$1,200,000
SOLD DEC 17, 2025

3440 Duck Ave Key West, FL 33040

New Town Neighborhood
2 Beds
3 Baths
1,705 Sq Ft
6,098 Sq Ft Lot

Recently Sold

$704 Per Sq Ft

19% Below List Price

212 Days on Market

About This Home

As of December 2025

This stunning, one-of-a-kind home, completed in 2019, offers unparalleled craftsmanship and attention to detail. From the moment you step inside, you'll be captivated by the luxurious features and custom finishes throughout. The rich, solid Caribbean Heart Pine floors add warmth and elegance, while the striking 20-foot pickled pine ceilings create an open, airy atmosphere. The custom-built kitchen cabinets are designed with both style and functionality in mind, perfect for any chef.Built with the highest standards, this home was constructed by the original contractor to meet all current building codes. With a foam-insulated roof and impact-resistant glass and doors, the property is designed for both comfort and durability. Situated above base flood elevation, you can feel confident in its resilience and safety.Featuring two spacious bathrooms and an additional half bath, the home offers ample space and convenience for everyday living. Whether you're relaxing in the beautifully designed interiors or enjoying the meticulously planned exterior, this property is truly in a league of its own.Additional adjoining commercial property may be available for acquisition at a separate negotiated price.

Last Agent to Sell the Property

Derek Epperly

Engel & Volkers Key West License #3313232 Listed on: 04/03/2025

Last Buyer's Agent

Derek Epperly, PA

Berkshire Hathaway HomeServices Knight & Gardner Realty License #3313232

Home Details

Home Type

Single Family

Year Built

2019

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Fee Includes: Other
  • Financial Status Bank Owned: No
  • Financial Status Potential Short Sale: No
  • Key Island: Key West
  • K W Neighborhood: New Town
  • Limited Representation: Yes
  • Marathon Neighborhood: N/A
  • Mile Marker: 2.00
  • M L S Identifier: 20060123165453488875000000
  • Off Shore Island: No
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Conventional
  • Side: Median
  • State Province: FL
  • Taxes: 9158.62
  • Title: Negotiable
  • Vehicle Storage Cars: 2
  • Year Built: 2019
  • Alternate Key Number: 9103932
  • Building Style: A-Frame
  • Cooling Heating: Central Air
  • Lot Sq Ft: 6000.00
  • Porch Balcony: Deck
  • Species List: No
  • Tax Exemptions: Homestead
  • Building Style Above Flood: Unknown
  • Estimated Living Sq Ft: 1705.00
  • Financial Status Auction: No
  • Financial Status Standard Sale: Yes
  • Property Condition: New Construction
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Total Bathrooms: 3.00
  • Full Bathrooms: 2
  • Appliances: Washer, Stainless Steel Appliance(s), Gas Appliances, Microwave, Oven, Refrigerator, Dishwasher, Dryer
  • Floor: Wood
  • Half Bathrooms: 1
  • Specialty Rooms: Other
  • Windows/Doors: French Doors, Impact Rstnce Doors
  • Total Bedrooms: 2
  • Accessibility Features: None
  • Sq Ft Remarks: Buyer to verify

Exterior Features

  • Dockage: None
  • Waterfront: None
  • Waterfront: No
  • Construction: Frame
  • Roof: Metal Roof
  • Waterview: No Waterview
  • Pool: No

Utilities

  • Utilities: FKAA

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: AE
  • Parcel Number: 00053150-000100
  • Lot Size: 60X100
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.14

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Negotiable

Tax Info

  • Tax Year: 2024

Matterport 3D Tour

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 3, 2025
Closed on
Dec 17, 2025
Sold by
Rhodes Kyler and Rhodes Michele
Bought by
Fernandez Oscar and Fernandez Katherine
Seller's Agent
Derek Epperly
Engel & Volkers Key West
Buyer's Agent
Derek Epperly
Engel & Volkers Key West
List Price
$1,480,000
Sold Price
$1,200,000
Premium/Discount to List
-$280,000
-18.92%
Views
54

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
533541.24%
Original Mortgage
$900,000
Outstanding Balance
$900,000
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$943,078

Purchase Details

Listed on
Aug 26, 2021
Closed on
Oct 29, 2021
Sold by
Jkmh Partners Llc
Bought by
Rhodes Kyler and Rhodes Michele
Seller's Agent
Derek Epperly
Engel & Volkers Key West
Buyer's Agent
Derek Epperly
Engel & Volkers Key West
List Price
$1,225,000
Sold Price
$1,200,000
Premium/Discount to List
-$25,000
-2.04%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.00%
Original Mortgage
$960,000
Interest Rate
2.88%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 3, 2018
Sold by
Jkmh Partners Llc
Bought by
Fairbank Jonathan J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$418,250
Interest Rate
4.38%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 13, 2014
Sold by
Duck Bakery Llc
Bought by
Jkmh Partners Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$500,000
Interest Rate
4.36%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Jul 25, 2007
Sold by
Swift Edwin O
Bought by
Duck Bakery Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$600,000
Interest Rate
6.71%
Mortgage Type
Commercial

Purchase Details

Closed on
Feb 2, 2007
Sold by
Interstate Brands Corp
Bought by
Swift Edwin O
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,200,000 None Listed On Document
Warranty Deed -- Attorney
Warranty Deed $1,200,000 Attorney
Warranty Deed $100 None Listed On Document
Warranty Deed $680,000 None Available
Warranty Deed $500,000 Attorney
Limited Warranty Deed $500,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $900,000 New Conventional
Previous Owner $960,000 New Conventional
Previous Owner $418,250 New Conventional
Previous Owner $500,000 Future Advance Clause Open End Mortgage
Previous Owner $600,000 Commercial
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/17/2025 12/17/25 Sold $1,200,000 -14.2% $704 / Sq Ft
11/01/2025 11/01/25 Pending -- -- --
07/23/2025 07/23/25 Price Changed $1,399,000 -2.2% $821 / Sq Ft
07/01/2025 07/01/25 Price Changed $1,430,000 -3.4% $839 / Sq Ft
04/03/2025 04/03/25 For Sale $1,480,000 +23.3% $868 / Sq Ft
10/28/2021 10/28/21 Sold $1,200,000 -2.0% $704 / Sq Ft View Prior Sale
09/16/2021 09/16/21 Pending -- -- --
08/26/2021 08/26/21 For Sale $1,225,000 -- $718 / Sq Ft
Source: Key West Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,159 $1,127,099 -- --
2024 $9,013 $1,095,335 -- --
2023 $9,013 $1,063,433 $0 $0
2022 $8,629 $1,032,460 $0 $0
2021 $5,213 $587,035 $291,000 $296,035
2020 $5,145 $581,210 $282,000 $299,210
2019 $2,227 $216,000 $216,000 $0
2018 $1,160 $93,930 $93,930 $0
2017 $1,176 $93,930 $0 $0
2016 $1,221 $94,265 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Derek Epperly

    Seller's Agent in 2025

    Derek Epperly

    Engel & Volkers Key West

    (305) 923-4833

    10 in this area

    54 Total Sales

    Derek Epperly
    Section Image

  • D

    Buyer's Agent in 2025

    Derek Epperly, PA

    Berkshire Hathaway HomeServices Knight & Gardner Realty

See All Agents

Map

Source: Key West Association of REALTORS®

MLS Number: 614473

Key West Association of REALTORS®

APN: 00053150-000100

Florida Monroe County Key West 33040 New Town

3440 Duck Ave, Key West, FL

Sold

Detached

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