NOT LISTED FOR SALE

3432 Chippenham Cir Birmingham, AL 35242

Estimated Value: $640,000 - $701,000

4 Beds
4.5 Baths
3,398 Sq Ft
$200/Sq Ft Est. Value

Last Sold November 21, 2017

Last sale price $430,000 $127 Per Sq Ft

Est. 58% increase in value since last sale

Current estimated payment $3,807/month

Highlights

  • Covered Deck
  • Den with Fireplace
  • Main Floor Primary Bedroom
  • Inverness Elementary School Rated A
  • Wood Flooring
  • Hydromassage or Jetted Bathtub

About This Home

As of November 2017

REDUCED! Wonderful place to call HOME...Live on a large, shady lot at the end of a cul-de-sac without the hassle of passthrough traffic. Plus, garage is on the MAIN LEVEL- you don't have to bring in the groceries through the basement and up the stairs! House has some excellent updates, including the kitchen, new paint, new carpet in the bonus space upstairs and on the stairs. MAIN LEVEL master suite is huge and separate from the upstairs bedrooms. Three bedrooms and two bathrooms on the second level. Play room upstairs is an excellent addition. In the basement, the AMAZING man cave is perfect for watching the game or just hanging out! Basement also has separate garage for workshop space, boat storage, or storage. Office with private bath in the basement, as well. If you're ready for a beautiful home with plenty of space, this is the one for you! Call to see it today!

Last Agent to Sell the Property

John Franklin

RealtySouth-OTM-Acton Rd Listed on: 07/27/2017

RealtySouth-OTM-Acton Rd

Last Buyer's Agent

Jenny Headley

ARC Realty Vestavia

ARC Realty Vestavia

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,287

Year Built

  • 1989

Lot Details

  • Cul-De-Sac
  • Few Trees

HOA Fees

  • $15 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Basement Garage
  • Garage on Main Level
  • Side Facing Garage
  • Driveway
  • On-Street Parking

Interior Spaces

  • 1.5-Story Property
  • Smooth Ceilings
  • Gas Fireplace
  • Dining Room
  • Den with Fireplace
  • 2 Fireplaces
  • Bonus Room
  • Screened Porch
  • Basement Fills Entire Space Under The House
  • Attic

Kitchen

  • Electric Oven
  • Electric Cooktop
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Stone Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Hydromassage or Jetted Bathtub
  • Bathtub and Shower Combination in Primary Bathroom
  • Separate Shower
  • Linen Closet In Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Gas Dryer Hookup

Outdoor Features

  • Covered Deck
  • Screened Deck

Utilities

  • Two cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Gas
  • Underground Utilities
  • Gas Water Heater

Community Details

  • Brook Highlands Owners Association, Phone Number (205) 871-9755

Listing and Financial Details

  • Assessor Parcel Number 039300002096.000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,287

Year Built

1989

Lot Details

0

HOA Fees

$15 per month

Parking

3

Listing Details

  • Class: RESIDENTIAL
  • Living Area: 3398
  • Legal Description: Lot 109 Brook Highland, 3rd Sector
  • List Price per Sq Ft: 132.4
  • Number Levels: 1.5-Story
  • Property Type: Single Family
  • Termite Company Name: APS
  • Termite Contract: Yes
  • Year Built Description: Existing
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1989

Interior Features

  • Fireplace Details: Gas Starter
  • Fireplace Location: Den (FIREPL)
  • Fireplace Type: Gas (FIREPL)
  • Floors: Carpet, Hardwood, Tile Floor
  • Number Fireplaces: 2
  • Bedroom/Bathroom Features: Jetted Tub, Linen Closet, Separate Shower, Shared Bath, Split Bedrooms, Tub/Shower Combo, Walk-In Closets
  • Bedrooms: 4
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bathrooms: 5
  • Concatenated Rooms: |Living1|DiningRoom1|Kitchen2|Laundry1|Den1|MasterBR1|MasterBath1|HalfBath1|Bedroom2|FullBath2|Bedroom2|FullBath2|Bedroom2|Bonus2|BonusB|
  • Room 1: Living, On Level: 1
  • Room 2: Dining Room, On Level: 1
  • Room 3: Kitchen, On Level: 2
  • Room 4: Laundry, On Level: 1
  • Room 5: Den/Family, On Level: 1
  • Room 6: Master Bedroom, On Level: 1
  • Room 7: Master Bath, On Level: 1
  • Room 8: Half Bath, On Level: 1
  • Room 9: Bedroom, On Level: 2
  • Room 10: Full Bath, On Level: 2
  • Room 11: Bedroom, On Level: 2
  • Room 12: Full Bath, On Level: 2
  • Room 13: Bedroom, On Level: 2
  • Room 14: Bonus, On Level: 2
  • Room 15: Bonus, On Level: B
  • Basement Rooms: Bonus (LVL BSMT)
  • Rooms Level 1: Den/Family (LVL 1), Dining Room (LVL 1), Half Bath (LVL 1), Laundry (LVL 1), Living (LVL 1), Master Bath (LVL 1), Master Bedroom (LVL 1)
  • Rooms Level 2 Plus: Bedroom (LVL 2+), Bonus (LVL 2+), Full Bath (LVL 2+), Kitchen (LVL 2+)
  • Basement Style: Full Basement
  • Basement Style II: Both Fin and Unfin
  • Basement Style III: Concrete Block
  • Kitchen Countertops: Stone (KIT)
  • Kitchen Equipment: Cooktop-Electric, Dishwasher Built-In, Disposal, Microwave Built-In, Oven-Electric, Self-Cleaning, Plumbed for Gas in Kit, Some Stainless Appl
  • Laundry: Yes
  • Laundry Dryer Hookup: Dryer-Electric, Dryer -Gas
  • Laundry Features: Washer Hookup
  • Laundry Location: Laundry (MLVL)
  • Laundry Space: Room
  • Attic: Yes
  • Attic Type: Walk-In
  • Basement Finished Sq Ft: 1135
  • Unfinished Basement Sq Ft: 625
  • Main Level Sq Ft: 1949
  • Upper Level Sq Ft: 1449

Exterior Features

  • Construction: Brick Over Foundation
  • Decks: Yes
  • Decks Type: Covered (DECK), Open (DECK), Screened (DECK)
  • Exterior Features: Porch Screened
  • Foundation: Basement
  • Water Heater: Gas (WTRHTR)

Garage/Parking

  • Garage Entry Location: Side
  • Number Garage Spaces Bsmt Lvl: 1
  • Number Garage Spaces Main Lvl: 2
  • Number Total Garage Spaces: 3
  • Parking Features: Basement Parking, Driveway Parking, Parking (MLVL), On Street Parking

Utilities

  • Heating: Central (HEAT), Gas Heat
  • Cooling: Central (COOL), Dual Systems (COOL), Electric (COOL)
  • Sewer/Septic System: Connected
  • Underground Utils: Yes
  • Water: Public Water

Condo/Co-op/Association

  • Association Fee: Yes
  • Association Fee: 180
  • Association Fee Per: Yearly
  • HOA Management Company: Brook Highlands Owners
  • Hoa Phone: 205-871-9755

Fee Information

  • Fire Fee: Yes
  • Fire Fee Amount: 35
  • Fire Fee Per: Yearly
  • Garbage Fee: Yes
  • Garbage Fee Amount: 40
  • Garbage Fee Per: Quarterly
  • Library Fee: Yes
  • Library Fee Amount: 11
  • Library Fee Per: Yearly

Schools

  • Elementary School: INVERNESS
  • Middle School: OAK MOUNTAIN
  • High School: OAK MOUNTAIN

Lot Info

  • Assessor Parcel Number: 039300002096.000
  • Lot Description: Cul-de-sac, Some Trees, Subdivision

Tax Info

  • Tax District: COUNTY

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 27, 2017
Closed on
Nov 21, 2017
Sold by
Spiker Christopher and Spiker Janfie
Bought by
Smith Benjamin S and Smith Meredith B
Seller's Agent
John Franklin
RealtySouth-OTM-Acton Rd
Buyer's Agent
Jenny Headley
ARC Realty Vestavia
List Price
$459,900
Sold Price
$430,000
Premium/Discount to List
-$29,900
-6.5%
Current Estimated Value
$679,175

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$249,175
Avg. Annual Appreciation
5.96%
Original Mortgage
$408,500
Outstanding Balance
$342,845
Interest Rate
3.91%
Mortgage Type
New Conventional
Estimated Equity
$336,330

Purchase Details

Closed on
Dec 21, 2015
Sold by
Spiker John L and Spiker Rozlyn O
Bought by
Spiker Christopher and Spiker Janie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,000
Interest Rate
4.01%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 14, 2002
Sold by
Spiker John L and Spiker Rozlyn
Bought by
Spiker John L and Spiker Rozlyn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$232,000
Interest Rate
6.8%
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Smith Benjamin S -- None Available
Spiker Christopher $400,000 None Available
Spiker John L -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Smith Benjamin S $408,500
Previous Owner Spiker Christopher $400,000
Previous Owner Spiker John L $232,000
Closed Spiker John L $29,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/21/2017 11/21/17 Sold $430,000 -4.4% $127 / Sq Ft
10/21/2017 10/21/17 Pending -- -- --
09/25/2017 09/25/17 Price Changed $449,900 -2.2% $132 / Sq Ft
07/27/2017 07/27/17 For Sale $459,900 -- $135 / Sq Ft
Source: Greater Alabama MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,287 $51,980 $0 $0
2023 $2,149 $49,780 $0 $0
2022 $2,023 $46,920 $0 $0
2021 $1,818 $42,260 $0 $0
2020 $1,689 $39,320 $0 $0
2019 $1,769 $41,140 $0 $0
2017 $1,723 $40,100 $0 $0
2015 $1,420 $38,260 $0 $0
2014 $1,602 $37,340 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Alabama MLS

MLS Number: 791211

Greater Alabama MLS

APN: 03-9-30-0-002-096-000