3420 Cameo Dr Unit 34 Oceanside, CA 92056
Mira Costa Neighborhood
2
Beds
2
Baths
1,008
Sq Ft
$390/mo
HOA Fee
Highlights
- Gated Community
- Community Pool
- 1 Car Detached Garage
- End Unit
- Double Oven
- Patio
About This Home
As of July 2025Light and bright condo located in the gated community of Lomas De Oro in Oceanside. Open floor plan with 2 patios and a view of the pool area. Large living room with fireplace, large master bedroom with private bath, and in-unit washer/dryer. Central AC included. Just minutes from the beach, major freeways, dining, shopping, and more.
Last Agent to Sell the Property
LPT Realty,Inc License #01888531 Listed on: 10/09/2019
Last Buyer's Agent
Jim Bottrell
Ardent Real Estate Services License #01154905
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $4,698
Year Built
- Built in 1990
Lot Details
- End Unit
- Private Streets
- Wrought Iron Fence
HOA Fees
- $390 Monthly HOA Fees
Parking
- 1 Car Detached Garage
- Single Garage Door
- Garage Door Opener
- Assigned Parking
Home Design
- Patio Home
- Turnkey
- Clay Roof
- Stucco Exterior
Interior Spaces
- 1,008 Sq Ft Home
- 2-Story Property
- Living Room with Fireplace
- Dining Area
Kitchen
- Double Oven
- Dishwasher
Flooring
- Carpet
- Linoleum
- Laminate
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Full Size Washer or Dryer
- Dryer
- Washer
Outdoor Features
- Patio
Schools
- Oceanside Unified School District Elementary And Middle School
- Oceanside Unified School District High School
Listing and Financial Details
- Assessor Parcel Number 165-113-06-34
Community Details
Overview
- Association fees include common area maintenance, exterior (landscaping), exterior bldg maintenance, gated community, limited insurance, roof maintenance, sewer, termite, trash pickup, water
- 8 Units
- Lomas De Oro Association, Phone Number (760) 632-8661
- Lomas De Oro Community
Recreation
- Community Pool
- Community Spa
Pet Policy
- Breed Restrictions
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 26, 2025
Closed on
Jul 8, 2025
Sold by
Roque Jose Manuel
Bought by
Yunk Jessica
Seller's Agent
Carlos Orellana
Recreate Real Estate
Buyer's Agent
Joan Chintz
Pacific Sotheby's Int'l Realty
List Price
$585,000
Sold Price
$585,000
Views
29
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
99.25%
Original Mortgage
$574,378
Outstanding Balance
$573,889
Interest Rate
6.81%
Mortgage Type
FHA
Estimated Equity
$23,336
Purchase Details
Listed on
Oct 9, 2019
Closed on
Nov 26, 2019
Sold by
Kirkland Shirley F
Bought by
Roque Jose Manuel
Seller's Agent
Kevin O'Keefe
LPT Realty,Inc
Buyer's Agent
Jim Bottrell
Ardent Real Estate Services
List Price
$369,900
Sold Price
$358,500
Premium/Discount to List
-$11,400
-3.08%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.07%
Original Mortgage
$358,500
Interest Rate
3.75%
Mortgage Type
VA
Purchase Details
Closed on
Jul 31, 2009
Sold by
Kirkland John David and Kirkland Shirley
Bought by
Kirkland Shirley F
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,000
Interest Rate
5.37%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Feb 5, 2004
Sold by
Kirkland Shirley
Bought by
Kirkland John David and Kirkland Shirley
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,000
Interest Rate
4.87%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 11, 2001
Sold by
Kirkland Shirley
Bought by
Kirkland John David and Kirkland Shirley
Purchase Details
Closed on
Jan 26, 2001
Sold by
Kirkland John David
Bought by
Kirkland Shirley
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,000
Interest Rate
7.11%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 12, 2000
Sold by
Terri Sewell
Bought by
Kirkland Shirley and Kirkland John David
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,800
Interest Rate
8%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 28, 1997
Sold by
Mcalpin Thomas J and Mcalpin Mya L
Bought by
Sewell Terri
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$83,374
Interest Rate
7.91%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 22, 1989
Similar Homes in Oceanside, CA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $358,500 | Lawyers Title Company | |
| Interfamily Deed Transfer | -- | Lsi Title | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | Commonwealth Land Title Co | |
| Interfamily Deed Transfer | -- | Benefit Land Title Company | |
| Interfamily Deed Transfer | -- | Benefit Land Title Company | |
| Grant Deed | $158,500 | Fidelity National Title Co | |
| Grant Deed | -- | Commonwealth Land Title Co | |
| Deed | $130,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $358,500 | VA | |
| Previous Owner | $118,500 | New Conventional | |
| Previous Owner | $130,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $116,000 | New Conventional | |
| Previous Owner | $115,000 | New Conventional | |
| Previous Owner | $115,000 | Purchase Money Mortgage | |
| Previous Owner | $126,800 | Purchase Money Mortgage | |
| Previous Owner | $103,852 | FHA | |
| Previous Owner | $83,374 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/30/2025 07/30/25 | Sold | $585,000 | 0.0% | $580 / Sq Ft |
| 07/01/2025 07/01/25 | Pending | -- | -- | -- |
| 06/26/2025 06/26/25 | For Sale | $585,000 | +63.2% | $580 / Sq Ft |
| 12/10/2019 12/10/19 | Sold | $358,500 | -1.8% | $356 / Sq Ft |
| 11/23/2019 11/23/19 | Pending | -- | -- | -- |
| 11/07/2019 11/07/19 | Price Changed | $365,000 | -1.3% | $362 / Sq Ft |
| 10/09/2019 10/09/19 | For Sale | $369,900 | -- | $367 / Sq Ft |
Source: San Diego MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,698 | $392,067 | $251,536 | $140,531 |
| 2024 | $4,698 | $384,380 | $246,604 | $137,776 |
| 2023 | $4,565 | $376,844 | $241,769 | $135,075 |
| 2022 | $4,502 | $369,456 | $237,029 | $132,427 |
| 2021 | $4,518 | $362,213 | $232,382 | $129,831 |
| 2020 | $4,390 | $358,500 | $230,000 | $128,500 |
| 2019 | $2,759 | $214,085 | $87,635 | $126,450 |
| 2018 | $2,733 | $209,888 | $85,917 | $123,971 |
| 2017 | $2,690 | $205,774 | $84,233 | $121,541 |
| 2016 | $2,615 | $201,740 | $82,582 | $119,158 |
| 2015 | $2,550 | $198,711 | $81,342 | $117,369 |
| 2014 | $2,466 | $194,819 | $79,749 | $115,070 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Carlos Orellana
Recreate Real Estate
(760) 519-6643
1 in this area
45 Total Sales
-
Buyer's Agent in 2025
Joan Chintz
Pacific Sotheby's Int'l Realty
(650) 533-5082
1 in this area
11 Total Sales
-
Seller's Agent in 2019
Kevin O'Keefe
LPT Realty,Inc
(858) 260-9001
2 in this area
63 Total Sales
-
J
Buyer's Agent in 2019
Jim Bottrell
Ardent Real Estate Services
Map
Source: San Diego MLS
MLS Number: 190055441
APN: 165-113-06-34
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