$360,000
SOLD JUL 16, 2025

3462 Sutton Place Palm Harbor, FL 34684

2 Beds
2 Baths
1,220 Sq Ft
6,024 Sq Ft Lot

Recently Sold

$295 Per Sq Ft

10% Below List Price

82 Days on Market

Highlights

  • 60 Feet of Lake Waterfront
  • Boat Ramp
  • Active Adult
  • Golf Course Community
  • Fitness Center
  • Clubhouse

About This Home

As of July 2025

Step into Florida living at its finest with this beautifully remodeled 2-bedroom, 2-bath end-unit villa in the highly desirable Sutton Place subdivision of Highland Lakes—Palm Harbor’s premier 55+ golf and lakefront community.

Now offered at $365,000 this spacious villa offers serene pond views, a thoughtfully updated interior, and a maintenance-free lifestyle in a non-flood, non-evacuation zone—with no special condo assessments and peace of mind built right in.

From the moment you enter, you're welcomed by a stylish foyer that flows into a bright, open-concept living and dining space. Enjoy tranquil water views from the comfort of your living room, or entertain in the large, updated kitchen, featuring granite countertops and modern appliances.

The spacious master suite is a private retreat with an updated en-suite bathroom, including a sleek vanity and oversized walk-in shower. The generous second bedroom, conveniently located near the hall bath, is perfect for guests or as a second master.

Recent upgrades include:

Hurricane-impact windows

Updated flooring and bathrooms

Custom blinds (2023)

New water heater (2024)

A/C unit (2022)

Roof (2021)

Gutters (2021)

Paver patio (2022)

All the comforts of a single-family home come with a low HOA fee of just $227/month, which covers lawn care, irrigation, trash removal, cable TV, high-speed internet, and exterior painting. The well-managed HOA and solid financials ensure a worry-free experience.

Sutton Place residents also enjoy exclusive access to the Highland Lakes amenities, including:

Unlimited free golf on three private executive courses

RV and boat storage

Tennis, pickleball, bocce, and shuffleboard leagues

Water aerobics, yoga, line dancing, and more

A full social calendar at the main clubhouse and Lake Lodge

Wood shop, art studios, and creative workshops in the Arts & Crafts building

Clubs and activities for nearly every interest—including singles groups and game nights

All this, just minutes from world-famous Gulf beaches, top-rated medical centers, major shopping and dining, two international airports, and professional sports and cultural events.

This rare gem offers resort-style living with unmatched value—and now at a newly reduced price of $379,000, it's the opportunity you’ve been waiting for.

Don’t miss your chance to live the Florida lifestyle you deserve—schedule your showing today!

Last Agent to Sell the Property

PETER DORWIN

RE/MAX REALTEC GROUP INC Brokerage Phone: 727-789-5555 License #3364961 Listed on: 03/12/2025

RE/MAX REALTEC GROUP INC

Last Buyer's Agent

Toni Benton

KELLER WILLIAMS REALTY- PALM H License #3303431

KELLER WILLIAMS REALTY- PALM H

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $3,622

Year Built

  • Built in 1985

Lot Details

  • 6,024 Sq Ft Lot
  • Lot Dimensions are 75x80
  • 60 Feet of Lake Waterfront
  • Lake Front
  • Unincorporated Location
  • Northwest Facing Home
  • Mature Landscaping
  • Corner Lot
  • Irrigation Equipment

HOA Fees

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Golf Cart Garage

Property Views

  • Lake
  • Park or Greenbelt

Home Design

  • Florida Architecture
  • Villa
  • Property Attached
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,220 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Thermal Windows
  • Blinds
  • Living Room
  • Formal Dining Room
  • Sun or Florida Room
  • Walk-Up Access
  • Laundry in Garage
  • Attic

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Wood
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Access To Lake
  • Water Skiing Allowed
  • Boat Ramp
  • Screened Patio
  • Rain Gutters
  • Front Porch

Schools

  • Highland Lakes Elementary School
  • Carwise Middle School
  • East Lake High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Water Softener
  • Cable TV Available

Additional Features

  • Wheelchair Access
  • Property is near golf course and public transit

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Association fees include cable TV, common area taxes, pool, escrow reserves fund, internet, maintenance structure, ground maintenance, management, private road, recreational facilities, trash
  • Management & Associates For Sutton Place Association, Phone Number (813) 433-2024
  • Visit Association Website
  • Highland Lakes HOA, Phone Number (727) 784-1402
  • Highland Lakes, Sutton Place Subdivision
  • Association Owns Recreation Facilities
  • The community has rules related to building or community restrictions, deed restrictions, allowable golf cart usage in the community

Amenities

  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts
  • Fitness Center
  • Community Pool
  • Park

Pet Policy

  • Pets Allowed
  • 1 Pet Allowed

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$3,622

Year Built

Built in 1985

Lot Details

0

HOA Fees

$399 per month

Parking

1

Listing Details

  • HOA Fee Includes: Cable TV, Common Area Taxes, Pool, Escrow Reserves Fund, Internet, Maintenance Structure, Maintenance Grounds, Management, Private Road, Recreational Facilities, Trash
  • Property Type: Residential
  • Property Sub Type: Villa
  • Architectural Style: Florida
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1220
  • Lot Size Acres: 0.13
  • New Construction: No
  • Year Built: 1985
  • Building Area Total: 1220
  • Lot Size Sq Ft: 6024
  • Status: Sold
  • Co List Office Mls Id: MFR260000706
  • Co List Office Phone: 727-789-5555
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 113.34
  • Escrow City: New Port Richey
  • Escrow State: FL
  • Escrow Street Name: Permit Place
  • Minimum Lease: 6 Months
  • Number Of Pets: 1
  • RATIO Current Price By Calculate: 295.08
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • Planned Unit Development Yn: 1
  • Property Description: Walk-Up
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp,Dock,Fishing,Lake,Water Access,Waterfront
  • Attribution Contact: 727-789-5555
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Laminate, Tile, Wood
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Split Bedroom, Stone Counters, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Stories: 1
  • Window Features: Blinds, Thermal Windows
  • Additional Rooms: Attic,Florida Room,Formal Dining Room Separate
  • Living Area Meters: 113.34

Exterior Features

  • Direction Faces: Northwest
  • Exterior Features: Rain Gutters
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • View: Park/Greenbelt, Water
  • Water Body Name: NONE
  • Waterfront: Yes
  • Patio and Porch Features: Front Porch, Patio, Screened
  • Road Surface Type: Paved
  • Water Access: Lake
  • Water Extras: Boat Ramp - Private,Skiing Allowed
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 60
  • Water Frontage Feet Lake: 60
  • Additional Water Information: The Villa is located on a small lake, the Highland Lakes community also offers a lake side club house, pool, dock and ramp on Lake Tarpon.

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Golf Cart Garage

Utilities

  • Utilities: Cable Available, Electricity Available
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Buyer Approval Required, Clubhouse, Deed Restrictions, Fitness Center, Golf Carts OK, Golf, Park, Pool, Sidewalks, Special Community Restrictions, Tennis Court(s), Street Lights
  • Association Amenities: Clubhouse, Golf Course, Pool, Tennis Court(s), Wheelchair Access
  • Association Fee: 235
  • Association Fee Frequency: Monthly
  • Association Name: Management & Associates for Sutton Place
  • Phone: 813-433-2024
  • Association: Yes
  • Senior Community: Yes
  • Association #2 Fee: 164
  • Association #2 Fee Frequency: Monthly
  • Association: Highland Lakes HOA
  • Association Phone #2: 727-784-1402
  • Association 2 YN: 1
  • Association Approval Required YN: 1
  • Pet Restrictions: Service animals, a cat, fish or birds...PLEASE verify with HOA
  • Association Fee Requirement: Required
  • Association Email: jgrant@mgmt-assoc.com
  • Association URL: https://highlandlakeshoa.org

Fee Information

  • Total Annual Fees: 4788.00
  • Total Monthly Fees: 399.00
  • Other Fees Term: Monthly
  • Monthly HOA Amount: 235.00

Schools

  • Elementary School: Highland Lakes Elementary-PN
  • High School: East Lake High-PN
  • Middle Or Junior School: Carwise Middle-PN

Lot Info

  • Zoning: RPD-7.5
  • Parcel Number: 05-28-16-38919-000-0010
  • Additional Parcels: No
  • Lot Features: Corner Lot, City Limits, Landscaped, Near Golf Course, Near Public Transit, Sidewalk, Paved, Unincorporated
  • Lot Dimensions: 75x80
  • Property Attached Yn: Yes
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Must be 55+ Please confirm any and all lease restrictions/community questions directly with the HOA.

Tax Info

  • Tax Annual Amount: 3621.55
  • Tax Block: 000
  • Tax Book Number: 88-94
  • Tax Lot: 1

Multi Family

  • Waterfront Features: Lake Front
  • Approval Process: Please review HOA rules and regulations

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 12, 2025
Closed on
Jul 16, 2025
Sold by
Matuszewski Lisa and Toren Tammy
Bought by
Obrien George and Obrien Connie
Seller's Agent
PETER DORWIN
RE/MAX REALTEC GROUP INC
Buyer's Agent
Toni Benton
KELLER WILLIAMS REALTY- PALM H
List Price
$399,000
Sold Price
$360,000
Premium/Discount to List
-$39,000
-9.77%
Views
69
Current Estimated Value
$361,834

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,834
Avg. Annual Appreciation
1.09%

Purchase Details

Closed on
Nov 20, 2024
Sold by
Olson Sharon
Bought by
Olson Sharon and Matuszewski Lisa

Purchase Details

Closed on
Jun 24, 1994
Sold by
Ketcham Robert E and Ketcham Eleanor R
Bought by
Counsel Eugene F and Counsel Sonja I

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,000
Interest Rate
8.51%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $360,000 Keystone Title
Deed $100 None Listed On Document
Warranty Deed $90,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $30,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/16/2025 07/16/25 Sold $360,000 -1.4% $295 / Sq Ft
06/02/2025 06/02/25 Pending -- -- --
05/15/2025 05/15/25 Price Changed $365,000 -3.7% $299 / Sq Ft
04/25/2025 04/25/25 Price Changed $379,000 -3.8% $311 / Sq Ft
04/15/2025 04/15/25 Price Changed $394,000 -1.3% $323 / Sq Ft
03/12/2025 03/12/25 For Sale $399,000 +68.4% $327 / Sq Ft
11/15/2019 11/15/19 Sold $237,000 +3.0% $194 / Sq Ft View Prior Sale
11/01/2019 11/01/19 Pending -- -- --
10/30/2019 10/30/19 For Sale $230,000 -- $189 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,622 $281,302 -- $281,302
2024 $3,557 $239,875 -- --
2023 $3,557 $232,888 $0 $0
2022 $3,453 $226,105 $0 $226,105
2021 $3,823 $195,527 $0 $0
2020 $3,619 $182,678 $0 $0
2019 $1,064 $90,338 $0 $0
2018 $1,041 $88,654 $0 $0
2017 $1,024 $86,831 $0 $0
2016 $1,007 $85,045 $0 $0
2015 $975 $84,454 $0 $0
2014 $953 $83,784 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8356923

Stellar MLS

APN: 05-28-16-38919-000-0010