NOT LISTED FOR SALE

3516 Cathy Ln Chattanooga, TN 37412

Estimated Value: $250,000 - $275,150

3 Beds
2 Baths
1,421 Sq Ft
$184/Sq Ft Est. Value

Last Sold March 01, 2023

Last sale price $240,000 $169 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $1,466/month

113 Days on Market

Highlights

  • Outdoor Fireplace
  • No HOA
  • Formal Dining Room
  • Wood Flooring
  • Screened Porch
  • 1 Car Attached Garage

About This Home

As of March 2023

100% financing available on this Comfortable one level home in super convenient East Ridge location! Only ten minutes to downtown, and 10 minutes to Hamilton Place shopping. Home features beautiful hardwood floors throughout, large living room with lots of windows for natural light, recently renovated eat-in kitchen, separate dining room, covered porch, three bedrooms, two recently updated baths, large 2-door pantry to die for, updated 6-panel doors throughout, fenced backyard and crawl space area great for storage. The covered porch has plenty of room to relax and a brick fireplace. Home is in move-in condition and a great buy! The roof on the covered porch is being repaired prior to closing and a French drain is being installed.

Last Agent to Sell the Property

Bill Panebianco

Pratt Homes, LLC Brokerage Email: billpanebianco@prattliving.com License #336974 Listed on: 10/25/2022

Last Buyer's Agent

Bill Panebianco

Pratt Homes, LLC Brokerage Email: billpanebianco@prattliving.com License #336974 Listed on: 10/25/2022

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,567

Year Built

  • Built in 1950

Lot Details

  • 10,454 Sq Ft Lot
  • Lot Dimensions are 80x130
  • Fenced

Parking

  • 1 Car Attached Garage

Home Design

  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,421 Sq Ft Home
  • 1-Story Property
  • Wood Burning Fireplace
  • Formal Dining Room
  • Screened Porch
  • Basement
  • Crawl Space

Kitchen

  • Free-Standing Electric Range
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Separate Shower

Outdoor Features

  • Outdoor Fireplace

Schools

  • East Ridge Elementary School
  • East Ridge Middle School
  • East Ridge High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Hermitage Terr Subdivision

Listing and Financial Details

  • Assessor Parcel Number 156m F 018

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,567

Year Built

Built in 1950

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.24
  • Lot Size: 80X130
  • Subdivision Name: Hermitage Terr
  • Directions: From I24 take exit 183 toward Belvoir Ave, turn left on S. Germantown Rd, turn right on Cathy Lane, home is on the left.
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Living Area: 1421.0
  • New Construction: No
  • Year Built: 1950
  • Attribution Contact: billpanebianco@prattliving.com
  • Cooling:Electric: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 156m F 018
  • Location Tax and Legal Elementary School: East Ridge Elementary
  • Location Tax and Legal Middle Or Junior School2: East Ridge
  • Location Tax and Legal High School: East Ridge High
  • Location Tax and Legal:Tax Annual Amount: 1567.36
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.24
  • General Property Information Lot Size Square Feet2: 10454.4
  • General Property Information Lot Size Dimensions: 80X130
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Roof:Shingle: Yes
  • Roof Asphalt5: Yes
  • Foundation Details Block2: Yes
  • Levels:One: Yes
  • Fencing Fenced: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Patio and Porch Features:Porch-Screened: Yes
  • Special Features: None

Interior Features

  • Appliances: Refrigerator, Free-Standing Electric Range, Electric Water Heater, Disposal, Dishwasher
  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Outside, Wood Burning
  • Fireplace: Yes
  • Flooring: Hardwood, Tile
  • Interior Amenities: Separate Dining Room, Separate Shower
  • Appliances Dishwasher: Yes
  • Basement:Crawl Space: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Appliances:Electric Water Heater: Yes
  • Fireplace Features:Wood Burning: Yes
  • Fireplace Features:Outside2: Yes

Exterior Features

  • Fencing: Fenced
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Foundation Details: Block
  • Patio And Porch Features: Porch, Porch - Screened
  • Roof: Asphalt, Shingle
  • Construction Materials:Vinyl Siding: Yes
  • Patio and Porch Features:Porch: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 1.0

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Utilities: Electricity Available, Sewer Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: East Ridge Elementary
  • High School: East Ridge High
  • Middle Or Junior School: East Ridge

Lot Info

  • Lot Size Sq Ft: 10454.4
  • Additional Parcels: No
  • Parcel #: 156m F 018
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1567.36

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 29, 2022
Sold by
Smith Tanya M
Bought by
Lacey Z Phyllis
Current Estimated Value
$261,288

Purchase Details

Listed on
Jan 21, 2014
Closed on
Jul 23, 2014
Sold by
Hughes Nicholas W and Hughes Teffeny
Bought by
Wilson Tanya
Seller's Agent
Randy Durham
Keller Williams Realty
Buyer's Agent
Bill Sewell
Select Realty Professionals
List Price
$119,500
Sold Price
$113,900
Premium/Discount to List
-$5,600
-4.69%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.60%
Original Mortgage
$111,836
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 16, 2008
Sold by
Lee Lisa L and Morris Lisa L
Bought by
Hughes Nicholas W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$118,000
Interest Rate
6.04%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 30, 2001
Sold by
Hill Kenneth D and Hill Staci C
Bought by
Lee Lisa L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$84,500
Interest Rate
5.62%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lacey Z Phyllis $240,000 Oxford Title
Wilson Tanya $113,900 None Available
Hughes Nicholas W $118,000 Realty Title & Escrow
Lee Lisa L $84,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Wilson Tanya $112,100
Previous Owner Wilson Tanya $111,836
Previous Owner Hughes Nicholas W $118,000
Previous Owner Morris Kenneth A $107,000
Previous Owner Morris Kenneth A $84,000
Previous Owner Lee Lisa L $84,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/01/2023 03/01/23 Sold $240,000 -4.0% $169 / Sq Ft
11/17/2022 11/17/22 Off Market $249,999 -- --
10/25/2022 10/25/22 Price Changed $249,999 -3.8% $176 / Sq Ft
10/11/2022 10/11/22 Price Changed $259,999 -3.7% $183 / Sq Ft
09/27/2022 09/27/22 Price Changed $269,900 -10.0% $190 / Sq Ft
09/22/2022 09/22/22 Price Changed $299,900 +11.1% $211 / Sq Ft
09/21/2022 09/21/22 Price Changed $269,900 -6.9% $190 / Sq Ft
07/26/2022 07/26/22 For Sale $289,900 +154.5% $204 / Sq Ft
07/23/2014 07/23/14 Sold $113,900 -4.7% $71 / Sq Ft
07/21/2014 07/21/14 Pending -- -- --
01/20/2014 01/20/14 For Sale $119,500 -- $74 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $884 $39,525 $0 $0
2023 $1,387 $39,525 $0 $0
2022 $1,387 $39,525 $0 $0
2021 $1,567 $39,525 $0 $0
2020 $1,352 $28,350 $0 $0
2019 $1,352 $28,350 $0 $0
2018 $1,352 $28,350 $0 $0
2017 $1,352 $28,350 $0 $0
2016 $1,258 $0 $0 $0
2015 $1,258 $25,525 $0 $0
2014 $1,258 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1359741

Greater Chattanooga REALTORS®

APN: 156M-F-018