$5,000,000
SOLD JAN 24, 2025

3430 Riverside Dr Saugatuck, MI 49453

5 Beds
3.5 Baths
5,197 Sq Ft
0.55 Acres

Recently Sold

$962 Per Sq Ft

23% Below List Price

89 Days on Market

Highlights

  • Private Waterfront
  • Docks
  • Family Room with Fireplace
  • Douglas Elementary School Rated A
  • Deck
  • Wooded Lot

About This Home

As of January 2025

Welcome to 3430 Riverside Dr, an extraordinary, fully remodeled and reimagined home boasting over 5,000 square feet of luxurious living space and a rare 163 feet of prime frontage on the prized Kalamazoo River. This professionally designed masterpiece, created by a renowned designer, builder, and architect, is situated in one of the most coveted areas of Saugatuck, which has been named one of the best coastal towns in America, and offers a unique blend of elegance, comfort, and natural beauty.
From the moment you step inside, you'll be captivated by the impeccable attention to detail and high-end finishes throughout. The home features five spacious bedrooms, each designed with comfort and style in mind. The designer kitchen is a culinary enthusiast's dream, equipped with top-of-the-line appliances including a La Cornue range, Sub-Zero refrigerator, built-in Miele coffee maker, and an exquisite rare granite countertop that perfectly complements the sophisticated cabinetry and fixtures. Wide plank hardwood floors flow seamlessly through the living areas, adding a touch of timeless elegance. The living spaces are thoughtfully designed for both relaxation and entertainment. The screened-in porch, with its full cantina sliding doors, creates a seamless transition between indoor and outdoor living. This inviting space is perfect for enjoying the prime waterfront location and features a swinging day bed, ideal for leisurely afternoons watching boats float by in the tranquil natural setting across the water. The primary suite is a true retreat, offering panoramic waterfront views, a custom closet system, and a spa-like ensuite bath that exudes luxury. Each additional bedroom is equally well-appointed, providing ample space and comfort for family and guests. The home's exterior is equally impressive, designed with serenity and harmony in mind. The grounds are beautifully landscaped with thoughtful xeriscape and native plants, enhancing the natural beauty of the property while promoting sustainability. Solar panels provide energy efficiency and support EV charging, reflecting a commitment to green living. In-floor heating ensures year-round comfort, and the laundry room's innovative pulley system adds a practical touch to the home's many conveniences. For outdoor enthusiasts and entertainers, the property offers an array of features designed to delight. The amazing pirate ship playhouse is a standout, professionally installed and designed to blend seamlessly with the trees and surroundings, providing endless fun and adventure. Multiple outdoor entertaining spaces are strategically positioned to offer stunning views of the water. The large boardwalk dock, with its multiple slips and a 12,000-pound lift, is perfect for boating enthusiasts and provides easy access to the river. Located just a short walk from downtown Saugatuck, this private and serene waterfront home offers the best of both worlds: the charm and vibrancy of one of America's best coastal towns and the tranquility of a secluded riverside retreat. Don't miss the opportunity to own this extraordinary piece of paradise, where every detail has been meticulously crafted for luxury living.

Last Agent to Sell the Property

Kersh Ruhl

Coldwell Banker Woodland Schmidt License #6501326452 Listed on: 06/13/2024

Coldwell Banker Woodland Schmidt

Co-Listed By

Lauri Sisson

Coldwell Banker Woodland Schmidt License #6501373537

Last Buyer's Agent

Paula Cairo

Jaqua Realtors License #6501401318

Jaqua Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $29,175

Year Built

  • Built in 2001

Lot Details

  • 0.55 Acre Lot
  • Lot Dimensions are 157.6 x 152.02
  • Private Waterfront
  • 163 Feet of Waterfront
  • River Front
  • Shrub
  • Wooded Lot
  • Garden

Parking

  • 2 Car Attached Garage

Home Design

  • Composition Roof
  • HardiePlank Siding
  • Vinyl Siding

Interior Spaces

  • 5,197 Sq Ft Home
  • 1-Story Property
  • Wet Bar
  • Ceiling Fan
  • Low Emissivity Windows
  • Insulated Windows
  • Window Screens
  • Mud Room
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Dining Area
  • Den
  • Screened Porch
  • Wood Flooring
  • Water Views
  • Home Security System

Kitchen

  • Eat-In Kitchen
  • Oven
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Snack Bar or Counter
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms | 1 Main Level Bedroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Natural lighting in basement

Outdoor Features

  • Water Access
  • No Wake Zone
  • Docks
  • Deck
  • Shed
  • Storage Shed
  • Play Equipment

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Radiant Heating System
  • Septic Tank
  • Septic System
  • Phone Available
  • Cable TV Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$29,175

Year Built

Built in 2001

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 2001
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • OfficeContract Info:List PriceSqFt2: 2014.74
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 157.6 x 152.02
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 5197.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 29175.16
  • Waterfront Options:Water Access YN: Yes
  • Lot Description:Wooded: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Sewer:Septic System: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 2.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Waterfront Options:Water Frontage3: 163.0
  • Util Avail at Street:Cable2: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Insulated Windows: Yes
  • Windows:Low Emissivity Windows: Yes
  • Windows:Screens: Yes
  • General Property Info:Fireplace: Yes
  • Heat Type:Radiant: Yes
  • Additional Items:Ceiling Fans: Yes
  • Appliances Microwave: Yes
  • Substructure:Walk Out: Yes
  • Substructure:Daylight: Yes
  • Landscape:Garden Area: Yes
  • Additional Items:Wet Bar: Yes
  • General Property Info:SqFt Above Grade: 2978.0
  • Laundry Features Main Level: Yes
  • General Property Info Garage YN: Yes
  • Flooring:Wood Floor: Yes
  • Architectural Style:Ranch: Yes
  • Security Features:Security System: Yes
  • Other Structures:Storage Shed: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Washer
  • Flooring: Wood
  • Interior Amenities: Ceiling Fan(s), Wet Bar, Center Island, Eat-in Kitchen, Pantry
  • Fireplace Features: Family Room, Living Room
  • Fireplace: Yes
  • Fireplaces: 2
  • Total Bedrooms: 5
  • Main Level Bedrooms: 1
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Basement: Daylight, Full, Walk-Out Access
  • LivingArea: 5197.0
  • Window Features: Low-Emissivity Windows, Screens, Insulated Windows
  • General Property Info:Stories2: 1.0
  • Kitchen Features:Eating Area: Yes
  • Appliances:Oven: Yes
  • Kitchen Features:Center Island: Yes
  • Kitchen Features:Mud Room Access: Yes
  • Kitchen Features Pantry: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes
  • Fireplace:Family: Yes

Exterior Features

  • Construction Materials: HardiPlank Type, Vinyl Siding
  • Exterior Features: Play Equipment, Scrn Porch
  • List Price: 5999900.0
  • Lot Features: Wooded
  • Other Structures: Shed(s)
  • Patio and Porch Features: Deck
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: Kalamazoo River
  • Waterfront Features: River
  • Waterfront: Yes
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Features:Scrn Porch: Yes
  • Exterior Features:Play Equipment: Yes
  • Exterior Material:HardPlankCement Board: Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air, Radiant
  • Heating: Yes
  • Laundry Features: Main Level
  • Security Features: Security System
  • Sewer: Public, Septic Tank
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected
  • Water Source: Public

Association/Amenities

  • Water Fea Amenities:Private Frontage: Yes
  • Water Fea Amenities:View: Yes
  • Water Fea Amenities:No Wake: Yes
  • Water Fea Amenities:Dock: Yes

Lot Info

  • Lot Size Acres: 0.55
  • Lot Size Area: 0.55
  • Lot Dimensions: 157.6 x 152.02
  • Lot Size Sq Ft: 23958.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 29175.16
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 13, 2024
Closed on
Jan 24, 2025
Sold by
Caruthers Andrew H and Caruthers Jnelle S
Bought by
Grech-Cumbo Beatrice and Hannell Mary Lee
Seller's Agent
Kersh Ruhl
Coldwell Banker Woodland Schmidt
Buyer's Agent
Paula Cairo
Jaqua Realtors
List Price
$6,500,000
Sold Price
$5,000,000
Premium/Discount to List
-$1,500,000
-23.08%
Views
161
Current Estimated Value
$5,141,072

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$141,072
Avg. Annual Appreciation
2.97%
Original Mortgage
$2,500,000
Outstanding Balance
$2,484,226
Interest Rate
6.6%
Mortgage Type
New Conventional
Estimated Equity
$2,656,846

Purchase Details

Closed on
Aug 12, 2017
Sold by
Randolph Travis M and Randolph Sandra D
Bought by
Maurer Dennis R and Maurer Linda I

Purchase Details

Closed on
Jan 26, 2017
Sold by
Voris Frank K
Bought by
Randolph Travis M and Randolph Sandra D

Purchase Details

Listed on
Dec 15, 2015
Closed on
Aug 5, 2016
Sold by
Voris Ralph D and Voris Linda
Bought by
Caruthers Andrew H and Caruthers Jnelle S
Seller's Agent
Liz Engel
CENTURY 21 Affiliated
Buyer's Agent
Tammy Kerr
BHG Connections
List Price
$1,500,000
Sold Price
$1,400,000
Premium/Discount to List
-$100,000
-6.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.81%
Original Mortgage
$1,500,000
Interest Rate
3.41%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Jan 14, 2014
Sold by
Voris Charlotte S
Bought by
Voris Frank K

Purchase Details

Closed on
Nov 22, 2013
Sold by
Myers Willam E and Myers Frances I
Bought by
Myers Frances I and Frances I Trust Agreement

Purchase Details

Closed on
Jul 11, 2012
Sold by
Myers Frances Voris
Bought by
The Myers Marital Trust
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $5,000,000 Sun Title Agency
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- Attorney
Warranty Deed $120,000 Lighthouse Title Inc
Warranty Deed $1,400,000 Lighthouse Title Inc
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $2,500,000 New Conventional
Previous Owner $1,500,000 Future Advance Clause Open End Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/24/2025 01/24/25 Sold $5,000,000 -16.7% $962 / Sq Ft
09/10/2024 09/10/24 Pending -- -- --
07/23/2024 07/23/24 Price Changed $5,999,900 -7.7% $1,154 / Sq Ft
06/13/2024 06/13/24 For Sale $6,500,000 +364.3% $1,251 / Sq Ft
08/05/2016 08/05/16 Sold $1,400,000 -6.7% $381 / Sq Ft View Prior Sale
06/03/2016 06/03/16 Pending -- -- --
12/15/2015 12/15/15 For Sale $1,500,000 -- $408 / Sq Ft
Source: MichRIC

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $30,474 $1,778,800 $922,000 $856,800
2024 -- $1,644,700 $843,200 $801,500
2023 $27,868 $1,371,800 $755,300 $616,500
2022 $26,957 $1,230,500 $709,200 $521,300
2021 $25,954 $1,205,300 $709,200 $496,100
2020 $23,964 $1,102,400 $709,200 $393,200
2019 $20,697 $1,185,300 $709,200 $476,100
2018 $20,697 $1,084,400 $709,200 $375,200
2017 $0 $706,200 $551,600 $154,600
2016 $0 $661,300 $468,900 $192,400
2015 -- $661,300 $468,900 $192,400
2014 -- $639,900 $468,900 $171,000
2013 -- $662,400 $496,400 $166,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MichRIC

MLS Number: 24030029

MichRIC

APN: 20-340-007-00