NOT LISTED FOR SALE

3420 Cameo Dr Oceanside, CA 92056

Mira Costa Neighborhood

Estimated Value: $599,839 - $633,000

2 Beds
2 Baths
1,008 Sq Ft
$305/mo HOA Fee

Last Sold December 26, 2014

Last sale price $295,000 $293 Per Sq Ft

Est. 108% increase in value since last sale

Current estimated payment $4,044/month

14 Days on Market

Highlights

  • In Ground Pool
  • Wood Flooring
  • Great Room
  • Gated Community
  • End Unit
  • Balcony

About This Home

As of December 2014

Lovely, Light & Bright 2 Bed/2Bath top floor condo in a conveniently located gated community offers *Remodeled Kitchen with Granite Counters and Cork Flooring*Hardwood Flooring in Living Areas*Living Room & Master Bedroom Balconies*Gas Fireplace*In-Unit Laundry Closet w/ Full-Size Washer & Dryer*1-Car Garage plus additional assigned parking space. CH&A picks up where Ocean Breezes leave off. Close to Mira Costa College plus Easy Access to shopping, Transportation, Hwy 78. Just a few minutes to the Beach!

Last Agent to Sell the Property

Andrea Johnson

HomeSmart Realty West License #01211282 Listed on: 11/13/2014

Last Buyer's Agent

Bobbe Collins

Alain Pinel Realtors License #00952873

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,209

Year Built

  • Built in 1990

Lot Details

  • End Unit
  • Gated Home

HOA Fees

  • $305 Monthly HOA Fees

Parking

  • 1 Car Detached Garage
  • Garage Door Opener
  • Assigned Parking

Home Design

  • Clay Roof
  • Stucco Exterior

Interior Spaces

  • 1,008 Sq Ft Home
  • 2-Story Property
  • Great Room
  • Living Room with Fireplace
  • Dining Area

Kitchen

  • Oven or Range
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry closet
  • Full Size Washer or Dryer
  • Dryer
  • Washer

Outdoor Features

  • In Ground Pool
  • Balcony

Schools

  • Oceanside Unified School District Elementary And Middle School
  • Oceanside Unified School District High School

Utilities

  • Separate Water Meter

Listing and Financial Details

  • Assessor Parcel Number 165-113-06-37

Community Details

Overview

  • Association fees include common area maintenance, exterior (landscaping), exterior bldg maintenance, gated community, limited insurance, roof maintenance, sewer, trash pickup, water
  • 8 Units
  • Lomas De Oro Association, Phone Number (760) 632-8661
  • Lomas De Oro Community

Recreation

  • Community Playground
  • Community Pool
  • Community Spa

Pet Policy

  • Breed Restrictions

Security

  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,209

Year Built

Built in 1990

Lot Details

0

HOA Fees

$305 per month

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Attached
  • Residential Styles: All Other Attached
  • Market Area: Coastal North
  • Cross Street: Rancho del Oro
  • Neighborhood: Rancho del Oro
  • Estimated Living Space: 1,000 to 1,499 SqFt
  • LP / Sq Ft: 297.47
  • Price Per Sq Ft: 292.66
  • Residential Unit Location: No Unit Above, End Unit
  • SP/ Sq Ft: 292.66
  • Stories: 1 Story
  • Stories In Building: 2
  • Ownership: Condominium
  • Total Stories: 1
  • Year Built: 1990
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Flooring: Carpet, Tile, Wood
  • Equipment Available: Dishwasher, Dryer, Garage Door Opener, Range/Oven, Refrigerator, Washer
  • Fireplaces: 1
  • Fireplace: Fp In Living Room
  • Searchable Rooms: Dining Area, Great Room
  • Total Bedrooms: 2
  • Bedrooms: 2
  • Master Bedroom Dimensions: 13X12
  • Full Bathrooms: 2
  • Laundry Location: Closet Full Sized
  • Estimated Sq Ft: 1008
  • Total Bathrooms: 2

Exterior Features

  • Exterior Material: Stucco
  • Fencing: Gate
  • Patio: Balcony
  • Pool: Below Ground, Community/Common
  • Roof: Tile/Clay

Garage/Parking

  • Garage Details: Assigned, Detached
  • Garage Spaces: 1
  • Non Garage Parking: Assigned
  • Garage Spaces: 1
  • Parking Spaces Total: 2

Utilities

  • Cooling: Central Forced Air
  • Laundry Utilities: Electric, Gas
  • Sewer/Septic: Sewer Connected
  • Water: Meter on Property
  • Heating: Forced Air Unit
  • Heating Fuel: Electric

Condo/Co-op/Association

  • Complex Name: Lomas de Oro
  • Pets Allowed: Allowed w/Restrictions
  • Units In Building: 8
  • Total Number of Units: 72
  • Community: OCEANSIDE
  • Complex Features: Gated Community, Playground, Pool, Spa/Hot Tub
  • Home Owner Association: Lomas de Oro
  • Home Owner Association Fee Includes: Common Area Maintenance, Exterior (Landscaping), Exterior Bldg Maintenance, Gated Community, Limited Insurance, Roof Maintenance, Sewer, Trash Pickup, Water
  • Home Owner Association Fee Reflects: Month
  • Home Owner Association Fees: 305.0
  • HOA Payment Frequency: Monthly
  • Home Owner Association Phone: 760-632-8661

Association/Amenities

  • Entry Level Unit: 2

Fee Information

  • Total Monthly Fees: 305

Schools

  • School District URL: http://www.oside.k12.ca.us/
  • Elementary School: Oceanside Unified School District
  • Elementary School Website: http://www.oside.k12.ca.us/
  • High School: Oceanside Unified School District
  • Middle School Url: http://www.oside.k12.ca.us/
  • Middle School: Oceanside Unified School District

Lot Info

  • Lot Size: 0 (Common Interest)
  • Topography: Level
  • Zoning: 1
  • Assessor Parcel Number: 165-113-06-37
  • Map Code Column: J
  • Map Code Page: 1106
  • Map Code Row: 6

Multi Family

  • Percentage Owner Occupancy: 52.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 13, 2014
Closed on
Dec 5, 2014
Sold by
Kavalus Barbara
Bought by
Adams Nancy Lynn
Seller's Agent
Andrea Johnson
HomeSmart Realty West
Buyer's Agent
Bobbe Collins
Alain Pinel Realtors
List Price
$299,850
Sold Price
$295,000
Premium/Discount to List
-$4,850
-1.62%
Current Estimated Value
$613,460

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$318,460
Avg. Annual Appreciation
7.20%
Original Mortgage
$277,300
Interest Rate
3.96%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 10, 2009
Sold by
Deutsche Bank National Trust Company
Bought by
Kavalus Barbara

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$201,286
Interest Rate
4.88%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 23, 2009
Sold by
Gover Gary and Gover Tanya
Bought by
Deutsche Bank National Trust Company

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$201,286
Interest Rate
4.88%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 4, 2002
Sold by
Schmit Geri Anderson and Anderson Geraldine A
Bought by
Gover Gary and Gover Tanya

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$166,050
Interest Rate
6.85%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 18, 2001
Sold by
Schmit Charles J
Bought by
Anderson Geraldine A

Purchase Details

Closed on
Mar 30, 2001
Sold by
Sherry Susan
Bought by
Anderson Geraldine A

Purchase Details

Closed on
Oct 7, 1999
Sold by
Sherry Susan
Bought by
Sherry Susan

Purchase Details

Closed on
Dec 11, 1998
Sold by
Bankers Trust Company Of California Na
Bought by
Sherry Susan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$97,600
Interest Rate
6.82%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 2, 1998
Sold by
Stratford Richard W and Stratford Danielle L
Bought by
Bankers Trust Company Of California Na

Purchase Details

Closed on
Sep 30, 1994
Sold by
Va
Bought by
Stratford Richard W and Stratford Danielle L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,055
Interest Rate
8.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 17, 1993
Sold by
Source One Mtg Services Corp
Bought by
Va

Purchase Details

Closed on
Aug 25, 1989
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Adams Nancy Lynn $295,000 First American Title
Kavalus Barbara $205,000 First American Title Company
Deutsche Bank National Trust Company $185,000 Accommodation
Gover Gary $184,500 Southland Title Company
Anderson Geraldine A -- First American Title
Anderson Geraldine A $177,000 First American Title
Sherry Susan -- --
Sherry Susan $122,000 Landsafe Title
Bankers Trust Company Of California Na $103,600 Landsafe Title
Stratford Richard W $106,000 South Coast Title Co
Va -- Stewart Title
Source One Mortgage Services Corporation $110,304 Stewart Title
-- $131,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Adams Nancy Lynn $255,000
Closed Adams Nancy L $34,400
Closed Adams Nancy Lynn $277,300
Previous Owner Kavalus Barbara $13,954
Previous Owner Kavalus Barbara $192,000
Previous Owner Kavalus Barbara $201,286
Previous Owner Gover Gary $288,000
Previous Owner Gover Gary $253,125
Previous Owner Gover Gary $60,000
Previous Owner Gover Gary $166,050
Previous Owner Sherry Susan $97,600
Previous Owner Stratford Richard W $43,800
Previous Owner Stratford Richard W $105,055
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/26/2014 12/26/14 Sold $295,000 -1.6% $293 / Sq Ft
11/25/2014 11/25/14 Pending -- -- --
11/11/2014 11/11/14 For Sale $299,850 -- $297 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,209 $347,585 $215,335 $132,250
2023 $4,089 $340,770 $211,113 $129,657
2022 $4,031 $334,089 $206,974 $127,115
2021 $4,044 $327,539 $202,916 $124,623
2020 $3,930 $324,182 $200,836 $123,346
2019 $3,825 $317,827 $196,899 $120,928
2018 $3,787 $311,596 $193,039 $118,557
2017 $3,723 $305,487 $189,254 $116,233
2016 $3,612 $299,498 $185,544 $113,954
2015 $3,517 $295,000 $182,757 $112,243
2014 $2,615 $215,861 $133,729 $82,132
Source: Public Records

Agents Affiliated with this Home

  • A

    Seller's Agent in 2014

    Andrea Johnson

    HomeSmart Realty West

    Section Image

  • B

    Buyer's Agent in 2014

    Bobbe Collins

    Alain Pinel Realtors

  • Juanaca Lizarraga

    Buyer's Agent in 2014

    Juanaca Lizarraga

    Juanaca Home Team, Inc

    (760) 814-7470

    87 Total Sales

    Juanaca Lizarraga
    Section Image
See All Agents

Map

Source: San Diego MLS

MLS Number: 140061206

San Diego MLS

APN: 165-113-06-37

California San Diego County Oceanside 92056 Mira Costa

3420 Cameo Dr, Oceanside, CA

This home is located at 3420 Cameo Dr, Oceanside, CA 92056 since 13 November 2014 and is currently estimated at $613,460, approximately $608 per square foot. This property was built in 1990. 3420 Cameo Dr is a home located in San Diego County with nearby schools including Christa McAuliffe Elementary School, Martin Luther King Jr. Middle School, and El Camino High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

San Diego MLS This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property.
BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, noncommercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly
prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2025 San Diego MLS.

Nearby Homes