NOT LISTED FOR SALE

3511 Cathy Ln Chattanooga, TN 37412

Estimated Value: $254,000 - $291,802

4 Beds
2.5 Baths
1,932 Sq Ft
$143/Sq Ft Est. Value

Last Sold February 09, 2021

Last sale price $166,000 $86 Per Sq Ft

Est. 66% increase in value since last sale

Current estimated payment $1,546/month

32 Days on Market

Highlights

  • Deck
  • No HOA
  • Porch
  • Wood Flooring
  • Sitting Room
  • Eat-In Kitchen

About This Home

As of February 2021

Large, one level 4 bedroom 2.5 bath home in East Ridge. Master suite is secluded and has it's own sitting room. Large eat in kitchen with plenty of cabinet and counter space. Fresh neutral paint and new carpet. Close to everything Chattanooga has to offer.

Last Agent to Sell the Property

Kelly Casey

United Real Estate Experts License #338994 Listed on: 12/11/2020

United Real Estate Experts

Last Buyer's Agent

Darlene Clevenger

KW Kingsport License #333887

KW Kingsport

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,308

Year Built

  • Built in 1955

Lot Details

  • 0.26 Acre Lot
  • Lot Dimensions are 80x143.1
  • Fenced
  • Level Lot

Parking

  • Off-Street Parking

Home Design

  • Brick Front
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,932 Sq Ft Home
  • 1-Story Property
  • Gas Log Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Living Room with Fireplace
  • Sitting Room
  • Basement
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Free-Standing Electric Range
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Outdoor Features

  • Deck
  • Patio
  • Outbuilding
  • Porch

Schools

  • East Ridge Elementary School
  • East Ridge Middle School
  • East Ridge High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Hermitage Terr Subdivision

Listing and Financial Details

  • Assessor Parcel Number 156l J 023

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,308

Year Built

Built in 1955

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.26
  • Lot Size: 80X143.1
  • Subdivision Name: Hermitage Terr
  • Directions: I-24 East, exit on Germantown Road, turn right on Germantown Road continue about a mile and turn right on to Cathy Lane. House is on the right.
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One
  • Living Area: 1932.0
  • New Construction: No
  • Structure Type: Free Standing Building
  • Year Built: 1955
  • Cooling:Electric: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 156l J 023
  • Location Tax and Legal Elementary School: East Ridge Elementary
  • Location Tax and Legal Middle Or Junior School2: East Ridge Middle
  • Location Tax and Legal High School: East Ridge High
  • Location Tax and Legal:Tax Annual Amount: 1308.18
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.26
  • General Property Information Lot Size Square Feet2: 11448.0
  • General Property Information Lot Size Dimensions: 80X143.1
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • Levels:One: Yes
  • Fencing Fenced: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features En Suite: Yes
  • Interior Features Sitting Area: Yes
  • Interior Features Split Bedrooms2: Yes
  • Flooring:Vinyl: Yes
  • Other Structures:Out Building: Yes
  • Brick and Stone Features 14 Brick: Yes
  • Special Features: None

Interior Features

  • Appliances: Refrigerator, Free-Standing Electric Range, Electric Water Heater, Disposal, Dishwasher
  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Gas Starter, Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Vinyl
  • Interior Amenities: Connected Shared Bathroom, Eat-in Kitchen, En Suite, Primary Downstairs, Sitting Area, Split Bedrooms, Tub/shower Combo, Walk-In Closet(s)
  • Window Features: Insulated Windows, Vinyl Frames
  • Appliances Dishwasher: Yes
  • Basement:Crawl Space: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Appliances:Electric Water Heater: Yes
  • Community Features:None4: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Fireplace Features:Living Room2: Yes
  • Fireplace Features:Gas Starter: Yes

Exterior Features

  • Fencing: Fenced
  • Lot Features: Level
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Vinyl Siding
  • Foundation Details: Block
  • Other Structures: Outbuilding
  • Patio And Porch Features: Deck, Patio, Porch
  • Roof: Shingle
  • Construction Materials:Brick: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Level: Yes
  • Window Features:Insulated Windows: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Off Street
  • General Property Information:Garage YN: No
  • Parking Features:Off Street: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Utilities: Electricity Available, Sewer Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: None
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: East Ridge Elementary
  • High School: East Ridge High
  • Middle Or Junior School: East Ridge Middle

Lot Info

  • Lot Size Sq Ft: 11448.0
  • Additional Parcels: No
  • Parcel #: 156l J 023
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1308.18

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 11, 2020
Closed on
Feb 9, 2021
Sold by
Downey Jennifer K and Downey Tommy E
Bought by
Mcmahan Michael Howard and Mcmahan Robin Dayle
Seller's Agent
Kelly Casey
United Real Estate Experts
Buyer's Agent
Darlene Clevenger
KW Kingsport
List Price
$189,000
Sold Price
$166,000
Premium/Discount to List
-$23,000
-12.17%
Current Estimated Value
$275,451

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$109,451
Avg. Annual Appreciation
12.16%
Original Mortgage
$157,700
Outstanding Balance
$141,451
Interest Rate
2.6%
Mortgage Type
New Conventional
Estimated Equity
$139,624

Purchase Details

Closed on
May 17, 2004
Sold by
Turner Brandy L and Moss Brandy L
Bought by
Downey Tommy E and Downey Jennifer K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,450
Interest Rate
5.77%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 16, 1999
Sold by
The Tipton Group Inc
Bought by
Moss Brandy L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,000
Interest Rate
6.74%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 9, 1998
Sold by
Bianchini Sergio D and Bianchini Paula D
Bought by
Tipton Group Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$66,000
Interest Rate
7.23%
Mortgage Type
Seller Take Back
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mcmahan Michael Howard $166,000 Cumberland Title & Guaranty
Downey Tommy E $106,000 Pioneer Title Agency Inc
Moss Brandy L $87,500 --
Tipton Group Inc $68,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mcmahan Michael Howard $157,700
Previous Owner Downey Tommy E $80,450
Previous Owner Moss Brandy L $70,000
Previous Owner Tipton Group Inc $66,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/09/2021 02/09/21 Sold $166,000 0.0% $86 / Sq Ft
02/09/2021 02/09/21 Sold $166,000 -12.2% $86 / Sq Ft
01/12/2021 01/12/21 Pending -- -- --
01/12/2021 01/12/21 Pending -- -- --
12/11/2020 12/11/20 For Sale $189,000 0.0% $98 / Sq Ft
11/07/2020 11/07/20 For Sale $189,000 -- $98 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $945 $42,225 $0 $0
2023 $1,482 $42,225 $0 $0
2022 $1,482 $42,225 $0 $0
2021 $1,662 $42,225 $0 $0
2020 $1,308 $27,275 $0 $0
2019 $1,308 $27,275 $0 $0
2018 $1,308 $27,275 $0 $0
2017 $1,308 $27,275 $0 $0
2016 $1,309 $0 $0 $0
2015 $1,309 $26,750 $0 $0
2014 $1,309 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1327111

Greater Chattanooga REALTORS®

APN: 156L-J-023