$578,000
SOLD FEB 4, 2025

3503 Jewfish Dr Hernando Beach, FL 34607

3 Beds
2.5 Baths
1,893 Sq Ft
7,500 Sq Ft Lot

Recently Sold

$305 Per Sq Ft

17% Below List Price

204 Days on Market

Highlights

  • 75 Feet of Fresh Water Canal Waterfront
  • Parking available for a boat
  • Property is near a marina
  • Boat Ramp
  • Dock made with wood
  • Screened Pool

About This Home

As of February 2025

Welcome to waterfront living at its finest in the deed-restricted community of Hernando Beach South. This stunning 3-story, completely remodeled 3-bedroom, 2-bathroom POOL home offers luxury and comfort with all the amenities a waterfront homeowner desires.

Step inside and be greeted by an ELEVATOR that provides access to all 3 levels, making this home accessible for all. The property boasts a new AC system installed in 2021, a new roof from 2019, your private dock, screened-in pool, large screened-in balconies on every level, and a breathtaking view of the Gulf of Mexico from the third story. Lots of wind mitigation credits and a new hot water heater allow for a home owners insurance policy under $2000.

The second story features a spacious living room with a wall of sliders leading to the screened-in balcony, a kitchen/dining room combination, a laundry room, and two bedrooms with an adjoining bathroom. The kitchen is a chef's delight with white cabinets, beautiful stone countertops, and stainless-steel appliances, including a gas stove.

On the third story, you'll find a large master bedroom with an ensuite bathroom, two sets of large closets, and a sizable screened-in balcony, perfect for enjoying the stunning views and peaceful surroundings.

This home has been freshly painted inside and out and features new luxury vinyl floors throughout, adding a touch of modern elegance to the space. Don't miss this opportunity to own an exquisite waterfront retreat with luxurious finishes and panoramic views. Schedule a showing today to experience the beauty and comfort of this exceptional property. The home is centrally located and minutes from Weeki Wachee Springs, restaurants, shops and a short drive to Tampa.

Last Agent to Sell the Property

Sarah Hill

JT REALTY & ASSOCIATES Brokerage Phone: 352-279-2640 License #3447180 Listed on: 06/10/2024

Last Buyer's Agent

Lisa & John Lowe

FUTURE HOME REALTY INC License #564603

FUTURE HOME REALTY INC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,066

Year Built

  • Built in 1999

Lot Details

  • 7,500 Sq Ft Lot
  • 75 Feet of Fresh Water Canal Waterfront
  • Fronts a freshwater canal with a boatlift to a saltwater canal
  • South Facing Home
  • Property is zoned R1B

HOA Fees

  • $22 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Tandem Parking
  • Parking available for a boat

Property Views

  • Partial Bay or Harbor
  • Canal

Home Design

  • Coastal Architecture
  • Shingle Roof
  • Vinyl Siding
  • Pile Dwellings

Interior Spaces

  • 1,893 Sq Ft Home
  • 3-Story Property
  • Elevator
  • Open Floorplan
  • Window Treatments
  • French Doors
  • Living Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet

Flooring

  • Luxury Vinyl Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • Dual Closets
  • Walk-In Closet

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Pool

  • Screened Pool
  • In Ground Pool
  • Fence Around Pool

Outdoor Features

  • Property is near a marina
  • Seawall
  • No Wake Zone
  • Dock made with wood
  • Covered patio or porch
  • Rain Gutters

Location

  • Flood Zone Lot
  • Flood Insurance May Be Required

Utilities

  • Central Heating and Cooling System
  • Propane
  • Water Softener
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Coastal HOA Management Association, Phone Number (727) 859-9734
  • Visit Association Website
  • Hernando Beach Subdivision
  • The community has rules related to deed restrictions

Recreation

  • Boat Ramp

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,066

Year Built

Built in 1999

Lot Details

0

HOA Fees

$22 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Coastal
  • Construction Materials: Vinyl Siding
  • Fireplace: No
  • Living Area: 1893
  • Lot Size Acres: 0.17
  • New Construction: No
  • Year Built: 1999
  • Building Area Total: 3951
  • Lot Size Sq Ft: 7500
  • Directions to Property: North on US 19. Turn left at the light at Spring Hill Dr/Osowaw Blvd. Turn left at the 4 way stop. Turn right on Shoal Line Blvd. Turn left at Jewfish Dr. Home is on the right.
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Available for Lease YN: 1
  • Escrow City: Spring Hill
  • Escrow Postal Code: 34606
  • Escrow State: FL
  • Escrow Street Number: 1271 Kass Circle
  • List Office Head Office Key Nume: 528568595
  • Minimum Lease: 3 Months
  • RATIO Current Price By Calculate: 305.34
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 1
  • Property Description: Elevated,Stilt Home
  • Water Frontage Feet FCWLSC: 75
  • MFR_BedroomClosetType: Dual Closets
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Wood
  • MFR_DockYN: 1
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp
  • Attribution Contact: 352-279-2640
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Vinyl
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Elevator, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
  • Foundation Details: Stilt/On Piling
  • Total Bedrooms: 3
  • Levels: Three Or More
  • Stories: 3
  • Street Number Modifier: 3503
  • ResoLivingAreaSource: PublicRecords
  • Living Area Meters: 175.87
  • Room Count: 3

Exterior Features

  • Direction Faces: South
  • Pool Features: In Ground, Screen Enclosure
  • Exterior Features: French Doors, Rain Gutters
  • Roof: Shingle
  • Pool Private: Yes
  • View: Water
  • Water Body Name: GULF OF MEXICO
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Front Porch, Rear Porch
  • Road Surface Type: Asphalt
  • Disclosures: Seller Property Disclosure
  • Water Access: Freshwater Canal w/Lift to Saltwater Canal
  • Water Extras: No Wake Zone,Seawall - Concrete
  • Water Extras YN: 1
  • Water View: Canal,Gulf/Ocean - Partial
  • Water View YN: 1
  • Waterfront Feet Total: 75

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Boat, Tandem

Utilities

  • Utilities: Cable Connected, Electricity Connected, Propane, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions
  • Association Fee: 264
  • Association Fee Frequency: Annually
  • Association Name: Coastal HOA Management
  • Phone: 727-859-9734
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Only domestic animals. All other must receive approval by HOA.
  • Association Fee Requirement: Required
  • Association Email: acctcoastalhoamgt@gmail.com
  • Association URL: hbspoa.org

Fee Information

  • Total Annual Fees: 264.00
  • Total Monthly Fees: 22.00
  • Monthly HOA Amount: 22.00

Lot Info

  • Zoning: R1B
  • Parcel Number: R24-223-16-2370-0139-0120
  • Additional Parcels: No
  • Lot Features: Flood Insurance Required, FloodZone, In County, Near Marina, Paved
  • Flood Zone Code: AE
  • Homestead YN: 1
  • Lot Size Square Meters: 697

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Cats OK, Dogs OK, Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Must give HOA 30+ days notice of intent to lease.

Tax Info

  • Tax Annual Amount: 7065.76
  • Tax Block: 139
  • Tax Book Number: 17-70
  • Tax Lot: 12

Multi Family

  • Waterfront Features: Freshwater Canal w/Lift to Saltwater Canal
  • Approval Process: Application and fee submitted to HOA. HOA must approve all applications.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 10, 2024
Closed on
Feb 4, 2025
Sold by
Gordon Terry Kesterson
Bought by
Easton Ckenneth and Easton Lindsey
Seller's Agent
Sarah Hill
JT REALTY & ASSOCIATES
Buyer's Agent
Lisa & John Lowe
FUTURE HOME REALTY INC
List Price
$700,000
Sold Price
$578,000
Premium/Discount to List
-$122,000
-17.43%
Views
68
Current Estimated Value
$566,349

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$11,651
Avg. Annual Appreciation
-7.14%

Purchase Details

Closed on
Feb 8, 2023
Sold by
Gordon Terry
Bought by
Terry Kesterson Gordon Trust

Purchase Details

Listed on
Jul 2, 2021
Closed on
Aug 30, 2021
Sold by
Coe Stuart and Coe Susan
Bought by
Gordon Terry
Seller's Agent
Sarah Hill
JT Realty & Associates
Buyer's Agent
Yvonne Shiell
Real Estate Florida Group, Inc.
List Price
$576,000
Sold Price
$576,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.83%

Purchase Details

Listed on
Apr 26, 2019
Closed on
Jun 25, 2019
Sold by
Chapman Karen
Bought by
Coe Stuart and Coe Susan
Seller's Agent
Salesperson Non Member
Non-MLS Member
Buyer's Agent
NON-MLS MEMBER
MAR NON MLS MEMBER
List Price
$386,000
Sold Price
$377,400
Premium/Discount to List
-$8,600
-2.23%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
21.40%
Original Mortgage
$301,920
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 9, 2008
Sold by
Mcelhaney Patrick D and Mcelhaney Ralph C
Bought by
Chapman Karen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,000
Interest Rate
6.03%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 30, 2006
Sold by
Mcelhaney Joseph G
Bought by
Mcelhaney Joseph G and Mcelhaney Patrick D

Purchase Details

Closed on
Nov 5, 2003
Sold by
Hanley Michael O and Hanley Margaret R
Bought by
Mcelhaney Joseph G and Mcelhaney Beatrice R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$228,000
Interest Rate
6%

Purchase Details

Closed on
Nov 9, 1998
Sold by
Hernando Beach Inc
Bought by
Hanley Michael O and Hanley Margaret R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,600
Interest Rate
6.65%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $578,000 Southern Security Title
Warranty Deed $578,000 Southern Security Title
Special Warranty Deed -- --
Warranty Deed $576,000 Southern Security Ttl Of Nat
Warranty Deed $377,400 Americas Title Corporation
Warranty Deed $295,000 Alday Donalson Title Agencie
Interfamily Deed Transfer -- Attorney
Warranty Deed $285,000 --
Warranty Deed $44,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $301,920 New Conventional
Previous Owner $225,750 New Conventional
Previous Owner $232,500 Unknown
Previous Owner $225,000 Purchase Money Mortgage
Previous Owner $228,000 No Value Available
Previous Owner $121,605 Credit Line Revolving
Previous Owner $155,600 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/04/2025 02/04/25 Sold $578,000 -3.6% $305 / Sq Ft
01/01/2025 01/01/25 Pending -- -- --
12/05/2024 12/05/24 Price Changed $599,500 -4.1% $317 / Sq Ft
11/08/2024 11/08/24 Price Changed $625,000 -3.8% $330 / Sq Ft
08/28/2024 08/28/24 Price Changed $650,000 -7.1% $343 / Sq Ft
06/10/2024 06/10/24 For Sale $700,000 +21.5% $370 / Sq Ft
08/30/2021 08/30/21 Sold $576,000 0.0% $304 / Sq Ft
07/15/2021 07/15/21 Pending -- -- --
06/30/2021 06/30/21 For Sale $576,000 +52.6% $304 / Sq Ft
06/28/2019 06/28/19 Sold $377,400 0.0% $199 / Sq Ft
06/28/2019 06/28/19 Sold $377,400 -2.2% $96 / Sq Ft
06/01/2019 06/01/19 Pending -- -- --
04/26/2019 04/26/19 For Sale $386,000 0.0% $98 / Sq Ft
04/11/2019 04/11/19 For Sale $386,000 -- $204 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,066 $477,721 $70,500 $407,221
2023 $7,066 $477,370 $73,125 $404,245
2022 $8,091 $488,395 $59,925 $428,470
2021 $5,658 $312,978 $30,000 $282,978
2020 $5,227 $301,499 $19,500 $281,999
2019 $3,445 $222,253 $0 $0
2018 $2,742 $218,109 $0 $0
2017 $3,171 $213,623 $0 $0
2016 $3,004 $209,229 $0 $0
2015 $3,094 $207,775 $0 $0
2014 $2,901 $206,126 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: T3532855

Stellar MLS

APN: R24-223-16-2370-0139-0120