$555,000
SOLD JUL 16, 2025

3436 21st Ave S Saint Cloud, MN 56301

5 Beds
3.5 Baths
3,741 Sq Ft
21,780 Sq Ft Lot

Recently Sold

$148 Per Sq Ft

45 Days on Market

Highlights

  • In Ground Pool
  • Radiant Floor
  • 3 Car Attached Garage
  • Family Room with Fireplace
  • Den
  • Wet Bar

About This Home

As of July 2025

Welcome to this stunning 2-story home in desirable Deer Creek Crossing. This 5 bedroom 4 bathroom, 3,741 square foot home offers four spacious bedrooms all located on the same level. The gorgeous primary suite is a true retreat, featuring vaulted tray ceilings, a beautiful ensuite bathroom with luxurious granite counters, dual sinks, a relaxing corner soaker tub, walk in closet, in floor heat and exquisite wood trim that adds warmth and sophistication.
The main floor has a private home office boasting floor-to-ceiling built-in bookshelves. Entertaining will be a breeze in this impressive kitchen, complete with high-end stainless-steel appliances, granite countertops, a flat-top stove, a walk-in pantry, and abundant storage. The kitchen and informal dining room also walk out to a stunning deck, patio, and view of the backyard.
The home also features two cozy gas fireplaces — one on the main floor and one downstairs — adding charm and warmth to the living spaces. Head downstairs to the fully finished lower level, where you’ll find a wet bar, plenty of room for recreation, in floor heat a spacious bedroom and a full bathroom.
Storage is never a concern here, with ample closet space and additional storage throughout the home. The beautiful wood details throughout lend an air of elegance and craftsmanship to every room.
Step outside onto your newly extended maintenance free deck, beautifully landscaped level backyard, complete with an in-ground sprinkler system to keep your outdoor space pristine year-round. A 3-car garage which offers great space for cars and storage. Plus you’ll have access to the HOA pool, perfect for enjoying hot summer days.
This home truly has it all—style, space, and luxurious details that make it a must-see!

Last Agent to Sell the Property

Pete Matanich

Premier Real Estate Services Listed on: 04/14/2025

Premier Real Estate Services

Co-Listed By

Kim Matanich

Premier Real Estate Services

Last Buyer's Agent

Marisa Washington

National Realty Guild

National Realty Guild

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,842

Year Built

  • Built in 2006

Lot Details

  • 0.5 Acre Lot
  • Lot Dimensions are 170x229x30x216

HOA Fees

  • $40 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Metal Siding

Interior Spaces

  • 2-Story Property
  • Wet Bar
  • Gas Fireplace
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Dining Room
  • Den
  • Radiant Floor

Kitchen

  • Built-In Oven
  • Cooktop
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 5 Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Natural lighting in basement

Pool

  • In Ground Pool

Utilities

  • Forced Air Heating and Cooling System
  • Hot Water Heating System

Listing and Financial Details

  • Assessor Parcel Number 82464300070

Community Details

Overview

  • Association fees include shared amenities
  • Deer Creek HOA, Phone Number (320) 252-5973
  • Deer Creek Crossing Three Subdivision

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,842

Year Built

Built in 2006

Lot Details

0.5 Acres

HOA Fees

$40 per month

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 2
  • Water Source: City Water/Connected
  • Fee Frequency: Annually
  • Year Built: 2006
  • Above Grade Finished Sq Ft: 2541
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Daylight/Lookout Windows, Finished, Full
  • Appliances: Cooktop, Dishwasher, Dryer, Microwave, Wall Oven, Washer
  • Fireplace Features: Family Room, Gas, Living Room
  • Living Area: 3741
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1200
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Family Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Informal Dining Room, Den, Laundry, Bar/Wet Bar Room

Beds/Baths

  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 5

Exterior Features

  • Roof: Asphalt
  • PoolFeatures: Below Ground, Shared
  • PatioPorchType: Composite Decking,Deck

Garage/Parking

  • Parking Features: Attached Garage, Concrete

Utilities

  • Heating: Forced Air, Hot Water, Radiant Floor
  • Sewer: City Sewer/Connected
  • Fuel: Natural Gas

Condo/Co-op/Association

  • HOA Fee Includes: Shared Amenities
  • Phone: 320-252-5973
  • Association Fee: 480
  • Association: Yes
  • Amenities Unit: Hardwood Floors,In-Ground Sprinkler,Tile Floors

Association/Amenities

  • HOA Management Co: Deer Creek HOA

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 320-253-9333

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 170x229x30x216
  • Lot Size Sq Ft: 21780
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Metal Siding

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 82464300070
  • Tax Annual Amount: 6842
  • TaxWithAssessments: 6842.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 14, 2025
Closed on
Jul 16, 2025
Sold by
Shyiak David and Shyiak Lucia
Bought by
Johnson Lisa
Seller's Agent
Pete Matanich
Premier Real Estate Services
Buyer's Agent
Marisa Washington
National Realty Guild
List Price
$555,000
Sold Price
$555,000
Views
51
Current Estimated Value
$557,522

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,522
Avg. Annual Appreciation
1.15%
Original Mortgage
$533,398
Outstanding Balance
$532,495
Interest Rate
6.85%
Mortgage Type
FHA
Estimated Equity
$26,726

Purchase Details

Closed on
Jul 30, 2020
Sold by
Sohn Changsoo and Nam Kyungah
Bought by
Shyiak David and Shyiak Lucia
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Deed $555,000 --
Warranty Deed $555,000 First American Title
Warranty Deed $406,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $533,398 FHA
Closed $533,398 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/16/2025 07/16/25 Sold $555,000 0.0% $148 / Sq Ft
06/05/2025 06/05/25 Pending -- -- --
04/21/2025 04/21/25 For Sale $555,000 -- $148 / Sq Ft
Source: NorthstarMLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,880 $521,000 $100,000 $421,000
2024 $6,774 $512,700 $100,000 $412,700
2023 $6,636 $512,700 $90,000 $422,700
2022 $6,228 $434,100 $90,000 $344,100
2021 $6,232 $434,100 $90,000 $344,100
2020 $6,332 $434,100 $90,000 $344,100
2019 $6,428 $427,400 $80,000 $347,400
2018 $6,198 $407,600 $80,000 $327,600
2017 $6,030 $378,600 $80,000 $298,600
2016 $5,588 $0 $0 $0
2015 $5,470 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6703298

NorthstarMLS

APN: 82.46430.0070

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