Seller's Agent in 2025
Marcia Cullinan
Michael Saunders
(941) 662-5878
26 in this area
181 Total Sales
3431 Montgomery Dr Port Charlotte, FL 33981
Gulf Cove Neighborhood
3
Beds
2
Baths
2,330
Sq Ft
0.3
Acres
Highlights
- 120 Feet of Salt Water Canal Waterfront
- Parking available for a boat
- Boat Lift
- Dock has access to electricity
- Water access To Gulf or Ocean
- Screened Pool
About This Home
As of May 2025HUGE PRICE DROP! TURNKEY * POOL * OUTDOOR BAR * NEW DOCK & BOATLIFT * DETACHED AC’d BUILDING!NEAT, CLEAN, and ready for YOU! This waterfront property is more than just a home; it is a water-side venue offering a plethora of options. The boaters and fishermen will enjoy the 120 ft concrete seawall with a new (2024) 50’ x 8’ composite dock with water & electric, and a new state-of-the art TEC-3 boat lift and cover. Catch snook and redfish from the wall or venture out into the Charlotte Harbor and Gulf of Mexico for that trophy tarpon. The entertainer in the family will love the private shaded courtyard out back, as well as the 1400+ sf poolside screened-in entertainment space. The beautiful, paved lanai is incredible and just keeps going and going. Not only do you have the “typical” covered space immediately outside your indoor living area with your heated, SALT-WATER (2022) diamond bright finish pool, but you also have a private outdoor shower area AND an amazing, covered bar area, with lighting, stone counters, stainless steel sink, stainless steel cabinetry, a professional grade refrigerator AND a lovely 6-person jacuzzi. That’s not it though; Beyond the bar you have a DETACHED 320 sq ft air-conditioned building to use for whatever you want/need/desire. This is all above and beyond the home itself which also offers tons of space with a large kitchen/family combo, DEN/study, a LARGE private primary suite and 2 guest bedrooms all with WALK-IN closets and nice high ceilings. Even the 21'x31' extra-large garage is amazing and worthy of a photo, with its epoxy flooring and mini-split HVAC system; easily housing 2 vehicles and other toys/equipment. You can even park your boat, trailer, etc. alongside the home on the extended paver drive and walkway. There’s such a great flow in AND outside this home! Other things the home offers are: (1) hurricane shutters, (2) 2023 22KW Generac whole home generator is installed, just needs propane/hookup, (3) 2022 RUUD HVAC system, (4) 2021 plumbing re-piped with PEX system, (5) 2021 outdoor patio, (6) 2016 Roof, (7) wi-fi controlled irrigation and new grass in the front of home, (8) RING surveillance cameras and solar exterior lighting, (9) pool cage wind-rated at 150 mph, (10) child safety fencing for the pool, (11) rain gutters. Located in an amazing waterfront community with private boat ramp for members. This property is truly UNIQUE and a MUST-SEE. This property is being offered TURN-KEY FURNISHED! Bring your suitcase and move right in! Come enjoy the salt life!
Last Agent to Sell the Property
MICHAEL SAUNDERS & COMPANY Brokerage Phone: 941-473-7750 License #3297906 Listed on: 01/02/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,376
Year Built
- Built in 1998
Lot Details
- 0.3 Acre Lot
- 120 Feet of Salt Water Canal Waterfront
- Property fronts a saltwater canal
- Northeast Facing Home
- Mature Landscaping
- Oversized Lot
- Level Lot
- Irrigation Equipment
- Landscaped with Trees
- Property is zoned RSF3.5
HOA Fees
- $6 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Oversized Parking
- Workshop in Garage
- Garage Door Opener
- Driveway
- Parking available for a boat
Property Views
- Woods
- Canal
Home Design
- Florida Architecture
- Turnkey
- Slab Foundation
- Shingle Roof
- Concrete Siding
- Block Exterior
- Stucco
Interior Spaces
- 2,330 Sq Ft Home
- Open Floorplan
- Bar
- Vaulted Ceiling
- Ceiling Fan
- Blinds
- Sliding Doors
- Family Room Off Kitchen
- Living Room
- Dining Room
- Home Office
- Bonus Room
- Inside Utility
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Range
- Microwave
- Dishwasher
- Granite Countertops
- Disposal
Flooring
- Brick
- Carpet
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- Split Bedroom Floorplan
- En-Suite Bathroom
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
- Closed Circuit Camera
- Hurricane or Storm Shutters
- Fire and Smoke Detector
Pool
- Screened Pool
- Heated In Ground Pool
- Gunite Pool
- Fence Around Pool
- Outdoor Shower
- Outside Bathroom Access
- Child Gate Fence
- Pool Tile
- Heated Spa
- Above Ground Spa
Outdoor Features
- Water access To Gulf or Ocean
- River Access
- Fixed Bridges
- Access to Brackish Canal
- Seawall
- Boat Lift
- Covered Boat Lift
- Dock has access to electricity
- Dock made with Composite Material
- Courtyard
- Covered Patio or Porch
- Outdoor Kitchen
- Exterior Lighting
- Rain Gutters
- Private Mailbox
Location
- Flood Zone Lot
Schools
- Myakka River Elementary School
- L.A. Ainger Middle School
- Lemon Bay High School
Utilities
- Central Heating and Cooling System
- Thermostat
- Septic Tank
- High Speed Internet
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 12 / 1998
- Assessor Parcel Number 402119405004
Community Details
Overview
- Port Charlotte Subs Community
- Port Charlotte Sec 060 Subdivision
Recreation
- Recreation Facilities
- Fish Cleaning Station
- Park
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 2, 2025
Closed on
May 2, 2025
Sold by
Keehner Sean W
Bought by
Krooswyk Michael Lee and Krooswyk Audrey Anne
Seller's Agent
Marcia Cullinan
MICHAEL SAUNDERS & COMPANY
Buyer's Agent
Leann Croke
RE/MAX PALM PCS
List Price
$874,900
Sold Price
$725,000
Premium/Discount to List
-$149,900
-17.13%
Views
3
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$21,408
Avg. Annual Appreciation
-7.58%
Purchase Details
Listed on
Sep 7, 2022
Closed on
Oct 26, 2022
Sold by
Jameson Lucie Anne and Russell John
Bought by
Keehner Sean W
Seller's Agent
Jo Ann Douglass
RE/MAX PALM REALTY
Buyer's Agent
Marcia Cullinan
MICHAEL SAUNDERS & COMPANY
List Price
$774,900
Sold Price
$760,000
Premium/Discount to List
-$14,900
-1.92%
Views
8
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.85%
Original Mortgage
$410,000
Interest Rate
6%
Mortgage Type
New Conventional
Purchase Details
Listed on
Aug 14, 2020
Closed on
Oct 20, 2020
Sold by
Leighton William B and Leighton Teresa M
Bought by
Jameson Russell John and Jameson Lucie Anne
Seller's Agent
Carla Stiver
RE/MAX ALLIANCE GROUP
Buyer's Agent
Randa Lee Hammond
COLLINS MANAGEMENT
List Price
$449,900
Sold Price
$476,000
Premium/Discount to List
$26,100
5.8%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
26.07%
Original Mortgage
$376,000
Interest Rate
2.8%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 12, 2016
Sold by
Harper Kim M and Harper Karen Lee
Bought by
Leighton William B and Leighton Teresa M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,000
Interest Rate
3.58%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 7, 1996
Sold by
St Clair Custom Homes Inc
Bought by
Harper Kim M and Harper Joseph E
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $725,000 | Suncoast One Title & Closings | |
| Warranty Deed | $760,000 | Suncoast One Title & Closings | |
| Warranty Deed | $476,000 | Suncoast One Ttl & Closings | |
| Warranty Deed | $476,000 | Suncoast One Title & Closings | |
| Warranty Deed | $320,000 | Fidelity National Title Flor | |
| Warranty Deed | $26,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $410,000 | New Conventional | |
| Previous Owner | $376,000 | New Conventional | |
| Previous Owner | $238,250 | New Conventional | |
| Previous Owner | $114,800 | Commercial | |
| Previous Owner | $220,000 | New Conventional | |
| Previous Owner | $90,000 | Unknown | |
| Previous Owner | $26,344 | Unknown | |
| Previous Owner | $35,000 | New Conventional | |
| Previous Owner | $79,200 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/02/2025 05/02/25 | Sold | $725,000 | -3.3% | $311 / Sq Ft |
| 04/18/2025 04/18/25 | Pending | -- | -- | -- |
| 04/10/2025 04/10/25 | Price Changed | $749,999 | -6.2% | $322 / Sq Ft |
| 03/24/2025 03/24/25 | Price Changed | $799,500 | -3.1% | $343 / Sq Ft |
| 02/17/2025 02/17/25 | Price Changed | $825,000 | -5.7% | $354 / Sq Ft |
| 01/02/2025 01/02/25 | For Sale | $874,900 | +15.1% | $375 / Sq Ft |
| 10/26/2022 10/26/22 | Sold | $760,000 | -1.9% | $378 / Sq Ft |
| 09/11/2022 09/11/22 | Pending | -- | -- | -- |
| 09/07/2022 09/07/22 | For Sale | $774,900 | +62.8% | $385 / Sq Ft |
| 10/20/2020 10/20/20 | Sold | $476,000 | +5.8% | $237 / Sq Ft |
| 08/17/2020 08/17/20 | Pending | -- | -- | -- |
| 08/14/2020 08/14/20 | For Sale | $449,900 | -- | $224 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $10,376 | $598,598 | $112,200 | $486,398 |
| 2023 | $10,376 | $571,818 | $116,025 | $455,793 |
| 2022 | $6,227 | $355,746 | $0 | $0 |
| 2021 | $6,249 | $345,384 | $61,030 | $284,354 |
| 2020 | $5,416 | $304,059 | $0 | $0 |
| 2019 | $5,285 | $297,223 | $0 | $0 |
| 2018 | $4,926 | $291,681 | $52,700 | $238,981 |
| 2017 | $5,047 | $295,558 | $53,040 | $242,518 |
| 2016 | $4,306 | $249,831 | $0 | $0 |
| 2015 | $4,295 | $246,674 | $0 | $0 |
| 2014 | $4,055 | $233,970 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Marcia Cullinan
-
Leann Croke
Buyer's Agent in 2025
Leann Croke
RE/MAX
(941) 769-4663
6 in this area
126 Total Sales
-
Jo Ann Douglass
Seller's Agent in 2022
Jo Ann Douglass
RE/MAX
(941) 456-9392
45 in this area
185 Total Sales
-
Carla Stiver
Seller's Agent in 2020
Carla Stiver
RE/MAX
(941) 548-4434
81 in this area
987 Total Sales
-
Randa Lee Hammond
Buyer's Agent in 2020
Randa Lee Hammond
COLLINS MANAGEMENT
(941) 786-0005
7 in this area
21 Total Sales
Map
Source: Stellar MLS
MLS Number: D6139538
APN: 402119405004
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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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