$340,000
SOLD AUG 4, 2025

3503 Cline Crest St Chattanooga, TN 37415

4 Beds
2.5 Baths
1,363 Sq Ft
1 Acres

Recently Sold

$249 Per Sq Ft

3% Below List Price

33 Days on Market

Highlights

  • 1 Acre Lot
  • Wood Flooring
  • No HOA
  • Deck
  • Main Floor Primary Bedroom
  • Porch

About This Home

As of August 2025

Tucked away at the end of a quiet dead-end street, this well-maintained 4-bed, 2.5-bath ranch style home offers peaceful privacy on a large 1 acre wooded lot—just minutes from the heart of the city. With original hardwood floors in great condition and a newer roof (2018), this home is clean, solid, and move-in ready. It's a rare opportunity for buyers who can see the big-picture potential and are ready to make some cosmetic updates like wallpaper removal to truly make it shine. Upstairs, you'll find three bedrooms and a spacious living/dining area that opens into the kitchen and upstairs laundry space. Step outside to the converted carport—now a large screened-in porch—perfect for enjoying morning coffee while listening to the birdsong.The real bonus and not included in tax records square footage--- A fully equipped lower-level efficiency apartment with a separate entrance, full kitchen, wood stove, large studio-style bedroom, and full bath. Whether you're house-hacking to offset your mortgage, investing in a rental opportunity, or creating a comfortable in-law suite or student space (looking for your UTC or Chatt State, the flexibility is unbeatable. Additional features include: Recent improvements made to back deck, 5y/o chimney for downstairs fireplace and unfinished basement storage space, Septic serviced (2022) and field lines redone (2012-13) Easy access to Hwy 27 and just one minute from Dayton Blvd. Quiet, tucked-away setting with quick commute options. Opportunity knocks for investors or first-time buyers! This is your chance to own a solid home with great bones and income potential in a fast-moving neighborhood. Bring your vision and don't miss out—schedule your showing today!

Last Agent to Sell the Property

India Cox

Horizon Sotheby's International Realty License #326081 Listed on: 05/29/2025

Last Buyer's Agent

Jan Parker

Appalachian Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,274

Year Built

  • Built in 1963

Lot Details

  • 1 Acre Lot
  • Lot Dimensions are 60x147.9

Parking

  • Off-Street Parking

Home Design

  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof

Interior Spaces

  • 1,363 Sq Ft Home
  • Wood Burning Fireplace
  • Living Room
  • Partially Finished Basement
  • Fireplace in Basement

Kitchen

  • Built-In Electric Oven
  • Electric Cooktop
  • Range Hood
  • Dishwasher

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main

Outdoor Features

  • Deck
  • Screened Patio
  • Porch

Schools

  • Red Bank Elementary School
  • Red Bank Middle School
  • Red Bank High School

Utilities

  • Central Air
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 117d C 037

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,274

Year Built

Built in 1963

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 1.0
  • Lot Size: 60X147.9
  • Road Frontage Type: City Street
  • Road Surface Type: Concrete
  • Subdivision Name: None
  • Directions: From Downtown Dayton Blvd, left Crisman St, left on Berkley Dr, right on Cline, left on Cline Crest SOP
  • Above Grade Finished Sq Ft: 1363.0
  • Carport Y N: No
  • Garage Yn: No
  • Living Area: 1363.0
  • New Construction: No
  • Year Built: 1963
  • Cooling:Electric: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 117d C 037
  • Location Tax and Legal Elementary School: Red Bank Elementary
  • Location Tax and Legal Middle Or Junior School2: Red Bank Middle
  • Location Tax and Legal High School: Red Bank High School
  • Location Tax and Legal:Tax Annual Amount: 2274.26
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 1363.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 1.0
  • General Property Information Lot Size Square Feet2: 43560.0
  • General Property Information Lot Size Dimensions: 60X147.9
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Tucked away at the end of a quiet dead-end street, this well-maintained 4-bed, 2.5-bath ranch style home offers peaceful privacy on a large 1 acre wooded lot—just minutes from the heart of the city. With original hardwood floors in great condition and a newer roof (2018), this home is clean, solid, and move-in ready. It's a rare opportunity for buyers who can see the big-picture potential and are ready to make some cosmetic updates like wallpaper removal to truly make it shine. Upstairs, you'll find three bedrooms and a spacious living/dining area that opens into the kitchen and upstairs laundry space. Step outside to the converted carport—now a large screened-in porch—perfect for enjoying morning coffee while listening to the birdsong.The real bonus and not included in tax records square footage--- A fully equipped lower-level efficiency apartment with a separate entrance, full kitchen, wood stove, large studio-style bedroom, and full bath. Whether you're house-hacking to offset your mortgage, investing in a rental opportunity, or creating a comfortable in-law suite or student space (looking for your UTC or Chatt State, the flexibility is unbeatable. Additional features include: Recent improvements made to back deck, 5y/o chimney for downstairs fireplace and unfinished basement storage space, Septic serviced (2022) and field lines redone (2012-13) Easy access to Hwy 27 and just one minute from Dayton Blvd. Quiet, tucked-away setting with quick commute options. Opportunity knocks for investors or first-time buyers! This is your chance to own a solid home with great bones and income potential in a fast-moving neighborhood. Bring your vision and don't miss out—schedule your showing today!
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Hardwood: Yes
  • Roof:Shingle: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Room Types Bedroom Level: First
  • Foundation Details Block2: Yes
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Room Types Primary Bedroom Level: First
  • Flooring:Vinyl: Yes
  • Utilities:Cable Connected: Yes
  • Utilities:Phone Connected: Yes
  • Special Features: None

Interior Features

  • Private Spa: No
  • Appliances: Refrigerator, Range Hood, Electric Water Heater, Electric Cooktop, Dishwasher, Built-In Electric Oven
  • Has Basement: Partially Finished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Basement, Wood Burning
  • Fireplace: Yes
  • Flooring: Hardwood, Vinyl
  • Appliances Dishwasher: Yes
  • Appliances:Electric Water Heater: Yes
  • Fireplace Features:Wood Burning: Yes
  • Appliances:Range Hood: Yes
  • Appliances:Electric Cooktop: Yes
  • Basement:Partially Finished: Yes
  • Fireplace Features:Basement2: Yes
  • Appliances:Built-In Electric Oven: Yes

Exterior Features

  • Pool Features: None
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick
  • Exterior Features: None
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Porch, Screened
  • Roof: Shingle
  • Exterior Features:None8: Yes
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio and Porch Features:Porch: Yes
  • Patio And Porch Features:Screened: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Off Street
  • General Property Information:Garage YN: No
  • Parking Features:Off Street: Yes

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Connected, Electricity Connected, Phone Connected, Water Connected
  • Water Source: Public
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Red Bank Elementary
  • High School: Red Bank High School
  • Middle Or Junior School: Red Bank Middle

Lot Info

  • Lot Size Sq Ft: 43560.0
  • Additional Parcels: No
  • Parcel #: 117d C 037

Tax Info

  • Tax Annual Amount: 2274.26

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 29, 2025
Closed on
Aug 4, 2025
Sold by
Grooms Jane Ellen and Morrison Carey
Bought by
Vizaro Justin
Seller's Agent
India Cox
Horizon Sotheby's International Realty
Buyer's Agent
Jan Parker
Appalachian Real Estate
List Price
$350,000
Sold Price
$340,000
Premium/Discount to List
-$10,000
-2.86%
Views
112
Current Estimated Value
$337,680

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,320
Avg. Annual Appreciation
-2.12%
Original Mortgage
$329,800
Outstanding Balance
$329,519
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$8,161

Purchase Details

Listed on
May 29, 2025
Closed on
Aug 2, 2025
Sold by
Morrison Jane Ellen and Grooms Jane Ellen
Bought by
Morrison Carey and Grider Sara Jane
Seller's Agent
India Cox
Horizon Sotheby's International Realty
Buyer's Agent
Jan Parker
Appalachian Real Estate
List Price
$350,000
Sold Price
$340,000
Premium/Discount to List
-$10,000
-2.86%
Views
112

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$329,800
Outstanding Balance
$329,519
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$8,161

Purchase Details

Closed on
Aug 30, 2024
Sold by
Morrison Jane E and Morrison Patrick
Bought by
Morrison Carey and Grider Sara Jane
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $340,000 Reality Title
Warranty Deed $340,000 Reality Title
Quit Claim Deed -- Reality Title
Quit Claim Deed -- Reality Title
Warranty Deed $25,000 None Listed On Document
Warranty Deed $25,000 None Listed On Document
Warranty Deed $25,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $329,800 New Conventional
Closed $329,800 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/04/2025 08/04/25 Sold $340,000 -2.9% $249 / Sq Ft
07/01/2025 07/01/25 Pending -- -- --
05/29/2025 05/29/25 For Sale $350,000 -- $257 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,152 $51,500 $0 $0
2023 $2,082 $51,500 $0 $0
2022 $1,759 $51,500 $0 $0
2021 $1,951 $51,500 $0 $0
2020 $1,731 $36,175 $0 $0
2019 $1,731 $36,175 $0 $0
2018 $1,731 $36,175 $0 $0
2017 $1,656 $36,175 $0 $0
2016 $1,432 $0 $0 $0
2015 $1,432 $29,250 $0 $0
2014 $1,432 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1513731

Greater Chattanooga REALTORS®

APN: 117D-C-037