3499 Cedar Ln Palm Harbor, FL 34684
Highland Lakes Neighborhood
2
Beds
2
Baths
1,230
Sq Ft
6,072
Sq Ft Lot
Highlights
- Waterfront Community
- Golf Course Community
- Fishing
- Boat Ramp
- Access To Lake
- Senior Community
About This Home
As of August 2021Ready to give up yard work and exterior maintenance but want the feeling of your own house? Sutton Place in Highland Lakes may be just right for you. This end unit villa has an attached garage & driveway, the privacy of no immediate rear neighbors, & a screened front porch. The association takes care of lawn mowing & trimming, the sprinkler system, & exterior painting giving you more time to relax and enjoy life. You'll like the house too: Over 1200 sq ft with open living & dining areas featuring lots of natural light and wood-look flooring. The eat-in kitchen has just been renovated with new Shaker cabinets, granite counters, subway tile backsplash, and luxury vinyl plank flooring. The spacious master suite has a walk in closet and a private bathroom. There is even a bonus room perfect for a home office or den not counted in the interior square feet. There are lots of valuable updates here, including a newer roof (2017), new water heater in 2020, new washer, dryer, dishwasher & microwave all in 2021, and the refrigerator is just two years old.
Highland Lakes is Palm Harbor's premier 55+ community. The amenities are outstanding and include free golf on 3 private executive courses, heated pools & spa, tennis, pickleball, bocce & shuffleboard, arts, crafts, & woodworking, fitness & exercise programs, Lake Tarpon access, entertainment, social events & more. You'll like the friendly country club atmosphere and appreciate the safe and well maintained community in desirable Palm Harbor. Don't wait - isn't it time to live your best life?
Last Agent to Sell the Property
COLDWELL BANKER REALTY License #3303131 Listed on: 07/10/2021
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $1,125
Year Built
- Built in 1986
Lot Details
- 6,072 Sq Ft Lot
- Property fronts a private road
- End Unit
- West Facing Home
- Mature Landscaping
- Irrigation
HOA Fees
- $109 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- Garage Door Opener
- Driveway
- Open Parking
- Golf Cart Parking
Home Design
- Tudor Architecture
- Villa
- Property Attached
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 1,230 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Ceiling Fan
- Window Treatments
- Combination Dining and Living Room
- Bonus Room
- Carpet
Kitchen
- Eat-In Kitchen
- Range
- Microwave
- Dishwasher
- Solid Surface Countertops
Bedrooms and Bathrooms
- 2 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry in Garage
- Dryer
- Washer
Outdoor Features
- Access To Lake
- Fishing Pier
- Boat Ramp
- Open Dock
- Screened Patio
- Rain Gutters
- Front Porch
Location
- Property is near a golf course
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Electric Water Heater
- Cable TV Available
Listing and Financial Details
- Down Payment Assistance Available
- Homestead Exemption
- Visit Down Payment Resource Website
- Tax Lot 29
- Assessor Parcel Number 05-28-16-38919-000-0290
Community Details
Overview
- Senior Community
- Association fees include cable TV, common area taxes, community pool, escrow reserves fund, internet, maintenance structure, ground maintenance, manager, private road, recreational facilities, trash
- Management & Associates (Sutton Place) Association, Phone Number (813) 433-2000
- Visit Association Website
- Highland Lakes Sutton Place Subdivision
- On-Site Maintenance
- Association Owns Recreation Facilities
- The community has rules related to building or community restrictions, deed restrictions, fencing, allowable golf cart usage in the community, vehicle restrictions
- Rental Restrictions
Amenities
- Clubhouse
- Community Storage Space
Recreation
- Boat Ramp
- Waterfront Community
- Golf Course Community
- Tennis Courts
- Pickleball Courts
- Recreation Facilities
- Shuffleboard Court
- Community Pool
- Community Spa
- Fishing
Pet Policy
- No Pets Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 10, 2021
Closed on
Aug 18, 2021
Sold by
Subbiondo Eileen
Bought by
Riposio Michele
Seller's Agent
Mary Marconi
COLDWELL BANKER REALTY
Buyer's Agent
Retha Wright
BHHS FLORIDA PROPERTIES GROUP
List Price
$269,900
Sold Price
$275,000
Premium/Discount to List
$5,100
1.89%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.93%
Original Mortgage
$275,000
Outstanding Balance
$252,604
Interest Rate
2.7%
Mortgage Type
VA
Estimated Equity
$78,532
Purchase Details
Closed on
Mar 11, 2005
Sold by
Talocco Charlotte M
Bought by
Subbiondo Joseph M and Subbiondo Eileen
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,000
Interest Rate
5.6%
Mortgage Type
Purchase Money Mortgage
Similar Homes in Palm Harbor, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $275,000 | Sunbelt Title Agency | |
| Warranty Deed | $160,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $275,000 | VA | |
| Previous Owner | $117,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $112,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/06/2025 06/06/25 | Price Changed | $329,500 | -1.6% | $268 / Sq Ft |
| 04/25/2025 04/25/25 | Price Changed | $335,000 | -1.5% | $272 / Sq Ft |
| 02/03/2025 02/03/25 | Price Changed | $340,000 | -5.6% | $276 / Sq Ft |
| 11/17/2024 11/17/24 | For Sale | $360,000 | +30.9% | $293 / Sq Ft |
| 08/23/2021 08/23/21 | Sold | $275,000 | +1.9% | $224 / Sq Ft |
| 07/13/2021 07/13/21 | Pending | -- | -- | -- |
| 07/10/2021 07/10/21 | For Sale | $269,900 | -- | $219 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,611 | $248,103 | -- | -- |
| 2023 | $3,611 | $240,877 | $0 | $0 |
| 2022 | $3,503 | $233,861 | $0 | $233,861 |
| 2021 | $1,136 | $95,902 | $0 | $0 |
| 2020 | $1,125 | $94,578 | $0 | $0 |
| 2019 | $1,096 | $92,452 | $0 | $0 |
| 2018 | $1,082 | $90,728 | $0 | $0 |
| 2017 | $1,064 | $88,862 | $0 | $0 |
| 2016 | $1,047 | $87,034 | $0 | $0 |
| 2015 | $1,015 | $86,429 | $0 | $0 |
| 2014 | $994 | $85,743 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Sheri Ragsdale
Seller's Agent in 2024
Sheri Ragsdale
RAGSDALE RESIDENTIAL REALTY
(727) 742-3789
28 in this area
64 Total Sales
-
Mary Marconi
Seller's Agent in 2021
Mary Marconi
COLDWELL BANKER REALTY
(727) 542-4737
223 in this area
268 Total Sales
-
Retha Wright
Buyer's Agent in 2021
Retha Wright
BHHS FLORIDA PROPERTIES GROUP
(727) 688-1174
63 in this area
72 Total Sales
Map
Source: Stellar MLS
MLS Number: U8129684
APN: 05-28-16-38919-000-0290
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