NOT LISTED FOR SALE

343 Brooke Rd Center Cross, VA 22437

Estimated Value: $308,111 - $341,000

3 Beds
2 Baths
1,400 Sq Ft
$231/Sq Ft Est. Value

Last Sold January 22, 2024

Last sale price $289,000 $206 Per Sq Ft

Est. 12% increase in value since last sale

Current estimated payment $1,891/month

5 Days on Market

Highlights

  • Beach
  • River Access
  • Cathedral Ceiling
  • Community Boat Facilities
  • Deck
  • Thermal Windows

About This Home

As of January 2024

Add this home to your holiday shopping list! A beautiful ranch home located in South Hill Banks Community, a small riverfront community on the Rappahannock River just 10 min south of Tappahannock. Make this your vacation home or live here year round! This home has 3 bedrooms, 2 full baths with an open floor plan that includes a large living room, dining area and kitchen. Relax on the back deck or on the front porch. Includes a custom built storage shed. MOVE RIGHT IN as the queen bed, full bed, dining room table, hutch, all appliances, and curtains convey! Even some of the decor conveys! The community offers a private beach for owners and their visitors including a white sandy beach, a covered pavilion, boat ramp and small pier. Most residents travel within the community by golf cart, or walk. Located a few minutes from 2 marinas, 45 minutes from Mechanicsville, and 10 minutes from Tappahannock. If boating, 25-30 minutes to the Bay or a short ride to the Tappahannock area.

Last Agent to Sell the Property

Malinda Phelps

Long & Foster REALTORS License #0225241444 Listed on: 12/14/2023

Long & Foster REALTORS

Last Buyer's Agent

Janice Melvin

Harris & Assoc, Inc License #0225078143

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,441

Year Built

  • Built in 2007

Lot Details

  • 0.41 Acre Lot
  • Level Lot
  • Zoning described as R-2

HOA Fees

  • $6 Monthly HOA Fees

Home Design

  • Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,400 Sq Ft Home
  • 1-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Thermal Windows
  • Window Treatments
  • Insulated Doors
  • Dining Area
  • Vinyl Flooring
  • Crawl Space

Kitchen

  • Oven
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • Driveway
  • Unpaved Parking

Outdoor Features

  • River Access
  • Walking Distance to Water
  • Deck
  • Shed
  • Front Porch

Schools

  • Tappahannock Elementary School
  • Essex Middle School
  • Essex High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Shared Well
  • Water Heater
  • Engineered Septic
  • Satellite Dish

Listing and Financial Details

  • Tax Lot 79
  • Assessor Parcel Number 54A-5-79

Community Details

Overview

  • South Hill Banks Subdivision

Amenities

  • Common Area

Recreation

  • Community Boat Facilities
  • Beach
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,441

Year Built

Built in 2007

Lot Details

0

HOA Fees

$6 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2007
  • Property Attached Yn: No
  • Lot Size Acres: 0.414
  • Ownership: Individuals
  • Subdivision Name: South Hill Banks
  • Above Grade Finished Sq Ft: 1400.0
  • Architectural Style: Ranch
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Flooring: Vinyl
  • Basement: Crawl Space
  • Appliances: Dryer, Dishwasher, Electric Water Heater, Microwave, Oven, Refrigerator, Washer
  • Other Equipment: Satellite Dish
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Insulated Doors
  • Interior Amenities: Bedroom on Main Level, Ceiling Fan(s), Cathedral Ceiling(s), Dining Area, Walk-In Closet(s), Window Treatments
  • Living Area: 1400.0
  • Stories: 1
  • Window Features: Thermal Windows, Window Treatments
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Shingle
  • Fencing: None
  • Lot Features: Level
  • Pool Features: None
  • Waterfront Features: Beach Access, River Access, Water Access, Walk to Water
  • Waterfront: No
  • Construction Type: Drywall, Frame, Vinyl Siding
  • Exterior Features: Deck, Porch, Storage, Shed, Unpaved Driveway
  • Other Structures: Shed(s)
  • Patio And Porch Features: Front Porch, Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Parking Features: Driveway, Unpaved

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Heat Pump
  • Sewer: Engineered Septic
  • Water Source: Community/Coop, Shared Well
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Beach, Boat Facilities, Common Grounds/Area, Home Owners Association, Park
  • Association Fee: 75.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Common Areas, Road Maintenance, Water Access

Schools

  • Middle Or Junior School: Essex

Lot Info

  • Parcel Number: 54A-5-79
  • Zoning Description: R-2
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 1441.02
  • Tax Lot: 79

MLS Schools

  • Elementary School: Tappahannock
  • High School: Essex

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 20, 2024
Sold by
Town Of Tappahannock
Bought by
Ferrell Exrests C
Current Estimated Value
$324,028

Purchase Details

Listed on
Dec 14, 2023
Closed on
Jan 15, 2024
Sold by
Surber Harley Edward and Surber Susan Ford
Bought by
Mayton Sarah and Mayton Jacob
Seller's Agent
Malinda Phelps
Long & Foster REALTORS
Buyer's Agent
Janice Melvin
Harris & Assoc, Inc
List Price
$289,000
Sold Price
$289,000
Views
24

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.41%
Original Mortgage
$245,650
Interest Rate
7.03%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 23, 2020
Closed on
Jun 17, 2020
Sold by
Shortt Rick A and Shortt Kimberlee D
Bought by
Surber Harley Edward and Surber Susan Ford
Seller's Agent
Donald Rozell
Hometown Realty
Buyer's Agent
Lynda Heithaus
Hometown Realty
List Price
$206,000
Sold Price
$206,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.89%
Original Mortgage
$136,000
Interest Rate
3.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 7, 2007
Sold by
Rci Builders Llc
Bought by
Shortt Rick A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,376
Interest Rate
6.3%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ferrell Exrests C -- None Listed On Document
Ferrell Exrests C -- None Listed On Document
Mayton Sarah $289,000 Day Title
Surber Harley Edward $206,000 Attorney
Shortt Rick A $206,720 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Mayton Sarah $245,650
Previous Owner Surber Harley Edward $136,000
Previous Owner Shortt Rick A $146,900
Previous Owner Shortt Rick A $165,376
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/22/2024 01/22/24 Sold $289,000 0.0% $206 / Sq Ft
12/20/2023 12/20/23 Pending -- -- --
12/15/2023 12/15/23 For Sale $289,000 +40.3% $206 / Sq Ft
06/22/2020 06/22/20 Sold $206,000 0.0% $147 / Sq Ft
05/17/2020 05/17/20 Pending -- -- --
03/23/2020 03/23/20 For Sale $206,000 -- $147 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,441 $197,400 $40,000 $157,400
2023 $1,441 $197,400 $40,000 $157,400
2022 $1,441 $197,400 $40,000 $157,400
2021 $370 $197,400 $40,000 $157,400
2020 $1,303 $151,500 $40,000 $111,500
2019 $1,333 $153,500 $40,000 $113,500
2018 $1,333 $153,500 $40,000 $113,500
2017 -- $0 $0 $0
2016 $1,351 $153,500 $0 $0
2015 -- $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Virginia Regional MLS

MLS Number: 2329504

Central Virginia Regional MLS

APN: 54A-5-79