$339,000
COMING SOON

3459 144th St NW Monticello, MN 55362

Estimated payment $1,984/month

1 Bed
1 Bath
706 Sq Ft
9,888 Sq Ft Lot

Highlights

  • 60 Feet of Waterfront
  • Beach Access
  • Living Room
  • Pinewood Elementary School Rated A-
  • No HOA
  • 1-Story Property

About This Home

Charming one-bedroom cabin on Locke Lake with a new roof and rare south-facing views that fill the home with sunlight from dawn to dusk. The perfect mix of peace, recreation, and opportunity—ideal for those seeking a weekend retreat or a first Airbnb venture. Enjoy it as your private getaway and let it pay for itself when you’re not there. For seasoned investors, this full-recreation lake offers steady demand from guests who value quiet water and scenic beauty. A chance to own a piece of lake life that’s both affordable and income-producing—a smart hybrid of investment and enjoyment.

Listing Agent

Brian Gute

RE/MAX Advantage Plus Listed on: 11/03/2025

RE/MAX Advantage Plus

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,510

Year Built

  • Built in 1940

Lot Details

  • 9,888 Sq Ft Lot
  • Lot Dimensions are 60x164x50x167
  • 60 Feet of Waterfront
  • Lake Front
  • Few Trees
  • Zoning described as Shoreline,Residential-Single Family

Parking

  • 2 Car Garage
  • Garage Door Opener

Home Design

  • Pitched Roof
  • Architectural Shingle Roof
  • Metal Siding

Interior Spaces

  • 706 Sq Ft Home
  • 1-Story Property
  • Living Room
  • Basement
  • Crawl Space
  • Range

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Bathroom

Outdoor Features

  • Beach Access

Utilities

  • Cooling System Mounted In Outer Wall Opening
  • Vented Exhaust Fan
  • Baseboard Heating
  • 100 Amp Service
  • Well
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Locke Lake Heights Subdivision

Listing and Financial Details

  • Assessor Parcel Number 216120000320

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,510

Year Built

Built in 1940

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Wall Unit(s)
  • Garage Spaces: 2
  • Accessibility Features: None
  • Water Source: Well
  • Year Built: 1940
  • Above Grade Finished Sq Ft: 706
  • Water Body Name: Locke
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Cable,DSL,Satellite
  • Special Features: ComingSoon
  • Property Sub Type: Detached

Interior Features

  • Basement: Crawl Space
  • Appliances: Electric Water Heater, Exhaust Fan, Range, Refrigerator
  • Living Area: 706
  • Basement YN: Yes
  • Dining Room Type: Living Room, Kitchen, Bedroom 1, Garage

Beds/Baths

  • Total Bedrooms: 1
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age 8 Years or Less, Architectural Shingle, Asphalt, Pitched
  • View: Panoramic, South
  • Other Structures: Additional Garage, Screenhouse, Storage Shed
  • ConstructionMaterialsDesc: Block
  • LakeChain: N
  • Elevation Highpoint to Waterfront Feet: 4-10
  • Waterfront Frontage: 60

Garage/Parking

  • Parking Features: Detached, Electric, Garage Door Opener, No Int Access to Dwelling

Utilities

  • Heating: Baseboard
  • Sewer: Holding Tank, Private Sewer
  • Electric: Circuit Breakers, 100 Amp Service
  • Fuel: Other

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Deck

Schools

  • Junior High Dist: Monticello
  • SchoolDistrictPhone: 763-272-2000

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 60x164x50x167
  • Lot Size Sq Ft: 9888.12
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Some Trees
  • Additional Parcels: No
  • Zoning Description: Shoreline,Residential-Single Family
  • AssessmentPending: Unknown
  • Yearly/Seasonal: Seasonal

Building Info

  • Construction Materials: Metal Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 216120000320
  • Tax Annual Amount: 2510
  • TaxWithAssessments: 2570.0000

Multi Family

  • WaterfrontFeatures: Lake Front

Map

Range of Values:

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Average Value
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,570 $304,900 $184,200 $120,700
2024 $2,690 $315,500 $195,000 $120,500
2023 $2,268 $333,100 $211,000 $122,100
2022 $2,030 $249,300 $147,400 $101,900
2021 $1,964 $209,400 $115,900 $93,500
2020 $1,516 $192,400 $105,300 $87,100
2019 $1,486 $152,700 $0 $0
2018 $1,350 $144,800 $0 $0
2017 $1,250 $136,200 $0 $0
2016 $1,306 $0 $0 $0
2015 $1,228 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Cambria Title
Warranty Deed $111,000 --
Source: Public Records

Source: NorthstarMLS

MLS Number: 6812949

NorthstarMLS

APN: 216-120-000320