Seller's Agent in 2025
Chris Bath
Coast Realty
(805) 801-0268
34 in this area
66 Total Sales
3466 Toro Ln Morro Bay, CA 93442
3
Beds
3
Baths
2,000
Sq Ft
4,944
Sq Ft Lot
Highlights
- Beach Front
- White Water Ocean Views
- Main Floor Bedroom
- Del Mar Elementary School Rated A-
- Deck
- Hydromassage or Jetted Bathtub
About This Home
As of July 2025Don’t miss this rare opportunity to own an expertly designed, single-level beachfront home in the highly sought-after North Point neighborhood of Morro Bay. This 3-bedroom, 3-bathroom residence offers approximately 2,000 square feet of thoughtfully planned living space, where every detail is tailored for comfort, style, and effortless coastal living. Upgraded front windows and oversized sliding glass doors frame panoramic, unobstructed views of the beach, the iconic Morro Rock, and spectacular sunsets—bringing the natural beauty of Morro Bay right into your home.
The gourmet kitchen is a chef’s dream, featuring rich maple cabinetry, granite countertops and backsplash, a Sub-Zero refrigerator, Dacor double oven, Windcrest gas cooktop, Bosch dishwasher, a convenient breakfast bar, and a secondary prep sink for added functionality and ease during meal preparation or entertaining. The open living area includes extensive built-in maple shelving flanking a cozy fireplace, with stunning ocean views and electric blinds that allow you to adjust natural light with the touch of a button.
The spacious primary suite offers private access to a side yard and an outdoor “surfer” shower, along with dual walk-in closets and a luxurious bathroom with granite dual-sink vanity, a walk-in shower, jetted soaking tub, and bidet. The second bedroom features its own ensuite bath, perfect for guest privacy, while the third bedroom is conveniently located near the third bath in the hallway. Durable 12x12 tile flooring runs throughout the main living areas—ideal for a beach lifestyle—while all bedrooms feature plush carpeting for added warmth and comfort. Solar light tubes enhance the home's brightness, and the generous laundry room includes abundant cabinetry and folding space.
Step outside to a tiled front deck just steps from the sand—perfect for beachcombing, surfing, or simply enjoying the peaceful rhythm of the waves. With a durable stucco exterior and tile roof designed to withstand the elements, this expertly designed home offers a rare chance to own true oceanfront property in Morro Bay's North Point neighborhood—where timeless elegance meets the unmatched beauty of coastal living.
Last Agent to Sell the Property
Coast Realty Brokerage Phone: 805-801-0268 License #01231010 Listed on: 05/16/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $34,754
Year Built
- Built in 2001
Lot Details
- 4,944 Sq Ft Lot
- Beach Front
- Cul-De-Sac
- Level Lot
- Density is up to 1 Unit/Acre
- Property is zoned R1
HOA Fees
- $225 Monthly HOA Fees
Parking
- 2 Car Direct Access Garage
- Parking Available
- Front Facing Garage
- Driveway Level
Property Views
- White Water Ocean
- Coastline
- Panoramic
- Dune
Home Design
- Mediterranean Architecture
- Turnkey
- Barrel Roof Shape
- Slab Foundation
- Tile Roof
- Stucco
Interior Spaces
- 2,000 Sq Ft Home
- 1-Story Property
- High Ceiling
- Gas Fireplace
- Family Room Off Kitchen
- Living Room with Fireplace
- Combination Dining and Living Room
Kitchen
- Open to Family Room
- Breakfast Bar
- Double Oven
- Gas Cooktop
- Dishwasher
- Granite Countertops
- Utility Sink
- Disposal
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- Walk-In Closet
- Granite Bathroom Countertops
- Bidet
- Dual Vanity Sinks in Primary Bathroom
- Hydromassage or Jetted Bathtub
- Separate Shower
Laundry
- Laundry Room
- Washer and Gas Dryer Hookup
Home Security
- Home Security System
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Outdoor Features
- Deck
- Tile Patio or Porch
- Exterior Lighting
Utilities
- Forced Air Heating System
- Heating System Uses Natural Gas
Listing and Financial Details
- Tax Lot 3
- Tax Tract Number 2110
- Assessor Parcel Number 065082012
Community Details
Overview
- North Point Mbhoa Association, Phone Number (408) 966-3697
- North Point HOA
- Beach Tract Subdivision
- Maintained Community
Recreation
- Water Sports
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 16, 2025
Closed on
Jul 9, 2025
Sold by
Frederick And Virginia Hamisch-1998 Trus and Hamisch Frederick
Bought by
Linda Dee Starkman Trust and Starkman
Seller's Agent
Chris Bath
Coast Realty
Buyer's Agent
Catherine Gilchrist-Colmar
Pacific Sotheby's Int'l Realty
List Price
$3,479,000
Sold Price
$3,400,000
Premium/Discount to List
-$79,000
-2.27%
Total Days on Market
12
Views
20
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-7.44%
Purchase Details
Closed on
Aug 28, 2009
Sold by
Hamisch Frederick and Hamisch Virginia
Bought by
Hamisch Frederick and Hamisch Virginia E
Purchase Details
Closed on
Apr 23, 2009
Sold by
Moresco Dennis and Moresco Patricia
Bought by
Hamisch Frederick and Hamisch Virginia
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,400,000
Interest Rate
5.25%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 10, 2004
Sold by
Ohanian Martha L and The Edward & Martha L Ohanian
Bought by
Moresco Dennis and Moresco Patricia
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,000
Interest Rate
6.27%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Sep 15, 1999
Sold by
B & F Denis Inc
Bought by
Ohanian Edward and Ohanian Martha L
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $3,400,000 | First American Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Grant Deed | $2,450,000 | Fidelity National Title Co | |
| Grant Deed | $2,300,000 | First American Title Company | |
| Grant Deed | $470,000 | Cuesta Title Company |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $749,900 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $850,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $1,208,100 | New Conventional | |
| Previous Owner | $1,400,000 | Purchase Money Mortgage | |
| Previous Owner | $225,000 | Credit Line Revolving | |
| Closed | $1,500,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/14/2025 07/14/25 | Sold | $3,400,000 | -2.3% | $1,700 / Sq Ft |
| 05/28/2025 05/28/25 | Pending | -- | -- | -- |
| 05/16/2025 05/16/25 | For Sale | $3,479,000 | -- | $1,740 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $34,754 | $3,162,506 | $2,710,727 | $451,779 |
| 2024 | $34,135 | $3,100,497 | $2,657,576 | $442,921 |
| 2023 | $34,135 | $3,039,704 | $2,605,467 | $434,237 |
| 2022 | $32,029 | $2,980,103 | $2,554,380 | $425,723 |
| 2021 | $31,528 | $2,921,671 | $2,504,295 | $417,376 |
| 2020 | $31,209 | $2,891,714 | $2,478,617 | $413,097 |
| 2019 | $30,890 | $2,835,015 | $2,430,017 | $404,998 |
| 2018 | $29,860 | $2,739,000 | $2,350,000 | $389,000 |
| 2017 | $27,351 | $2,505,000 | $2,145,000 | $360,000 |
| 2016 | $26,258 | $2,403,000 | $2,060,000 | $343,000 |
| 2015 | $23,775 | $2,172,000 | $1,860,000 | $312,000 |
| 2014 | -- | $1,900,000 | $1,630,000 | $270,000 |
Source: Public Records
Agents Affiliated with this Home
-
Chris Bath
-
Catherine Gilchrist-Colmar
Buyer's Agent in 2025
Catherine Gilchrist-Colmar
Pacific Sotheby's Int'l Realty
(858) 775-6511
1 in this area
32 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: SC25105014
APN: 065-082-012
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The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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