout. The stylish kitchen and dining areas are made for entertaining, while three generous bedrooms and 2.5 well-appointed baths provide plenty of room for family, guests, or short-term renters.
Step into your fully fenced backyard oasis—ideal for morning coffee, summer cookouts, or peaceful evenings under the stars. And when the day comes to a close, nothing beats watching the sun dance on the water from your own private perch.
Tucked away in the coveted Arundel-on-the-Bay community—just minutes from downtown Annapolis yet worlds away—this home is as versatile as it is beautiful. Whether you live here year-round or take advantage of its proven vacation rental appeal, you're investing in timeless waterfront living.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,482
Year Built
- Built in 2002
Lot Details
- 9,750 Sq Ft Lot
- 350 Feet of Waterfront
- Home fronts navigable water
- Sandy Beach
- Public Beach
- Creek or Stream
- Property is Fully Fenced
- Transfer of home includes membership into 3400 Niagara LLC that owns the approximately 350 ft of waterfront and the pier
- Property is zoned R2
Parking
- 4 Car Attached Garage
- 4 Driveway Spaces
- Parking Storage or Cabinetry
- Front Facing Garage
Home Design
- Coastal Architecture
- Contemporary Architecture
- Slab Foundation
- Architectural Shingle Roof
Interior Spaces
- Property has 3 Levels
- Fireplace With Glass Doors
- Creek or Stream Views
Bedrooms and Bathrooms
Basement
- Connecting Stairway
- Garage Access
- Basement with some natural light
Eco-Friendly Details
- Home Energy Management
- Solar Power System
- Solar owned by seller
- Solar Water Heater
- Solar Heating System
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- Swimming Allowed
- Electric Hoist or Boat Lift
- Boat Ramp
- 5 Dock Slips
- Physical Dock Slip Conveys
- Dock made with Treated Lumber
- Shared Waterfront
- Powered Boats Permitted
Schools
- Hillsmere Elementary School
- Annapolis Middle School
- Annapolis High School
Additional Features
- More Than Two Accessible Exits
- Property is near a creek
- Forced Air Heating and Cooling System
Listing and Financial Details
- Tax Lot FR
- Assessor Parcel Number 020200290058749
Community Details
Overview
- No Home Owners Association
- Arundel On The Bay Subdivision
Recreation
- Public Boat Ramp
- Fishing Allowed
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $11,167 | $922,567 | $0 | $0 |
| 2023 | $10,721 | $828,400 | $371,900 | $456,500 |
| 2022 | $10,184 | $819,667 | $0 | $0 |
| 2021 | $20,061 | $810,933 | $0 | $0 |
| 2020 | $9,825 | $802,200 | $371,900 | $430,300 |
| 2019 | $9,689 | $802,200 | $371,900 | $430,300 |
| 2018 | $8,134 | $802,200 | $371,900 | $430,300 |
| 2017 | $9,223 | $813,300 | $0 | $0 |
| 2016 | -- | $775,967 | $0 | $0 |
| 2015 | -- | $738,633 | $0 | $0 |
| 2014 | -- | $701,300 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/12/2025 06/12/25 | For Sale | $1,700,000 | +112.5% | $483 / Sq Ft |
| 04/30/2012 04/30/12 | Sold | $800,000 | -5.9% | $205 / Sq Ft |
| 12/22/2011 12/22/11 | Price Changed | $850,000 | +6.3% | $218 / Sq Ft |
| 11/15/2011 11/15/11 | Pending | -- | -- | -- |
| 11/07/2011 11/07/11 | Price Changed | $799,900 | -5.9% | $205 / Sq Ft |
| 11/02/2011 11/02/11 | For Sale | $850,000 | +6.3% | $218 / Sq Ft |
| 11/01/2011 11/01/11 | Off Market | $800,000 | -- | -- |
Source: Bright MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $800,000 | Church Circle Title And Escr | |
| Deed | $1,350,000 | -- | |
| Deed | $1,350,000 | -- | |
| Deed | $250,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $211,000 | New Conventional | |
| Closed | $121,900 | Adjustable Rate Mortgage/ARM | |
| Open | $625,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $1,080,000 | Purchase Money Mortgage | |
| Previous Owner | $1,080,000 | Purchase Money Mortgage | |
| Closed | -- | No Value Available |
Source: Public Records
Similar Homes in Annapolis, MD
Source: Bright MLS
MLS Number: MDAA2116290
APN: 02-002-90058749
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