Seller's Agent in 2025
Jen Lysak
EXP REALTY LLC
(863) 370-1793
1 in this area
265 Total Sales
349 Ruby Lake Loop Winter Haven, FL 33884
Lake Ashton Neighborhood
4
Beds
3
Baths
2,374
Sq Ft
0.38
Acres
Highlights
- In Ground Pool
- Gated Community
- Open Floorplan
- Frank E. Brigham Academy Rated 9+
- 0.38 Acre Lot
- Cathedral Ceiling
About This Home
As of January 2022BACK ON MARKET: Buyers financing fell through. STUNNING home in in one of the MOST sought after neighborhoods in all of Winter Haven, The gated community Ruby Lake. This house sits on an oversized exterior lot that gives a ton of privacy. If you are into high ceilings and crown molding then you will love this place. It has fully updated with new paint, new water heater and the roof is less than 2 years old. The kitchen, laundry room, living room and garage are fully updated. The 2 car garage has been converted into a full gym and seller is willing to negotiate leaving for the next owner but is not guaranteed with the sale of the house. Schedule your showing as soon as possible!
Last Agent to Sell the Property
DALTON WADE INC License #3449488 Listed on: 11/11/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,378
Year Built
- Built in 1998
Lot Details
- 0.38 Acre Lot
- North Facing Home
- Corner Lot
- Oversized Lot
- Irrigation
HOA Fees
- $56 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 2,374 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Crown Molding
- Cathedral Ceiling
- Ceiling Fan
- Blinds
- Sliding Doors
- Family Room
- Separate Formal Living Room
- Formal Dining Room
- Inside Utility
- Laundry in unit
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
- 3 Full Bathrooms
Outdoor Features
- In Ground Pool
- Enclosed Patio or Porch
Schools
- Chain O Lakes Elementary School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- Cable TV Available
Listing and Financial Details
- Down Payment Assistance Available
- Homestead Exemption
- Visit Down Payment Resource Website
- Tax Lot 35
- Assessor Parcel Number 27-29-07-855605-000350
Community Details
Overview
- Don Asher And Asso Association, Phone Number (407) 483-1301
- Ruby Lake Ph 02 Subdivision
- The community has rules related to deed restrictions
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 11, 2021
Closed on
Jan 14, 2022
Sold by
Simon Barnett Iii and Simon Lauren
Bought by
Patel Jay
Seller's Agent
Christian Clay
DALTON WADE INC
Buyer's Agent
Kylie Clark
KELLER WILLIAMS REALTY SMART
List Price
$450,000
Sold Price
$450,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.00%
Original Mortgage
$337,500
Outstanding Balance
$311,048
Interest Rate
3.11%
Mortgage Type
New Conventional
Estimated Equity
$155,823
Purchase Details
Listed on
Feb 11, 2020
Closed on
Jun 15, 2020
Sold by
Lumberson Shari L and Lumberson Shari
Bought by
Branett Simon and Barnett Lauren
Seller's Agent
Phyllis Collins
VILLAGE REALTY OF WINTER HAVEN
Buyer's Agent
Jordan Prais
54 REALTY LLC
List Price
$325,000
Sold Price
$325,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.87%
Original Mortgage
$319,113
Interest Rate
3.2%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 31, 2017
Sold by
Yacoub Gaber Y and Yacoub Samia G
Bought by
Lumberson Shari L and Lumberson Shari
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$266,000
Interest Rate
3.91%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 17, 2006
Sold by
Tufts Thomas F and Tufts Jean R
Bought by
Yacoub Gaber Y and Yacoub Samia G
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$288,000
Interest Rate
6.71%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 24, 1998
Sold by
The Cassidy Organization Inc
Bought by
Donahue Thomas R and Donahue Lorraine M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$169,385
Interest Rate
6.91%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $450,000 | Innovative Title | |
| Warranty Deed | $325,000 | Real Estate Title Svcs Inc | |
| Warranty Deed | $280,000 | Real Estate Title Services I | |
| Warranty Deed | $360,000 | Sunbelt Title Agency | |
| Warranty Deed | $178,300 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $337,500 | New Conventional | |
| Previous Owner | $319,113 | FHA | |
| Previous Owner | $266,000 | New Conventional | |
| Previous Owner | $288,000 | Purchase Money Mortgage | |
| Previous Owner | $146,000 | New Conventional | |
| Previous Owner | $169,385 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/26/2025 09/26/25 | For Sale | $499,000 | +10.9% | $210 / Sq Ft |
| 01/14/2022 01/14/22 | Sold | $450,000 | 0.0% | $190 / Sq Ft |
| 11/30/2021 11/30/21 | Pending | -- | -- | -- |
| 11/29/2021 11/29/21 | For Sale | $450,000 | 0.0% | $190 / Sq Ft |
| 11/20/2021 11/20/21 | Pending | -- | -- | -- |
| 11/11/2021 11/11/21 | For Sale | $450,000 | +38.5% | $190 / Sq Ft |
| 06/15/2020 06/15/20 | Sold | $325,000 | 0.0% | $137 / Sq Ft |
| 05/18/2020 05/18/20 | Pending | -- | -- | -- |
| 05/06/2020 05/06/20 | For Sale | $325,000 | 0.0% | $137 / Sq Ft |
| 04/28/2020 04/28/20 | Pending | -- | -- | -- |
| 02/11/2020 02/11/20 | For Sale | $325,000 | -- | $137 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,082 | $372,604 | $76,000 | $296,604 |
| 2024 | $6,942 | $378,486 | $76,000 | $302,486 |
| 2023 | $6,942 | $367,563 | $74,000 | $293,563 |
| 2022 | $5,614 | $284,081 | $0 | $0 |
| 2021 | $5,106 | $258,255 | $56,000 | $202,255 |
| 2020 | $3,378 | $212,882 | $0 | $0 |
| 2018 | $3,317 | $204,216 | $51,000 | $153,216 |
| 2017 | $3,685 | $189,947 | $0 | $0 |
| 2016 | $3,701 | $180,056 | $0 | $0 |
| 2015 | $3,532 | $175,985 | $0 | $0 |
| 2014 | $3,717 | $181,399 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jen Lysak
-
Jay Patel
J
Seller Co-Listing Agent in 2025
Jay Patel
EXP REALTY LLC
(863) 399-5820
6 Total Sales
-
Christian Clay
Seller's Agent in 2022
Christian Clay
DALTON WADE INC
(863) 509-7466
10 in this area
118 Total Sales
-
Kylie Clark
K
Buyer's Agent in 2022
Kylie Clark
KELLER WILLIAMS REALTY SMART
(863) 279-7771
1 in this area
73 Total Sales
-
Phyllis Collins
Seller's Agent in 2020
Phyllis Collins
VILLAGE REALTY OF WINTER HAVEN
(863) 412-6767
11 Total Sales
-
Jordan Prais
Buyer's Agent in 2020
Jordan Prais
54 REALTY LLC
(863) 712-6114
10 in this area
401 Total Sales
Map
Source: Stellar MLS
MLS Number: P4918266
APN: 27-29-07-855605-000350
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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