NOT LISTED FOR SALE

345 Bluff St Clearwater, MN 55320

Estimated Value: $188,000 - $242,000

4 Beds
1 Bath
1,980 Sq Ft
$109/Sq Ft Est. Value

Last Sold May 15, 2023

Last sale price $189,900 $96 Per Sq Ft

Est. 14% increase in value since last sale

Current estimated payment $1,315/month

27 Days on Market

Highlights

  • No HOA
  • Living Room
  • Many Trees
  • Front Porch
  • Forced Air Heating System
  • 3-minute walk to Spring Street Park

About This Home

As of May 2023

Enjoy this affordable home with most of the expensive updates already complete. Updates include fuse panel, new meter, furnace in 2021 (Ac is all set up and ready), windows, and more. Plenty of room for the kids or pets to roam. No neighbors on 3 sides!

Last Agent to Sell the Property

Steven Merten

Coldwell Banker Realty Listed on: 04/13/2023

Coldwell Banker Realty

Last Buyer's Agent

Sheryl Kammerer

Edina Realty, Inc.

Edina Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,378

Year Built

  • Built in 1868

Lot Details

  • 8,364 Sq Ft Lot
  • Many Trees

Home Design

  • Brick Foundation

Interior Spaces

  • 1,980 Sq Ft Home
  • 2-Story Property
  • Free Standing Fireplace
  • Living Room
  • Cooktop

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 1 Bathroom

Outdoor Features

  • Front Porch

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • Propane

Community Details

  • No Home Owners Association
  • Original Clearwater Subdivision

Listing and Financial Details

  • Assessor Parcel Number 104010030050

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,378

Year Built

Built in 1868

Lot Details

0

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Window Unit(s)
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Year Built: 1868
  • Above Grade Finished Sq Ft: 1980
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Brick/Mortar
  • Appliances: Cooktop, Range, Refrigerator
  • Fireplace Features: Free Standing
  • Living Area: 1980
  • Fireplace: Yes
  • Basement YN: No
  • Dining Room Type: Living Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4

Beds/Baths

  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 1

Exterior Features

  • Other Structures: Storage Shed
  • PatioPorchType: Front Porch

Garage/Parking

  • Parking Features: Gravel

Utilities

  • Heating: Forced Air, Fireplace(s)
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers
  • Fuel: Propane

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 320-253-9333

Lot Info

  • PropertyAttachedYN: No
  • Lot Size Sq Ft: 8363.52
  • Land Lease: No
  • Lot Features: Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Other

Tax Info

  • Tax Year: 2022
  • Assessor Parcel Number: 104010030050
  • Tax Annual Amount: 1378
  • TaxWithAssessments: 1378.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 13, 2023
Closed on
May 15, 2023
Sold by
Finneman Amanda
Bought by
Zemke David
Seller's Agent
Steven Merten
Coldwell Banker Realty
Buyer's Agent
Sheryl Kammerer
Edina Realty, Inc.
List Price
$169,900
Sold Price
$189,900
Premium/Discount to List
$20,000
11.77%
Current Estimated Value
$216,608

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$26,708
Avg. Annual Appreciation
5.49%
Original Mortgage
$180,000
Outstanding Balance
$174,931
Interest Rate
6.32%
Mortgage Type
New Conventional
Estimated Equity
$41,677

Purchase Details

Closed on
Jul 26, 2019
Sold by
Vanvickle Amy
Bought by
Finneman Amanda A

Purchase Details

Closed on
May 22, 2017
Sold by
Gross Laurle A and Gross Alan
Bought by
Vanvickle Amy

Purchase Details

Closed on
Mar 31, 2005
Sold by
Gross Laurie A and Gross Alan
Bought by
Vanvickle Amy

Purchase Details

Closed on
May 10, 2004
Sold by
Gross Laurie A and Gross Alan
Bought by
Pool Harlan E and Pool Holly M

Purchase Details

Closed on
Mar 8, 2004
Sold by
Maher Eva
Bought by
Gross Laurie A
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Zemke David $180,000 --
Finneman Amanda A $110,000 First American Title Company
Vanvickle Amy $115,000 None Available
Vanvickle Amy $115,000 --
Pool Harlan E $40,500 --
Gross Laurie A $76,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Zemke David $180,000
Closed Vanvickle Amy --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/15/2023 05/15/23 Sold $189,900 +11.8% $96 / Sq Ft
05/10/2023 05/10/23 Pending -- -- --
04/13/2023 04/13/23 For Sale $169,900 -- $86 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,100 $172,600 $26,000 $146,600
2024 $1,574 $172,300 $26,000 $146,300
2023 $1,704 $156,900 $26,000 $130,900
2022 $1,378 $150,000 $21,000 $129,000
2021 $1,282 $117,600 $16,000 $101,600
2020 $1,266 $111,500 $15,000 $96,500
2019 $1,368 $107,400 $0 $0
2018 $1,250 $73,000 $0 $0
2017 $1,226 $64,600 $0 $0
2016 $1,174 $0 $0 $0
2015 $886 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6354481

NorthstarMLS

APN: 104-010-030050